Author Topic: What Life Is Like When You Make Less Than $15 an Hour  (Read 149113 times)

arebelspy

  • Administrator
  • Senior Mustachian
  • *****
  • Posts: 28444
  • Age: -997
  • Location: Seattle, WA
Re: What Life Is Like When You Make Less Than $15 an Hour
« Reply #200 on: May 30, 2015, 06:39:01 PM »
Denmark where ... there is literally no unemployment whatsoever.

Really?  See http://ec.europa.eu/eurostat/tgm/table.do?tab=table&language=en&pcode=teilm020&tableSelection=1&plugin=1

Says ~6.4% there

So.. why don't they have massive unemployment due to employers going out of business, unable to afford paying the $20 minimum wages?
I am a former teacher who accumulated a bunch of real estate, retired at 29, spent some time traveling the world full time and am now settled with three kids.
If you want to know more about me, this Business Insider profile tells the story pretty well.
I (rarely) blog at AdventuringAlong.com. Check out the Now page to see what I'm up to currently.

arebelspy

  • Administrator
  • Senior Mustachian
  • *****
  • Posts: 28444
  • Age: -997
  • Location: Seattle, WA
Re: What Life Is Like When You Make Less Than $15 an Hour
« Reply #201 on: May 30, 2015, 06:43:10 PM »
Market determined wages are driven by supply and demand.  If you remove a large part of the supply by deporting the bulk of the illegal immigrants that compete for these low paying jobs, you will drive the market minimum wage up.

Only if you get rid of so many people that we have a massive shortage of people compared to jobs.  I think there's too many people (even not counting any undocumented immigrants) and too few jobs, that it won't play out like this, that employers will keep it at the minimum mandated by law, and keep any extra profits, as they do now.

If you then reduce and eventually remove the incentives for people not to work, you will likely go a long way to solving the problem.

Again, short term versus long term solutions.  Both of your ideas will take decades, and generations.  We still need to help people in the meantime (and by "help," I mean pay them a fair wage for work they're doing).  We simply haven't kept up with inflation, so workers in those jobs have gotten squeezed, and what was easy in the 50s, doable in the 80s, now is really difficult in the 2010s.

Paying them a wage commiserate with what minimum workers were getting paid before, caught up with inflation, doesn't seem like a handout to me, at all.  And it might encourage some of those people who are getting handouts to get a job, because it might make them some money, instead of the crap wages now, and actually have people working for pay, instead of totally on the dole.
I am a former teacher who accumulated a bunch of real estate, retired at 29, spent some time traveling the world full time and am now settled with three kids.
If you want to know more about me, this Business Insider profile tells the story pretty well.
I (rarely) blog at AdventuringAlong.com. Check out the Now page to see what I'm up to currently.

MoneyCat

  • Handlebar Stache
  • *****
  • Posts: 1752
  • Location: New Jersey
Re: What Life Is Like When You Make Less Than $15 an Hour
« Reply #202 on: May 30, 2015, 06:48:33 PM »
I think you should all stop caring about the fact that some poor lady used her food stamps to buy a Snickers bar and start caring about the THREE THOUSAND dollars of your taxes per person that are going into rich people's Cayman Islands bank accounts in corporate welfare.  And stop acting like you are so awesome, because clearly you aren't when you are so hateful.

MOD EDIT: Stuff like that doesn't advance the discussion.
« Last Edit: May 30, 2015, 06:50:24 PM by arebelspy »

MDM

  • Senior Mustachian
  • ********
  • Posts: 11493
Re: What Life Is Like When You Make Less Than $15 an Hour
« Reply #203 on: May 30, 2015, 06:49:53 PM »
Denmark where ... there is literally no unemployment whatsoever.

Really?  See http://ec.europa.eu/eurostat/tgm/table.do?tab=table&language=en&pcode=teilm020&tableSelection=1&plugin=1

Says ~6.4% there

So.. why don't they have massive unemployment due to employers going out of business, unable to afford paying the $20 minimum wages?

Perhaps you have mistaken me for someone who said that would happen?

arebelspy

  • Administrator
  • Senior Mustachian
  • *****
  • Posts: 28444
  • Age: -997
  • Location: Seattle, WA
Re: What Life Is Like When You Make Less Than $15 an Hour
« Reply #204 on: May 30, 2015, 06:51:00 PM »
Perhaps you have mistaken me for someone who said that would happen?

His point stands, was all I was pointing out. 
I am a former teacher who accumulated a bunch of real estate, retired at 29, spent some time traveling the world full time and am now settled with three kids.
If you want to know more about me, this Business Insider profile tells the story pretty well.
I (rarely) blog at AdventuringAlong.com. Check out the Now page to see what I'm up to currently.

Another Reader

  • Walrus Stache
  • *******
  • Posts: 5327
Re: What Life Is Like When You Make Less Than $15 an Hour
« Reply #205 on: May 30, 2015, 07:38:31 PM »
It took three or more generations of welfare dependency to get into this mess, it may take as long to get out of it.  If we don't start now, it's only going to get worse.  Pull the rug out slowly, but start pulling.  Make personal responsibility a successful behavior, and respond negatively to the lack there of.  Start enforcing the immigration laws and hold employers that flagrantly violate employment laws accountable.  Stop subsidizing bad behavior.  Take the money away from the consumers of the drugs, and the market will thin. And so on.

Syonyk

  • Magnum Stache
  • ******
  • Posts: 4610
    • Syonyk's Project Blog
Re: What Life Is Like When You Make Less Than $15 an Hour
« Reply #206 on: May 30, 2015, 07:50:44 PM »
It took three or more generations of welfare dependency to get into this mess, it may take as long to get out of it.  If we don't start now, it's only going to get worse.  Pull the rug out slowly, but start pulling.  Make personal responsibility a successful behavior, and respond negatively to the lack there of.  Start enforcing the immigration laws and hold employers that flagrantly violate employment laws accountable.  Stop subsidizing bad behavior.  Take the money away from the consumers of the drugs, and the market will thin. And so on.

*shrug* The way things are going, within a generation or so the government won't have the resources to hand out free food to half the population, so it'll resolve one way or another.

forummm

  • Walrus Stache
  • *******
  • Posts: 7374
  • Senior Mustachian
Re: What Life Is Like When You Make Less Than $15 an Hour
« Reply #207 on: May 30, 2015, 08:06:35 PM »
Market determined wages are driven by supply and demand.  If you remove a large part of the supply by deporting the bulk of the illegal immigrants that compete for these low paying jobs, you will drive the market minimum wage up.

Only if you get rid of so many people that we have a massive shortage of people compared to jobs.  I think there's too many people (even not counting any undocumented immigrants) and too few jobs, that it won't play out like this, that employers will keep it at the minimum mandated by law, and keep any extra profits, as they do now.

And even if you got rid of some of the supply of labor, employers may not raise wages that much. First, there's still a lot of unemployment among citizens, even at businesses where documents are required. McDonalds recently had a day where they were trying to hire 50,000 workers, and they got 1 million applications. When you don't have any capital, and all you have is your time and effort (i.e. no specialized education), you have no other option but to take whatever someone with capital is willing to pay. Pretty much throughout history the people with the capital or the army have been able to profit handsomely while their unskilled workers have had to take whatever they could get--which has generally been not fantastic. Some employers like Henry Ford or George F Johnson decided that it was the right thing to do to pay their workers better than they could have gotten away with. But those people are pretty rare.

I think free markets are an amazing tool. But they aren't perfect. And some markets have market failure. For the benefit of everyone (even holders of capital), it's important to have some regulations and minimum standards. I think a higher minimum wage than we currently have falls into that category.

Ursa

  • 5 O'Clock Shadow
  • *
  • Posts: 8
    • Gain Your Freedom
Re: What Life Is Like When You Make Less Than $15 an Hour
« Reply #208 on: May 30, 2015, 08:12:35 PM »
There's no one answer since it's usually a series of bad choices that would lead someone into a life like this.

The truth is that most consumers wouldn't be willing to pay a lot more for "fast food" as it's pretty low quality and the main reason for it's existence is because of the cheap prices. I'm not sure how much prices would increase if labor costs were raised to $15 an hour? But I know I wouldn't even consider fast food if I could just pay a couple dollars more for something much better.

TBH I don't really have a problem with fast foods chains dying.  It seems like a lot of them have basically run their course.

Even though I feel bad for them, I don't really think begging/demanding higher pay is the answer.

Dicey

  • Senior Mustachian
  • ********
  • Posts: 22421
  • Age: 66
  • Location: NorCal
Re: What Life Is Like When You Make Less Than $15 an Hour
« Reply #209 on: May 30, 2015, 08:17:36 PM »
Not going to read the article, but I did read Barbara Ehrenreich's "Nickel and Dimed". I felt so damned sorry for everyone she encountered that it made me sad for a very long time. I discussed it with a very successful friend, who put a completely different spin on it for me. Basically, he said, if every single person pursued every single educational opportunity that this country afforded them, most of them would make far more minimum wage.

How?  What jobs would they get?

You're telling me if every person that didn't go to college also went to college and got a degree, there would be jobs for them?

Nah, that's not what I'm saying at all, Rebs. In fact, I don't think I used the word "college". I was trying to be polite. Too many people are too wrapped up in useless shit like celebrity culture. If they applied themselves to their schooling the way they slaver over every move the Kardashians make, frex, they might just find themselves that much more employable. And please don't mix me up with the minimum wage convo that's happening here either.

FWIW, I graduated from a junior college with an AA, and no debt. My parents did not pay for my tuition or buy me a car, but did let me live at home. I worked two jobs with occasional side gigs. And yes, some of them were for minimum wage, but starting at minimum wage does not mean that's all you'll ever earn. I managed to achieve FIRE without a fancy degree or title, so hell yes, it can be done.

Go to school. Do your homework. Try your hardest to learn everything that's available to you. Don't make any babies before you're a mature adult. Get a job, any job. Apply the same ethic you developed in school to your work, whatever it is. Once you have a job, spend less than you earn. Invest the difference. Start small and never give up. See where I'm going with this?

MDM

  • Senior Mustachian
  • ********
  • Posts: 11493
Re: What Life Is Like When You Make Less Than $15 an Hour
« Reply #210 on: May 30, 2015, 08:29:12 PM »
Perhaps you have mistaken me for someone who said that would happen?

His point stands, was all I was pointing out.

Which point?  From the original (reformatted here) post of this sub-thread:
I used to work in Denmark where the minimum wage is close to $20/hr equivalent and
1) there is literally no unemployment whatsoever.
2) Pretty much every hotel and many restaurants are understaffed.
3) There is no homelessness unless it's by choice and
4) there is free healthcare.
5) Taxes are sky high yet
6) their standard of living is better than it is in the USA for the average person.
7) Where I worked, factory workers with no higher education were making about the same or more than I was with an engineering degree and they get 6 weeks paid vacation plus about 20 paid holidays.
8) Americans have sold out in so many ways by taking whatever short term gains they can with absolutely no regard for the long term consequences.
9) We deserve the $hit we're in now for sure.
10) Too bad so many are innocent victims, including our own children...

Admittedly on the first read I pretty much stopped at point #1 and, given how emphatically it was stated and how incorrect it is, pretty much ignored the rest.

Point #2 tends to support the idea that if the minimum wage is "too high," employers will hire fewer workers.

Don't know about #3, but http://www.humanityinaction.org/knowledgebase/9-homelessness-in-a-welfare-state-perspectives-from-copenhagen and http://www.ibtimes.com/yes-even-denmark-has-homelessness-problem-782281 seem to differ from the claim.

Points #4 and #5 are both true.

Point #6 may depend on how one defines "standard of living".  According to http://www.cato.org/blog/are-living-standards-higher-denmark-or-united-states and http://en.wikipedia.org/wiki/List_of_countries_by_Human_Development_Index, it would be incorrect.

No idea about point #7.  I'm happy to assume that it is true, but don't know what conclusions one draws from it.

Point #8 is certainly true in some cases and not true in others.

Point #9 is subjective - not sure that I would agree.

Point #10 is also subjective, but one with which I do agree.  And if this was the point claimed as standing, well, after all this I'd agree with that too. :)

Dorje

  • 5 O'Clock Shadow
  • *
  • Posts: 52
  • Location: Lafayette, CO
    • ZenWave Audio
Re: What Life Is Like When You Make Less Than $15 an Hour
« Reply #211 on: May 30, 2015, 09:24:59 PM »
MDM, I'm going by my own experience having worked in Denmark on and off for a couple years. I'm not going off facts and figures I pulled off of a Google search that may or may not be reputable.

When I say there is no unemployment that is because there are no shortage of jobs available in service and restaurant industries, just from my own observations. They are not understaffed on purpose either, I have no idea why you assumed that. Those who are unemployed are looking for better jobs, they do have the option of taking a $20/job anytime they want.

As far as homelessness, as I said it's by choice. It even says as much in the articles you linked to, I wonder if you even read them or just copied and pasted those links...

My personal experience also says the average Dane's standard of living is far better than in the USA. Your facts and figures don't account for many intangibles, for example all their food is super high quality. Lower end food like american cheese and white bread don't exist. Their regular food is on par with the better food you pay a fortune for in Whole Foods. The cafeterias in factories are like going to a $20-30/head buffet and the food in tech/research type places is on par with some of the best restaurants I've been to. And you get 2 meals a day at work. The quality of your surroundings is also above average, Copenhange for example is very clean and a beautiful city.


My whole point is to show by example that it is possible to give everyone in the country the basic dignity of food and shelter even if they can't pay anything for it. Help should be available to those who ask for it. Further, it is possible to give those who choose to work a high standard of living, $20/hr is a decent salary and gives everyone a chance to achieve FI without having to sacrifice as much as someone being paid less than half as much.

I'd also point out that, IMO, it costs us more in many ways to NOT give people food and shelter for free if they need it. When people are desperate they will turn to crime and dealing with criminals is extremely expensive. Dealing with drug addiction and alcoholism is very expensive. We also, as a society lose some dignity when we allow folks to go without when we could do something about it. We should feel bad there is such huge income disparity in the USA, it is a sign of a sick society.

« Last Edit: May 30, 2015, 09:27:38 PM by Dorje »

waltworks

  • Walrus Stache
  • *******
  • Posts: 5658
Re: What Life Is Like When You Make Less Than $15 an Hour
« Reply #212 on: May 30, 2015, 09:28:10 PM »
I always post this when people start being dicks about poor folks.

http://www.marketplace.org/topics/your-money/money-secrets/how-poverty-changes-way-we-make-decisions

TL;DR: it's true that making bad decisions can make you poor. But it is ALSO true that being poor (or at least under financial stress) *makes your brain work much less well*. So it's easy to mock people for buying a smartphone or eating fast food... but I have to assume I'd do a lot worse than I think if I were in their shoes.

My takeaway from this is that just simply handing every citizen $10-15k/year in cash would probably be the best way to handle entrenched poverty. Take away the stress, help people make better decisions, give them a steady income stream that isn't dependent on having kids or jumping through hoops or getting hit with crazy fees on your payday loan constantly. You could phase it out over some range of incomes if you wanted to.

-W

MDM

  • Senior Mustachian
  • ********
  • Posts: 11493
Re: What Life Is Like When You Make Less Than $15 an Hour
« Reply #213 on: May 30, 2015, 09:52:06 PM »
Dorje, you have the advantage of firsthand experience in Denmark so I accept that your perceptions are straightforward.  And I agree that a basic social safety net can be more cost efficient than not having one.

We disagree on income disparity per se being a problem, but if everyone agreed on everything the world would be boring.

We also seem to draw different conclusions from reading the homelessness articles.  There is a theme that most Danes like to think homelessness is a choice.  E.g.,
Quote
One individual asserted: "A great deal choose it themselves - nobody is forced. They simply choose to withdraw from society." Each of the twelve participants indicated in their responses that a "majority" or "great deal" of homeless persons choose homelessness as a lifestyle. Nearly half the respondents thought this was true for as much as ninety percent of the homeless population. One interviewee said that these people end up on the street because they choose to be in "bad company - therefore, the state should and can not do anything about it." No one mentioned substance abuse as a possible causation, and when asked if they thought there were individuals with mental disorders living on the streets, the respondents were doubtful: "No, I don't think so, no.", "If so, it is only very few" or "No, hopefully they are in the institutions."

The Hellerup interviewees were overall highly homogeneous in their responses. All reported that they do not know a person who is, or has ever been, homeless, nor have they ever spoken with one.

But people who work with the homeless see it differently:
Quote
The homeless are excluded from society, Brandt and Pedersen explained. The question of agency then asks who excludes them? Brandt answered that all members of mainstream society exclude or support exclusion in some way and that it makes some people angry to be implicated in this way. When the homeless are viewed as self-excluding, it is much easier to relieve oneself of responsibility for their social status.

As do the homeless themselves:
Quote
They agreed that homelessness is not a lifestyle choice. Dennis said: "This is not a way of living. I have worked all my life. Now I am a beggar. Who would dream of that?" Luffe provided another insight: "Most people do not [become homeless] out of their own free will. There are some of us who probably prefer this way of living - but that's not because it's very luxurious, but rather because we do not know of an alternative." Birger said: "Nobody has ever wished to be homeless. I probably know around 200 homeless people in Copenhagen and I have never heard a single one claiming that being homeless is something they wish or strive for. As a homeless person, you do not have a real life, not an identity." Hansi summed it up by saying: "Nobody wants to live like this. No one I know at least."

randymarsh

  • Handlebar Stache
  • *****
  • Posts: 1369
  • Location: Denver
Re: What Life Is Like When You Make Less Than $15 an Hour
« Reply #214 on: May 30, 2015, 10:50:02 PM »
I'm not sure how much prices would increase if labor costs were raised to $15 an hour? But I know I wouldn't even consider fast food if I could just pay a couple dollars more for something much better.

IMO we're already at that point. A meal (no drink) at McDonalds is ~$5 or $6 bucks. A Chipotle bowl is ~$8 and you get food that tastes way better and is much healthier.

I'll occasionally get those deliciously greasy fries at McDonalds, but for an actual meal, I'll look elsewhere. Traditional fast food is not a good product or a good value.

EricL

  • Guest
Re: What Life Is Like When You Make Less Than $15 an Hour
« Reply #215 on: May 31, 2015, 01:32:17 AM »
I also gotta throw in that while the comic arebelspy annajane83 posted rings true, it's also dismissive of people who did succeed with hard work. No, not all successful people hiked 40 miles uphill both ways through blizzards to school. And on close inspection there are always fortuitous circumstances or aid. But their boasts/stories deserve more than a "Nah, you're just delusional".  After all, not all failures were born to poor black sharecroppers.  Nor are they immune to self serving selective memories glossing over opportunities missed and assistance waived off.

It's kind of a reverse discrimination like when rich people (the ones with inherited wealth) insist everyone can pull themselves up by their boot straps. It's not up there with calling people capitalist pigs but in the long run may be equally unhelpful.
« Last Edit: May 31, 2015, 09:50:00 AM by EricL »

sarah8001

  • 5 O'Clock Shadow
  • *
  • Posts: 85
Re: What Life Is Like When You Make Less Than $15 an Hour
« Reply #216 on: May 31, 2015, 02:44:29 AM »
I've been lurking, and I agree with other posters, we could use some empathy around here. And maybe a different look at the numbers.
My fiance has worked minimum wage jobs for the last three years while going to school. Here's what his yearly finances would look like if he was still working for minimum wage today:
Part time job at Target - there are very, very few full time minimum wage jobs out there, and most part time jobs will not allow you to work two similar part time jobs. Target and other box stores prevent this by requiring open availability as a condition of employment, and by scheduling you for three to five hour work days 5-7 days a week, and constantly changing your schedule. So he got about 20-30 hours/week at Target, and worked 5-7 days a week. Lets say he got 27 hours and worked 5 days a week. At WA state min wage (which is pretty freaking high at 9.47) this is about 12300/year, assuming not a dollar comes out in taxes. In reality, he would get paid about 10455/year, and get a tax return. Using Federal min wage (7.25) he would make 9396/year gross and net 7986/year.
Part time job at Domino's - Pizza delivery was the only job he could find that would work around Target's schedule. When he got his Target schedule, he would drive down to Domino's on the same day (only reliable way to talk to his manager, who was extremely difficult to get on the phone) and give it to them, and they would schedule him around his Target hours. Thanks to Target requiring mornings one day and evenings the next, he could usually only get about 4 nights in at Domino's a week. These shifts would only be during the busiest times, and were frequently short (around three hour shifts). Pay scale is complicated in pizza delivery, but he usually made about 30-35/shift. Lets say 33, so in WA 6336 gross and 5376 net, using Fed min wage 4824 gross, 4092 net.  Now he's working 6-7 days a week.
If you look at "how low can you go" type threads on this website, we as Mustachians usually consider someone who can live on 18600/year (including housing and health insurance, because neither of these jobs will provide that) pretty freaking frugal. That's if you work for min wage in one of the highest states in the country and don't pay a dime in taxes. It looks much worse if you work for the Federal min wage - you live on 14200 (if you pay no taxes). And you work 6-7 days a week. And it's not for 7 more years until you are FI, its indefinite. And you will have no savings, so any set back will mean catastrophe. When my fiance was doing this, I lived in fear that he'd break his leg and need surgery, something I've seen happen to many young people. Without health insurance this can mean 30k+ in hospital bills. With health insurance, you are probably still looking at something like 3-4k. Do you know how long that takes to pay off at minimum wage? Years.
And yeah, there are ways to crawl out of the minimum wage trap. College, for some (although my experience is that most people who make minimum wage have to drop out of college at some point because of life, and walk away with debt and no degree), higher paying jobs for others, but the simple fact is NOT EVERYONE CAN DO IT. Someone has to still be on the bottom. Some people will have to be on the bottom their whole lives.
And it's easy to say people like that don't deserve their own living space, or to reproduce, or to have fun, or to have hobbies, or to do anything besides deliver your pizzas, sell your cheap Target goods, and collapse into depression in shared housing, but it's not very humane. NONE of us would want to live that way. Raising minimum wage would at least help restore some humanity to our poor. Affordable, livable housing would help too. At least health insurance is looking a little better.

sarah8001

  • 5 O'Clock Shadow
  • *
  • Posts: 85
Re: What Life Is Like When You Make Less Than $15 an Hour
« Reply #217 on: May 31, 2015, 03:16:15 AM »
Oh, and when you see a poor person sporting an iphone and matching apple watch, or a professional manicure, or spinning rims, and you get on your high horse, you are only seeing the loudest, flashiest poor people. A relatively small percentage. You're missing the housekeepers, the cashiers, the day laborers. You're missing all the ugly, worn out, used up people just trying to survive, because our society encourages you to ignore them. We don't like to be confronted with the ugly side of life. I grew up poor, and most poor people I know don't finance spinning rims, they finance hysterectomies, and new transmissions, and root canals, and chemo, and dogs that got hit by cars, and orthopedic inserts, and yeah, sometimes babies, and maybe every couple of years a new tv. They're human.
The welfare queens you read about in clickbait articles? They're a distraction, displayed to create an emotional response.

LSK

  • 5 O'Clock Shadow
  • *
  • Posts: 47
  • Age: 47
  • Location: Denmark (EU)
Re: What Life Is Like When You Make Less Than $15 an Hour
« Reply #218 on: May 31, 2015, 03:43:23 AM »
I used to work in Denmark where the minimum wage is close to $20/hr equivalent and
1) there is literally no unemployment whatsoever.
2) Pretty much every hotel and many restaurants are understaffed.
3) There is no homelessness unless it's by choice and
4) there is free healthcare.
5) Taxes are sky high yet
6) their standard of living is better than it is in the USA for the average person.
7) Where I worked, factory workers with no higher education were making about the same or more than I was with an engineering degree and they get 6 weeks paid vacation plus about 20 paid holidays.
8) Americans have sold out in so many ways by taking whatever short term gains they can with absolutely no regard for the long term consequences.
9) We deserve the $hit we're in now for sure.
10) Too bad so many are innocent victims, including our own children...
I thought I might chime in here, as a Dane, that lives and works in Denmark, but is also married to an American, and have seen a good chunk of America (more than my wife actually).

The first comment about our minimum wage is untrue - in a way.
In Denmark almost everything about the labour market is not regulated by law, but by negotiations between the unions of employers and employees. That means that there are no law stating the minimum wage, nor about how much pension you get, how much vacation you get and so forth.
It also means that even if you are not a part of a labour union yourself, if your workplace is covered by one of these agreements, you also benefit from it. This means that the system is open for freeloaders of course, which is a problem, and an increasing one.

That's a pretty important point to understand, because it makes for a vastly different labour market when the politicians are keeping their hands out of it. It also requires strong labour unions and strong employers unions, and that these two parties have to be somewhat equal in strength.
Your estimate of 20$/hour is correct though - that is the minimum wage for employees covered by most union negotiations, but again it varies.

Now to comment on your list of points:
1) There are unemployment, both willing and unwilling unemployment. As of may 2015 it is 4,8%. That may not be much compared to other countries, but it exists, and is terrible for the people who are unwillingly unemployed.
Denmark have a very flexible labour market, so its fairly easy (cost & regulationwise) for employers to fire people, but there is a great safety net, and it can be easier to get hired.
Now to that picture needs to added, that the economists say that we NEED unemployment of around 3% at least, to make sure that the wages are not pressed higher due to businesses competing for skilled labour, so if that is true, then ideally there will always have to be some people that are unemployed, but also that it is not the same people forever.

2) I don't think every hotel or restaurant consider themselves understaffed. I think it depends on what you are used to. For instance my experience is that most supermarket in the US seem vastly overstaffed, even in the middle of the night I see several employees seemingly just hanging around, because there is nothing to do and really no customers.
I guess this example shows the difference between the 2 systems, which makes it interesting considering the relatively low unemployment rate in both systems.

3) In my opinion, then this is BS. There are homeless people, and rarely if ever by choice. Hard lives leads to homelessness, plus we also get a lot of homeless people from eastern Europe in Copenhagen for instance, and they may be in Copenhagen by choice, but I am pretty sure none are homeless by choice.

4) Yes, it's part of the safety net. Nobody benefits from having people get sick and not be able to get back on their feet again (and become a productive member of society)

5) "Sky high" is relative. I think taxes should be judged not by the percentage, but by the efficiency of how that money is spent, and how much you then benefit from it. If you paid a 100% in taxes and all your wishes and needs were met, then who cares what the tax percentage is. If you paid a 100% are your needs are barely met, then that is of course a terribly inefficient and unfair system.

6) This I do believe is true. On average. The US have people that are better educated, richer, healthier and happier than any in Denmark. But it also have a lot of people that are the opposite. In this, the US compared to Denmark, really is a nation of extremes. I think for the average guy, you would be better off in a system similiar to the one in Denmark.

7-8) Can't really comment on that.

9) I disagree with that wholeheartedly. The average American does not deserve the system they live in. Most everyone I've ever talked to in the US about these things wanted a change, wishing things were different, but saw little to no way of making that change.
You can say that you get the politicians you deserve, but that is only true if it truly is 1 man - 1 vote. That is not how things are though, money=power and money is certainly not distributed evenly in the US or most places in the world. In the US the money=power issue may just be more pronounced than in some other western democracies (Citizens United and what you).

Long story short - I think part of this whole discussion tends to show a darker side of the MMM philosophy if we can call it that. As some people succeed in achieving their goals (ie. FI), they are blinded to all the fortunes they had along the way, that made it possible for them to succeed. This leads to an inability to empathize with those that have not succeeded (yet), and only being able to see all the flaws in the ones they point their finger at. I kind of want to say "You didn't build that!", whenever it crops up on our forums :-)

I think most everyday people actually would like to be where many of you are today, but not everyone have a hand that made it possible, at least yet. Instead of looking down upon people and think "sheep!", then it would be nice to see if all the resourcefulness of the MMM community couldn't try and make a positive difference - A financial "Habitat for humanity" or something :-)

Apologies for the lenght and the slight derail, hopefully it had some informative or interesting bits along the way. :-)

Dorje

  • 5 O'Clock Shadow
  • *
  • Posts: 52
  • Location: Lafayette, CO
    • ZenWave Audio
Re: What Life Is Like When You Make Less Than $15 an Hour
« Reply #219 on: May 31, 2015, 08:20:44 AM »
Thanks for your thoughts LSK!

As far as homeless, yes there are mentally ill and addicted folks homeless just like anywhere. For the normal person down on their luck there are choices though...

About #9, I mean that on a societal level. On a personal level nobody deserves the kind of system we have in the USA right now. Which is why I followed it up with #10.

However, on an individual level we do things that are not in our own best interests all the time. Poor people vote for Republicans because they think their values align with their own even if their financial policies work to keep them poor. People shop at Wal Mart instead of a locally owned business. Business owners outsource their production overseas in the interest of making more short term profits, and the list goes on... these kind of behaviors carry a price and have lead to the current environment of poverty our lowest paid workers must now endure.

arebelspy

  • Administrator
  • Senior Mustachian
  • *****
  • Posts: 28444
  • Age: -997
  • Location: Seattle, WA
Re: What Life Is Like When You Make Less Than $15 an Hour
« Reply #220 on: May 31, 2015, 08:35:08 AM »
I also gotta throw in that while the comic arebelspy posted rings true, it's also dismissive of people who did succeed with hard work.

I didn't post any comics in this thread.

But as for the one that was posted, it's not dismissive of people who worked hard to recognize that they probably also had some breaks, and even if they didn't, there are many times where even hard work may not get you all the way there.
I am a former teacher who accumulated a bunch of real estate, retired at 29, spent some time traveling the world full time and am now settled with three kids.
If you want to know more about me, this Business Insider profile tells the story pretty well.
I (rarely) blog at AdventuringAlong.com. Check out the Now page to see what I'm up to currently.

plantingourpennies

  • Bristles
  • ***
  • Posts: 443
  • None.
    • Money, Kittens, Happiness
Re: What Life Is Like When You Make Less Than $15 an Hour
« Reply #221 on: May 31, 2015, 09:19:03 AM »
Quote
Why are you pissing on these people, exactly?

Seriously, if you have the time to shit all over the poor, then you have your priorities out of whack. 

Isn't this forum supposed to be about making positive changes in your own life?  What is the obsession with tearing everyone else down?

Ha ha! Of course not-the purpose of the forums are to give people face-punches so people like Ben Banned can have that holier than thou feeling.

The core attraction of "mustachianism" for many people isn't learning how to handle your money well, it's the idea that because you have more money than the next guy you get to judge them and feel that you're a better person.

Relatively few people on this forum will achieve FI-but everybody gets to feel superior to their neighbor.

It'd like church-nobody really goes to heaven, but man does it feel good to think that you're better than everybody else.

LSK

  • 5 O'Clock Shadow
  • *
  • Posts: 47
  • Age: 47
  • Location: Denmark (EU)
Re: What Life Is Like When You Make Less Than $15 an Hour
« Reply #222 on: May 31, 2015, 09:24:32 AM »
About #9, I mean that on a societal level. On a personal level nobody deserves the kind of system we have in the USA right now. Which is why I followed it up with #10.

However, on an individual level we do things that are not in our own best interests all the time. Poor people vote for Republicans because they think their values align with their own even if their financial policies work to keep them poor. People shop at Wal Mart instead of a locally owned business. Business owners outsource their production overseas in the interest of making more short term profits, and the list goes on... these kind of behaviors carry a price and have lead to the current environment of poverty our lowest paid workers must now endure.
I agree with that. I presume the only "cure" is more knowledge of actions & consequences along with an increase in transparency. It seem most painfully obvious that we have a hard time relating to delayed effects of our actions, when you see how people around the globe reacts to the science of climate change.

In regards to voting against ones own economic interests, I would also add that even if poor people in the US votes for the Democrats instead, it's not certain that much would substantially change. There is not that much of a difference between the 2 main parties in the US. Both tends to represent the (same) most influencial interests, which is always the "haves" and not the "have nots".

EricL

  • Guest
Re: What Life Is Like When You Make Less Than $15 an Hour
« Reply #223 on: May 31, 2015, 10:12:01 AM »
I also gotta throw in that while the comic arebelspy posted rings true, it's also dismissive of people who did succeed with hard work.

I didn't post any comics in this thread.

But as for the one that was posted, it's not dismissive of people who worked hard to recognize that they probably also had some breaks, and even if they didn't, there are many times where even hard work may not get you all the way there.

I'm sorry. You're right. It was annajane83. (I got to stop using my iPhone for these things)  Now corrected.  My point was that it's OK to call out successful people's luck or help, but wrong dismissing their stories as a delusion.  Specifically a type of cognitive bias.  Again, not that there isn't any. There's plenty to go around and they don't discriminate.

http://en.m.wikipedia.org/wiki/List_of_cognitive_biases

Caution: Semi useful for arguments; extraordinarily useful for introspection. May face punch self image as a rational thinker. (It does for mine)

Rubic

  • Handlebar Stache
  • *****
  • Posts: 1130
Re: What Life Is Like When You Make Less Than $15 an Hour
« Reply #224 on: May 31, 2015, 10:23:04 AM »
The welfare queens you read about in clickbait articles? They're a distraction, displayed to create an emotional response.

Agreed.  The original welfare queen, Linda Taylor, was a dangerous sociopathic scammer, hardly representative of actual welfare recipients:

 http://www.slate.com/articles/news_and_politics/history/2013/12/linda_taylor_welfare_queen_ronald_reagan_made_her_a_notorious_american_villain.html

Paul der Krake

  • Walrus Stache
  • *******
  • Posts: 5854
  • Age: 16
  • Location: UTC-10:00
Re: What Life Is Like When You Make Less Than $15 an Hour
« Reply #225 on: May 31, 2015, 10:29:15 AM »
Relatively few people on this forum will achieve FI-but everybody gets to feel superior to their neighbor.
What makes you say that forum posters won't achieve FI?

ChrisLansing

  • Bristles
  • ***
  • Posts: 348
Re: What Life Is Like When You Make Less Than $15 an Hour
« Reply #226 on: May 31, 2015, 11:05:36 AM »
It took three or more generations of welfare dependency to get into this mess, it may take as long to get out of it.  If we don't start now, it's only going to get worse.  Pull the rug out slowly, but start pulling.  Make personal responsibility a successful behavior, and respond negatively to the lack there of.  Start enforcing the immigration laws and hold employers that flagrantly violate employment laws accountable.  Stop subsidizing bad behavior.  Take the money away from the consumers of the drugs, and the market will thin. And so on.

For me this is where the discussion is going off the rails.    It's not personal responsibility vs irresponsibility.   It's not sympathy vs "pissing on the poor" .   

A good deal of poverty is not due to any personal faults but rather to the way we've structured our society.   As others have pointed out, someone has to be on the bottom.     That's why we have welfare programs, to help mitigate the harshest effects of poverty.   

But I don't see why there is such animosity towards those suggesting the poor would be better off if they could adopt at least some Mustachian principles.   

True story: A few years ago the guy who (then) lived next door to me (in a low/moderate income neighborhood) bought 20" rims for his fairly junky car.    A few weeks later he was knocking on my door asking to fill buckets with water from my garden hose.   He explained that his water had been turned off for non-payment.  (Of course I invited him to fill as many buckets as he wished)     I didn't lecture him, but I couldn't help looking at the Sat-dish on his roof and the rims on his car and thinking to myself "gee, I think I could figure out how to pay the water bill if I were you".   

I don't see why we can't suggest that the poor would be greatly benefited from adopting at least some Mustachian principles.     Being poor (or near it) is a hair on fire event.    Saving is important for the poor, as even small unexpected expenses become "disasters".   Why not save so one can handle emergencies?      Investing is probably not realistic.    Foregoing unnecessary expenses is a prime source for saving.    Stretching the money is important as our welfare programs are usually rather miserly.   

I'm always surprised that any suggestion that the poor might need to examine and reform some of their own behavior is met with such resistance, especially on this website.   

lithy

  • Stubble
  • **
  • Posts: 178
  • Age: 39
  • Location: Mount Oliver, PA
  • Drink Indigenous
Re: What Life Is Like When You Make Less Than $15 an Hour
« Reply #227 on: May 31, 2015, 11:27:14 AM »
I'm always surprised that any suggestion that the poor might need to examine and reform some of their own behavior is met with such resistance, especially on this website.

I completely agree, it is basically patronizing the poor and I've written a post or two to that effect on this forum before.

The denizens of this forum are generally already middle class (at least) and on their way to an early retirement.  They can facepunch themselves or others of similar or greater means for having a full cable package or an expensive cell phone or whatever else as an extravagant, unnecessary expense. 

The poor though, they're just too dumb to know any better and to tell them to ditch cable to pay a water bill would be to cut from their one of the few luxuries they have!  Let them live how they please and if you have the gall as to question if there might be another way to help them rather than simple infusions of other people's money, then you're not only not helping the poor, you're being actively malicious toward them.

People would be much happier to help if they saw an effort from the recipient of their charity.  It is no different if it is me handing out cash or the government distributing taxes that I pay a portion of.

How many stories do you have to see of people giving family members money multiple times and finally having to stop because the behavior isn't changing?  I view the monolithic 'poor' the same way.  I don't know any of them, I don't know whether their choices have been well-intentioned and only not worked out due to bad luck or if their predicament is merely a reflection of hundreds of decisions to forgo a need because of the knowledge that someone else will pick up that tab while they can satisfy their wants. 

People on this forum live without all sorts of things and services that society at large (rich and poor and everywhere in between alike) view as some sort of necessity.  We laugh at the rich who pay for these things, but are condemned for criticizing the ones who can least afford it. 

EricL

  • Guest
Re: What Life Is Like When You Make Less Than $15 an Hour
« Reply #228 on: May 31, 2015, 11:43:38 AM »
Relatively few people on this forum will achieve FI-but everybody gets to feel superior to their neighbor.
What makes you say that forum posters won't achieve FI?

+1 - a LOT of people on this forum are FI. Seems 1-2 of the wanna be's make it every week.

randymarsh

  • Handlebar Stache
  • *****
  • Posts: 1369
  • Location: Denver
Re: What Life Is Like When You Make Less Than $15 an Hour
« Reply #229 on: May 31, 2015, 11:53:14 AM »
I'm always surprised that any suggestion that the poor might need to examine and reform some of their own behavior is met with such resistance, especially on this website.

I completely agree, it is basically patronizing the poor and I've written a post or two to that effect on this forum before.

Agreed. Good post and perspective.

I had a similar conversation with an old college friend the other day. She had posted an article about one of the states that's planning to restrict what food assistance can be spent on, implying that it was mean or attacking the poor.

One of the items mentioned was pop. I'm sometimes accused of having a liberal bleeding heart, but I don't think it's mean to tell people they can't use other people's money on worthless crap. I rarely drink pop and I can easily afford it...why should the poor get a pass when they can't? I don't think the typical poor person is too dumb or whatever to understand that sugar water is A) Bad for you and B) An inefficient use of limited funds

waltworks

  • Walrus Stache
  • *******
  • Posts: 5658
Re: What Life Is Like When You Make Less Than $15 an Hour
« Reply #230 on: May 31, 2015, 12:21:03 PM »
Some amount of luck/favorable circumstances: necessary condition for financial well being.
Some amount of hard work/effort: necessary condition (with a few rare exceptions) for financial well being.

Neither of them will get you there on it's own, folks.

-W

arebelspy

  • Administrator
  • Senior Mustachian
  • *****
  • Posts: 28444
  • Age: -997
  • Location: Seattle, WA
Re: What Life Is Like When You Make Less Than $15 an Hour
« Reply #231 on: May 31, 2015, 01:01:04 PM »
I also gotta throw in that while the comic arebelspy posted rings true, it's also dismissive of people who did succeed with hard work.

I didn't post any comics in this thread.

But as for the one that was posted, it's not dismissive of people who worked hard to recognize that they probably also had some breaks, and even if they didn't, there are many times where even hard work may not get you all the way there.

I'm sorry. You're right. It was annajane83. (I got to stop using my iPhone for these things)  Now corrected.  My point was that it's OK to call out successful people's luck or help, but wrong dismissing their stories as a delusion.  Specifically a type of cognitive bias.  Again, not that there isn't any. There's plenty to go around and they don't discriminate.

http://en.m.wikipedia.org/wiki/List_of_cognitive_biases

Caution: Semi useful for arguments; extraordinarily useful for introspection. May face punch self image as a rational thinker. (It does for mine)

I don't think anyone was doing that.

Saying that people in tough situations may need help is different than saying people who got out of those situations on their own didn't deserve it, or it's impossible to do so, or whatever.

Some people can, yes.  And good for them.  But it's still a huge uphill climb, so to point to those rare cases, which are the exceptions, and say "Be like that!" or "See? It's totally possible." is naive, and doing a disservice to many stuck in those situations.  It can be done, and is sometimes.  And I tip my hat to those that do, I don't demean them at all.  On the contrary, they're an inspiration.  But we can still help the rest who can't.
I am a former teacher who accumulated a bunch of real estate, retired at 29, spent some time traveling the world full time and am now settled with three kids.
If you want to know more about me, this Business Insider profile tells the story pretty well.
I (rarely) blog at AdventuringAlong.com. Check out the Now page to see what I'm up to currently.

ChrisLansing

  • Bristles
  • ***
  • Posts: 348
Re: What Life Is Like When You Make Less Than $15 an Hour
« Reply #232 on: May 31, 2015, 02:01:22 PM »
I'm always surprised that any suggestion that the poor might need to examine and reform some of their own behavior is met with such resistance, especially on this website.

I completely agree, it is basically patronizing the poor and I've written a post or two to that effect on this forum before.

Agreed. Good post and perspective.

I had a similar conversation with an old college friend the other day. She had posted an article about one of the states that's planning to restrict what food assistance can be spent on, implying that it was mean or attacking the poor.

One of the items mentioned was pop. I'm sometimes accused of having a liberal bleeding heart, but I don't think it's mean to tell people they can't use other people's money on worthless crap. I rarely drink pop and I can easily afford it...why should the poor get a pass when they can't? I don't think the typical poor person is too dumb or whatever to understand that sugar water is A) Bad for you and B) An inefficient use of limited funds

Well, let's be honest, to some extent the new food restrictions are intended to be mean spirited and meant to attack the poor.   What sensible reason is there for prohibiting the purchase of seafood?   Seafood can be very nutritious.    What reason for the prohibition on steak?   (My wife often cuts steak into thin strips to be eaten with salad.   That makes a meal, for us.    (we're not on food stamps)  What if a poor family is only eating meat once or twice a week?   Why can't it be steak?   Must it be hamburger?   

I agree, pop is bad for people, but I'm not really in favor of telling people what they can/can't buy with food stamps.   (How does one know it isn't a once in a blue moon purchase to celebrate a birthday, or some such occasion?  Are the poor not allowed any celebrations or any treats?) 

But certainly it's not "pissing on the poor" to suggest that buying pop, as a regular grocery item, is actually a pretty stupid decision.   Bad for health, and bad for the budget.   

What wears me out is that if I suggest saving a few dollars, cooking from scratch, and not getting a pay day loan would be good ideas, I then have to listen to a sermon on "privilege".   


MoneyCat

  • Handlebar Stache
  • *****
  • Posts: 1752
  • Location: New Jersey
Re: What Life Is Like When You Make Less Than $15 an Hour
« Reply #233 on: May 31, 2015, 02:53:18 PM »
I'm always surprised that any suggestion that the poor might need to examine and reform some of their own behavior is met with such resistance, especially on this website.

I completely agree, it is basically patronizing the poor and I've written a post or two to that effect on this forum before.

Agreed. Good post and perspective.

I had a similar conversation with an old college friend the other day. She had posted an article about one of the states that's planning to restrict what food assistance can be spent on, implying that it was mean or attacking the poor.

One of the items mentioned was pop. I'm sometimes accused of having a liberal bleeding heart, but I don't think it's mean to tell people they can't use other people's money on worthless crap. I rarely drink pop and I can easily afford it...why should the poor get a pass when they can't? I don't think the typical poor person is too dumb or whatever to understand that sugar water is A) Bad for you and B) An inefficient use of limited funds

Well, let's be honest, to some extent the new food restrictions are intended to be mean spirited and meant to attack the poor.   What sensible reason is there for prohibiting the purchase of seafood?   Seafood can be very nutritious.    What reason for the prohibition on steak?   (My wife often cuts steak into thin strips to be eaten with salad.   That makes a meal, for us.    (we're not on food stamps)  What if a poor family is only eating meat once or twice a week?   Why can't it be steak?   Must it be hamburger?   

I agree, pop is bad for people, but I'm not really in favor of telling people what they can/can't buy with food stamps.   (How does one know it isn't a once in a blue moon purchase to celebrate a birthday, or some such occasion?  Are the poor not allowed any celebrations or any treats?) 

But certainly it's not "pissing on the poor" to suggest that buying pop, as a regular grocery item, is actually a pretty stupid decision.   Bad for health, and bad for the budget.   

What wears me out is that if I suggest saving a few dollars, cooking from scratch, and not getting a pay day loan would be good ideas, I then have to listen to a sermon on "privilege".   

New Jersey has a bill pending that would allow rich people to punch poor people in the gut as part of the qualification for food stamps.  The poor will also be required to serve six hours per week in dunking tanks at local carnivals.

randymarsh

  • Handlebar Stache
  • *****
  • Posts: 1369
  • Location: Denver
Re: What Life Is Like When You Make Less Than $15 an Hour
« Reply #234 on: May 31, 2015, 04:04:22 PM »
I'm always surprised that any suggestion that the poor might need to examine and reform some of their own behavior is met with such resistance, especially on this website.

I completely agree, it is basically patronizing the poor and I've written a post or two to that effect on this forum before.

Agreed. Good post and perspective.

I had a similar conversation with an old college friend the other day. She had posted an article about one of the states that's planning to restrict what food assistance can be spent on, implying that it was mean or attacking the poor.

One of the items mentioned was pop. I'm sometimes accused of having a liberal bleeding heart, but I don't think it's mean to tell people they can't use other people's money on worthless crap. I rarely drink pop and I can easily afford it...why should the poor get a pass when they can't? I don't think the typical poor person is too dumb or whatever to understand that sugar water is A) Bad for you and B) An inefficient use of limited funds

Well, let's be honest, to some extent the new food restrictions are intended to be mean spirited and meant to attack the poor.   What sensible reason is there for prohibiting the purchase of seafood?   Seafood can be very nutritious.    What reason for the prohibition on steak?   (My wife often cuts steak into thin strips to be eaten with salad.   That makes a meal, for us.    (we're not on food stamps)  What if a poor family is only eating meat once or twice a week?   Why can't it be steak?   Must it be hamburger?   

I agree, pop is bad for people, but I'm not really in favor of telling people what they can/can't buy with food stamps.   (How does one know it isn't a once in a blue moon purchase to celebrate a birthday, or some such occasion?  Are the poor not allowed any celebrations or any treats?) 

But certainly it's not "pissing on the poor" to suggest that buying pop, as a regular grocery item, is actually a pretty stupid decision.   Bad for health, and bad for the budget.   

What wears me out is that if I suggest saving a few dollars, cooking from scratch, and not getting a pay day loan would be good ideas, I then have to listen to a sermon on "privilege".   

I do realize that many of the politicians proposing these laws come from a "fuck the poor" mindset, but some I agree with. The poor are certainly allowed an occasional treat. The debate is over whether public assistance should be providing it.

waltworks

  • Walrus Stache
  • *******
  • Posts: 5658
Re: What Life Is Like When You Make Less Than $15 an Hour
« Reply #235 on: May 31, 2015, 04:36:01 PM »
You can spend the money on public assistance, or you can spend it on police, courts, jails, and medical care. Up to you.

-W

Another Reader

  • Walrus Stache
  • *******
  • Posts: 5327
Re: What Life Is Like When You Make Less Than $15 an Hour
« Reply #236 on: May 31, 2015, 04:37:28 PM »
Seems to me we are spending the money on all these things and getting nowhere.

Dorje

  • 5 O'Clock Shadow
  • *
  • Posts: 52
  • Location: Lafayette, CO
    • ZenWave Audio
Re: What Life Is Like When You Make Less Than $15 an Hour
« Reply #237 on: May 31, 2015, 05:12:36 PM »
Seems to me we are spending the money on all these things and getting nowhere.

Where do you think we are going to get? There will always be people who are mentally ill, abuse substances, aren't very smart, are just unfortunate or some combination of these. I think as a society we have a moral obligation to provide food, shelter and other assistance for those who need it. And those who do work should make $15+/hour, it's good motivation to work when you're making decent money. When your only option is $7.50/hr doing other things like selling drugs seems much more appealing.



Roland of Gilead

  • Handlebar Stache
  • *****
  • Posts: 2454
Re: What Life Is Like When You Make Less Than $15 an Hour
« Reply #238 on: May 31, 2015, 08:58:19 PM »
Seems to me we are spending the money on all these things and getting nowhere.

Where do you think we are going to get? There will always be people who are mentally ill, abuse substances, aren't very smart, are just unfortunate or some combination of these. I think as a society we have a moral obligation to provide food, shelter and other assistance for those who need it. And those who do work should make $15+/hour, it's good motivation to work when you're making decent money. When your only option is $7.50/hr doing other things like selling drugs seems much more appealing.

Why stop at $15/hr though?  Think how happy and motivated people would be to work if everyone made a minimum of $100k.   Certainly it would easier to retire.  Heck, there would be little crime, it wouldn't pay nearly as well as even the lowest job.

We still need some group to piss on.   Maybe robots?

MDM

  • Senior Mustachian
  • ********
  • Posts: 11493
Re: What Life Is Like When You Make Less Than $15 an Hour
« Reply #239 on: May 31, 2015, 10:16:58 PM »
I thought I might chime in here, as a Dane, that lives and works in Denmark, but is also married to an American, and have seen a good chunk of America (more than my wife actually).
LSK, thank you for taking the time to provide such a well written perspective.

randymarsh

  • Handlebar Stache
  • *****
  • Posts: 1369
  • Location: Denver
Re: What Life Is Like When You Make Less Than $15 an Hour
« Reply #240 on: May 31, 2015, 10:40:30 PM »
You can spend the money on public assistance, or you can spend it on police, courts, jails, and medical care. Up to you.
-W

We're already spending it on that. We have more people in jail per capita than any other country except 1. Many prisoners were/are poor or mentally ill.

We have entire cities/towns that operate almost completely on fining people for minor offenses, then jailing them when they can't pay.

http://www.npr.org/sections/codeswitch/2015/02/09/384968360/jail-time-for-unpaid-court-fines-and-fees-can-create-cycle-of-poverty

http://www.npr.org/2014/05/19/312158516/increasing-court-fees-punish-the-poor

arebelspy

  • Administrator
  • Senior Mustachian
  • *****
  • Posts: 28444
  • Age: -997
  • Location: Seattle, WA
Re: What Life Is Like When You Make Less Than $15 an Hour
« Reply #241 on: May 31, 2015, 11:00:20 PM »

You can spend the money on public assistance, or you can spend it on police, courts, jails, and medical care. Up to you.
-W

We're already spending it on that. We have more people in jail per capita than any other country except 1. Many prisoners were/are poor or mentally ill.

We have entire cities/towns that operate almost completely on fining people for minor offenses, then jailing them when they can't pay.

http://www.npr.org/sections/codeswitch/2015/02/09/384968360/jail-time-for-unpaid-court-fines-and-fees-can-create-cycle-of-poverty

http://www.npr.org/2014/05/19/312158516/increasing-court-fees-punish-the-poor

Yes. We seem to have chosen the latter of walt's two options versus many other countries that do more of the former and consequently less of the latter.
I am a former teacher who accumulated a bunch of real estate, retired at 29, spent some time traveling the world full time and am now settled with three kids.
If you want to know more about me, this Business Insider profile tells the story pretty well.
I (rarely) blog at AdventuringAlong.com. Check out the Now page to see what I'm up to currently.

lordmetroid

  • Stubble
  • **
  • Posts: 112
Re: What Life Is Like When You Make Less Than $15 an Hour
« Reply #242 on: June 01, 2015, 12:54:51 AM »
...
Not only that, but let's say you want to buy clothing or an appliance or really any domestic good. If you're living hand to mouth, you might only have the cash on hand to buy a cheapo device. That $10 kettle is going to last you about a year before it blows out and then you need to replace it again. Whereas when you look at the household contents of someone like MMM, it's full of high-end goods that he was able to plan and save for to get the best things at the best deals. So over time the fact that you have access to liquidity means that your living situation accumulates and your daily expenses become minimized because you already have high quality goods.

Our kettle has been going strong now for about 8 years for instance. My K-Way jacket will last me another 5 years before it looks worn. We bought the kids some slippers yesterday and opted to go cheap, and even when we got home one of them had a tear in it.
If I was poor I wouldn't buy a kettle, a normal pot would be much more wortwhile.

Lyssa

  • Bristles
  • ***
  • Posts: 483
  • Location: Germany
Re: What Life Is Like When You Make Less Than $15 an Hour
« Reply #243 on: June 01, 2015, 03:21:58 AM »
I'm always surprised that any suggestion that the poor might need to examine and reform some of their own behavior is met with such resistance, especially on this website.

I completely agree, it is basically patronizing the poor and I've written a post or two to that effect on this forum before.

The denizens of this forum are generally already middle class (at least) and on their way to an early retirement.  They can facepunch themselves or others of similar or greater means for having a full cable package or an expensive cell phone or whatever else as an extravagant, unnecessary expense. 

The poor though, they're just too dumb to know any better and to tell them to ditch cable to pay a water bill would be to cut from their one of the few luxuries they have!  Let them live how they please and if you have the gall as to question if there might be another way to help them rather than simple infusions of other people's money, then you're not only not helping the poor, you're being actively malicious toward them.

People would be much happier to help if they saw an effort from the recipient of their charity.  It is no different if it is me handing out cash or the government distributing taxes that I pay a portion of.

How many stories do you have to see of people giving family members money multiple times and finally having to stop because the behavior isn't changing?  I view the monolithic 'poor' the same way.  I don't know any of them, I don't know whether their choices have been well-intentioned and only not worked out due to bad luck or if their predicament is merely a reflection of hundreds of decisions to forgo a need because of the knowledge that someone else will pick up that tab while they can satisfy their wants. 

People on this forum live without all sorts of things and services that society at large (rich and poor and everywhere in between alike) view as some sort of necessity.  We laugh at the rich who pay for these things, but are condemned for criticizing the ones who can least afford it.

I've been thinking for a while about whether the differences in the amount of compassion towards some abstract group like 'the poor' and some kind of 'your own people' are one major or even the defining difference between conservatives and progressives.

Taken to its extreme a conservative might be willing to let the children of the poor starve while vilifying somebody not willing to subsidize an irresponsible parent who has abused him throughout his childhood - 'She's your MOTHER, you coldhearted, ungrateful...'

On the other hand I have no problem finding examples of progressives all willing to tax the hell out of the 'rich' (of which they may or may not be part of) and give to the poor, who are free-riding among their own social circles in one way or the other.

MrsPete

  • Magnum Stache
  • ******
  • Posts: 3505
Re: What Life Is Like When You Make Less Than $15 an Hour
« Reply #244 on: June 01, 2015, 06:40:14 AM »
Denmark where ... there is literally no unemployment whatsoever.

Really?  See http://ec.europa.eu/eurostat/tgm/table.do?tab=table&language=en&pcode=teilm020&tableSelection=1&plugin=1

Not in the South. 


Yes, but anyone can go out and get an entry level job if they want to and make about $20/hr. There are labor shortages in some industries.

davisgang90

  • Handlebar Stache
  • *****
  • Posts: 1360
  • Location: Roanoke, VA
    • Photography by Rich Davis
Re: What Life Is Like When You Make Less Than $15 an Hour
« Reply #245 on: June 01, 2015, 07:12:53 AM »
Certainly concrete solutions are needed, Chris.

But when choosing between:
1) Being an asshole and having no practical solution, or
2) Being empathetic and having no practical solution

I'd prefer to be friends with #2 people every time.

And when choosing between:
1) Being an asshole and having some practical solutions, or
2) Being empathetic and having some practical solutions

Again, I'll take #2 every time.

So whether you have solutions, or not, being an asshole about it doesn't endear you to me, or most people.  I'll take the nice people over the assholes every time.
I'll take an admin not referring to people with whom he disagrees as being assholes.

Funny when it is some middle class or rich person making ridiculous choices we all get a good chuckle at their expense (and even have a forum for the topic).  When we point out the poor making bad choices we "lack empathy" and are "being an asshole".

arebelspy

  • Administrator
  • Senior Mustachian
  • *****
  • Posts: 28444
  • Age: -997
  • Location: Seattle, WA
Re: What Life Is Like When You Make Less Than $15 an Hour
« Reply #246 on: June 01, 2015, 08:19:03 AM »
I'll take an admin not referring to people with whom he disagrees as being assholes.

1) Who did I call an asshole for disagreeing with me?
2) What does me being an admin have to do with anything?  I'm a person with opinions. My admin status would come in if, say, I banned people I disagree with. Since I clearly don't do that, I don't see how it's relevant. So please explain.

Funny when it is some middle class or rich person making ridiculous choices we all get a good chuckle at their expense (and even have a forum for the topic).  When we point out the poor making bad choices we "lack empathy" and are "being an asshole".

Pointing out poor decisions is different from mocking. And do you really not see the difference between mocking people who are in a tough situation not necessarily due to something they've done, and mocking people who are in a great situation with more than enough?

I thought it was fairly universally accepted that kicking someone when they are down or treating people in a worse station in life as * isn't the kindest thing to do. (And again, suggesting and pointing out poor decisions may not necessarily be doing this, but when you go there, many do go ahead and cross that line.)

I'd agree that many of us are * to the wasteful rich in the AntiMustachian Wall of Shame and Comedy. But I absolutely see it as worse being a * to a poor person in a bad circumstance than someone making 300k but complaining they can't save money.
I am a former teacher who accumulated a bunch of real estate, retired at 29, spent some time traveling the world full time and am now settled with three kids.
If you want to know more about me, this Business Insider profile tells the story pretty well.
I (rarely) blog at AdventuringAlong.com. Check out the Now page to see what I'm up to currently.

Another Reader

  • Walrus Stache
  • *******
  • Posts: 5327
Re: What Life Is Like When You Make Less Than $15 an Hour
« Reply #247 on: June 01, 2015, 08:28:26 AM »
The person that makes $300k and makes poor financial decisions is not costing the rest of us a lot of money.  We can afford to let them make stupid decisions.  However, the welfare underclass is costing all of us a lot of money, as our tax dollars are directed at supporting them in an inefficient way that appears to be permanent.  If I am going to pay taxes, the money should be spent on things that benefit our entire society - parks, roads, libraries, schools, law enforcement, and providing for the people that are truly incapable of providing for themselves.  Fifty years ago, this underclass did not exist.  To me, that proves that it does not have to exist today if the right decisions are made.

davisgang90

  • Handlebar Stache
  • *****
  • Posts: 1360
  • Location: Roanoke, VA
    • Photography by Rich Davis
Re: What Life Is Like When You Make Less Than $15 an Hour
« Reply #248 on: June 01, 2015, 08:42:47 AM »
arebelspy,

You used the term asshole 5 times in your post  referring to the posts of others in the thread.  I took that to mean you were calling some of us assholes.  If that was not the case, my apologies.  I brought up your adminness because you are the guy counseling us to not resort to name calling.

On the issue of the poor and bad choices, I agree we shouldn't kick people when they are down, but some here have a knee-jerk reaction to twist themselves in knots to defend every single bad decision with a hand-wave that us privileged couldn't possibly understand what it is like.  If we can't have a honest conversation about how to fix the problem then I don't know how we move forward. 

cerebus

  • Pencil Stache
  • ****
  • Posts: 509
  • Age: 46
  • Location: South Africa
Re: What Life Is Like When You Make Less Than $15 an Hour
« Reply #249 on: June 01, 2015, 08:54:56 AM »
The person that makes $300k and makes poor financial decisions is not costing the rest of us a lot of money.

You sure about that? I suspect that the disproportionately bloated salaries of board members in top companies are costing low level employees a good chunk of income. And to see them waste it on frivolities when their employees earn $8/hr is quite offensive. Just as an example.