It is educational to know where people are financially in their journey. I learn a lot from folks who are transparent financially both with average monthly expenses and their stashes. Did not mean to offend anyone.
Not offended, just wondering what the specific purpose of the question is. You literally can't glean *anything* from answers to the question unless the people responding have already reached FI.
If someone isn't FI yet and gives you these numbers, you have no idea how far along they are in their career, how much student debt they had to begin with, what their income is, what their savings rate is. The numbers are virtually meaningless, especially one in relation to the other.
Someone with $0 net worth and a yearly spend of 100K can easily be in a better position than someone with a 400K net worth and a 40K yearly spend, if the first person is a 32 year old plastic surgeon making 650K/yr and has just finished paying off their 500K debt, and the second person is a recently divorced 59 year old with spousal support payments who has never made more than 70K.
So, no, not offended, just want to know what you are looking to learn from us sharing our personal information.
