We could be FIREd....
Speaking as someone who has had coverage from the ACA the past few years (but not this year, my husband's startup decided to offer insurance to "all both" FTEs)
I signed up for family ACA coverage for 2017 before we knew the insurance situation:
In our county (NC) the second lowest silver plan for our family (M57, F50, 15, 13) is approx 2200 per MONTH. This plan has a limited panel of doctors, a ~6000 per person deductible, 13K deductible per family. Copays. Essentially, aside from office visit/Rx copays, a typical family will receive little benefit until medical costs exceed either 500$/month for one person, or there is a catastrophic event.
There were two bronze HDHP plans. Both were approx 1800/mo. Deductible was the full ~6000. Once again, limited panel
If we had the maximum income to receive a subsidy, we would have paid approx 700/mo, for a subsidy of 1500 per month.
Now, let's assume the plan remains the same, and we have the Trumpcare subsidy: we would get about 1000 a month. So, we lose 'bigly'.
But here is the caveat: Last time I had to purchase insurance on the open market, I cost as much to insure as my husband (7 years older) and both kids all together. I saw nothing in the GOP plan to make it affordable to get insurance, so I'm assuming that we would have to go through underwriting, and our plan would go up substantially due to my mild, non-life threatening chronic conditions.
On top of this, the current ACA plan limits the ratio of premiums by age to 1:3, so a healthy 64yo will pay no more than three times what a new graduate pays. The new GOP plan changes this to 1:5. I expect that for those of us in our 50's and over, family premiums could easily reach 3500.
My husband doesn't see it yet, but we are FI, except for health care, college (nearly funded for 2x state schools, big ?? for private) and long term care costs. I had hoped he could call it quits in 2020 (when we will have some idea what college costs will be like), but if we have to plan on an additional 12K-15K or more in costs, that will add at least 3 years, even with our stache doing the heavy lifting.
I'm being conservative, because my grandfather is 101 and still counting, and I had several other centenarian relatives. Self-Pay long term care costs for my grandfather to remain at home (no medical care, but mild dementia and general frailty) are over 75Kper year , plus household costs (VHCOL area). He and my now deceased grandmother ran through well over 1MM in savings, and that's just so far.