Author Topic: What's your FI motivation?  (Read 3838 times)

Zaga

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Re: What's your FI motivation?
« Reply #50 on: November 03, 2018, 04:24:58 PM »
Mine is my dad's mom and my mom's parents.

Dad's mom was totally dependent on her kids and medicaid nursing during her later years, it was no kind of life.  Mom's parents had money and choices, they lived where they wanted, did what they wanted, etc. 

I decided long ago which life I wanted when I was older, and since I have no kids I'll have no one to fall back on like dad's mom did.

This isn't necessarily my motivation for RE, but it is my motivation for FI, always has been.

CrustyBadger

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Re: What's your FI motivation?
« Reply #51 on: November 03, 2018, 07:54:58 PM »
I would like to be able to leave work if I need to, in order to care for my disabled husband.

dougules

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Re: What's your FI motivation?
« Reply #52 on: November 05, 2018, 10:37:00 AM »
Lot's things for me

- I feel like work takes all my energy and that I'm not human a lot of the rest of the time.
- I want to travel
- I stress at work easily
- I want to be able to move to my own rhythm
- I want to move to another city where I feel like I fit in better, and it would be nice to be able to pick a place independent of job prospects
- I want to be able to sleep in.  Is it weird if I say that I think my life would be a lot better if I could sleep until 9 when I wanted to?

A lot of the other things people have said here are nice side benefits, too. 

Greyweld

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Re: What's your FI motivation?
« Reply #53 on: November 05, 2018, 10:46:27 AM »
-To be able to take a long sabbatical from work if/when we have children and be able to home school if we choose.
-To be able to try a variety of careers over the course of my life without worrying about it being lower paid, or losing a paycheck if I decide to do any schooling required for trying a new career, or being able to try things with no sure payout like writing novels.
-To be able to prioritize my mental health over looking good for promotions.

Lan Mandragoran

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Re: What's your FI motivation?
« Reply #54 on: November 05, 2018, 11:51:40 AM »
- Seeing and doing what I love instead of what I make money at. Sometimes they coincide, often not.
- What I love is kids/wife/brother etc what I love doing is biking, skiing, creating, learning, video games ;P, etc.

Lan Mandragoran

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Re: What's your FI motivation?
« Reply #55 on: November 05, 2018, 11:52:27 AM »
Lot's things for me

- I feel like work takes all my energy and that I'm not human a lot of the rest of the time.


1+ for this particular one :).

aGracefulStomp

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Re: What's your FI motivation?
« Reply #56 on: November 06, 2018, 03:14:56 AM »
To have a genuine work/life balance...except I don't mean "only working till 5.30pm, and you don't have to take work home in the evenings or work on the weekends."

I mean working 3 days a week at jobs that I like, and then have 4 days to do my own thing.

Life isn't meant to be spent at a desk.

Linda_Norway

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Re: What's your FI motivation?
« Reply #57 on: November 06, 2018, 05:59:43 AM »
Living frugal is what came naturally to DH and me when we moved to expensive Norway. So after 10 years of working full time, we noticed we had built up quite a lot of stash compared to other people. DH mentioned that we could perhaps retire at 50, like his parents had done, if we continued living that way. We didn't think more of it and continued as usual. Some 8 years after that, we bought a clown house that emptied all our stash. Stupid, but at least the money is not all gone, the house can be sold.

We have always had the relaxed knowledge that we could have lived on 1 income if necessary.

In the last decade we have both become very tired of our jobs and the whole concept of working for a boss and commuting. I got my commuting resolved by finding a relevant job closer to home and becoming independent from the train.
But still, DH and I are both experiencing health issues, made worse by stress at work. When I once searched the internet for Early Retirement, just to check how much stash you actually need to retire early, I found MMM. Since then I have upped by frugal behaviour even more and we are now planning to FIRE in autumn next year.

We are very outdoorsy people who like to go on all sorts of trips. Job is a big stand in the way for that. I always live healthiest way when on summer vacation, being active almost every day.

My main motivation list for FIRE is now:
- Freedom to do whatever I want.
- More outdoor life and more exercise.
- Not having to do boring or otherwise annoying tasks at work.
- Being an extremely responsible and committed employee, not having to stress at work.
- Staying up as long as I please in the evenings. Getting out of bed at a natural time.
- Traveling around (within or out of the country) and be at the right place in the right season. Avoid the most depressing seasons that all parts of Norway have at different times.

SilveradoBojangles

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Re: What's your FI motivation?
« Reply #58 on: November 06, 2018, 06:11:42 AM »
My husband will probably never stop working, but I want the security and freedom to know that if something happens or he changes his mind he could. Also, I see how easy it is to fall into the trap of making 200K+ per year and still living pay check to paycheck, and having and FI goal keeps us from going down that path. I also just feel like making do with less keeps me grounded and makes me appreciate the good things in life more.

ixtap

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Re: What's your FI motivation?
« Reply #59 on: November 06, 2018, 06:19:42 AM »
In scouring the internet, I learned that we are already pretty darn frugal, so I shifted my focus to how to manage our investments during a planned sabbatical to sail the seven seas.

Instead, I learned that with just a couple of extra years, we could eliminate that aspect of an extended sabbatical I have seen so many others fail at: re-entry into the work force. I fully expect DH to dabble in consulting or working for a start up at some point in the future, but he will be free to explore, rather both feeling pressure to earn.

Ryder

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Re: What's your FI motivation?
« Reply #60 on: November 06, 2018, 09:12:19 AM »
Freedom.

It's kind of strange to allow other people to determine when you are allowed to wake up, go for a walk, take a vacation. This is even without significant workplace drama - I have a job that's very good, not much that could improve as far as jobs go.

E.T.

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Re: What's your FI motivation?
« Reply #61 on: November 06, 2018, 09:13:54 AM »
Freedom. I have a lot of ideas and I want to be able to chase them, likely leading to starting my own business. They are super technical though, so I don't have enough time or energy while working full time to really pursue my ideas. Also I want to be a better partner / friend. I love hanging out with my husband but my high stress job takes up way too much of my time. I'd much rather spend my time on people I love and interesting projects.

LifePhaseTwo

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Re: What's your FI motivation?
« Reply #62 on: November 06, 2018, 09:31:16 AM »
Im free to do what I want any old time.
The Rolling Stones

swinginbeef

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Re: What's your FI motivation?
« Reply #63 on: November 06, 2018, 10:46:32 AM »
I have a slightly irrational fear of being the guy you read about who drops dead in his office a few months before he was due to retire. My FI motivation is to reduce my exposure time in hopes of not being "that guy".

dude

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Re: What's your FI motivation?
« Reply #64 on: November 06, 2018, 11:32:55 AM »
Freedom. If I'd been a Forest or Park Ranger instead of a lawyer, I think I'd work until they made me quit. Being outdoors in nature often is essential to my well-being. I want to spend far, far more time climbing, hiking, backcountry snowboarding, camping, surfing and scuba diving than my current job allows -- and I get a generous amount of time off. And maybe part of me sub-consciously feels like I need to get out there and experience the remaining wild places while they last, before climate change renders them unrecognizable. I've really started to feel the acceleration of time in the past few years, and it's left me with a sense of urgency regarding getting the hell out of the workplace.

Linda_Norway

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Re: What's your FI motivation?
« Reply #65 on: November 07, 2018, 12:55:08 AM »
I have a slightly irrational fear of being the guy you read about who drops dead in his office a few months before he was due to retire. My FI motivation is to reduce my exposure time in hopes of not being "that guy".

One of my earlier neighbours did this within half a year after his traditional retirement.

My father died at 50. He never enjoyed any of the pension he built up. I realize that life can be over swiftly and before that I want to have experienced total freedom from work and school, which I have never experienced in my adult life.

Loren Ver

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Re: What's your FI motivation?
« Reply #66 on: November 07, 2018, 04:50:50 AM »
I have a slightly irrational fear of being the guy you read about who drops dead in his office a few months before he was due to retire. My FI motivation is to reduce my exposure time in hopes of not being "that guy".

One of my earlier neighbours did this within half a year after his traditional retirement.

My father died at 50. He never enjoyed any of the pension he built up. I realize that life can be over swiftly and before that I want to have experienced total freedom from work and school, which I have never experienced in my adult life.

My dad died at 54 and 11 months to an diagnosed heart condition.  The good news is he had 14 years of retirement in by then.

My motivation is similar to what others have expressed, and what my dad expressed to me.  Freedom to choose. 

JanetJackson

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Re: What's your FI motivation?
« Reply #67 on: November 08, 2018, 07:49:13 AM »
Mine is to live a relatively simple quiet life with a feeling of peace about my finances.
I'd also like to reclaim the time I've given away to other people in exchange for money.  It's such a depressing heartbreaking thing to me.  Here, you may have some of my LIFE... the scarcest resource that I have... my time... and I'll take some money in exchange in order to stay alive.  It makes me so deeply sad. 

This morning I had just come in from walking my dog around 6:30am and I noted what a nice day it was turning out to be- the air was a little crisp, but the sun was rising and felt warm and relaxing on my skin. 
My dog was happy and wanted to stay outside. 
I was happy and wanted to stay outside. 
I want the freedom to stay outside.

dougules

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Re: What's your FI motivation?
« Reply #68 on: November 08, 2018, 03:12:33 PM »
Mine is to live a relatively simple quiet life with a feeling of peace about my finances.
I'd also like to reclaim the time I've given away to other people in exchange for money.  It's such a depressing heartbreaking thing to me.  Here, you may have some of my LIFE... the scarcest resource that I have... my time... and I'll take some money in exchange in order to stay alive.  It makes me so deeply sad. 

This morning I had just come in from walking my dog around 6:30am and I noted what a nice day it was turning out to be- the air was a little crisp, but the sun was rising and felt warm and relaxing on my skin. 
My dog was happy and wanted to stay outside. 
I was happy and wanted to stay outside. 
I want the freedom to stay outside.

Our cat stays outside almost all day on weekends.  When he sees us going through our normal weekday routine on Monday morning you can see the dejected look on his face.  When I go to walk out the door, his expression is almost enough to make you cry.  It's ironic that I feel more sorry for him than myself.   

wordnerd

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Re: What's your FI motivation?
« Reply #69 on: November 08, 2018, 04:48:17 PM »
I mainly pursued FI originally because my husband wanted to. I was in my early twenties when he caught the FIRE bug. At the time, I thought I would always want to work. At first, pursuing FI felt like it meant living in a house I wouldn't choose and choosing to stay LCOL area longer than I'd like. But I loved him enough, was young enough, was otherwise frugal enough that I gave it a try. Eventually, I converted into the Church of the Mustache.

Now I'm in the remarkably privileged position of being FI in my early 30s, and I am so grateful. A few reasons why:

--Quit my stressful job and have so much less anxiety
--Spending time with our kids when they're little
--Fulfilling a lifelong dream of writing novels.
--Getting to spend time outside everyday


JanetJackson

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Re: What's your FI motivation?
« Reply #70 on: November 08, 2018, 07:12:14 PM »
Mine is to live a relatively simple quiet life with a feeling of peace about my finances.
I'd also like to reclaim the time I've given away to other people in exchange for money.  It's such a depressing heartbreaking thing to me.  Here, you may have some of my LIFE... the scarcest resource that I have... my time... and I'll take some money in exchange in order to stay alive.  It makes me so deeply sad. 

This morning I had just come in from walking my dog around 6:30am and I noted what a nice day it was turning out to be- the air was a little crisp, but the sun was rising and felt warm and relaxing on my skin. 
My dog was happy and wanted to stay outside. 
I was happy and wanted to stay outside. 
I want the freedom to stay outside.

Our cat stays outside almost all day on weekends.  When he sees us going through our normal weekday routine on Monday morning you can see the dejected look on his face.  When I go to walk out the door, his expression is almost enough to make you cry.  It's ironic that I feel more sorry for him than myself.

I know right?!  Probably 80% of the time I do my little kiss-on-the-head goodbye to my pup and carry all my stupid work stuff to the car... and then get in, and then get back out and go back inside to give her a few more kisses.  Then I audibly sigh and finally go out to the car.  I don't wanna!

Chuck Ditallin

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Re: What's your FI motivation?
« Reply #71 on: November 09, 2018, 06:13:54 AM »
We've just sold our business, my wife has retired and I'm working two days a week, as a courtesy to the buyers. I'll be gone by the end of August 2019, sooner if they want rid of me!

Why did we do it? Push and pull factors.

I don't think the business will ever be so profitable again. Leastways, I'm not prepared, at 52, to make the required investments.
We received an offer that was more than I would ever have paid for the business at this point.
I have Hshimoto's thyroiditis; it's not well treated and I need a lot of sleep.
We have ongoing family stress from several different directions.
I'm a professional. I work for the money.

I want to do all the things!
We want to spend more time together
It's easier to deal with family things if you don't have to run a business as well
There are only two sums of money; enough and not enough. We have enough money.

We're retiring because we can.

dougules

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Re: What's your FI motivation?
« Reply #72 on: November 09, 2018, 10:48:27 AM »
Mine is to live a relatively simple quiet life with a feeling of peace about my finances.
I'd also like to reclaim the time I've given away to other people in exchange for money.  It's such a depressing heartbreaking thing to me.  Here, you may have some of my LIFE... the scarcest resource that I have... my time... and I'll take some money in exchange in order to stay alive.  It makes me so deeply sad. 

This morning I had just come in from walking my dog around 6:30am and I noted what a nice day it was turning out to be- the air was a little crisp, but the sun was rising and felt warm and relaxing on my skin. 
My dog was happy and wanted to stay outside. 
I was happy and wanted to stay outside. 
I want the freedom to stay outside.

Our cat stays outside almost all day on weekends.  When he sees us going through our normal weekday routine on Monday morning you can see the dejected look on his face.  When I go to walk out the door, his expression is almost enough to make you cry.  It's ironic that I feel more sorry for him than myself.

I know right?!  Probably 80% of the time I do my little kiss-on-the-head goodbye to my pup and carry all my stupid work stuff to the car... and then get in, and then get back out and go back inside to give her a few more kisses.  Then I audibly sigh and finally go out to the car.  I don't wanna!

It used to bother me that our old cat would never live to see us home with her more.  She passed away last year.  At least our new guy will get that at some point.  He'll probably be middle-aged by that point, but so will I for that matter. 

SwordGuy

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Re: What's your FI motivation?
« Reply #73 on: November 09, 2018, 02:50:03 PM »
Our motivation for FIRE (though for us it's more like FIR because of when we learned about this concept) is pretty darn simple:

1) We have a daughter with Downs Syndrome and don't trust that Uncle Sam will take good care of her when we can't anymore.  We wanted to make sure there was enough available to help our son and his kids take good care of her.   That was job #1.

2) We had other things we wanted to do with our time besides our day jobs.   

MMM helped us do both and in a fraction of the time it would have taken us to do it on our own - if we had managed it.

MrThatsDifferent

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Re: What's your FI motivation?
« Reply #74 on: November 09, 2018, 03:19:12 PM »
Honestly mine motivation is twofold: being free from worrying about losing my job, not having money and not having control of my life, and absolute freedom to travel the world, whenever I want, however I want.