Adding to the generator foam, we had Hurricane Ian last year, hit our area as a Cat 2, and we were lucky it changed direction. Lost power for 4-5 hours. No big deal. But wife insisted we get a generator, because we went for almost a day without power in 2017 with Hurricane Irma.
Found one at Costco for $800 (that's over $1100 at Lowes). Tri-fuel. Got it set-up, fueled, with the cord to hook up to the transfer switch, just in time for Hurricane Idalia. Then she changes course and we barely felt a thing.
But the rainy,spinny,windy thingy season is over half the year, so having one just in case isn't a bad idea. I'd really want a whole house Generac for about $7-10k, which we can afford, but it is damn overkill IMHO.
The ultimate lust is to have solar panels and sufficient energy storage banks. But there's a lot of buggery happening with home insurers dropping customers if solar is installed, roof age shenanigans, and insurers leaving the state, so that lust isn't going to get satisfied any time, especially under our current guvnor.