I have a '12 Toyota Camry SE. It's running great with 116k miles on it. It's paid off. I hope it last until 200k miles without any major problem.
So, I'm not interested in any "new" car. But then about couple months ago, I saw a lady at work pulled up on a brand new 2018 Camry SE aqua galactic blue. It made my eye popped and I'm thinking to get it ever since.
I check out the net and saw one with 1,200 miles on it for for $22,900. I have an adopted brother working at that dealership as a General Sale manager said he can cut me a good deal with my trade in, for about 13k.
I talked to my wife how I really like this new Camry. She said, "why would you want any payment on a car when nothing wrong your car!". Case closed.
If I'm to buy the car. It's the ONLY payment I have to pay in term of financial debt. I can actually pay it off in cash if I don't want to have the payment. But ever since I stumbled upon this board, I became cheapER.
So there, that's my stupid lusting desires right now.