Ya, I see the glass can be half full :-)
I was retired (as in no more work income) by Hurricane Michael on Oct 10th.
(business totaled)
Since then, my total portfolio is down about $150,000, so the timing is not great for retirement.
However, the glass really is half full, in that we over saved, I can collect SS anytime I want to,
and my wife is just a few years behind me, so sequence of returns should not be a problem.
It was just a lot more fun watching the market when it was going up. :-)