Family of 3 with an HSA and a $5,000 deductible + $1,000 copay. We pay $715 a month ($8,580 a year) in health insurance.
We've also paid $2,700 out of pocket this year so far. $2,100 of that was due to a trip to the ER after my toddler son fell and cut his head. Small cut, but we had to glue it shut. The rest was miscellaneous childhood check-ups and vaccines.
My wife is pregnant with our second child, so I expect to pay ~$4,000 out of pocket over the next 12 months to cover the C-section and related doctors visits, assuming baby and momma are healthy and no complications. There's a cap of $7,000 out of pocket per year for an in-network doctor so at least we know the worse case scenario.
Thank goodness we're healthy or I don't know what our healthcare bills would look like. I haven't been to the doctor, even for a check-up, in 6 years.