Author Topic: Toyota Financial  (Read 3664 times)

Shoe

  • 5 O'Clock Shadow
  • *
  • Posts: 2
Toyota Financial
« on: February 21, 2017, 02:58:08 PM »
Hey everyone. I just wanted to report today is the first day in about 13 years that I do not owe Toyota Financial any money. August 2016 we owed 9200 to them. It is an accomplishment for my wife and I. We spent our twenties owing one or two payments a month to them.  I found this forum a few months ago when I decided I was sick of the rat race I currently live in. I'll probably continue to be a lurker, but just wanted to tell someone about our small milestone. :)

RWD

  • Walrus Stache
  • *******
  • Posts: 6616
  • Location: Arizona
Re: Toyota Financial
« Reply #1 on: February 21, 2017, 02:59:21 PM »
Congrats!

Tetsuya Hondo

  • Pencil Stache
  • ****
  • Posts: 503
  • Location: 1960's Tokyo on the Bad Side of Town
Re: Toyota Financial
« Reply #2 on: February 21, 2017, 03:07:11 PM »
Congrats. Now take that monthly payment amount and throw it on the stash. It's awesome to see the snowball roll the other direction and gather size and speed with compound interest.

SV19

  • 5 O'Clock Shadow
  • *
  • Posts: 17
Re: Toyota Financial
« Reply #3 on: February 21, 2017, 03:16:12 PM »
Congrats!

Hopefully I'll be joining you shortly! I have ~$3000 left that I owe them.

FinallyAwake

  • 5 O'Clock Shadow
  • *
  • Posts: 62
Re: Toyota Financial
« Reply #4 on: February 21, 2017, 03:16:25 PM »
Yay!!!!  Way to Facepunch that debt!  :)   :)   :)   

Feels great, doesn't it?

Shoe

  • 5 O'Clock Shadow
  • *
  • Posts: 2
Re: Toyota Financial
« Reply #5 on: February 21, 2017, 04:28:26 PM »
Thanks everyone. It is a good feeling. We will be using the extra money to knock out 2 small loans. This will leave us with a house note only!

stoaX

  • Handlebar Stache
  • *****
  • Posts: 1008
  • Location: South Carolina
  • 'tis nothing good nor bad but thinking makes it so
Re: Toyota Financial
« Reply #6 on: February 21, 2017, 04:32:31 PM »
Thanks everyone. It is a good feeling. We will be using the extra money to knock out 2 small loans. This will leave us with a house note only!

Great plan - congrats and best of luck!

meandmyfamily

  • Bristles
  • ***
  • Posts: 328
Re: Toyota Financial
« Reply #7 on: February 21, 2017, 04:47:47 PM »
I can't wait to say the same!
  Good job!

mustachepungoeshere

  • Handlebar Stache
  • *****
  • Posts: 2404
  • Location: Sydney, Oz
Re: Toyota Financial
« Reply #8 on: February 22, 2017, 01:12:35 PM »
Awesome milestone! Well done.

Telecaster

  • Magnum Stache
  • ******
  • Posts: 3577
  • Location: Seattle, WA
Re: Toyota Financial
« Reply #9 on: February 22, 2017, 01:42:27 PM »
Good job.  Last month I stopped owing Toytota Financial as well.   Before I get face punched for getting a car loan in the first place, it was only 1.8%, so I figured that fell into the catagory of "good" debt.   We also bought the vehicle new, but it wasn't that much more than a used one.  But it feels great not owing.   

COEE

  • Pencil Stache
  • ****
  • Posts: 611
Re: Toyota Financial
« Reply #10 on: February 22, 2017, 04:34:23 PM »
FREEEEDOM!

iowagirl

  • 5 O'Clock Shadow
  • *
  • Posts: 59
Re: Toyota Financial
« Reply #11 on: February 23, 2017, 08:28:07 AM »
Congrats!!!!

I can't wait until I don't have that payment anymore. It was originally planned to be done next year but because of other circumstances that has been pushed off, unless other good things happen.

Livingthedream55

  • Pencil Stache
  • ****
  • Posts: 525
  • Location: Massachusetts, USA
Re: Toyota Financial
« Reply #12 on: March 01, 2017, 11:43:34 AM »
NICE WORK!!!!