Hey everyone, I'm 28, married, very close to having a first child, and very close to finishing my university degree here in Victoria, BC, Canada.
I've been awful with money my whole life. I've been in some form of debt continuously since I was 16 years old, when my parents lent me money to buy a dirt bike. I think they wanted to teach me a lesson about how it feels to be in debt. They probably didn't expect me to think, "this isn't so bad- and now I have a dirtbike!"
My wife came from a frugal family, while I'm from a family of high income spenders. She convinced me to start changing my ways, and this lead me to this whole financial independence idea.
I'm about $30K below zero on student loans, and I have a $175K mortgage on a condo, which I'll one day need to swap up to a house (around $500K).
I'm firming up my career path decision in the coming months. Regardless of what career I pursue, I plan to work for 15-20 years and live off the nestegg of 50%+ savings.
Anyway, nice to be here. I love learning the way of the 'stash!