Author Topic: Say Hi and Introduce Yourself  (Read 770342 times)

ACyclist

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Re: Say Hi and Introduce Yourself
« Reply #3500 on: October 30, 2017, 04:17:09 PM »
Hello Moustache community.
Recently, I found this community.  It seems very helpful.  I hope I can learn as well as contribute to the cause of greater good.

CardinalHogz

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Re: Say Hi and Introduce Yourself
« Reply #3501 on: November 02, 2017, 07:42:03 AM »
Hi Guys,

Budding Moustachian from London here. Became aware of MMM through his appearance on the Tim Ferris podcast and since then, have read pretty much every article of relevance to me, and "The Magic of Thinking Big" cover to cover.

I've started implementing some of the advice contained in the MMM's posts and the replies already, very early in my journey but keen to contribute where i can. Going to have some big lifestyle changes over the next few years (read: wedding, first kid etc) so keen to understand how others have transitioned through this too and maintained their FIRE-type aspirations.

Nice to be part of such a positive community - drop me a message if you think we can help each other!

Cheers,

CardinalHogz

diapasoun

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Re: Say Hi and Introduce Yourself
« Reply #3502 on: November 03, 2017, 02:19:02 PM »
I'm diapasoun, and have been periodically visiting this site for a while... finally deciding to get really serious about getting myself out of the rat race. I've never been a high spender, but I wouldn't call myself naturally frugal, either; I have a weakness for good food and good books. I'm looking forward to being part of the community here and getting (and hopefully givng!) help.

I'm 31, in a long-term relationship, about at the point where we start talking about marriage; no kids, no current plans for them. I have a PhD and work in tech, and am probably underpaid but that's a fish for a different post. As you can guess from the tech bit, I live in everyone's favorite HCOL area, the SF Bay (blessedly in one of the cheapest parts). I definitely have ambitions of moving elsewhere, just have to figure out the details of that (including that whole "marriage?" question).

Total debt is about $32k in student loans, to be paid off within the next 7 years, and $5k in a car loan (yeah, I know). I also paid off about $8k of credit card debt last year, accumulated from moving and just being a total freaking idiot after leaving grad school for an actual living wage. In total savings, I'm currently at $15k in 401k, $2.8k in HSA, and about $8k in my emergency fund. I plan to be in positive net worth waters by summer 2018. My current SR of net is 31%, and I'm trying to figure out how to get that much, much higher -- at the current rate, I'm on track to retire by the usual age, but I am already Extremely Over the corporate world and want to get myself into a much freer position.

FIREwalker Fed

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Re: Say Hi and Introduce Yourself
« Reply #3503 on: November 04, 2017, 12:17:57 PM »
Hi...I'm Mike.  Family of four, two dogs, and about 6 years until FI.  Happy to meet everyone, and to be a part of this community!
____________________________________________________
“Too many people spend money they haven't earned, to buy things they don't want, to impress people they don't like.” – Will Smith

stingrayfunk

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Re: Say Hi and Introduce Yourself
« Reply #3504 on: November 05, 2017, 05:53:59 AM »
Hey Everyone,

It's a pleasure to be here! Lovely to meet you all. :-)

I'm new and I've just posted a topic on Throw Down the Gauntlet:

https://forum.mrmoneymustache.com/throw-down-the-gauntlet/reaching-out-to-london-mustachians/

Thanks,
S

SaucyAussie

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Re: Say Hi and Introduce Yourself
« Reply #3505 on: November 06, 2017, 07:12:30 AM »
Hi All - I'm Robert, 47 years old, 2 kids, divorced.  I got a late start on this caper but I have make up for it the last couple of years and hope to be able to FIRE around 52.

Bell

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Re: Say Hi and Introduce Yourself
« Reply #3506 on: November 06, 2017, 11:33:47 AM »
Hey folks. I'm a 28 year old librarian looking to retire before 40 or at least be FI.

Gaurav

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Re: Say Hi and Introduce Yourself
« Reply #3507 on: November 09, 2017, 09:58:00 AM »
Hi Everyone,

My name is Gaurav. I am 34 years old and based out of India. India, traditionally, has been a saving oriented society. With economic liberalization and globalization, consumerism is being heavily promoted in the country.

While I am a junior mustachian, I inherited habit of frugality from my parents. I don't let credit card debt pile up and haven't had a single cent of interest and finance charge ever since I started using credit card. Not many people in India use credit card in the first place. I have some savings (8 months liquidity), some long term investments (mostly Indian equivalent of 401k) equivalent to 12 months liquidity, negligible credit card debt. Elephant in the room is 25 year mortgage which I raised while buying an apartment 2 years back. I have prepaid most of it and the remaining will get over in next 3 years.

I have no car. I commute mostly by budget motorcycle and occasionally by bike. I live 8 miles away from my office. City transport infrastructure in my country is not at par and everyone ends up buying a motorcycle at least (it is very cheap to buy one in India compared to car. You need to fork out $1k for new budget motorcycle whereas a small hatchback car will cost $4k at least. Used cars market is not that common and reliable either.

I love endurance activities (running and hiking) and am a voracious reader. I live uncomplicated and uncluttered life. Interest is to achieve FI and move back to the countryside. Looking forward to contribute on MMM board and join the discussions.

Best regards,
Gaurav
             

JonEll

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Re: Say Hi and Introduce Yourself
« Reply #3508 on: November 10, 2017, 04:48:43 PM »
Hi everyone-

I am a long-time MMM reader, just recently discovered the power of the forums.

Here to learn, get motivated, and start my path to FIRE. I work in the real estate world.

Looking forward to the discussions!

ChewBarker

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Re: Say Hi and Introduce Yourself
« Reply #3509 on: November 11, 2017, 06:25:28 PM »
Hi there, I'm from New Zealand and have been following MMMs blog for a while but only recently got super motivated to apply the tools of the blog to my life. I intend to retire in 4-5 years. Shame I've started a little late getting out of the consumerism life style. Buying lots of stuff doesn't make me happier. Took me a while to get this simple concept.

I have a few killer bees to kill before they sting me to death. I'm in the lucky position of having a good income of $100k plus a commercial property that provides a passive income of around $75k. I also have $400k in my superfund. I work for Air New Zealand as a Flight Planner and intend to job share 3 days on 6 days off in four years time. In the meantime I'm aggressively destroying the debt I have on our home and commercial property. The biggest light bulb moment for me from the blog is "it's not about the money". For me it's about taking control of my life and creating freedom. Even now in my debt state I feel happier knowing I am taking control of my life. Thanks MMM love you longtime.
Bret

TheWifeHalf

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Re: Say Hi and Introduce Yourself
« Reply #3510 on: November 11, 2017, 07:42:39 PM »
Hi!
I'm 59,  and TheHusbandHalf and I have been married for 37 years and empty nesters for 3-4 years.
I guess we are already  FI, our money makes the same as he makes by working.  He does the same thing I do only on a bigger scale. He sits in front of 6 computers and tells people what to do - I sit in front of one computer at home and tell him what to do!

Yes, he's still working, until all this health care stuff is worked out nationally. He is thinking maybe in less that 3 years he retires.

I was in a car accident 10 years ago, had a closed head injury (coma, rehab patient). Though unless someone is told, it is not obvious I have any problems, but there are little things that we just can not be without guaranteed health insurance.
Why am I here?
I ended up here while doing what I normally do - using this computer to keep my brain stimulated, and decided "I bet there are things to learn here" so here I am!

FIREbender

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Re: Say Hi and Introduce Yourself
« Reply #3511 on: November 15, 2017, 06:31:52 AM »
Hello everyone!

I found MMM almost one year ago browsing through the internet, and kept reading through all his posts. Since then I've shared with my wife and we are working together to get our net worth from the red and back to black.

Both of us are young and impatient, but working hard to achieve our goals. I've been lurking and learning on these forums for a long while now, but figured it was time to become a part of the community.

I hope to learn and grow along with the rest of you here!

Eden

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Re: Say Hi and Introduce Yourself
« Reply #3512 on: November 15, 2017, 08:24:29 AM »
Hi, I'm Eden,

My husband and I just hit FI on May 8th 2017.  Life is good and we really enjoy the MMM blog. 

G-dog

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Re: Say Hi and Introduce Yourself
« Reply #3513 on: November 15, 2017, 05:43:39 PM »
Hi, I'm Eden,

My husband and I just hit FI on May 8th 2017.  Life is good and we really enjoy the MMM blog.

Woohoo!  FI! Love that you have an exact date.

Cubert

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Re: Say Hi and Introduce Yourself
« Reply #3514 on: November 17, 2017, 04:50:06 AM »
Hello, I'm Cubert. I live in Minneapolis with my wife and two kids. My goal is to take much of what I've learned from Pete and Mrs. MM to reach an early retirement by age 46. We're using real estate and small business in conjunction with my full time corporate gig to make it happen. Oh yeah, we avoid extravagances too. Honda Fit? Yessiree. Sadly not a stick shift, but I'm not perfect. :-)

Glad to be a part of the forum! Stashes on FIRE!!!
https://abandonedcubicle.com
40-something corporate middle manager who's also a devoted husband, father of two, and gearing up to retire early from Corporate America in July, 2019.

Greenback Reproduction Specialist

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Re: Say Hi and Introduce Yourself
« Reply #3515 on: November 17, 2017, 07:18:58 AM »
Hi, and welcome cubert!
**Investing, Economics, Early Retirement - BlackSheepWithFeet.com

FIRE.... Remember, it's closer than it feels.


KathrynM

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Re: Say Hi and Introduce Yourself
« Reply #3516 on: November 17, 2017, 01:55:24 PM »
Hi, I just joined today. I am from Colorado and enjoy skiing, hiking, and just generally being outdoors.....

Jantoven

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Re: Say Hi and Introduce Yourself
« Reply #3517 on: November 18, 2017, 08:34:59 PM »
Hi all!  Been lurking for awhile, decided to finally jump in and start posting.  My wife and I are in a HCOL area, grinding our way towards FI, not sure about FIRE.  Looking forward to contributing to this wonderful forum and learning from y'all.  :)

mrkm

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Re: Say Hi and Introduce Yourself
« Reply #3518 on: November 19, 2017, 03:49:32 PM »
Hello! My name is Mike, and I'm a 30-year-old public high school teacher in the greater Seattle, WA area. My wife (29) and I have a son (18 mo.), a 2-year-old golden retriever, and a 12(ish)-year-old cat. My wife is a novelist and freelance writer. We rent a home with my brother (28), an assembler at an aerospace company. There are many factors at play in our financial decisions, so I've been doing a fair bit of research, and I recently discovered the MMM blog and community. I hope to learn a lot.

FI/RE seems impossible for us right now, but we know that we can turn "impossible" into "unlikely" and "unlikely" into "attainable" with careful planning and decision-making. That's why I'm here!

See you all around the forums.

AFinancialSavvyDoc

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Re: Say Hi and Introduce Yourself
« Reply #3519 on: November 19, 2017, 07:55:47 PM »
Hey there!

New to the forms here.  Names Matt I am a first-year dental student and I am trying to better understand how to run a business before I actually own a business. I am strangely obsessed with being frugal and learning about finances. I want others to have the same information so I started a blog!  I'm excited to be part of this forum to learn and hopefully help others!

I like to ski and scuba dive! I am married and no kids yet!

That's me! 

AR

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Re: Say Hi and Introduce Yourself
« Reply #3520 on: November 20, 2017, 01:13:45 PM »
Hey Hey!
I found MMM about a month ago and have been on a bit of a binge reading (almost) all MMM's posts and now into the forums. 

Bullet Point Profile:
-I'm 33yo and just relocated to South Carolina with my wife for her career and to get away from the cold (we're Canadian)
-Based on my reading, i'm pretty certain I am a Mustachian and luckily my wife is pretty darn Mustachian as well...although we didn't know that was a thing until very recently
   
Examples:
 - We own one car that is 16 yo
 - I ride my 20 yo mountain bike as much as I reasonably can
 - Our primary residence for the last 18 months has been a sailboat with the equivalent of about 300sqft of living space
 - Although we love the sailboat, we just bought a fixer upper house within a short bike ride of my wife's work in a great community, with cash
 - Our yearly spending is about 25K
 - We will only buy wine that comes in a box
 - There is currently a piece of tinfoil in our drying rack that has been re-used at least 5 times
 - I do a bit of work from home as a consultant, but left full-time employment 18 months ago

I feel like I've found my people here and just wanted to say Hi!!

G-dog

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Re: Say Hi and Introduce Yourself
« Reply #3521 on: November 20, 2017, 04:50:33 PM »
Hey Hey!
I found MMM about a month ago and have been on a bit of a binge reading (almost) all MMM's posts and now into the forums. 

Bullet Point Profile:
-I'm 33yo and just relocated to South Carolina with my wife for her career and to get away from the cold (we're Canadian)
-Based on my reading, i'm pretty certain I am a Mustachian and luckily my wife is pretty darn Mustachian as well...although we didn't know that was a thing until very recently
   
Examples:
 - We own one car that is 16 yo
 - I ride my 20 yo mountain bike as much as I reasonably can
 - Our primary residence for the last 18 months has been a sailboat with the equivalent of about 300sqft of living space
 - Although we love the sailboat, we just bought a fixer upper house within a short bike ride of my wife's work in a great community, with cash
 - Our yearly spending is about 25K
 - We will only buy wine that comes in a box
 - There is currently a piece of tinfoil in our drying rack that has been re-used at least 5 times
 - I do a bit of work from home as a consultant, but left full-time employment 18 months ago

I feel like I've found my people here and just wanted to say Hi!!

You may want to check out the meetup threads for local informal meeting and more formal camps. Then you can see your people in person!

AR

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Re: Say Hi and Introduce Yourself
« Reply #3522 on: November 20, 2017, 05:47:04 PM »

You may want to check out the meetup threads for local informal meeting and more formal camps. Then you can see your people in person!

Thanks G-dog, I will do that!  Cheers.

BookLoverL

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Re: Say Hi and Introduce Yourself
« Reply #3523 on: November 24, 2017, 12:34:51 PM »
Hi everyone! I'm BookLoverL, I'm 24, and I live in England.
I first discovered MMM about two years ago and have been lurking since, but decided to finally make an account. Originally, I planned to do the recommended route of get a job, save money for 10 years, and then retire, but then I realised that I hate office jobs so much that even 2 years as an employee would be too long. Therefore, I'm currently living off the savings I had left from my university student loan (the year I graduated means that paying it back is basically set up more like a tax, so if I'm not earning, I don't have to pay anything) combined with some leftover money from a grant I got when I tried teacher training (also not for me, it turns out), while setting myself up as a freelancer/entrepreneur.
If I'm setting my own hours and doing my own work, I've achieved half of the things I wanted to retire early because of anyway. I'm still definitely very much into frugality and against needless consumerism. I'm not earning much yet, but I'm sure that I will be soon. I really don't want to go back to the mind-numbing tedium and conformity of office work, so I've got the motivation.
I'm looking forward to participating more actively in the forum.
In pursuit of the freedom to make my own responsibilities.
Blogging at https://deathtocomplacency.com

Anatidae V

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Re: Say Hi and Introduce Yourself
« Reply #3524 on: November 25, 2017, 03:32:15 AM »
Hi everyone! I'm Quackersnatched. My favorite TV show is Duck Tales.
I've got the theme song stuck in my head now! Welcome!

MoneyMouse

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Re: Say Hi and Introduce Yourself
« Reply #3525 on: November 28, 2017, 01:25:49 PM »
Hello, everyone!

I'm MoneyMouse, from Alberta, Canada.
I discovered Mr. Money Mustache about two or three years ago, but haven't been thinking about it a lot until recently.
I'm still young in my working career (3 years out of University, but fortunately working in my field for now), but have no debt and am definitely a "dragon" with my money - I like to sit on a big pile of coins. But I need to invest this pile of coins for sure, and I'm resolving to make that my first step followed by trying to embrace more Mustachianism in my spending to boost my currently 8-10% savings rate as high as I can.

I already live within walking distance of work and my gym, and only use my car 2-3x a week for trips to my long-time karate club in a neighboring city (30 mins away in an ittybitty used Honda Fit).

I'm a little scared because my current job situation is very tight and I may not have a job for much longer at the time of writing, but I also know I'm in enough financial security right now that I don't need to throw myself into another job right away. My biggest worry right now in following Mustachianism is that both my partner and I earn less than $50,000 a year (each), and being in public and pseudo-public organizations, we're not likely to get a raise anytime soon. But for now, I can certainly work on cutting down my spending a ton.

Thanks, guys, and I'm looking forward to learning and adventuring alongside you!
A Dragon in a Mouse's Clothing
a journal on the journey to FI

desertkender

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Re: Say Hi and Introduce Yourself
« Reply #3526 on: November 28, 2017, 05:21:46 PM »
Hi, I'm Desertkender. I'm 24, live in Vegas, and studying to be a highschool science teacher. I love nature and like to draw fauna and flora. They make very pretty Christmas cards and calendars.

The goal is to be financially independent by 40 so I can dedicate the rest of my life to helping people fall in love with, protect, and preserve wilderness.

I'm here so that I can learn how to beat my debt down and make my 'stache grow quicker!

MrsBFI

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Re: Say Hi and Introduce Yourself
« Reply #3527 on: November 28, 2017, 05:56:23 PM »
Hey Everyone!

I'm a 20 something that recently graduated college and came to the realization that I'm not cut out for the rat race. My S/O and I are doing what we can to try and become FI as quickly as possible (at this rate, looks like that should be in my 30's for me, and a little later for him). We currently are house hacking our first property and are paying down debt as quickly as we can.

We are chronicling our journey if you would ever want to follow along (this includes the newest adventure of planning a wedding without going into debt!)
Look forward to becoming a part of this community and learning as well as hopefully passing on some knowledge as well!

www.befindependent.com/

Aerial

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Re: Say Hi and Introduce Yourself
« Reply #3528 on: December 02, 2017, 11:18:22 PM »
Hi everyone!

I'm 51, and became eligible to retire just over a year ago. I had been told early in my career to put money into the retirement fund (TSP), be sure to get full matching, and leave it alone and let it grow. So I did.

Upon realizing I was eligible to retire, I suddenly realized I didn't know how to use all that money I had barely looked at in my retirement fund. So I turned to some internet research and found this site. I really wish I had found it earlier in my career but I am glad to have found it now! I have been reading here and jcollinsnh and feel like I have a better idea of how FI works.

Despite paying very little attention to my TSP I've done okay. Since I wan't looking at it in 2008 I didn't panic and left my stock investments alone, and continued putting money into stock funds.

So now I am looking at retirement affordability, and y'all are going to laugh at me and my fears. Because our accounts have gone up so much in this amazing bull market, it feels like pretend money, not quite real. Like vapor. So if DH and I retired now, a thumbnail of our finances would be:

My retirement:  70,000/yr
DH retirement:  30,000/yr
Total in retirement funds and taxable account: 2 MM
No kids, no debt beyond a small mortgage

And I am terrified of a giant market crash...yes, I've read about the 4% SWR and still am afraid the recent large increases in our accounts will melt away like snow in summer and leave us without enough to weather medical/inflation/emergencies ahead. I have mandatory retirement in just under five years from my current job but I am burned out NOW and am trying to figure out how much longer to stay. I swing between "we only get one life and we should have enough" and "a responsible adult would keep working to maximize retirement in 5 years, and age 56 is still earlier retirement than many".

Just typing this has actually helped organize my thoughts a bit. I am finding leaving my steady paycheck frightening and staying for now is safer but at the same time I would love to leave my stressful job and do my own thing. The pre-FIRE checklist on this site is very useful, and I am starting to do the steps there so I will be ready. Whenever that is.

If I'd found this site earlier in my career I'd be even better off! I grew up in a family that never discussed money and really have only been better educating myself about finances for the last few months.


IronmanGoo

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Re: Say Hi and Introduce Yourself
« Reply #3529 on: December 03, 2017, 07:11:07 AM »
Hello! My adorable dog and I live in the Washington, D.C., area. I found myself struggling with health crises for him and my other now-deceased dog this year, and these experiences inspired me to look more carefully at my habits to ensure I am prepare for the next emergency. I'm grateful to have found this resource. Thanks!

EarlyInJourney

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Re: Say Hi and Introduce Yourself
« Reply #3530 on: December 04, 2017, 04:16:59 PM »
Hi all,

After learning about FI/RE earlier this year and doing lots of reading and lurking on the MMM site and this forum, I want to get a bit more involved and (hopefully) make myself a bit more accountable re: goals.  As my profile name would suggest, even though I'm 40 years old, I'm not very far along on this path.  I have certainly not been frugal or very smart with money, and my current finances/net worth bear this out:

Not so hot:
- Student loan debt  61K
- Credit cards     11K
- Car lease remaining  5K

On the positive side:
+ HSA  7K
+ 457B  3K
+ Cash  4K

So yeah, not great.  But there are 3 things that make me feel much better about my financial situation:

- My partner and I are earning and saving -significantly- more now than we had been, due to new, much better paying jobs in a new state.  Over 200K/yr joint income, currently saving 50-60% of net.
 
- I'm vested in one state pension (this one very solid), which will/should pay 2K/mo starting at age 65.  I'm 3 years away from vesting in my current state's pension (this one a bit less solid), which should/will pay $3200/mo IF I work here until age 60 or $4900/mo if I make it to age 65.

- Assuming Congress doesn't mess with it in the meantime, the Public Service Loan Forgiveness program should wipe out a big chunk of my student debt in 4 years - about 50K!

I'm much more about FI than RE, since I actually like my job and the thought of working for another 20-25 years doesn't make me cringe.

Thanks for all the insights and advice y'all have shared,
EarlyInJourney

Northaholic

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Re: Say Hi and Introduce Yourself
« Reply #3531 on: December 06, 2017, 05:52:18 AM »
Yellow,

I am also a Mike. There are many like me, but I am my own. I currently live in North Western Minnesota. I have been try to read and get into the amazing world of money mustaches for about half a year. I am 25 now and time marches on, so there is no better time to start grooming my mustache a.s.a.p.

It seems that I am very similar to a lot of other people on here it seems. I enjoy creating things, writing, cooking, and trying to find any way to get ahead.  I live in a very ahh... unmustachian environment. The NW MN is a literal frozen tundra 1/3 of the year with punishing temps of (60 below to 10 above) and long commutes (30+ miles) to a work place are normal. You have to be a gluten for punishment to live here, my Centralized Canadian neighbors have my condolences as well.

I am not sitting to terrible financially, but it will be an uphill battle for a while. The biggest downfall I am seeing so far is loans. Specially my car loan as I had a run of bad luck with vehicles having fatal issues 1-2 years into owning them, just when I paid them off....

Where I live, unless you are very lucky, everyone needs a vehicle for at least 1/3-1/2 of the year. So I buckled down and got a new basic Subaru Impreza. Amazing on snow and ice, and on the gas. My average daily commute is about 40-60 miles.

Debit:
Student Loan -18k
Car -18k
Bank Loan -2k
Credit Card -1k
Possible house soon -45k

I work 2 jobs with a net income of about 2,000-2,400 a month. I have no issue living cheaply, but it seems like there is a never ending life tax associated with existing. I have come away with a bunch of amazing tips from this site already. But is anyone else in this kind living situation?

Thanks everyone!

Best Regards,
Northaholic

Darin Shreves

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Re: Say Hi and Introduce Yourself
« Reply #3532 on: December 06, 2017, 07:55:05 AM »
Howdy, all!

I'm Darin, a 33-year-old un-married no-kids lawyer who rents in Kansas City, Missouri.

I learned of the MMM blog a few months ago from a close friend, a tip for which I'll always be grateful. (I wonder if he's also a forum member here?) Discovering MMM was, without exaggeration, a "Eureka!" moment; I was immediately hooked. Since then I've been reading every MMM blog post in chronological order. Thus far I've made it to February 3, 2013, so there's still lots of reading and learning ahead.

I was, in my pre-MMM life, fairly mindful of and careful with my personal finances. A few years ago I read Burton Malkiel's "A Random Walk Down Wall Street" and it was hugely impactful. However, MMM's grander Mustachianism/badassity approach inspired me to do more, particularly since it has the side benefits of promoting human well-being and protecting the natural environment, two causes I care about deeply. I've already implemented some of his techniques (such as buying a hybrid bike and using it to commute to work), but I want to do more, which is why I joined this forum today.

I look forward to swapping ideas with everyone and connecting with fellow Mustachians in the Kansas City metro!

cloudo

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Re: Say Hi and Introduce Yourself
« Reply #3533 on: December 08, 2017, 10:21:21 AM »
Hello everyone, I'm a long time lurker, first time poster.  I work for a medical device company and have a side hustle playing online poker.  I want to achieve FIRE so I can read, learn, write, and play games at my leisure.

pvilla

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Re: Say Hi and Introduce Yourself
« Reply #3534 on: December 09, 2017, 08:32:11 PM »
Dave here. Just paid off debts but refi mortgage close to 3K per month. 61 year old. Spouse younger, needs almost 20 year to retire. 2 children - 15 and 8.

thefrugalhaligonian

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Re: Say Hi and Introduce Yourself
« Reply #3535 on: December 11, 2017, 05:55:18 AM »
Whats up, party people?

I'm Melissa from Nova Scotia! I run a twitter account called Moneyhugger Halifax, and potentially a blog in a near future.


NiteWolf

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Re: Say Hi and Introduce Yourself
« Reply #3536 on: December 12, 2017, 07:28:19 AM »
Hi everyone,

I'm NW and will be moving to Winnipeg from Thailand soon. I'm married with 4 kids.

speedofsound

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Say Hi and Introduce Yourself
« Reply #3537 on: December 15, 2017, 01:59:56 PM »
Hello. My name is John and I'm a married, no-kids guy living in the Kansas City area.  I have been working on this plan for a while. I'm a CPA and wife is an accountant. I also play the piano for money sometimes.

HHIA: $135K
Debts: $0
NW: $200K ($100K liquid, $100K invested in retirement accounts).

Monthly Expenses:
$1000 - Rent
$300 - Utilities and Insurance
$30 - cell phone (shared)
$25 - sundries (Netflix, Amazon Prime Student Account)
$250 - one or two dinners out per week.
$50 - gasoline (I live 3 miles from work, wife w/i walking distance)
$200 - groceries

We rent but are thinking of buying a small (800-1000 sf) house with cash.

My biggest struggle: dealing with family who don't get the plan and spend profligately, and pressure me. They tell me I'm not 'living up to my status', etc...I don't ever break, but I can admit to bending (emotionally) in private moments and having frustration. This is the thing I need help with most.
« Last Edit: December 15, 2017, 03:56:17 PM by speedofsound »