Author Topic: Say Hi and Introduce Yourself  (Read 746644 times)

CowboyAndIndian

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Re: Say Hi and Introduce Yourself
« Reply #3450 on: October 02, 2017, 05:42:27 AM »

p.s. my handle (Hal) is a reference to two of my favorite protagonists in literature (from Henry IV and Infinite Jest)

Love that you put where you get your name from. I was thinking 2001 Space Odessey, but that would have been all upper case.

The story of my screen name: I am of Indian origin, but once when I wore a bola tie to work, my boss told me that I could not be a Cowboy and an Indian.

Anyone introducing yourself, let us know where you get your name from.

jordanread

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Re: Say Hi and Introduce Yourself
« Reply #3451 on: October 02, 2017, 07:38:24 AM »

p.s. my handle (Hal) is a reference to two of my favorite protagonists in literature (from Henry IV and Infinite Jest)

Love that you put where you get your name from. I was thinking 2001 Space Odessey, but that would have been all upper case.

The story of my screen name: I am of Indian origin, but once when I wore a bola tie to work, my boss told me that I could not be a Cowboy and an Indian.

Anyone introducing yourself, let us know where you get your name from.

Don't gunk up this thread, though. We have a pretty awesome thread regarding usernames here.
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FrenchMoustache

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Re: Say Hi and Introduce Yourself
« Reply #3452 on: October 02, 2017, 08:10:31 AM »
Hello,

FrenchMoustache here (not very original name, but...). 37 from Paris, with a wife and a 6y old kid. Discovered MMM's blog during the summer, binged-read it and start to apply some stuff (was already living frugally anyway)...

Will be happy to exchange with everybody, and most especially with those in France, as the fiscal situation is quite different...

HuggingSkunk

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Re: Say Hi and Introduce Yourself
« Reply #3453 on: October 05, 2017, 05:07:50 AM »
Hi, I'm Helen.
I like to create waves.

Fhytrvin

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Re: Say Hi and Introduce Yourself
« Reply #3454 on: October 06, 2017, 01:16:52 AM »
Hello everyone, I am new in here too.

CowboyAndIndian

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Re: Say Hi and Introduce Yourself
« Reply #3455 on: October 06, 2017, 03:15:31 PM »
Hi, I'm Helen.
I like to create waves.

From Troy I assume ;-)

SubmarineNavigator

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Re: Say Hi and Introduce Yourself
« Reply #3456 on: October 07, 2017, 04:47:18 PM »
Greetings everyone, I am Galen.

I served 20 years in the US Navy. Mostly on subs.

Along the way we owned various Multi-Family-Residences [Triplexes, Four-plexes and a Five-plex] one at each duty station. My wife is very frugal and she managed our properties while I was deployed underwater.

She and I both took courses on budgeting and we both served as budget counselors to help sailors [omg, most sailors have problems with their household budgeting]. She and I also took the free IRS courses to become tax-preparers. There we learned how to itemize our taxes and we developed our tax strategy to allow us to stop paying into Income Taxation. We both prepared tax filings for fellow sailors for 10+ years.

In 2001 I reached 20-years of Active Duty service and I was booted out onto pension due to their High-Year-Tenure policy [I had become too old to continue to serve]. We sold our remaining Triplexes and Four-plexes and we used the cash to buy a homestead in rural Maine. Where we live to this day, we are off-grid organic farmers now.

:)

Thinkum

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Re: Say Hi and Introduce Yourself
« Reply #3457 on: October 07, 2017, 05:01:01 PM »
Welcome Galen aka SubmarineNavigator! That is a most awesome story! Living the dream it sounds like. Kudos!

FI-in-no-time

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Re: Say Hi and Introduce Yourself
« Reply #3458 on: October 07, 2017, 09:52:16 PM »
Hello everyone,

I'm Scott from Nebraska.  I've been following the MMM blog for about a year now and recently started spending time on this forum.  I retired from the Air Force but not from work.  I'm still doing the 9-5 but I'd like to retire completely in the near future.
« Last Edit: October 08, 2017, 10:57:27 AM by FI-in-no-time »

Weisse_Rose

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Re: Say Hi and Introduce Yourself
« Reply #3459 on: October 07, 2017, 10:51:43 PM »
Hello everyone, just call me Weisse Rose (White Rose). My real name and location are... redacted for what should be fairly obvious reasons.

I only got my first "real" (actually second) career type job in the past few years (I teach at a community college) and I've been pushing a very high savings rate since starting.

middo

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Re: Say Hi and Introduce Yourself
« Reply #3460 on: October 08, 2017, 01:19:09 AM »
Hi Everyone,

I started reading MMM about April this year and had a bit of a revelation.  I'm nearing 50, married, and our youngest of 3 is about to finish high school.  We have lots of assets, and lots of debt.  We have also had some interesting conversations over the last few weeks.  Looks like some restructuring is on our horizon, and a "save $82,000 in 15 months" challenge for ourselves.

We live in country Western Australia.  Lots of transport costs.  Rethinking so much of our lives....


Cheers
middo.

Jack E

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Re: Say Hi and Introduce Yourself
« Reply #3461 on: October 08, 2017, 03:02:36 PM »
Hi, I'm Jack, a mid-30's entrepreneur in Alabama. I've been reading the MMM blog for some time, but this is my first foray into the forums. I look forward to meeting awesome people here, contributing what I can, and continuing to find the inspiration and support to reach FI before 40.

Quick question: Do you know where on the forums I should post a question related to purchasing a car? I can't seem to find a location for discussion of automobiles. Thanks!

Thinkum

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Re: Say Hi and Introduce Yourself
« Reply #3462 on: October 08, 2017, 03:31:13 PM »
Welcome Jack. You can post a question about an automobile or otherwise in the "Ask a mustachian" section.

Jack E

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Re: Say Hi and Introduce Yourself
« Reply #3463 on: October 08, 2017, 04:13:15 PM »
Thanks, Thinkum. Good to be here, and I'll head over to "Ask a Mustachian".

pecunia

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Re: Say Hi and Introduce Yourself
« Reply #3464 on: October 08, 2017, 06:41:24 PM »
Hi There - I'll tell you right from the get-go - You know pecunia is not my real name.

I used an unusual handle.  It is the root of the word pecuniary.  I figured most of this thing will be about money so I think it is appropriate.  Although, it kind of reminds me of petunia which makes me sound a little fruity.

I have enough saved up to let her go, but I am thinking of waiting until next Summer when I am 62.

I am an engineer that has been working in all parts of the US.  Right now I am working on small construction jobs in the electric power industry.  I do not work near my home so I've been living out of a suitcase.  I'm getting tired of it.  I have a lot of dreams / interests that do not relate well to what I am presently doing and wish to pursue these dreams.

I am expecting a lot of good advice on this blog.  I've already seen quite a bit.  It's like borrowing your brains and I thank you for it.

silverlombard

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Re: Say Hi and Introduce Yourself
« Reply #3465 on: October 08, 2017, 08:22:04 PM »
hi, Im Silverlombard

GotStacheNotCash

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Re: Say Hi and Introduce Yourself
« Reply #3466 on: October 09, 2017, 07:33:24 AM »
Hi all,  I'm GotStacheNotCash and, as the name implies, I have an emergency fund, a few decent if new mindsets on spending, and a lot of debt to deal with.  Hoping to get some advice here on the forums, get my life (read: financial state) to feel less overwhelming, maybe find something I'm passionate about, and definitely some day give back once I'm on the other side of this journey!

FriedaClaxton

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Re: Say Hi and Introduce Yourself
« Reply #3467 on: October 09, 2017, 11:21:11 AM »
Hello!  I am brand new here, and kind of a moron about money. Never had a budget in my life and learning at way too late in life.  I don't like being broke, and I need to nip it in the bud!

MMMApp

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Re: Say Hi and Introduce Yourself
« Reply #3468 on: October 09, 2017, 02:38:05 PM »
Hi,

We're Jon & Helen and we decided to jump into FI after meeting Pete at Camp Mustache 2016 and again in Ecuador at Chautauqua 2016. After great conversations about what we enjoy doing with our time we decided to leave our regular jobs and create the MMM App. Our hope is to grow the Mustachian community by providing a tool for people to connect with each other.

We have two young daughters and have been truly enjoying the time we get to spend with them. We now have the opportunity to volunteer in their classrooms, attend their events, and generally just hang out together. This is quite the change from the 1-2 hour commute we had last year and the feedback from the girls so far is they love having us around more.

One of our favorite articles is http://www.mrmoneymustache.com/2012/10/08/how-to-go-from-middle-class-to-kickass/. We created a spreadsheet from the table in this article and used it as a guide to reduce our spending. Our hope is to turn this into a tool within the app someday to help others following a similar path.

Looking forward to enjoying the journey together,
Jon & Helen


keeneye

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Re: Say Hi and Introduce Yourself
« Reply #3469 on: October 09, 2017, 11:44:49 PM »
Hey everybody,

The Mr. Money Mustache blog posts showed up on my radar about 4 years ago at a time when I was just starting my career as a digital product designer and generating income. I put my head down and cleared out my student debt. Now, I'm working remotely and trying to keep my expenses level as I travel.

I admit I haven't focused on my retirement much yet but I am glad there is a large body of writing and a community forum that I can look to when I have questions!

Frequently, I am thankful that my dad hired me to reconcile the family's checkbooks when I was in middle school. I became familiar with the numbers and what to expect. It's amazing to think of reconciling checkbooks anymore. A few years later, online banking became a thing.

Looking forward to reading past and future forum discussions!
Best,
Nicki
Hi, I'm Nicki, a devoted Volvo 240 driver from the West Coast. Currently building a cloudless personal finance app for Mac: http://moneyhawkapp.com

EngineeringFI

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Re: Say Hi and Introduce Yourself
« Reply #3470 on: October 12, 2017, 11:00:38 PM »
Hello!

31 year-old electrical engineer here in sunny Tucson, AZ. I have been on the financial independence journey for a few years now, but until now it's just been something I kept to myself. I didn't realize there was a whole online community of people working towards the same future that I want! Finding Mr. Money Mustache's blog was a total epiphany that I'm not totally weird in wanting to walk away from corporate life in my 30s...

I have already paid of all student loans and have no other debt. A little over a year ago I paid off my house, which is a foreclosure I purchased in 2014 and have been slowly fixing up. Now I'm in the phase of putting as much money as I can into investments every month and potentially acquiring some rental properties in the next few years. My goal date for FIRE is in about 5.5 years.

Looking forward to learning a lot of new things and asking the community here a ton of questions!

Dada Almond

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Re: Say Hi and Introduce Yourself
« Reply #3471 on: October 13, 2017, 10:23:14 AM »
Hi!

I've been lurking for about a year and decided to finally make an account so I can join in. 

As yet another engineer, I enjoy the financial optimization game and running my personal finances like a business.  I had the financial sense to max out my 401k since starting my professional career, but definitely made some mistakes along the way (spending habits, investment strategies, keeping waaaay too much cash) although luckily nothing too serious. 

Finding this community has had a huge impact on my financial and lifestyle views.  Still working on rolling back lifestyle creep, but each small step is a positive one.

teddyjimbo

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Re: Say Hi and Introduce Yourself
« Reply #3472 on: October 14, 2017, 02:11:48 AM »
Hello fellow MMM newbies and veterans

Came across the site and read through some posts and it feels like this would be a great place to understand how smart people make smart decisions about money.  Glad I found this place.

-teddyjimbo

Say What?

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Re: Say Hi and Introduce Yourself
« Reply #3473 on: October 14, 2017, 03:00:00 PM »
Hi. I'm Say What. I'm not too far out of school and I'm working to figure out what I want to do with my finances and time. I appreciate MMM's viewpoint and desire to continually learn. I hope to learn about different people's strategies and tailor that information to fit my individual situation.

anadyne

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Re: Say Hi and Introduce Yourself
« Reply #3474 on: October 15, 2017, 09:33:57 AM »
Hi there, new member checking in from the Northeast US! I've been single momming it since I was a teen and my main goals were to keep our lives full and interesting, prioritize education, and get my child through college debt free. Recently checked the last box off so in that sense we were a complete success, though I broke the cardinal rule by not investing in my own retirement before funding my child's education. Now I'm cracking into my 40's with no debt, but less investment than I'd like. I've been devouring personal finance blogs and podcasts and I'm really inspired by MMM and this community. Won't be retiring early, but I have a really ideal job and a life that has so much freedom, I feel quite a bit like I'm already living the RE part and just need the FI to catch up with it.

lemanfan

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Re: Say Hi and Introduce Yourself
« Reply #3475 on: October 15, 2017, 10:10:01 AM »
I've been single momming it since I was a teen and my main goals were to keep our lives full and interesting, prioritize education, and get my child through college debt free. Recently checked the last box off so in that sense we were a complete success,

Good job!

FI4PeaceofMind

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Re: Say Hi and Introduce Yourself
« Reply #3476 on: October 15, 2017, 10:45:05 AM »
Hello, all. I want the intellectual and emotional freedom that financial independence would provide. I spend what I earn, for the most part, and I know that if I ever want to retire comfortably I need to plan and prepare, instead of buying convenience every day.

Syd

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Re: Say Hi and Introduce Yourself
« Reply #3477 on: October 16, 2017, 05:34:40 AM »
Hi guys,

French dude living near Paris here!

I've been curious about financial independence for years and discovered MMM 6 months ago. Read stuff, applied stuff, forgot a bit about it, came back... and I'm now ready to go a step further!

I'd love to get help, remarks... my journal is my signature. :)

skenney5678

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Re: Say Hi and Introduce Yourself
« Reply #3478 on: October 16, 2017, 02:15:12 PM »
Hello, I'm Shelby and I'm a mom of two and married to a hunky hunk. We're trying to manage debt while my husband goes back to school full-time and I work full-time.

WoodSpinner

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Re: Say Hi and Introduce Yourself
« Reply #3479 on: October 16, 2017, 02:59:16 PM »
Hi,

I have been lurking on MMM for awhile now and have been pretty active on the Bogleheads site. Currently 57 and will be FIREing in December! I have had an amazing learning journey since January when the idea of retiring early first crossed my mind. I have been fortunate to work in a job at a MegaCorp that I love, that has treated me well, and offered me many opportunities to grow and learn. I have always been a saver and have always lived below my means, but never tightened my expenses the way some of the Mustachians here have done. That said, 41 years of savings have accumulated nicely and I decided to retire while my DW and I can still travel, have our health, and enjoy life.

It's a strange time -- excited about the opportunities ahead, sad at what I am leaving behind, and nervous about the unknown. I was pretty adventurous in my youth, spent 10 years, working a year and then traveling a year. but been pretty conservative since then.

Time to bring on the adventure and see what else is out there.

Thanks

WoodSpinner

FLStache

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Re: Say Hi and Introduce Yourself
« Reply #3480 on: October 17, 2017, 10:16:12 AM »
Hi, new to the forum, but long time practitioner of the tenets in Your Money or Your Life.  Looking to FIRE next year at the age of 50 with the help of a megacorp restructure and a nice severance package.  Now time to fine-tune my FIRE plan.

Ms. LLC

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Re: Say Hi and Introduce Yourself
« Reply #3481 on: October 17, 2017, 05:38:56 PM »
Hi Everyone! My name is "Ms. LLC" and I run Lovely Life Cents over at http://lovelylifecents.com/. I hope to meet as many as you as I can here! Catch me on Twitter @LovelyLifeCents.

never give up

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Re: Say Hi and Introduce Yourself
« Reply #3482 on: October 21, 2017, 06:26:29 AM »
Hi, I'm from the UK. I've only discovered MMM in the last few months but have been naturally frugal all my life. I care more about FI than RE and want to put myself in position to be free of a pressurised job environment.

Kakanui

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Re: Say Hi and Introduce Yourself
« Reply #3483 on: October 22, 2017, 01:39:56 AM »
Hi Craig from New Zealand. Been checking out MMM every now and then over past few years and always been a big fan of early retirement. My wife and I have been reasonably responsible with our money and not waste too much on things we don't need and have always lived within our means and have avoided frivolous consumer debt.

Became FI  2000 (aged 32) with a small portfolio of rental properties and "semi-retired"- taught part time and did some uni study (for interests sake) for decade or so. Went back to fulltime work in 2011 for a few years but semi-retired again at the end of last year. I am currently working 3 days per week for a local charity & managing my rental properties but next year heading off to a small island in the Pacific to volunteer for 12 months.
 
I consider myself reasonably responsible with my money but there is always room to improve.

Craig

Llewellyn2006

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Re: Say Hi and Introduce Yourself
« Reply #3484 on: October 22, 2017, 03:06:44 AM »
I finally managed to get registered after having some problems with the registration process and only being able to lurk in the meantime. Anyway that's all sorted now and now I can post to some of the wonderful threads I've been reading. Lots of very knowledgeable people on here with oceans of knowledge. Who needs a financial adviser!!

CashFlowCrusher

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Re: Say Hi and Introduce Yourself
« Reply #3485 on: October 24, 2017, 05:05:18 PM »
Howdy everyone! Mr. Crush here from CashFlowCrusher.com. I just started getting serious about my blog again and some of my personal finance pals recommended I check out the forums. I love what I've seen so far and I hope to start contributing more. Let's "CRUSH" it!!!!

Allie01

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Re: Say Hi and Introduce Yourself
« Reply #3486 on: October 25, 2017, 05:38:51 AM »
Hi All,

I have been a mustachian and have been living frugally for a while now. I am an expat based in Shanghai and enjoying the opportunities for travel and exploring the culture here, as well as the lower cost of living. Anyone else in Shanghai or China on these forums? I would love to connect and discuss FI and mustachianism.

Cheers,

candrews800

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Re: Say Hi and Introduce Yourself
« Reply #3487 on: October 25, 2017, 06:58:03 AM »
Hey all,

I'm 30 with a first baby on the way. My wife and I are natural savers but we've incurred a good deal of life style creep as our work situations have improved throughout the years. I've been reading the MMM blog for over a year now and have embraced the change in thinking, however, I haven't quite bought in yet with my actions.

Recently saw there a forum here and realized you have a great community of similar individuals as myself. Hoping to be able to continue learning from you all and try to give back myself by contributing in any positive ways I can think of.

Clinton

jeriwalters

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Re: Say Hi and Introduce Yourself
« Reply #3488 on: October 26, 2017, 03:30:16 AM »
Hi I am new Here, by the way I'm Jeri Walters

loreley0628

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Re: Say Hi and Introduce Yourself
« Reply #3489 on: October 26, 2017, 04:10:32 AM »
Hi there. 28 yo Dutchie here. I recently started looking into financial topics such as retirement, got a big fat shock when the government kindly informed me that my full retirement age is going to be approximately 70,6 years, then decided to turn my life around completely. Found MMM through a friend :)

I've always been relatively responsible with money. Never spent outside my means, and no debt besides a mortgage (bought my house when it was extremely cheap and interest was low, lucky me). But I also never seriously considered saving money. I love my job, but I'd love it even more if it wasn't absolutely necessary for survival. Now I just want to accumulate fu-money and make sure I do not have to work til that dreaded age of 70,6 (or 67, or 60, or heck, 50).

I'll probably mostly lurk and soak up all your knowledge!
« Last Edit: October 26, 2017, 04:13:32 AM by brilliantyears »

Captain DIY

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Re: Say Hi and Introduce Yourself
« Reply #3490 on: October 26, 2017, 09:39:03 AM »
Hi, Double Junior Mustache Captain DIY here. I am an electrician who dabbles in other, slightly less harmful vocational activities around the house including knife juggling and raising chickens and children, in that order. I write a blog about DIY and the money saving potential found therein at diytofi.blog. I'm on my way to going Full Mustachian, working my way through the posts one at a time. I'm currently up into 2012. I've been slightly mustachios all my life without realizing it, as my father is an old hippie build-your-own-barn-with-some-leftover-utility-poles and live-on-less-than-$10k type of guy. I'm excited to grow my follicles beyond the skin level by dipping into the forum world!
« Last Edit: October 28, 2017, 06:34:51 AM by Captain DIY »
Build, Learn, Grow
diytofi.blog

Ms.PursuitOfFI

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Re: Say Hi and Introduce Yourself
« Reply #3491 on: October 27, 2017, 08:40:18 AM »
Hello! 

New to the MMM forums but long time reader of the blog.  In Northern Virginia area, engineer, 34, female. 

I have always lived pretty frugally even before discovering FI was a thing.  I have tended to take sabbaticals from work every couple years (unfortunately delaying FI before I found MMM and knew what FI was and that it was even possible!)  But well on my way to FI and can't wait!  I mean, CAN'T WAIT!  Looking for motivation to keep in the workforce and saving these last few years of the pursuit! =)  Anyone else struggling with the last few years and can offer some advice?

Also have attended a couple of the local NoVA meetups and love to hear from like minded people in the area.  Say hi!
« Last Edit: October 27, 2017, 08:43:20 AM by Ms.InPursuitOfFI »

KTG

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Re: Say Hi and Introduce Yourself
« Reply #3492 on: October 27, 2017, 11:03:55 AM »
Hi, been a lurker on here for a year or so, and are amazed daily with the interesting things I read in this forum. Thought I would finally contribute.

99to1percent

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Re: Say Hi and Introduce Yourself
« Reply #3493 on: October 27, 2017, 04:58:31 PM »
Hi guys,

We have been a fan of MMM for some time now and we have finally started our own blog [MOD EDIT: Spam Link Removed.]  to talk about our journey to FIRE and give some tips along the way. 

We had poor, humble beginnings as broke, new immigrants to US and Canada. We put ourselves through school, worked 2-3 jobs at the same time, barely had food to eat, lived in not so safe neighborhood surrounded by alcoholics, gang members, gamblers, prostitutes, drug dealers/users,

But we were able to overcome the challenges, graduate college, and get good jobs and were able to increase our annual Income from $0 to $160K to $400K+ and on track to doubling it in the next 5 years which will allow us to achieve FI and FF very early and pursue some of our passions such as opening some type of school for kids especially underprivileged kids.

Looking forward to interacting with y'all.  Thanks
« Last Edit: October 29, 2017, 09:35:35 PM by arebelspy »
Income increased from $0 to $400,000+/year and on track to doubling it in the next 5 years so we can FIRE faster. See how we do it here:
https://99to1percent.com/increased-annual-income-0-400k/

CryptoDoop

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Re: Say Hi and Introduce Yourself
« Reply #3494 on: October 28, 2017, 04:35:22 AM »
Hi i'm Thomas and i play around with Bitcoins

Mrs Hen

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Re: Say Hi and Introduce Yourself
« Reply #3495 on: October 28, 2017, 05:06:05 AM »
Hi, I'm Caroline.

I'm 47 years old and living and working in the South East of England.  Hoping to make that just living in the South East as soon as I can!

unexpected_mustache

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Re: Say Hi and Introduce Yourself
« Reply #3496 on: October 28, 2017, 08:37:37 PM »
Hi everyone,
Canadian here.  Moved from Canada to UK to Australia and now in Singapore. 

E.T.

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  • Age: 29
  • Location: U.S.A.
Re: Say Hi and Introduce Yourself
« Reply #3497 on: October 29, 2017, 03:25:11 PM »
Hello, I'm E.T.

I always felt like an alien but after reading MMM forums for a while, realized that there are other people like me out there. I am naturally cheap but not advanced in the ways of making my money work for me. I've learned a lot lurking and look forward to contributing.

I just turned 29, I'm married, own a home in a U.S. city, and plan for kids in the future. I hope to be FIRE'd by 40, and then be able to start my own business if I choose to.
ayy lmao.

Quackersnatched

  • 5 O'Clock Shadow
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  • Posts: 1
Re: Say Hi and Introduce Yourself
« Reply #3498 on: October 29, 2017, 08:39:51 PM »
Hi everyone! I'm Quackersnatched. My favorite TV show is Duck Tales.

LilMissMinimalist

  • 5 O'Clock Shadow
  • *
  • Posts: 7
Re: Say Hi and Introduce Yourself
« Reply #3499 on: October 29, 2017, 09:18:23 PM »
Ahoy!

I'm here because I'm ready to stop treading water and learn some endurance technique. I tell everyone how focused I am on "paying down my debt" but it's been two years and it doesn't seem to have really gone anywhere. I'm not getting any further behind ... but I'm not making much progress either.

I want to leave my job. I want to leave my city. I'm giving myself a year starting November 1. I put together a financial plan, and if I can stick to it I will be debt-free. Sometimes worry I cling to my debt because it gives me an excuse to avoid the uncertainty of change. This will be as much an emotional journey as a financial one.

Hoping participating in this forum will keep me on task.