Author Topic: Say Hi and Introduce Yourself  (Read 639758 times)

icyii

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Re: Say Hi and Introduce Yourself
« Reply #3350 on: July 01, 2017, 06:31:13 PM »
Hello MMM! I was introduced to the joys of MMM through Pocket, and now I'm hooked! I'm reading he entire blog from the start and I'm learning sooo much. I'm afraid to say I used to be stupid with money, though I wasn't earning much to start with so I didn't waste that much. It's time for change! Can't wait to start building assets. I hope to retire asap. In my mid 20's and hope to retire early. Still working on how to do that - but I'll build my financial literacy first. Super excited to meet you all!

financiallypossible

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Re: Say Hi and Introduce Yourself
« Reply #3351 on: July 02, 2017, 04:59:49 AM »
In my mid 20's and hope to retire early. Still working on how to do that - but I'll build my financial literacy first.

I love this attitude. Please tactfully encourage your friends to do so (build their financial literacy) too.
We do not inherit the earth from our ancestors, we borrow it from our children:
https://www.youtube.com/TripSeibold

http://www.financiallypossible.com/

nipponahito

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Re: Say Hi and Introduce Yourself
« Reply #3352 on: July 02, 2017, 09:18:19 PM »
Hello MMM forums! Was introduced to this way of thinking by a finanical advisor I know that's mustachian. Really excited about all I have read on the blog so far and am committed to working towards fianancial independence. Currently am debt-free and looking to optimize expenditures.

BiochemicalDJ

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Re: Say Hi and Introduce Yourself
« Reply #3353 on: July 04, 2017, 09:07:22 PM »
Hey, I'm Austin!

I work a boring desk job, am currently rushing towards FI ASAP, have 5 years left (8 years if pessimistic), and am currently obsessed with repairing my beater of a car.
Having fun isn't hard when you have a library card.

semiretired

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Re: Say Hi and Introduce Yourself
« Reply #3354 on: July 06, 2017, 07:41:29 PM »
Hi, I am a 45 years old and I work as a Fire Fighter 2 days a week. Which is why i call myself semi-retired. I wont be able to fully retire as early as some of you as i need to work to age 55 to receive my pension. But i hope to learn allot from all of you so i can make sure my retirement lasts.

Thank you in advance

adifferentlife

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Re: Say Hi and Introduce Yourself
« Reply #3355 on: July 07, 2017, 12:08:06 PM »
Hello to Forum Members- I have practiced the principles in YOUR MONEY OR YOUR LIFE (great book!),VOLUNTARY SIMPLICITY (a program of The Northwest Institute) and more recently Frugalwoods.  Throughout it all, I have have several financial set-backs (the DOT com crash and the 2008 real estate crash and I am a realtor! Had several years with almost no income and it hit my savings very hard!!!!!!!!) I am now a practicing mustachian- my actions are the only thing I can control and I Love MMM- - there is so much one can do and I APPRECIATE the chance to learn anything new that will make life more meaningful and fulfilling on a shoestring!

sanju

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Re: Say Hi and Introduce Yourself
« Reply #3356 on: July 07, 2017, 04:54:11 PM »
Hi Im Sanju. I am 28yrs old. My family had a lot of money problems while I was growing up and the topic of money has always caused a lot of freeze/collapse anxiety for me. I have been debt free since mid-2014, but I have not been very proactive with saving or investing my income. My friend introduced me to MMM and at first I thought FIRE would be impossible for me. After reading pretty much every post, I realized I needed to deconstruct and let go of self-limiting beliefs and thoughts. The life that I want for myself IS attainable. I am looking forward to beginning this new journey and chapter of my life.

Frugal Fran in Canada

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Re: Say Hi and Introduce Yourself
« Reply #3357 on: July 08, 2017, 11:28:44 AM »
Hi folks!

Long time follower of the blog, new poster.  Over the last few years, I worked hard to get my spending down and paid my debts. More recently, I took a job in a remote area, selling my overvalued Toronto condo for a tidy profit, purchasing a real nice actual house in the middle of nowhere (more or less).

I must say that an increased income (which still isn't huge) went a long way to making savings possible. It is tough to build wealth on $40k/yr as a single person in a major urban centre, even with frugality. And I suppose a good deal of moral fortitude is what made the move possible - it wasn't an easy thing to do on my own.

Anyway, I have found myself for the first time, with a sizeable chunk of investable cash, even after making a large mortgage pre-payment and moving 1700 km.

I'm 38 now, and while I would've loved to start earlier, it's great to have this cash to jump-start things, and now be able to make regular contributions. I've also held for the last 8 years (and continue to hold in my new position), a defined benefit pension plan, which helps my situation a lot. Right now I'm being conservative and aiming for retirement in 12 years, at 50, but if my career continues to grow as I hope, maybe I will be able to push that down.

I'm now getting started with index investing and have a few questions, so will be checking out the "Investor Alley" forum next!

Happy savings :)
FFinC

Mr Griz

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Re: Say Hi and Introduce Yourself
« Reply #3358 on: July 08, 2017, 02:47:20 PM »
Hello MMM forum folks.

Just found the MMM (and related) community the past few months and not a bit too late.  DW RE'd a few years ago and I hope to follow next next year (2018).  Despite some face-punch worthy mistakes we've actually been FI for at least five years.  Who knew!

ssways

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Re: Say Hi and Introduce Yourself
« Reply #3359 on: July 08, 2017, 07:54:49 PM »
Hey there, My name is Francie!

I've been reading MMM articles for years now. I just found the forum. I'm a stay at home mom and blogger at www.supersimpleways.com.

Thanks!
Francie ( Retired at 30)
www.supersimpleways.com

Shara

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Re: Say Hi and Introduce Yourself
« Reply #3360 on: July 09, 2017, 07:50:20 PM »
Hello everyone!

I recently found this community as I was going through my finances and reading up on investor strategy.  I'm in my mid 30s and was already following much of the recommendations MMM makes, but finding this site and community am looking to dial it up to the next level.  Happy savings everyone!

Hermione76

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Re: Say Hi and Introduce Yourself
« Reply #3361 on: July 10, 2017, 10:27:36 AM »
Hello Mustachians! I've been reading the MMM blog for a couple of years now, and finally decided to join the Forums! I recently quit my extremely stressful job working for a crazy boss, and I'm doing some consulting work to tide me over until I find my next stable gig. My husband and I are middle-range earners, debt-free (we rent, though), and good savers -- but we could be BETTER SAVERS! We live in Southern California, where it's pretty expensive, but where there are LOT of opportunities for Mustachianism -- including riding our bikes, shopping bulk, eating simply, etc. I look forward to getting to know all of you, and flexing my little baby Mustachian muscles!

ZenfantTerrible

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Re: Say Hi and Introduce Yourself
« Reply #3362 on: July 11, 2017, 08:35:52 AM »
Hi everyone,

I am 29 and currently reside in Ottawa, Canada. I have only been working full-time for 18 months, having attended university for a long 6-7 years for an undergraduate and a Master's degrees. I was lucky enough to stumble on Mr Money Mustache while I was still studying (early 2014). As a result, when I started working, I had long been planning how to best manage the finances. I have spread the good word to my brother, who like me, is now putting a minimum 50% of his income towards low-cost index funds every month. Converting my friends to Mustachianism has proved futile so far, however...I am not giving up yet!


ZenfantTerrible

mckaylabaloney

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Re: Say Hi and Introduce Yourself
« Reply #3363 on: July 12, 2017, 08:39:36 AM »
Hi! I've been reading MMM for a couple of years and lurking on these forums for a couple of months -- thought I would finally join the conversation. I'm a 29-year-old lawyer living in a major U.S. city with six figures of law school debt that I can't wait to get off my back. Looking forward to sharing my progress with you all!

ajtegret

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Re: Say Hi and Introduce Yourself
« Reply #3364 on: July 12, 2017, 05:54:33 PM »
Hi all,

Finally got around to checking out the site and stoked to find a forum! Been scaling back the past few years - got rid of my car in LA recently and I'm excited to learn more ways to live simply, unburdened. Looking forward to diving into MMM!

Double0000000

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Re: Say Hi and Introduce Yourself
« Reply #3365 on: July 13, 2017, 10:44:34 AM »
Hi Mustachians - Posted in another thread so I figured that I'd post here too.

I've been going through my personal finance journey for 7 years now and have been browsing MMM for the last few years. Looking to graduate before 2030.

NorCalistache

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Re: Say Hi and Introduce Yourself
« Reply #3366 on: July 13, 2017, 02:09:57 PM »
Hi 'stachers, NorCalistache here. I'm a uni professor, teach economics. Mrs. NorCalistache and I have been together for 35 years, and our three kids have all successfully fledged. My FIRE date is August 2018. Mrs. NorCalistache and I share a preference for simple living.

One challenge is that while our adult children share this preference for simple living, other members of the extended family and some old friends of ours have the "high income, high spending" lifestyle. Once we cash in our chips next year and are FIRE, I think we will need to find other folks practicing simple living, as there will be challenges hanging out with folks who are big spenders.

attr

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Re: Say Hi and Introduce Yourself
« Reply #3367 on: July 13, 2017, 02:46:56 PM »
Hi everyone I also climb things! Lol mostly roofs....that are slanted...and sometimes slippery. Glad to be here apart of the community. Don't really know what to write, why do I have that weird awkward feeling of introducing myself to the classroom? So my name's Todd, I'm a roofer in Nashville Tn  and spend most of my days above ground...or in my boat on the lake.

See you in the forums!

kk1241

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Re: Say Hi and Introduce Yourself
« Reply #3368 on: July 14, 2017, 08:58:06 AM »
Hi I'm Katie! I am 24 years old and currently in grad school for physical therapy who is living off student loans and accumulating lots of debt FAST.


fluffmuffin

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Re: Say Hi and Introduce Yourself
« Reply #3369 on: July 14, 2017, 11:21:36 AM »
Hey yall! I hit a rough financial patch in 2015 and discovered MMM and other FI blogs while trying to figure out how to get back on track. I've always been on the frugal side, but I recently moved in with my spendypants boyfriend and have noticed myself starting to fall victim to the treat yo'self mentality. I'm hoping that getting engaged with the forums will help me stop backsliding and make sure my financial decisions stay in alignment with my values and long-term goals. I love my career so RE isn't my goal, but I want FI so that I can know I'm working because I want to work--not because I have to work. (My boyfriend, on the other hand, would love to RE but thinks it's impossible because of his student loans. Sigh...)

Looking forward to getting to know everyone better!

Tow Pro

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Re: Say Hi and Introduce Yourself
« Reply #3370 on: July 14, 2017, 12:31:14 PM »
What's up guys and gals, this is Mr. Tow Pro, as I am locally known :) I'm getting into a position where I can start looking into other forms of income. I've been towing in Madison Tennessee
 
 for a lifetime but now have a crew of guys on the road that can handle our call flow. I also have a few kiddos who are not digging the idea of joining the family business. I can't blame them! They are always talking about online streams of income so I want to start getting involved in the conversation with them.

Anyways, happy to be here!

anic

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Re: Say Hi and Introduce Yourself
« Reply #3371 on: July 15, 2017, 04:59:43 AM »
Hi everyone,
I discovered this website just this week and I have a feeling it's going to be a great source of information and inspiration. I'm 41, I have two young kids (almost 6 and 4), I'm separated. I have never applied my mind to money throughout my life and now I feel a great urgency to do so. So, I'm reading this site, trying to get a grip on basic maths and pulling my head out of the sand.

I'm nowhere near being in a position to retire and by the time I do get to fix the errors of the past, it'll be time to retire anyway! But at least I'll be looking at a more financially secure old age...I hope.

All the best to everyone.

Rachel_the_Lark

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Re: Say Hi and Introduce Yourself
« Reply #3372 on: July 15, 2017, 06:03:03 AM »
Morning everyone,
I've poked around here a couple times, but figured if I want to get serious that means taking the plunge and engaging with the forum.  I've got a decent track record with finances but want to take things to a higher level.  Looking forward to getting to know everyone here!

RedKing

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Re: Say Hi and Introduce Yourself
« Reply #3373 on: July 15, 2017, 11:15:29 PM »
Good morning Everyone.

I'm Patrick. German, currently living in Dubai. Moving soon to USA (and open for good advice in that matter). I've been following MMM for about a year now and finally decided to sign up to the forum.

Hope all of you have a great day!
The secret of getting ahead is getting started.

onewayfamily

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Re: Say Hi and Introduce Yourself
« Reply #3374 on: July 17, 2017, 08:13:16 AM »
Hi People!

I've been into MMM and even active on the forum for a few years (previously posting under andystkilda) but we've recently FIRE'd and gone nomadic so we started a blog to document our adventures. Hopefully we can also inspire more people (especially families) to win back more time-freedom and live a life more consistent with their values and aspirations.

I look forward to contributing and helping out where I can.

Cheers
We FIRE'd at age 28 (me) and 29 (Mrs. OneWayFamily) and are now trying to travel to every country on Earth - it takes longer with 2 toddlers!

If you'd like to keep track of where we're at - check out our photos @ Instagram or our lame attempt at a blog at onewayfamily.com

GenXbiker

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Re: Say Hi and Introduce Yourself
« Reply #3375 on: July 17, 2017, 09:16:28 PM »

Hello everyone. I'm 50 now and can feel the FIRE approaching! I work in IT and am the senior network engineer where I work.  I actually enjoy my job most of the time, but I look forward to the freedom and adventures that retirement can bring.

My "stache" is currently at about 73x my current yearly "bare bones" budget.

I'm shooting for 80x and looking at retiring in 2 to 4 years.

My budget will go up in retirement, plus, I don't want to just be scraping by.  I want to have a very nice cushion when I retire beyond just getting the bills paid.  And about 10 years into retirement, SS will be a bonus.

My frugal ways and saving go back over my entire career, so MMM just reinforces what I've already been doing for decades.  I've read posts in the blog and forum here from time to time over the last several years but just got around to registering.

Cavechild

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Re: Say Hi and Introduce Yourself
« Reply #3376 on: July 18, 2017, 10:55:47 AM »
Been following the Site for a few years.  49 y/o about to FIRE.

NinetyFour

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Re: Say Hi and Introduce Yourself
« Reply #3377 on: July 18, 2017, 11:12:24 AM »
Been following the Site for a few years.  49 y/o about to FIRE.

Congrats!!
My Journal

Countdown to Freedom:  273 days

mosprott

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Re: Say Hi and Introduce Yourself
« Reply #3378 on: July 20, 2017, 11:20:27 AM »
Hi!

I've been lurking for a few years now. My husband just retired @ 60, and I'm working up the nerve to give notice any day now. Hoping to move to less-sweaty climes SOON! (Northern AZ, from DC Metro area)

mollyburnett

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Re: Say Hi and Introduce Yourself
« Reply #3379 on: July 20, 2017, 04:15:05 PM »
Hi all!

My name is Molly and I am 19 years old from Columbus, Ohio. I'm on this forum because my crazy uncle from Boulder, Colorado wanted to give my cousin and I a lesson in ways to be financially savvy in our near futures. So here I am! Through this forum, as well as from a couple other readings, I've learned about the dangers of living a material lifestyle and the outcomes reckless spending could have on my work life. Reckless and unwarranted spending may yield momentary happiness and satisfaction but, it ultimately will result in you spending more hours working than out spending valuable, priceless time with your family and friends. I've also learned that investing early is extremely important. Part of the challenge that my uncle gave my cousin and I was that he and his wife are going to be giving us money to invest in a Roth IRA. While it may seem annoying and unnecessary to do at such a young age, it will pay off in the end. The earlier you invest, the more money you save, the earlier you retire, and the more time you spend doing what you love instead of stressing over money.

In regards to what I wish to learn more about, I'm interested in the long term pros and cons of investing in stocks and bonds. Is it worth the risk?

CSuzette

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Re: Say Hi and Introduce Yourself
« Reply #3380 on: July 21, 2017, 05:08:17 PM »
Hi:

I am CSuzette and currently live in Boston.  I am a long-time lurker and cannot tell you why it has taken so long to figure out how to register :)  Every once in a while I would see something I wanted to respond to and couldn't.

I think I have always been naturally frugal...to the extent of spray starching and ironing my money when I was just a kid :)

The advice here is fantastic and I have some big financial decisions I need to make in the near future and look forward to receiving some valuable direction.

Thank you in advance.

CSuzette


Imma

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Re: Say Hi and Introduce Yourself
« Reply #3381 on: July 23, 2017, 10:52:08 AM »
Hi! :) I'm Imma, 27, from the Netherlands.

I was raised in a frugal and financially savvy way, with a mother working in the investment business, so frugality and FI have always been natural to me. Sadly, I also saw first hand in my family what can go wrong if you let go and succumb to the 'entitlement' consumer logic. I knew I wanted to FIRE before I graduated from high school and have always made my life choices accordingly. I have very little student debt and saved to buy my first home at 24, together with my partner who was not raised like me but picked it all up with an impressive speed. He's currently more frugal than I am. Sadly I have a low income due to health issues, but as we don't need much it's not a huge problem, and because I don't work fulltime I don't need retirement as badly as someone who's working 60 hours/week. I am a longtime blog reader and lurker but decided to finally register because I needed advice about the quickest way to FIRE for me. 

L2

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Re: Say Hi and Introduce Yourself
« Reply #3382 on: July 23, 2017, 08:31:49 PM »
Howdy all. I believe I found out about MMM via reddit about a year ago and have been reading the forum for a few months now, so I decided to join to interact with this awesome community and help hold myself accountable in reaching my goals. I really can't get enough of the FIRE concept...

A little bit about me: I am a 26 year old male who lives in Cleveland, OH and I'm a CPA.

Vienna4ever

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Re: Say Hi and Introduce Yourself
« Reply #3383 on: Today at 04:55:50 PM »
Hello fellow like-minded friends that are looking to achieve FIRE!

 My name is Gastón and I am 41 years old, married for 20 years with two little kids. I am an American citizen, but altogether my life is spread across several continents: North America (Florida), South America (Argentina), and Europe (Germany+Russia). I work in Germany at the moment, and I trying to figure out my retirement strategies and options in this international milieu I am currently in.

I'm look for advice/experiences on expat retirement strategies.
« Last Edit: Today at 04:59:03 PM by Vienna4ever »