I actually stumbled upon this website when looking for a reason why NetworthIQ wouldn't send me my registration email.
I've been mostly anti-mustacian for most of my adult life. When I didn't have debt (credit card, car loans), I spent all my money. When I did have debt (credit cards, car loans), I paid it (trying to overpay where possible), but I spent so much overpaying was often difficult. Unwise life choices definitely contributed to a lot of this difficulty. I've always been aware of my finances, networth, 401k portfolios, and that I wanted investments that actually grew exponetionally one day, but I never made the correlation that my spending, not my income or my debts (though a contributer), was the problem with not acheiving my goals or making my goals seems VERY far off.
Fast foward to 2012 and I found mint.com. I had been using a similar financial tracking service through BofA, but the budgeting through mint was so much easier to use, I could actually use it and stick with it. Also, through mint's recommended services, I was able to shave years off paying $17,000 in credit card debt which in turn made it easier to pay off $23,000 in 2 car loans and a 401k loan through either outright payoff or lower interest rates.
It's possible to be debt free next year, but it's a long shot. I will be out of all my crazy debt by 2014, though.
I have a long way to go, but I'm well on my way for retirement in 7-10 years. It would be 5-7 if I didn't have so much debt.
All in all, I'm excited to continually learn, absorb, possibly contribute, and watch the 'stache grow!