I'm Matt age 24, Maple Ridge Bc (town of 50 000 about an hour from Vancouver Bc) I have been frugal and entrepreneurial since I was pretty young. I must say I like this site of outside the box thinking. I have owned 17 vehicles, 3atvs, multiple boats, and made a profit off importing, fixing, selling most of them. I have been working multiple jobs since grade 11, Most of the money going to cars insurance and gas. Did one summer in fort mcmurray when I was 18, 29 bucks an hour in 2007, first taste of money, bought a corvette in the USA, drove it for the rest of my college then sold it after graduation. Graduated an engineering diploma program at 19, hired months later, paid off student line of credit that winter, bought a house that winter, middle of the recession. Used my student line of credit to make the downpayment and build a basement suite. Paying off the line ode credit well making mortgage payments forced frugality on me. Now I'm married, working on net worth, awaiting my findependance day. Aiming for fi 40, Canadian tax and cost of living does not help. Currently I have been able to create a net worth of about 120k between house appreciation/improvements, savings, rrsps and minus my 1 percent loan on my truck, corp plan loa, cost less new then 5 year old truck, not too mustachian but nobody perfect.