I'm 33, married with 4 kids, and a stay at home mom. I dabble in photography and earn some spending money that way. DH works with pumps and wells and after a long slog is now making $100k per year.
Historically, we are both shit with money. DH grew up with no money to speak of, so once he got some money in his hot little hands he went crazy with it. I grew up in a comfortable home with money savvy parents who paid their mortgage off in five years, saved for retirement, raised seven children, paid for our post-secondary ... and never talked to us about money. I had no concept of managing money at all, and never felt much concern about it.
We're both still pretty dumb. But we're trying now.
So here we are with 4 kids, a home, two vehicles, a motorcycle, a 60" flat screen TV, several gaming systems, expensive camera equipment ... and $30k+ consumer debt on top of our mortgage with no real savings to speak of.
Ready to switch gears now. Well, I am. DH, not as much.