Hi all
My name is Mike, from the north of the UK, and I am currently living an antimustachian lifestyle. I am married with double income, no kids, big ass (4 hours a day) commute, 85% mortgage and a dog.
I just did a quick spreadsheet review of my expenditure and hang my head in shame. I spend HUNDREDS of pounds a month on coffee out, fancy lunches, expensive nights out with friends, fancy food, gadgets (many with apple logos) and public transport.
I don't have a bike, have a taste for champagne and fine whiskey, I haven't optimised my utility bills and I'm carrying 5K of (currently interest free) credit card debt.
I'm not a completely lost cause though as I am overpaying my mortgage and have 20K of invested 'stash (chose not to pay the credit card off while the interest is at 0% but that will clear it as soon as the intro rate is gone). We are also a one-car couple and grow some of our own food.
I do, however, deserve a big punch in the face! Looking back over the last 9 years of my career, I realize that I could be in almost the same position as MMM had I lived differently. I have been a complainypants, wussy over-consumer and MMM has helped me realize this.
I *LOVE* this blog and the ideas in it. I very much want what MMM isn't selling. I am writing this post, mainly for myself, to say 'Something has gotta change'.
Thank you MMM and the community here for showing me the error of my ways.
I am working on it.
Cheers,
Mike