I kind of always took the opposite tact. I worked hard in school, got a proper 'fancy' degree, then got a 'fancy' job with the assumption that I'd be able to earn money way more efficiently (not untrue), and eek out a normal life in like a third of the time, and spend the rest doing stuff I really loved. Turns out the joke was on me, because when you're a professional who's good at your job, one of a handful in a country who can do certain things, the expectation at every level from coworkers to bosses to society is to work even more, because you gotta maximize that old pay check!
Grammar note: it's "tack"-- derived from a sailing term meaning the angle at which the ship sails relative to the wind.
Yikes. Doubly bad typo as I actually sail a fair bit... Regardless, I still like the cut of your jib with regards to the advice about cars.