Author Topic: Our 1 month trial run into early retirement.  (Read 4556 times)

EnjoyIt

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Our 1 month trial run into early retirement.
« on: February 21, 2018, 11:16:28 PM »
My wife and I decided to take 1 month off work and see what it is like to be retired.  To make this as real as possible we decided to traveled away from home so as to not have all the reminders of our normal life holding us back and to explore a little.  I figure I would share our experience with this community.

First and foremost, we finally get it.  We finally understand how valuable our freedom is. No fancy new car or first class vacation even comes close to the freedom we just experienced. Most days we did fun things such as hiking, watching a movie, meeting up with friends, or other entertainment.  Other days we were tired and just sat in the room watching TV and surfing the web.  It was our choice with no obligation to anyone.  Because of this freedom we never set an alarm clock but because the world was ours to explore we would naturally wake up at about 7:30am-8:30am. We had things we wanted to do and our brain just got us up to get the day going. Not single day during this month did I feel sleepy.

Interestingly we also realized how we lost track of the news.  It didn't matter what else was going on in the world and daily politics appeared meaningless. We were enjoying ourselves way too much to care. Coming back now, much of it seams like superfluous noise.

In our regular life, having a drink at night with dinner a few times a week is common.  On vacation we had 1-2 drinks every night. I tallied up our alcohol budget for the month and it came to over $250.  Most of it was at home but a few of those were during a meal at restaurants. This bothers us a little and we are currently alcohol free for a while. Mind you it was only 1-2 mixed drink a night and we weren't getting drunk but the thought of drinking each and every night isn't healthy. I can easily see how with too much free time one can get addicted and something we should be mindful of in the future.

I didn't notice it until today, but during this vacation I had no back or neck pain. Somehow those aches have returned. It is not debilitating, I just sometimes feel my lower back is a little sore or sometimes I get a cringe in my neck.  Is it the stress of work that brought them back or is it me sitting on the couch instead of being as active as I was that month?  Maybe its a combination of the two.

I can tell this community one thing. This vacation has solidified our retirement plans. Baring some unusual event we will definitely be semi-retiring at the end of 2018. Life is way too good wasting it away stressing over someone else's problems. We will work just a handful of days a month.  Not necessarily because we need the money but because we actually enjoy what we do and I believe we provide some good in this world. And, if we find it is holding us back from enjoying life we will eliminate that as well.  Okay, in reality, to live our current lifestyle we would still need a little more money. But as I said earlier.  I am now a big believer that nothing is more valuable than our time and if semi retirement isn't enough then our current lifestyle can decrease to meet our financial ability to afford it.

Trifle

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Re: Our 1 month trial run into early retirement.
« Reply #1 on: February 22, 2018, 02:51:52 AM »
Thanks for taking the time to post this, EnjoyIt!  Interesting to hear how that month went.  I could not agree more -- I am FIREing next year.  :)

nemesis

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Re: Our 1 month trial run into early retirement.
« Reply #2 on: February 22, 2018, 02:58:54 AM »
Nothing better than retirement sometimes.  For me though, I got really bored after taking a bit of time off after hitting FI.  I missed the mental stimulation of work, and I missed doing stuff I enjoy and getting paid for it, even though I really didn't need the money to survive on.

I feel like I need a mental challenge to feel alive and have a purpose.  I missed that in my mini-retirement, but who knows, that may change in the future.

Monkey Uncle

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Re: Our 1 month trial run into early retirement.
« Reply #3 on: February 22, 2018, 04:39:58 AM »
In our regular life, having a drink at night with dinner a few times a week is common.  On vacation we had 1-2 drinks every night. I tallied up our alcohol budget for the month and it came to over $250.  Most of it was at home but a few of those were during a meal at restaurants. This bothers us a little and we are currently alcohol free for a while. Mind you it was only 1-2 mixed drink a night and we weren't getting drunk but the thought of drinking each and every night isn't healthy. I can easily see how with too much free time one can get addicted and something we should be mindful of in the future.

I didn't notice it until today, but during this vacation I had no back or neck pain. Somehow those aches have returned. It is not debilitating, I just sometimes feel my lower back is a little sore or sometimes I get a cringe in my neck.  Is it the stress of work that brought them back or is it me sitting on the couch instead of being as active as I was that month?  Maybe its a combination of the two.

I've been FIREd for real for about a month and half, and just wanted to share my experience relative to these two comments.  DW and I recognized the potential to drink out of boredom or a sense of being on "permanent vacation," so we decided we would designate a few evenings a week and abstain on the other days.  A few weeks in, we realized we were drinking less than we did when I was working, perhaps due to lower stress levels.

My lower back discomfort mostly went away after the first week.  I am certain it is due to me being more active and not sitting at a desk for long periods of time.  And this is during a time of year that is not conducive to outdoor activity.  I can't wait for the real outdoor activity season to get here.

chasesfish

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Re: Our 1 month trial run into early retirement.
« Reply #4 on: February 22, 2018, 05:11:22 AM »
Thank you for sharing, this is awesome

edgema

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Re: Our 1 month trial run into early retirement.
« Reply #5 on: February 22, 2018, 06:14:53 AM »
Anyone know if there is a thread on this already as I would love to hear more of how the 3,6,12, 24 months post FIRE (mostly the post RE bit) has been for people. Some of the bloggers have documented this, but a wider set of experiences would be great.

Laura33

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Re: Our 1 month trial run into early retirement.
« Reply #6 on: February 22, 2018, 06:16:30 AM »
On the drinking:  https://www.sfgate.com/bayarea/article/study-finds-alcohol-more-effective-than-exercise-12630723.php.  :-)

We had a month-long vacation several years ago -- first in 20 years -- and I had a similar experience; going back to work was incredibly hard.  I dream about RE specifically because of the vision of those first few months, rediscovering a normal daily cycle, doing things I want to do, having the time and energy to take care of those various nagging chores/projects that never seem to get done.

My fear is longer-term, though:  I still need to figure out what my purpose is going to be, what useful, satisfying things I will do with my time.  I naturally tend towards sloth, but sitting on my butt gets really old and unsatisfying after a while, so I know I will need something useful that uses my brain and my skills in some different way.  I just have no clue what that is.

Trifle

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Re: Our 1 month trial run into early retirement.
« Reply #7 on: February 22, 2018, 06:17:56 AM »
Anyone know if there is a thread on this already as I would love to hear more of how the 3,6,12, 24 months post FIRE (mostly the post RE bit) has been for people. Some of the bloggers have documented this, but a wider set of experiences would be great.

There is a Post-Fire Board, under "General Discussion."  Bound to be a lot there.

PhilB

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Re: Our 1 month trial run into early retirement.
« Reply #8 on: February 22, 2018, 07:19:45 AM »
On the drinking:  https://www.sfgate.com/bayarea/article/study-finds-alcohol-more-effective-than-exercise-12630723.php.  :-)

If only one or two drinks a day has that big an impact then I'm gonna live forever! ;o)

DreamFIRE

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Re: Our 1 month trial run into early retirement.
« Reply #9 on: February 22, 2018, 12:14:49 PM »
Nothing better than retirement sometimes.  For me though, I got really bored after taking a bit of time off after hitting FI.  I missed the mental stimulation of work, and I missed doing stuff I enjoy and getting paid for it, even though I really didn't need the money to survive on.

I feel like I need a mental challenge to feel alive and have a purpose.
That's kind of how I feel today.  By most calculations, I'm well past my FIRE number, but I continue to work for now.  But I took today off because I have to use up some benefit time, and I'm actually kind of missing being at work.

Eric

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Re: Our 1 month trial run into early retirement.
« Reply #10 on: February 22, 2018, 12:40:51 PM »
Nothing better than retirement sometimes.  For me though, I got really bored after taking a bit of time off after hitting FI.  I missed the mental stimulation of work, and I missed doing stuff I enjoy and getting paid for it, even though I really didn't need the money to survive on.

I feel like I need a mental challenge to feel alive and have a purpose.
That's kind of how I feel today.  By most calculations, I'm well past my FIRE number, but I continue to work for now.  But I took today off because I have to use up some benefit time, and I'm actually kind of missing being at work.

Sounds like it's time to change that username then.  I suggest:  Institutionalized


EnjoyIt

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Re: Our 1 month trial run into early retirement.
« Reply #11 on: February 22, 2018, 12:56:04 PM »
On the drinking:  https://www.sfgate.com/bayarea/article/study-finds-alcohol-more-effective-than-exercise-12630723.php.  :-)

If only one or two drinks a day has that big an impact then I'm gonna live forever! ;o)

Unfortunately our drinks are stiff encompassing 1.5-2 shots in each. I don't think it is that healthy.  Though I agree a couple of drinks a week is probably ok and may have some health benefit.  Personally I do not like wine as it always gives me a headache.

Nothing better than retirement sometimes.  For me though, I got really bored after taking a bit of time off after hitting FI.  I missed the mental stimulation of work, and I missed doing stuff I enjoy and getting paid for it, even though I really didn't need the money to survive on.

I feel like I need a mental challenge to feel alive and have a purpose.
That's kind of how I feel today.  By most calculations, I'm well past my FIRE number, but I continue to work for now.  But I took today off because I have to use up some benefit time, and I'm actually kind of missing being at work.

That is just one more reason why we will be going part time instead of retire completely.  I think mental stimulation is important to brain longevity and personal satisfaction.

Mrs. Rocker

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Re: Our 1 month trial run into early retirement.
« Reply #12 on: February 22, 2018, 05:01:46 PM »
The freedom to do what you want is priceless. No amount of trinkets or gadgets can replace that time you lose while making the money to buy them. We have been FIRE'd since January 2014 and wish we had done it sooner.

Mika M

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Re: Our 1 month trial run into early retirement.
« Reply #13 on: February 26, 2018, 01:45:15 PM »
Man that sounds super duper uber mcawesomeville... I do worry (very little) about getting bored in retirement. But in that vein it'd at least be nice to take a break for a year or even just a 2-month sabbatical... That might be an option I can no longer resist within the next year or two...

MrMoneyMullet

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Re: Our 1 month trial run into early retirement.
« Reply #14 on: February 26, 2018, 10:24:50 PM »
Thanks for sharing, EnjoyIt!

I think freedom is the coolest thing money can buy.

 

Wow, a phone plan for fifteen bucks!