New to HSAs this year... where do you guys invest

[cashstore2022]

As the title says, this is my 1st year in HSAs.  I wanted to open one with either Fidelity or Vanguard where I hold my taxable & retirement money, respectively, but neither will open one unless it is part of my benefits package at work... and it isn't.

My goal is to fully fund an individual HSA and dump everything into an S&P 500 Vanguard fund, or similar, and not touch it for potentially a few decades.  But what are my options for setting up direct deposit and getting invested cheaply?

[bacchi]

Try here:

https://forum.mrmoneymustache.com/investor-alley/best-hsa-hsabank-vs-hsa-administrators/50/

[MDM]

See also Best HSA (2017) - Bogleheads.org and links therein.

[cashstore2022]

Thanks very much guys.

[orangepalm]

I'm with HSA Bank and they're pretty decent. You can set up a TD-Ameritrade account within the HSA and use their free ETFs to invest in index funds. They did just discontinue offering free Vanguard ETF trades though, but there are plenty of alternatives. SPTM is the new commission-free Total Market ETF (0.03% ER), which is even less (but who's counting!) than VTI/VTSAX. The only downside is that you either have to keep ~$5k in cash or pay a monthly fee if below that.

Like MDM said, there are lots of topics on Bogleheads discussing this too.