I calculated I am going to try for it in 10 years. Due to the aforementioned dramas I am only saving $71 per month via payroll allotments though it is my goal to raise this as the loans are repaid. I have $21361 in assets from a combination of an IRA,the TSP, stocks (and I only buy ones who pay dividends,reinvest most of those and haven't touched it since 2009) and my new Digit account. I tend to do flat dollar amounts better than percentages. And if I get windfalls I have found for me if I devote a third to bills a third to being Antimustache and a third to investments it works for me.
My present liabilities are the 3 loans plus my tax bill though I hope to generate enough income to pay that off in full.That comes to about $2700 and a little extra. I decided since I am saving through not buying as much to generate extra income without getting a full fledged part time job which I can use towards savings and the bills. After discovering the pennyhoarder site through a Woman's World magazine I used it to put several small money making ideas into effect I work on 7 days a week. At present I take surveys, work on Amazon Mechanical Turk and am a member of the Nielsen Consumer Panel plus I have Slidejoy, Ibotta,Smart App, Shopkick, Receipt Hog and Checkout 51 on my phone reasoning I pay the bill every month it should pay me.
Being an ex compulsive shopper I have to restrain the urge to go to the bookstores and craft stores or foodie stores and go wild!