Author Topic: Mustachian People Problems (just for fun)  (Read 1650872 times)

Goldielocks

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Re: Mustachian People Problems (just for fun)
« Reply #3850 on: May 05, 2017, 10:37:50 AM »
I estimate I'm about 1 year from FIRE, and have thus been trying to not buy any new work clothes since they will be burned promptly at the end of my last day of work. I'm pretty sure the shoes will survive (not much wear as I sit on my ass all day), and I have a couple unused pairs of black socks remaining from the last package I bought which can replace the ones that seem to be wearing thin. But last night when I got home and changed, I found several holes forming in the sleeve of the polo shirt I'd been wearing. I'd just sew it back up, but the fabric has worn terribly thin. You guys, I don't think it's going to make it... I'm going to have to go down to the thrift store and shell out another $3-$5 :'(
Any chance you can cover it with MMM logo patch?    :-)
Or maybe your local Buy Nothing Group?

Convert it to sleeveless!  You may be FIRE'd early than you thought, as a bonus.

dvdvrhs

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Re: Mustachian People Problems (just for fun)
« Reply #3851 on: May 25, 2017, 12:25:05 PM »
This is an old thread, but I have finally have one.

I need a new inner tube for my jogging stroller and its an Amazon Add on Item. I cannot think of anything else I want to buy to get to $25...

afuera

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Re: Mustachian People Problems (just for fun)
« Reply #3852 on: May 25, 2017, 01:15:58 PM »
My MPP:
I recently discovered I can do a mega-backdoor roth thingy within my 401K at work.  Since I just started contributing after-tax this month, I wanted to bump up my contribution percentage to ~60% in order to hit the 54K limit for the year.  Only problem is my company limits the max contribution percentage to 40% in order to avoid the "Highly Compensated Employee" headache.

I can't even commiserate with anyone over it since everyone I know IRL just looks at me like I'm crazy for trying to contribute so much. *pout*
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prognastat

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Re: Mustachian People Problems (just for fun)
« Reply #3853 on: May 25, 2017, 01:26:23 PM »
My MPP:
I recently discovered I can do a mega-backdoor roth thingy within my 401K at work.  Since I just started contributing after-tax this month, I wanted to bump up my contribution percentage to ~60% in order to hit the 54K limit for the year.  Only problem is my company limits the max contribution percentage to 40% in order to avoid the "Highly Compensated Employee" headache.

I can't even commiserate with anyone over it since everyone I know IRL just looks at me like I'm crazy for trying to contribute so much. *pout*

I wish my company allowed up to 40%. Unfortunately, after tax contributions are limited to 10% for me. It's better than nothing though since many don't even have the option to at all.

merula

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Re: Mustachian People Problems (just for fun)
« Reply #3854 on: May 25, 2017, 02:07:45 PM »
My MPP:
I recently discovered I can do a mega-backdoor roth thingy within my 401K at work.  Since I just started contributing after-tax this month, I wanted to bump up my contribution percentage to ~60% in order to hit the 54K limit for the year.  Only problem is my company limits the max contribution percentage to 40% in order to avoid the "Highly Compensated Employee" headache.

I can't even commiserate with anyone over it since everyone I know IRL just looks at me like I'm crazy for trying to contribute so much. *pout*

You think that's bad? My employer limits the total of before- and after-tax contributions to $18,000.

I wish my company allowed up to 40%. Unfortunately, after tax contributions are limited to 10% for me. It's better than nothing though since many don't even have the option to at all.

marty998

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Re: Mustachian People Problems (just for fun)
« Reply #3855 on: May 27, 2017, 01:06:34 AM »
At the end of my holiday around Southern Africa I was sitting in Johannesburg airport with USD$120 and a receipt for a R500 jacket in my wallet.

The receipt had VAT R61.28 stamped on it and I figured I'll get the refund on that and go buy myself a semi-decent dinner with the proceeds.

20 minutes waiting in line at the counter and I'm beginning to wonder whether this is worth it. Never mind, push on I'm hungry and need the cash.

Man hands me back a summary page with R51.28 written on it. Ok, they've taken a R10 fee, still got enough. After more photocopying of passports and what not he comes back around and hands me a cheque.

I asked him what am I supposed to do with that? He says "go downstairs to the currency exchange bureau. They'll cash it for you."

I went down to said bureau. Waited in line for another 20 minutes. Lovely young woman served me. I said.. ."look, I know it's not much, but I can I cash this?"

She's ok with it, takes the check and comes back with a summary sheet and cash R26.28.

I said what? She says "there's a fee".

Ahh... we all have to get paid somehow I guess. Fees clipped at every turn.

With my $2 equivalent of cash I start hunting around for a coffee shop. I then thought the ice cream parlour would be my saviour. The cheapest scoop was a small vanilla cone costing.... R30!

Gave up, came to my senses and remembered I had an Airline Lounge Pass! I had scored a platinum access pass through my credit card, and was carrying it around for the 3 weeks of camping.
.
.
.
The bastards wouldn't let me in. Said because I only had an economy ticket I had to go to the general airport lounge for the plebs.

Better than nothing, hot food, nice toilet, free booze, wifi and snacks.

Boarded somewhat happy, and donated the R26.28 to charity.

TartanTallulah

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Re: Mustachian People Problems (just for fun)
« Reply #3856 on: May 27, 2017, 04:05:47 AM »
Thoughtful colleague: "I've been sent a discount voucher for a spa day for up to four people. It's only 150 per person and it includes afternoon tea, two pampering treatments, and being able to spend the whole day there just relaxing. You and I could go, and pay for (two female employees who have gone beyond the call of duty) to come with us as a treat, and leave the boys to manage by themselves for the day."

Me: Splutter. Cough. Choke. "How about we just give (the two female employees who have gone beyond the call of duty) 150 each as a cash bonus that they can spend as they please or put towards their retirement fund?"

(Bless her, we've worked together for a very long time and my colleague still hasn't got her head round the fact that "being pampered" is my idea of torture, and keeps offering recommendations for beauticians and cosmetic ranges and spa retreats. I'm sure she's only trying to help.)



BTDretire

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Re: Mustachian People Problems (just for fun)
« Reply #3857 on: May 27, 2017, 06:28:17 AM »
New MPP.   I have lost 15 lbs this year and my clothes are now ill fitting, but I am still 10 lbs from my goal weight, so I cannot get anything that fits yet.  So just as I am unfortunately back in the dating pool, I look a bit frumpy.  Maybe I just need to convince myself that chicks dig saggy buttt jeans.

 You have it backwards, you just need to convince the chicks they dig saggy buttt jeans.

LennStar

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Re: Mustachian People Problems (just for fun)
« Reply #3858 on: May 28, 2017, 01:07:14 AM »
New MPP.   I have lost 15 lbs this year and my clothes are now ill fitting, but I am still 10 lbs from my goal weight, so I cannot get anything that fits yet.  So just as I am unfortunately back in the dating pool, I look a bit frumpy.  Maybe I just need to convince myself that chicks dig saggy buttt jeans.

 You have it backwards, you just need to convince the chicks they dig saggy buttt jeans.
Buttt if they don't then just convince them that they will like the future lean, handsome, nice, rich guy you will be in short time and that they should get you while the price is still vastly undervaluated.

Goldielocks

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Re: Mustachian People Problems (just for fun)
« Reply #3859 on: May 28, 2017, 10:40:15 AM »
Thoughtful colleague: "I've been sent a discount voucher for a spa day for up to four people. It's only 150 per person and it includes afternoon tea, two pampering treatments, and being able to spend the whole day there just relaxing. You and I could go, and pay for (two female employees who have gone beyond the call of duty) to come with us as a treat, and leave the boys to manage by themselves for the day."

Me: Splutter. Cough. Choke. "How about we just give (the two female employees who have gone beyond the call of duty) 150 each as a cash bonus that they can spend as they please or put towards their retirement fund?"

(Bless her, we've worked together for a very long time and my colleague still hasn't got her head round the fact that "being pampered" is my idea of torture, and keeps offering recommendations for beauticians and cosmetic ranges and spa retreats. I'm sure she's only trying to help.)

The fun part is that I now have a few male colleagues suggest spa treatment / massage / manicure day as a group bonding activity.   (cough sputter.  couldn't we rent kayaks instead?  Is this worse than the ubiquitous golf?)

LeRainDrop

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Re: Mustachian People Problems (just for fun)
« Reply #3860 on: May 28, 2017, 04:54:56 PM »
Thoughtful colleague: "I've been sent a discount voucher for a spa day for up to four people. It's only 150 per person and it includes afternoon tea, two pampering treatments, and being able to spend the whole day there just relaxing. You and I could go, and pay for (two female employees who have gone beyond the call of duty) to come with us as a treat, and leave the boys to manage by themselves for the day."

Me: Splutter. Cough. Choke. "How about we just give (the two female employees who have gone beyond the call of duty) 150 each as a cash bonus that they can spend as they please or put towards their retirement fund?"

(Bless her, we've worked together for a very long time and my colleague still hasn't got her head round the fact that "being pampered" is my idea of torture, and keeps offering recommendations for beauticians and cosmetic ranges and spa retreats. I'm sure she's only trying to help.)

The fun part is that I now have a few male colleagues suggest spa treatment / massage / manicure day as a group bonding activity.   (cough sputter.  couldn't we rent kayaks instead?  Is this worse than the ubiquitous golf?)

The "male" suggestion to balance out spa day at my last office was paintball.  People returned to work really sore and with giant bruises on their bodies.

TomTX

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Re: Mustachian People Problems (just for fun)
« Reply #3861 on: May 28, 2017, 08:15:27 PM »

The "male" suggestion to balance out spa day at my last office was paintball.  People returned to work really sore and with giant bruises on their bodies.

Well, they need to develop better technique ;)
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nara

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Re: Mustachian People Problems (just for fun)
« Reply #3862 on: May 28, 2017, 09:01:32 PM »
My husband and I own a small business in a professional field. We are friendly with some of the the owners of competitor companies. They all  drive Acuras, BMWs and Teslas. We drive cars that are over 10 years old and wear pretty much the same clothes to work everyday. Our employees seem a little suspicious of why we seem to be so poor. One even commented about the vacuum we brought in to clean the office the other day and how she doesn't know how to work it because it's so old. We talk to them about early retirement.. but they are just starting out their careers and not interested. They don't even participate in the SIMPLE-IRA plan with 3% match that we offer them :(

dragoncar

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Re: Mustachian People Problems (just for fun)
« Reply #3863 on: May 29, 2017, 01:04:37 AM »
Thoughtful colleague: "I've been sent a discount voucher for a spa day for up to four people. It's only 150 per person and it includes afternoon tea, two pampering treatments, and being able to spend the whole day there just relaxing. You and I could go, and pay for (two female employees who have gone beyond the call of duty) to come with us as a treat, and leave the boys to manage by themselves for the day."

Me: Splutter. Cough. Choke. "How about we just give (the two female employees who have gone beyond the call of duty) 150 each as a cash bonus that they can spend as they please or put towards their retirement fund?"

(Bless her, we've worked together for a very long time and my colleague still hasn't got her head round the fact that "being pampered" is my idea of torture, and keeps offering recommendations for beauticians and cosmetic ranges and spa retreats. I'm sure she's only trying to help.)

What is this word, spa? I feel like you're starting to a say a word and you're not finishing it. Spaghetti? Are you taking me to a spaghetti day?

Linda_Norway

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Re: Mustachian People Problems (just for fun)
« Reply #3864 on: May 29, 2017, 02:45:20 AM »
What is this word, spa? I feel like you're starting to a say a word and you're not finishing it. Spaghetti? Are you taking me to a spaghetti day?

Spa is a place in Belgium where they have natural water wells that are supposed to be beneficial for your health and therefore there are bathing houses. In other places, like in Norway we now call luxury bathing places for a "spa resort".

In the Netherlands, if you order Spa in a bar, you get served water with bubbles.

marty998

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Re: Mustachian People Problems (just for fun)
« Reply #3865 on: May 29, 2017, 02:48:20 AM »
My husband and I own a small business in a professional field. We are friendly with some of the the owners of competitor companies. They all  drive Acuras, BMWs and Teslas. We drive cars that are over 10 years old and wear pretty much the same clothes to work everyday. Our employees seem a little suspicious of why we seem to be so poor. One even commented about the vacuum we brought in to clean the office the other day and how she doesn't know how to work it because it's so old. We talk to them about early retirement.. but they are just starting out their careers and not interested. They don't even participate in the SIMPLE-IRA plan with 3% match that we offer them :(

We know why you're bringing gan old vacuum cleaner in but with no context if I was an employee I'd be wondering how much is left in the till for payroll if the bosses appeared/dressed poor, drove beater cars and used visibly old cleaning equipment.

It doesn't engender confidence from the average employee, notwithstanding you're a good mustachian.

Linda_Norway

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Re: Mustachian People Problems (just for fun)
« Reply #3866 on: May 29, 2017, 07:10:34 AM »
My husband and I own a small business in a professional field. We are friendly with some of the the owners of competitor companies. They all  drive Acuras, BMWs and Teslas. We drive cars that are over 10 years old and wear pretty much the same clothes to work everyday. Our employees seem a little suspicious of why we seem to be so poor. One even commented about the vacuum we brought in to clean the office the other day and how she doesn't know how to work it because it's so old. We talk to them about early retirement.. but they are just starting out their careers and not interested. They don't even participate in the SIMPLE-IRA plan with 3% match that we offer them :(

We know why you're bringing gan old vacuum cleaner in but with no context if I was an employee I'd be wondering how much is left in the till for payroll if the bosses appeared/dressed poor, drove beater cars and used visibly old cleaning equipment.

It doesn't engender confidence from the average employee, notwithstanding you're a good mustachian.

I agree with marty998. As an employee I wouldn't want to use old beaten stuff, just because the boss wants to earn more retirement money. At a working place I would want to use a vaccuum cleaner that works well and intuitive. The same for a company car, that should be good enough to be working and reliable and be a bit presentable. If it is your private cars, then it shouldn't matter. But remember that your customers might also get the impression that business is not running well. Employees might get the same idea and be afraid of their job security and find somewhere else to work.
Wearing the same clothes to work is another issue. That is called a capsule wardrobe.

I'm a red panda

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Re: Mustachian People Problems (just for fun)
« Reply #3867 on: May 29, 2017, 07:34:58 AM »
Thoughtful colleague: "I've been sent a discount voucher for a spa day for up to four people. It's only 150 per person and it includes afternoon tea, two pampering treatments, and being able to spend the whole day there just relaxing. You and I could go, and pay for (two female employees who have gone beyond the call of duty) to come with us as a treat, and leave the boys to manage by themselves for the day."

Me: Splutter. Cough. Choke. "How about we just give (the two female employees who have gone beyond the call of duty) 150 each as a cash bonus that they can spend as they please or put towards their retirement fund?"

(Bless her, we've worked together for a very long time and my colleague still hasn't got her head round the fact that "being pampered" is my idea of torture, and keeps offering recommendations for beauticians and cosmetic ranges and spa retreats. I'm sure she's only trying to help.)

What is this word, spa? I feel like you're starting to a say a word and you're not finishing it. Spaghetti? Are you taking me to a spaghetti day?

In the US, a spa is a place where you go to get massages, facials, manicures, pedicures, waxing, make-up services, and/or hair services.  A spa day would mean you are getting pampered with multiple of these services, and they often include a light mid-day meal.  A fancy place will usually have a sauna, steam room, or jetted tubs that you can just "hang out" in after/between services so that you spend your whole day in relaxation.

People often also call their hot tubs a "spa", but that is less common usage, IMO.

solon

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Re: Mustachian People Problems (just for fun)
« Reply #3868 on: May 29, 2017, 08:01:55 AM »
I think a couple people need to have their sarcasm meters checked!

shelivesthedream

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Re: Mustachian People Problems (just for fun)
« Reply #3869 on: May 29, 2017, 10:31:33 AM »
I think a couple people need to have their sarcasm meters checked!

[Insert joke about whether it's cheaper to DIY your sarcasm meter check or whether you might as well get the filter changed at a garage while you're running errands in town.]

jordanread

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Re: Mustachian People Problems (just for fun)
« Reply #3870 on: May 29, 2017, 11:23:34 AM »
I think a couple people need to have their sarcasm meters checked!

[Insert joke about whether it's cheaper to DIY your sarcasm meter check or whether you might as well get the filter changed at a garage while you're running errands in town.]

Meh, the filter is almost never the issue. Usually it's just low on fluid, and that most certainly is a DIY item.

Kenbo

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Re: Mustachian People Problems (just for fun)
« Reply #3871 on: May 29, 2017, 11:29:15 AM »
Yep, I always top off the blinker fluid at the same time too.  I mean they're right next to each other and seem to get low at the same rate.

LeRainDrop

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Re: Mustachian People Problems (just for fun)
« Reply #3872 on: May 29, 2017, 12:46:01 PM »
I think a couple people need to have their sarcasm meters checked!

I am laughing my ass off!  This was quite entertaining :-)

Gone_Hiking

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Re: Mustachian People Problems (just for fun)
« Reply #3873 on: May 29, 2017, 02:06:03 PM »
I brought my kid to the pool party at an aquatic center.  The kid noticed that we didn't bring any swim goggles.  Yeah, working parent, less than 24-hour notice, we haven't been to a pool since, what, last August?  We brought a freakin' beach towel, have some appreciation.   Five minutes later the kid informs me that that the aquatic center sells goggles.  No, that won't do because we already have a pair at home, we just forgot to bring it.  By now a couple of other parents are looking at me funny.  Finally the kid spots his good friend and so it happens the friend's mom brought a spare pair.  I'm relieved and happily bask in the glares of disapproval.  The terrible parent who mistreats the child by refusing to buy a pair of overpriced goggles.  Oh, the nerve!

plainjane

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Re: Mustachian People Problems (just for fun)
« Reply #3874 on: May 29, 2017, 03:09:31 PM »
I brought my kid to the pool party at an aquatic center.  The kid noticed that we didn't bring any swim goggles. 

My local pool has a lost and found for goggles and I've had people just tell me to go there if I've misplaced mine.  But that depends on whether they really are pushing the goggle sales at the center.
Using procrastination to my advantage since 2001.

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Gone_Hiking

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Re: Mustachian People Problems (just for fun)
« Reply #3875 on: May 29, 2017, 03:55:42 PM »
I brought my kid to the pool party at an aquatic center.  The kid noticed that we didn't bring any swim goggles. 

My local pool has a lost and found for goggles and I've had people just tell me to go there if I've misplaced mine.  But that depends on whether they really are pushing the goggle sales at the center.

I wish the aquatic center my kid and I went to did.  It would be a great option for many a busy family.  But, alas, they were pushing the merchandise.  Sigh...

TartanTallulah

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Re: Mustachian People Problems (just for fun)
« Reply #3876 on: May 29, 2017, 04:19:51 PM »
Thoughtful colleague: "I've been sent a discount voucher for a spa day for up to four people. It's only 150 per person and it includes afternoon tea, two pampering treatments, and being able to spend the whole day there just relaxing. You and I could go, and pay for (two female employees who have gone beyond the call of duty) to come with us as a treat, and leave the boys to manage by themselves for the day."

Me: Splutter. Cough. Choke. "How about we just give (the two female employees who have gone beyond the call of duty) 150 each as a cash bonus that they can spend as they please or put towards their retirement fund?"

(Bless her, we've worked together for a very long time and my colleague still hasn't got her head round the fact that "being pampered" is my idea of torture, and keeps offering recommendations for beauticians and cosmetic ranges and spa retreats. I'm sure she's only trying to help.)

What is this word, spa? I feel like you're starting to a say a word and you're not finishing it. Spaghetti? Are you taking me to a spaghetti day?

Oh, this is BRILLIANT! Please may I borrow it for next time? Because there WILL be a next time.



Linda_Norway

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Re: Mustachian People Problems (just for fun)
« Reply #3877 on: May 30, 2017, 01:04:26 AM »
I brought my kid to the pool party at an aquatic center.  The kid noticed that we didn't bring any swim goggles.  Yeah, working parent, less than 24-hour notice, we haven't been to a pool since, what, last August?  We brought a freakin' beach towel, have some appreciation.   Five minutes later the kid informs me that that the aquatic center sells goggles.  No, that won't do because we already have a pair at home, we just forgot to bring it.  By now a couple of other parents are looking at me funny.  Finally the kid spots his good friend and so it happens the friend's mom brought a spare pair.  I'm relieved and happily bask in the glares of disapproval.  The terrible parent who mistreats the child by refusing to buy a pair of overpriced goggles.  Oh, the nerve!

I feel for you. It has indeed become the norm to just buy a second one. And I am pretty sure the swimming center has a pile of goggles and swimwear that people have forgotten. But if you ask to borrow one of these, they will probably deny it, because they sell a competing product.

dragoncar

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Re: Mustachian People Problems (just for fun)
« Reply #3878 on: May 31, 2017, 04:31:54 PM »
Thoughtful colleague: "I've been sent a discount voucher for a spa day for up to four people. It's only 150 per person and it includes afternoon tea, two pampering treatments, and being able to spend the whole day there just relaxing. You and I could go, and pay for (two female employees who have gone beyond the call of duty) to come with us as a treat, and leave the boys to manage by themselves for the day."

Me: Splutter. Cough. Choke. "How about we just give (the two female employees who have gone beyond the call of duty) 150 each as a cash bonus that they can spend as they please or put towards their retirement fund?"

(Bless her, we've worked together for a very long time and my colleague still hasn't got her head round the fact that "being pampered" is my idea of torture, and keeps offering recommendations for beauticians and cosmetic ranges and spa retreats. I'm sure she's only trying to help.)

What is this word, spa? I feel like you're starting to a say a word and you're not finishing it. Spaghetti? Are you taking me to a spaghetti day?

Oh, this is BRILLIANT! Please may I borrow it for next time? Because there WILL be a next time.

https://www.youtube.com/watch?v=Krmpa6sTaUI

mustachepungoeshere

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Re: Mustachian People Problems (just for fun)
« Reply #3879 on: May 31, 2017, 08:43:31 PM »
...We brought a freakin' beach towel, have some appreciation.

This bit cracked me up.

Jakejake

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Re: Mustachian People Problems (just for fun)
« Reply #3880 on: June 01, 2017, 08:13:04 AM »
My store marked down the organic milk - to 38 cents for a half gallon carton!

I bought 4, which I figured was the limit of what I could get home on my bike. Got home, and had to do the jigsaw puzzle of fitting them into the freezer. I managed to stack them up on their sides so they fit perfectly from the bottom to top of my above the fridge freezer in the basement.

I forgot that milk expands when it freezes. I couldn't force them out and had to confess my sins to the husband and beg for help. I hate that.

sw1tch

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Re: Mustachian People Problems (just for fun)
« Reply #3881 on: June 02, 2017, 07:55:43 AM »
Here are mine for today:

- Constantly reminding my wife that we "could" pursue buying a bigger house, more things, etc.; but, do we really want to spend all of our time working (and stressed) so that we can come home and be too tired to enjoy said house?  We are going to FIRE and move in a month and she has a hard time wrapping her head around a simpler life even though we already live it for the most part.
- Just not giving a **** about what's going on here at work: re-org/people potentially losing their jobs in the coming months.  I feel for some of them; but guess what?  I'll be leaving in a month.
<|>

I, sw1tch, will become a millionaire!
FIRE'd on 9/8/2017
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afuera

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Re: Mustachian People Problems (just for fun)
« Reply #3882 on: June 02, 2017, 08:31:45 AM »
I have been contributing After-tax money into my 401K and doing an in-plan Roth conversion the day after my paycheck (the day the contribution is processed) which happened to be yesterday.  Thanks to the nice gains and new all time high of the S&P 500 yesterday, I now have to pay taxes on ~$10.00 worth of gains before my contribution was converted.  Tiny little MPP.
"The price of anything is the amount of life you exchange for it" - Henry David Thoreau

12/2017: INV-5.3x, NW-5.6x
Projected FIRE date: 2025
Journal.

TartanTallulah

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Re: Mustachian People Problems (just for fun)
« Reply #3883 on: June 02, 2017, 03:58:22 PM »
Thoughtful colleague: "I've been sent a discount voucher for a spa day for up to four people. It's only 150 per person and it includes afternoon tea, two pampering treatments, and being able to spend the whole day there just relaxing. You and I could go, and pay for (two female employees who have gone beyond the call of duty) to come with us as a treat, and leave the boys to manage by themselves for the day."

Me: Splutter. Cough. Choke. "How about we just give (the two female employees who have gone beyond the call of duty) 150 each as a cash bonus that they can spend as they please or put towards their retirement fund?"

(Bless her, we've worked together for a very long time and my colleague still hasn't got her head round the fact that "being pampered" is my idea of torture, and keeps offering recommendations for beauticians and cosmetic ranges and spa retreats. I'm sure she's only trying to help.)

What is this word, spa? I feel like you're starting to a say a word and you're not finishing it. Spaghetti? Are you taking me to a spaghetti day?

Oh, this is BRILLIANT! Please may I borrow it for next time? Because there WILL be a next time.

https://www.youtube.com/watch?v=Krmpa6sTaUI

Sometimes - just sometimes - being totally out of touch with popular culture sucks!



Zaga

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Re: Mustachian People Problems (just for fun)
« Reply #3884 on: June 02, 2017, 04:01:13 PM »
I'm sad.  The company I work for just filed bankruptcy, and not only did they do away with the company match (4%) but they just sent out a letter telling us that there is now a 0.84% fee on all assets in the 401-K.

WTF?!  They have great low cost choices, I did not see this coming!  I expected to lose the match, but this is just not cool.

Gone_Hiking

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Re: Mustachian People Problems (just for fun)
« Reply #3885 on: June 02, 2017, 09:40:55 PM »
I'm sad.  The company I work for just filed bankruptcy, and not only did they do away with the company match (4%) but they just sent out a letter telling us that there is now a 0.84% fee on all assets in the 401-K.

WTF?!  They have great low cost choices, I did not see this coming!  I expected to lose the match, but this is just not cool.
Ugh, I'm sorry to hear this is happening to you.  Corporate bankruptcy can be an ugly business.  Hang in there - and keep your resume ready.

AnnaGrowsAMustache

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Re: Mustachian People Problems (just for fun)
« Reply #3886 on: June 03, 2017, 01:35:10 AM »
I've read all the good books in my local small library and now have to drive 15 minutes to the larger one to browse. To be fair, I make a list when I browse, and then order them for pick up in the smaller, closer library in lots of 5 or 6 at a time.

I can afford to pay less for grocery items by buying large amounts of great, 6 monthly type specials on products I use often. The cat finds it annoying that most of it is stored under the bed.

I'm almost out of clean clothes because it's been wet weather for AGES and I sort of don't consider the dryer as an actual usable appliance and only really have it because a friend who updates her european appliances every few years gave it to me. I might actually use it tonight.
« Last Edit: June 03, 2017, 01:41:12 AM by AnnaGrowsAMustache »

Zaga

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Re: Mustachian People Problems (just for fun)
« Reply #3887 on: June 03, 2017, 06:35:58 AM »
I'm sad.  The company I work for just filed bankruptcy, and not only did they do away with the company match (4%) but they just sent out a letter telling us that there is now a 0.84% fee on all assets in the 401-K.

WTF?!  They have great low cost choices, I did not see this coming!  I expected to lose the match, but this is just not cool.
Ugh, I'm sorry to hear this is happening to you.  Corporate bankruptcy can be an ugly business.  Hang in there - and keep your resume ready.
I've been updating it this week :-)

Taran Wanderer

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Re: Mustachian People Problems (just for fun)
« Reply #3888 on: June 03, 2017, 02:34:36 PM »
Half our YTD spending is taxes (because we have cut back in other areas).
"Incidentally, ten years ago I thought I wanted a Mercedes. Now I just want a nap and a cup of coffee."
  - Kashmani in Defining 'Rich'

RWD

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Re: Mustachian People Problems (just for fun)
« Reply #3889 on: June 03, 2017, 10:57:37 PM »
Half our YTD spending is taxes (because we have cut back in other areas).
Same here. Though I don't really treat income taxes as "spending".

rantk81

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Re: Mustachian People Problems (just for fun)
« Reply #3890 on: June 04, 2017, 07:23:25 AM »
Half our YTD spending is taxes (because we have cut back in other areas).
Same here. Though I don't really treat income taxes as "spending".

Yeah, for the past several years, the amount I've paid in the sum of various taxes (Fed, State, SS, Medicare, Property Tax, Sales Tax) far exceeds the amount I've actually spent on all other things combined.  I do have a high income in a high-tax location (Chicago) though.

For the purposes of my spending tracking for being able to FI/RE, I don't include most of these taxes as "spending" because I anticipate being in a much lower LCOL area later after I pull the plug on my corporate job.

Ebrat

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Re: Mustachian People Problems (just for fun)
« Reply #3891 on: June 04, 2017, 05:06:16 PM »
Neither one of us is feeling well, and we were discussing what to do for dinner. Spouse suggested delivery, but we realized that we don't even know what places deliver nearby or what types of food we could order for delivery...We did have pizza delivered a couple years ago...

Of course, if we were good mustachians, we would have backup food in the freezer that we could eat. We do have some uncooked stuff in there, but defrosting is haaaaaard. We'll probably do our fallback of grocery store hot bar.

Update: used a homemade crust I made and froze the other day to make pizza. Victory!
« Last Edit: June 04, 2017, 07:25:51 PM by Ebrat »

Apples

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Re: Mustachian People Problems (just for fun)
« Reply #3892 on: June 05, 2017, 12:26:36 PM »
I've read all the good books in my local small library and now have to drive 15 minutes to the larger one to browse. To be fair, I make a list when I browse, and then order them for pick up in the smaller, closer library in lots of 5 or 6 at a time.


Wait, doesn't your library allow you to access all of their collection online?  That way you can browse from home, then put a book on hold to pick up at the library closer to you?  Do not all libraries do this?  I can see the collection from our entire county online, then get an email alert when the book is at the closest library and ready to be picked up.  I can even do inter-library loans online...

nouveauRiche

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Re: Mustachian People Problems (just for fun)
« Reply #3893 on: June 05, 2017, 02:17:55 PM »
I'm almost out of clean clothes because it's been wet weather for AGES and I sort of don't consider the dryer as an actual usable appliance and only really have it because a friend who updates her european appliances every few years gave it to me. I might actually use it tonight.

Heresy!

Only joking, of course.

JayhawkRacer

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Re: Mustachian People Problems (just for fun)
« Reply #3894 on: June 05, 2017, 03:05:21 PM »
I've read all the good books in my local small library and now have to drive 15 minutes to the larger one to browse. To be fair, I make a list when I browse, and then order them for pick up in the smaller, closer library in lots of 5 or 6 at a time.


Wait, doesn't your library allow you to access all of their collection online?  That way you can browse from home, then put a book on hold to pick up at the library closer to you?  Do not all libraries do this?  I can see the collection from our entire county online, then get an email alert when the book is at the closest library and ready to be picked up.  I can even do inter-library loans online...

Not only do most libraries do this, but many now have extensive E-book collections you can download (my local library uses an e-reader app called Zinio) to your mobile devices for free. And you'll never forget to return them on time because they just expire after a few weeks!

Anon in Alaska

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Re: Mustachian People Problems (just for fun)
« Reply #3895 on: June 06, 2017, 02:46:56 AM »
Could not save $1.99 at the grocery store by downloading an e-coupon to my smart phone. I don't have a smart phone or a data package (saving at least $20 a month). I would still have liked to get the coupon discount too. (The coupon had a one item limit, so it wasn't worth getting a friend to come and download it to their phone.)
"Homines est! Dici omnes! Soylens viridis HOMINES EST!"

frugalnacho

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Re: Mustachian People Problems (just for fun)
« Reply #3896 on: June 07, 2017, 08:15:35 AM »
Thoughtful colleague: "I've been sent a discount voucher for a spa day for up to four people. It's only 150 per person and it includes afternoon tea, two pampering treatments, and being able to spend the whole day there just relaxing. You and I could go, and pay for (two female employees who have gone beyond the call of duty) to come with us as a treat, and leave the boys to manage by themselves for the day."

Me: Splutter. Cough. Choke. "How about we just give (the two female employees who have gone beyond the call of duty) 150 each as a cash bonus that they can spend as they please or put towards their retirement fund?"

(Bless her, we've worked together for a very long time and my colleague still hasn't got her head round the fact that "being pampered" is my idea of torture, and keeps offering recommendations for beauticians and cosmetic ranges and spa retreats. I'm sure she's only trying to help.)

What is this word, spa? I feel like you're starting to a say a word and you're not finishing it. Spaghetti? Are you taking me to a spaghetti day?

What is your spaghetti policy?


Dollar Slice

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Re: Mustachian People Problems (just for fun)
« Reply #3897 on: June 07, 2017, 10:29:34 AM »
I gave myself permission to spend extra "fun money" this past weekend because it was my 40th birthday and I wanted to splash out. I sort of accidentally saved up room in my budget during May (I can't even help it any more!) and then people kept buying me birthday drinks and birthday meals, and then I got really sick so had to cancel two days of my Epic Birthday Fun Time, and in the end I came in under budget. Not under my "fun extra money" budget, but under my regular budget. :-/  Even though I dropped $65 on alcohol.

Maybe I should try again next weekend...
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nouveauRiche

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Re: Mustachian People Problems (just for fun)
« Reply #3898 on: June 07, 2017, 10:47:04 AM »
Maybe I should try again next weekend...

Yes, keep trying until you spend it all out.  ;)

Happy birthday, too.

Linda_Norway

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Re: Mustachian People Problems (just for fun)
« Reply #3899 on: June 10, 2017, 08:27:34 AM »
I picked a for me new species of edible mushroom today, Marasmius Oreades. About 8 pieces. But I wasn't sure how fast to cook them. They had to be cooked fast, but I din't want to eat them yet. Found out online that I should have cooked them immediately and could have eaten them later. It took too much time before I found out, so I had to ditch them to be on the safe side.