Author Topic: Mustachian People Problems (just for fun)  (Read 1011264 times)

LennStar

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Re: Mustachian People Problems (just for fun)
« Reply #3650 on: February 07, 2017, 08:18:27 AM »

I left a company (moved) that seemed to have been doing fine, but suddenly started laying off a lot of its upper management (who were mostly "family" of the owners...)- they all go great packages. About 2 weeks after I left I got an email from a friend: they got to the office and the doors were boarded.This was the day before a payday, so most people lost a month of pay. It was never paid out; but those cushy lay-off and forced retirements for the upper levels all got paid out. 

There were a number of lawsuits, but I think the "bankruptcy" claims prevented them from going anywhere.

In Germany businesses often complain that they have to pay taxes and everything social "upfront" (meaning in the middle of the month for the following).
But that means that whatever happens, your health, unemployment and pension contributions are paid. Also in case of insolvency workers get state-paid for a few month (which will then be taken back out of whatever is left of the company in case it really closes) to either get the firm back up or close it down reesponsibly, not taking others with it, and give people time to find a new job.

Damn Socialists!

Freckles

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Re: Mustachian People Problems (just for fun)
« Reply #3651 on: February 07, 2017, 01:10:18 PM »
*and another weeping session by an American begins*

I've really got to figure out how to move to a Socialist country.


Here's my MPP for today. My cheap and old dress that I wore to work today split up the side all the way to my waist. I had to staple it together. Here's hoping it holds out until I can go home!

SimpleCycle

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Re: Mustachian People Problems (just for fun)
« Reply #3652 on: February 07, 2017, 07:43:33 PM »
Here is a story on the closing.
http://journaltimes.com/business/local/former-workers-last-paychecks-threatened/article_6df91834-cd4e-5d64-925a-7e00412c4130.html

Summary of the article:
A local Credit Union (fair disclosure; MY Credit Union :)) refused the reversals. So did 1 bank for 1 former employee.
The 401k withholdings, as well as the medical and dental insurance payments from the last 2 paychecks were never transferred to their expected destinations, according to 1 former employee.
A local Senator is "looking into the matter". The company was a large contributor to the governor from the same party as the Senator(information not in THIS article, but reported in others).
A letter went to all of them, describing what transpired. It began, "Dear ex-employee," and blamed the issue on the bank issuing credit to the company.

I find the article an important read. It is quite possible this company did NOTHING illegal. Kind of makes me wonder what will be done to give MORE power to businesses. Progress indeed.

Frankly I'm surprised this got media attention.  My wife's ex-employer is smaller, but their list of financial ridiculousness is worse than this company - employee health insurance cut off twice (about six months apart), behind on payroll by six weeks at one point, missing 401k contributions, not issuing paystubs when they actually did pay payroll, not paying payroll taxes on time, etc.  And yet 15 people still work (volunteer) there, for reasons that completely mystify me.

That said, they did break some laws.  Not making payroll at all violates the Fair Labor Standards Act.  Most states have laws that require full amount of wages be paid for all work done.  Not depositing 401k contributions violates ERISA and withholding but not paying payroll taxes is also illegal.  I suspect the health insurance contributions issue probably runs afoul of ERISA or tax laws as well.  However, even if you report all the illegal activity, the wheels of justice grind pretty slowly for smaller claims.

10dollarsatatime

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Re: Mustachian People Problems (just for fun)
« Reply #3653 on: February 07, 2017, 07:45:56 PM »
Got a promotion! (Not the problem.)

Now I have to wear nicer clothes to work.  Except... I'm a technician.  Nicer clothes don't last long doing what I do.  So I need disposable nicer clothes to make the big boss happy, which I'm sure he thinks I can afford with the raise I just got.  And sure I can... but I don't want to spend it on clothes.  I think I'm going to Saver's this weekend...

flamingo25

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Re: Mustachian People Problems (just for fun)
« Reply #3654 on: February 07, 2017, 08:29:58 PM »
I'm silent when all the other moms are discussing shopping for their kids/babies.

Nearly all of my son's clothes/toys etc. were hand-me-downs or received through my local Buy Nothing group. With the exception of his crib and car seat (purchased new for safety reasons but with Amazon cc points!) almost all of his stuff is used. He's one and couldn't care less.

Along with that, it's nice but a bit awkward when people compliment my clothes or haircut and ask where I got them. I received almost all my clothes from my Buy Nothing group as well. I get my hair cut for $8 about every three months at a local barber shop that also cuts women's hair.

Dave1442397

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Re: Mustachian People Problems (just for fun)
« Reply #3655 on: February 08, 2017, 04:58:10 AM »
Nearly all of my son's clothes/toys etc. were hand-me-downs or received through my local Buy Nothing group. With the exception of his crib and car seat (purchased new for safety reasons but with Amazon cc points!) almost all of his stuff is used. He's one and couldn't care less.

We were the same way. I trash picked most of our daughter's toys when she was little, and the rest were gifts or from Goodwill. I just can't see spending good money on things that they grow out of or discard within six months.


alewpanda

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Re: Mustachian People Problems (just for fun)
« Reply #3656 on: February 08, 2017, 08:33:06 AM »
Got a promotion! (Not the problem.)

Now I have to wear nicer clothes to work.  Except... I'm a technician.  Nicer clothes don't last long doing what I do.  So I need disposable nicer clothes to make the big boss happy, which I'm sure he thinks I can afford with the raise I just got.  And sure I can... but I don't want to spend it on clothes.  I think I'm going to Saver's this weekend...

I can relate!  Not me personally, but my husband does good work and keeps getting more involved with the higher ups.  Its good, but he is a Network Engineer.  So, yeah, he sits behind a desk....until he is crawling under desks, hanging network racks, tracing cable, troubleshooting data center equipment in caves.....

I am ALWAYS buying him dressy work clothes.  Thankfully from goodwill. 

LennStar

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Re: Mustachian People Problems (just for fun)
« Reply #3657 on: February 08, 2017, 08:47:31 AM »
The idiocy of looking nice instead of looking you are doing the job you do. *sigh*
btw: Trashmans would look a lot nicer with a suit and tie, don't you thinK?

With This Herring

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Re: Mustachian People Problems (just for fun)
« Reply #3658 on: February 08, 2017, 09:07:26 AM »
MPP:  It's cheaper per quart to buy giant jugs of soy sauce to refill the little soy sauce bottle I purchased ages ago.  However, now I have a need for an extra soy sauce bottle to dispense (homemade) teriyaki sauce (previous small soy sauce bottles went to homemade Worcestershire and gyoza sauces).  I will need to buy another, less economical bottle of soy sauce to correct this issue.  *sigh*
Because your toaster got hacked because you tried to watch porn on your blender.

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Go soak your beans.  You know you keep forgetting.

mustachepungoeshere

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Re: Mustachian People Problems (just for fun)
« Reply #3659 on: February 08, 2017, 02:40:47 PM »
I brought lunch to work today, but ended up not eating it at all because a coworker brought some delicious stew (sinigang) to share with everybody! And someone else brought dessert. And someone else brought afternoon snacks. And my personal stash of food still remains untouched. So I am super happy and full and have trouble choosing what I want to eat for dinner right now :)

Can you get your extra lunch to Linda_Norway? She forgot hers.


Hehehehehehehehe...

Linda_Norway

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Re: Mustachian People Problems (just for fun)
« Reply #3660 on: February 09, 2017, 12:24:32 AM »
I brought lunch to work today, but ended up not eating it at all because a coworker brought some delicious stew (sinigang) to share with everybody! And someone else brought dessert. And someone else brought afternoon snacks. And my personal stash of food still remains untouched. So I am super happy and full and have trouble choosing what I want to eat for dinner right now :)

Can you get your extra lunch to Linda_Norway? She forgot hers.


Hehehehehehehehe...

I ate my own forgotten lunch the next day for lunch. :-) The bread didn't even taste old and dry.

theadvicist

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Re: Mustachian People Problems (just for fun)
« Reply #3661 on: February 09, 2017, 03:19:50 AM »
MPP:  It's cheaper per quart to buy giant jugs of soy sauce to refill the little soy sauce bottle I purchased ages ago.  However, now I have a need for an extra soy sauce bottle to dispense (homemade) teriyaki sauce (previous small soy sauce bottles went to homemade Worcestershire and gyoza sauces).  I will need to buy another, less economical bottle of soy sauce to correct this issue.  *sigh*

My mom finished my soy sauce and threw the bottle in the recycling! I nearly had to buy a new uneconomical small bottle so I could continue refilling. But luckily my husband saw and swiped it back.

10dollarsatatime I regularly get very smart and expensive work clothes (suits mainly) on ebay. It seems people order or buy stuff thinking they are one size, and then wait too long or are too rich to bother returning it.

Expensive clothes (that someone else paid the depreciation on as they walked out of the fancy store) do make a difference to how you're perceived at work, in my experience. Just remember you don't have to pay high prices! I got a suit recently, really nice, never worn, for 1/10th of the retail price.

wauske

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Re: Mustachian People Problems (just for fun)
« Reply #3662 on: February 09, 2017, 06:24:57 AM »
I'm silent when all the other moms are discussing shopping for their kids/babies.

Nearly all of my son's clothes/toys etc. were hand-me-downs or received through my local Buy Nothing group. With the exception of his crib and car seat (purchased new for safety reasons but with Amazon cc points!) almost all of his stuff is used. He's one and couldn't care less.

Along with that, it's nice but a bit awkward when people compliment my clothes or haircut and ask where I got them. I received almost all my clothes from my Buy Nothing group as well. I get my hair cut for $8 about every three months at a local barber shop that also cuts women's hair.
About the same here. We had a full set of for our first handed down from my sister which we reused for our second as well. Only things we bought ourselves were carseats because the smallest one was too old to reuse for our second and my sister had an accident while using the 1-3 year old seat (which makes it unsafe). We also bought 2 buggies, one cheap one on which the wheels gave out after 6 months and another more sturdy one recently because DS2 will need it a while longer.
Everything I say is my personal opinion which is based on my subjective experience.

TravelJunkyQC

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Re: Mustachian People Problems (just for fun)
« Reply #3663 on: February 09, 2017, 06:50:44 AM »
A few days ago we got our renewal bill for our car insurance. We payed 17.08$ a month last year, and it went up to 18.87$ for this year. Admittedly, this is very cheap, of course. We get a deal because I'm the primary driver (a woman - statistically cheaper), and my partner is an engineer (his professional order has a deal with this insurance company). However, it's still a 10% jump from last year, which is huge in my opinion, and completely ridiculous.

He called the company to see what was going on, and why, and they said that last year they had given us a 20% discount (because we'd called and complained about the increase that time too). There was nothing they could do. He called around to other companies, and none even came close.

MPP: spending 30 minutes on the phone for a 20$ yearly difference, merely out of principle.

On the upside, I've never been so attracted to my partner as when he's rationally convincing someone of absurd cost increases with math, statistics, and poised conversation. It's so hot.

LennStar

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Re: Mustachian People Problems (just for fun)
« Reply #3664 on: February 09, 2017, 07:33:12 AM »
On the upside, I've never been so attracted to my partner as when he's rationally convincing someone of absurd cost increases with math, statistics, and poised conversation. It's so hot.
Haha! We Nerds need more people like you :D

markbike528CBX

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Re: Mustachian People Problems (just for fun)
« Reply #3665 on: February 09, 2017, 07:41:26 AM »
On the upside, I've never been so attracted to my partner as when he's rationally convincing someone of absurd cost increases with math, statistics, and poised conversation. It's so hot.
My wife says its hot, but she is clearly smirking when she says it.   
She is clearly amused,but somewhat embarrassed to hear me on the phone complaint line.

Zoot

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Re: Mustachian People Problems (just for fun)
« Reply #3666 on: February 09, 2017, 09:22:17 AM »
On the upside, I've never been so attracted to my partner as when he's rationally convincing someone of absurd cost increases with math, statistics, and poised conversation. It's so hot.
Haha! We Nerds need more people like you :D

It never struck me how lucky we Nerds are (and yes, I am one too!) to find people to think our particular brand of Nerdiness is hot.  :)
« Last Edit: August 16, 2017, 02:29:47 PM by Zoot »

TravelJunkyQC

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Re: Mustachian People Problems (just for fun)
« Reply #3667 on: February 09, 2017, 09:38:57 AM »
On the upside, I've never been so attracted to my partner as when he's rationally convincing someone of absurd cost increases with math, statistics, and poised conversation. It's so hot.
Haha! We Nerds need more people like you :D

I'm married to a math teacher.  Needless to say, I also think it's hot.  :)

It never struck me, though, how lucky we Nerds are (and yes, I am one too, just not a mathy one) to find people to think our particular brand of Nerdiness is hot.  :)

I personally find myself the most attractive when I'm strongly debating socio-political or scientific issues. He sometimes gets embarrassed by how animated I get, even in public, but I know he loves my passion. It's reciprocal.

And true, it's really nice to have fellow nerds, either as partners or friends or family, who not only respect our nerdiness, but find it wildly attractive.

Don't show me biceps. Show me water treatment through reverse-osmosis membrane mechanisms. Oh god. Yes.

dragoncar

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Re: Mustachian People Problems (just for fun)
« Reply #3668 on: February 09, 2017, 10:55:37 AM »
A few days ago we got our renewal bill for our car insurance. We payed 17.08$ a month last year, and it went up to 18.87$ for this year. Admittedly, this is very cheap, of course. We get a deal because I'm the primary driver (a woman - statistically cheaper), and my partner is an engineer (his professional order has a deal with this insurance company). However, it's still a 10% jump from last year, which is huge in my opinion, and completely ridiculous.

He called the company to see what was going on, and why, and they said that last year they had given us a 20% discount (because we'd called and complained about the increase that time too). There was nothing they could do. He called around to other companies, and none even came close.

MPP: spending 30 minutes on the phone for a 20$ yearly difference, merely out of principle.

On the upside, I've never been so attracted to my partner as when he's rationally convincing someone of absurd cost increases with math, statistics, and poised conversation. It's so hot.

If no other companies even come close, maybe the cost increase isn't so absurd?  Usually such increases are also based on math and statistics -- when they get new data, they revise their rates.  I'm curious what math your partner used to convince them.

My wife is just impressed that I don't start yelling at customer service people like she would.

TravelJunkyQC

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Re: Mustachian People Problems (just for fun)
« Reply #3669 on: February 09, 2017, 11:53:59 AM »
A few days ago we got our renewal bill for our car insurance. We payed 17.08$ a month last year, and it went up to 18.87$ for this year. Admittedly, this is very cheap, of course. We get a deal because I'm the primary driver (a woman - statistically cheaper), and my partner is an engineer (his professional order has a deal with this insurance company). However, it's still a 10% jump from last year, which is huge in my opinion, and completely ridiculous.

He called the company to see what was going on, and why, and they said that last year they had given us a 20% discount (because we'd called and complained about the increase that time too). There was nothing they could do. He called around to other companies, and none even came close.

MPP: spending 30 minutes on the phone for a 20$ yearly difference, merely out of principle.

On the upside, I've never been so attracted to my partner as when he's rationally convincing someone of absurd cost increases with math, statistics, and poised conversation. It's so hot.

If no other companies even come close, maybe the cost increase isn't so absurd?  Usually such increases are also based on math and statistics -- when they get new data, they revise their rates.  I'm curious what math your partner used to convince them.

My wife is just impressed that I don't start yelling at customer service people like she would.
As I mentioned, the cost itself isn't absurd at all. But an increase for a car that is 1 year older, for 2 drivers who have each 1 more year of claim-free driving, seems absurd when it is a greater increase than the regular cost of living. That's the part I have a hard time understanding.

And the fact that they weren't able to justify the increase is frustrating. If they want to say that they received data that says our car gets stolen more at this age, or my area has an increase in hit and runs, or something, okay, fine, I'll accept it. But saying: "prices go up with time, it's only normal" for a 10% increase, which is 4x the rate of inflation, seems ridiculous. No?

merula

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Re: Mustachian People Problems (just for fun)
« Reply #3670 on: February 09, 2017, 12:07:32 PM »
As I mentioned, the cost itself isn't absurd at all. But an increase for a car that is 1 year older, for 2 drivers who have each 1 more year of claim-free driving, seems absurd when it is a greater increase than the regular cost of living. That's the part I have a hard time understanding.

And the fact that they weren't able to justify the increase is frustrating. If they want to say that they received data that says our car gets stolen more at this age, or my area has an increase in hit and runs, or something, okay, fine, I'll accept it. But saying: "prices go up with time, it's only normal" for a 10% increase, which is 4x the rate of inflation, seems ridiculous. No?

Yeah, but it sounds like they wanted to spread this increase over two years, but you successfully argued out of it last year. And, speaking from a purely US perspective (and I get that Canada may be different), the increase in auto loss costs has been much higher than inflation for several years now.

MonkeyJenga

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Re: Mustachian People Problems (just for fun)
« Reply #3671 on: February 09, 2017, 12:23:32 PM »
And the fact that they weren't able to justify the increase is frustrating. If they want to say that they received data that says our car gets stolen more at this age, or my area has an increase in hit and runs, or something, okay, fine, I'll accept it. But saying: "prices go up with time, it's only normal" for a 10% increase, which is 4x the rate of inflation, seems ridiculous. No?

I'll bet you $1.79 that the customer service rep your husband spoke with wasn't involved in the actuarial decision to raise the rates.

dragoncar

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Re: Mustachian People Problems (just for fun)
« Reply #3672 on: February 09, 2017, 12:53:10 PM »
It's kinda like rents.  A 10% increase isn't necessarily absurd if you've been charged under market rent for years

LennStar

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Re: Mustachian People Problems (just for fun)
« Reply #3673 on: February 09, 2017, 01:47:57 PM »
On the upside, I've never been so attracted to my partner as when he's rationally convincing someone of absurd cost increases with math, statistics, and poised conversation. It's so hot.
Haha! We Nerds need more people like you :D

I'm married to a math teacher.  Needless to say, I also think it's hot.  :)

It never struck me, though, how lucky we Nerds are (and yes, I am one too, just not a mathy one) to find people to think our particular brand of Nerdiness is hot.  :)

I personally find myself the most attractive when I'm strongly debating socio-political or scientific issues. He sometimes gets embarrassed by how animated I get, even in public, but I know he loves my passion. It's reciprocal.

And true, it's really nice to have fellow nerds, either as partners or friends or family, who not only respect our nerdiness, but find it wildly attractive.

Don't show me biceps. Show me water treatment through reverse-osmosis membrane mechanisms. Oh god. Yes.
Did you know you could donate unused CPU cycles through the BOINC network towards dozens of scientific goals. There was even one searching for materials to make clean water based on physical reactions, like osmosis. Itsn finished though.
You can even get (more or less) your additional energy costs back by using Gridcoin.
There was one in the forum (Canadian?) who wrote he has to heat with electricity, so he got a dozen old servers and uses them as furnace. Thats what I call upcycling of old IT! Also damn mustachian :D

dragoncar

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Re: Mustachian People Problems (just for fun)
« Reply #3674 on: February 09, 2017, 01:54:25 PM »
Modern CPUs don't really have that much in the way of "unused cycles" in that they throttle way back under light load.  If you install one of these programs, you will increase your power consumption.  That's not necessarily a bad thing, but it's not free.  Especially when you consider how easy it is to put your computer to sleep these days when not in use.

infogoon

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Re: Mustachian People Problems (just for fun)
« Reply #3675 on: February 09, 2017, 02:31:57 PM »
NERD NOTE: I actually once worked with a guy who built a token ring segment on his home network, just so that he could use some microchannel computers on SETI@HOME. He didn't have any ethernet cards for them, just token ring.

dragoncar

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Re: Mustachian People Problems (just for fun)
« Reply #3676 on: February 09, 2017, 03:42:44 PM »
NERD NOTE: I actually once worked with a guy who built a token ring segment on his home network, just so that he could use some microchannel computers on SETI@HOME. He didn't have any ethernet cards for them, just token ring.

Seti doesn't need a lot of bandwidth.  The processing to data ratio is high

HappierAtHome

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Re: Mustachian People Problems (just for fun)
« Reply #3677 on: February 09, 2017, 10:46:01 PM »
My mortgage comes out of my bank account on the 10th of each month, but it doesn't show up in online banking until the 11th, so I have to wait an extra day to calculate how much lower my interest payment is than last month :-(

LennStar

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Re: Mustachian People Problems (just for fun)
« Reply #3678 on: February 10, 2017, 03:43:39 AM »
Modern CPUs don't really have that much in the way of "unused cycles" in that they throttle way back under light load.  If you install one of these programs, you will increase your power consumption.  That's not necessarily a bad thing, but it's not free.  Especially when you consider how easy it is to put your computer to sleep these days when not in use.
Thats why it is called donating - it does cost a bit. But it saves the society (science) money on hardware at least. And you get nice badges ;)

Anyway, yes, CPUs throttle down today. But if you have a throttling CPU then you are overpowered if you are just writing. And if you are gaming all cores are likely to be powered up, even if just running at 20% each, so the difference is very small. Maybe bigger with Ryzen, they made some new energy saving features, but that needs to be seen, still a month. (btw: last rumors say there will be an 8 core @65W running about 3GHz. WOW for technical advancement)
And you should not run those programs if you don't use the computer. You should shut down the comp then.

Zoot

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Re: Mustachian People Problems (just for fun)
« Reply #3679 on: February 10, 2017, 06:29:50 AM »
My mortgage comes out of my bank account on the 10th of each month, but it doesn't show up in online banking until the 11th, so I have to wait an extra day to calculate how much lower my interest payment is than last month :-(

I built an amortization table in Excel for basically this reason.  I wanted to be able to forecast my interest/principal payments in Quicken to make a budget forecast for the year, and the rest is nerdy history.  :)

Canadian Ben

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Re: Mustachian People Problems (just for fun)
« Reply #3680 on: February 10, 2017, 06:32:05 AM »
I get my yearly amortization statement with how much interest and principal I pay... two weeks in I put in extra principal payments and look at my now useless sheet of paper. Oh well...

Pooperman

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Re: Mustachian People Problems (just for fun)
« Reply #3681 on: February 10, 2017, 07:52:06 AM »
I get my yearly amortization statement with how much interest and principal I pay... two weeks in I put in extra principal payments and look at my now useless sheet of paper. Oh well...

My spreadsheet for mortgage (and other things). Hope if can help you to figure out stuff.

Canadian Ben

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Re: Mustachian People Problems (just for fun)
« Reply #3682 on: February 10, 2017, 08:50:32 AM »
It's not complicated, I just have to skip to whatever paiement I'm at.

BUT, the dates no longer work!

It's really an example of very unimportant problems of saving too much!

Pooperman

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Re: Mustachian People Problems (just for fun)
« Reply #3683 on: February 10, 2017, 08:53:09 AM »
It's not complicated, I just have to skip to whatever paiement I'm at.

BUT, the dates no longer work!

It's really an example of very unimportant problems of saving too much!

Use a spreadsheet with extra payments (like the one I posted)?

LeRainDrop

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Re: Mustachian People Problems (just for fun)
« Reply #3684 on: February 10, 2017, 12:39:08 PM »
Thanks for that spreadsheet, Pooperman.

chaskavitch

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Re: Mustachian People Problems (just for fun)
« Reply #3685 on: February 12, 2017, 10:07:14 AM »
It's not complicated, I just have to skip to whatever paiement I'm at.

BUT, the dates no longer work!

It's really an example of very unimportant problems of saving too much!

Use a spreadsheet with extra payments (like the one I posted)?

Haha.  I totally made one of these too.  I love making new tabs with different scenarios.  "What happens if we put our whole bonus toward the mortgage?" "How much interest will we save if we pay an extra $200/mo forever?"  "How much extra do we need to pay monthly to get rid of this in 10 years?"

Grid

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Re: Mustachian People Problems (just for fun)
« Reply #3686 on: February 13, 2017, 09:44:25 AM »
I could've avoided this but I'll report it here nonetheless.  My MPP for today is that I wasn't able to make the two minimum $250 direct deposits necessary to get a $200 bonus on a new checking account.  At the end of the year I was able to make the first deposit without issue, but at the beginning of the new year my max withholding kicks in for my HSA and 401k and I'm left with just a few dollars per paycheck.  :/
Journal, so I can find it later:  Living off the Grid

Cannot Wait!

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Re: Mustachian People Problems (just for fun)
« Reply #3687 on: February 13, 2017, 01:51:24 PM »
I feel a bit guilty when the cleaning lady comes to clean - at the house where I'M PAID to house sit. 
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sw1tch

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Re: Mustachian People Problems (just for fun)
« Reply #3688 on: February 13, 2017, 02:55:12 PM »
This just reminds me of mine.

Anyhow to start it off, back to my pre-mustachian days, I purchased my wife's wedding/engagement ring from Helzberg Jewelers.  So, every once in a while they send me a postcard in the mail to come pick up free jewelry (usually it's pretty cheap/gimmicky stuff but free is free).  Of course the whole get-up is to entice me to buy something (which never happens) as well as require you to provide your e-mail address for them to market to you.  This time around they had a free necklace and so yesterday we headed to the mall to go pick it up.

Of course the Jewelry store is physically located in the middle of the mall, so in order to get to it we had to pass by multiple stores.  We decided to stop by Journeys since we had a gift card to there and my wife was thinking about eventually getting a new pair of shoes.  Well, we get in as normal and the clerk makes a comment about my shoes.  She said something along the lines of:
"Wow, those shoes are classic! Its been forever ago since we carried those!"  I wasn't sure if it was a compliment or not??  But, I just nodded my head and said "Yep" in agreement.

This is a pair of Puma Speedcats that I bought probably back in 2011 or 2012 from an outlet store.  Of course I still wear them quite a bit (they're my casual pair of shoes).  Just me being me, I suppose.

Anyhow, we left the store shortly after (my wife is also pretty damn frugal and didn't like anything there).  We proceeded to go pick up our free necklace (the clerk there asked if I wanted to use the adjoining $50 off $250 coupon - I said no).  Afterwards, we stopped by a couple more stores, but left with just the free necklace and nothing else.

TLDR: Free necklace, in my classic shoes!
<|> My Strava <|>

I, sw1tch, will become a millionaire!

mustachepungoeshere

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Re: Mustachian People Problems (just for fun)
« Reply #3689 on: February 13, 2017, 05:29:54 PM »
Well, we get in as normal and the clerk makes a comment about my shoes.  She said something along the lines of:
"Wow, those shoes are classic! Its been forever ago since we carried those!"  I wasn't sure if it was a compliment or not??  But, I just nodded my head and said "Yep" in agreement.

This is a pair of Puma Speedcats that I bought probably back in 2011 or 2012 from an outlet store.  Of course I still wear them quite a bit (they're my casual pair of shoes).  Just me being me, I suppose.

My husband used to live in Speedcats (and Driftcats, Structurecats, etc). They're so hard to find now.

Canadian Ben

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Re: Mustachian People Problems (just for fun)
« Reply #3690 on: February 14, 2017, 03:33:50 AM »
I've worn the same pair of Skechers since 2008... I was sad when I saw a couple of seams are getting loose and I'll have to go buy a new pair...

barbaz

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Re: Mustachian People Problems (just for fun)
« Reply #3691 on: February 14, 2017, 05:28:01 AM »
I left a company (moved) that seemed to have been doing fine, but suddenly started laying off a lot of its upper management (who were mostly "family" of the owners...)- they all go great packages. About 2 weeks after I left I got an email from a friend: they got to the office and the doors were boarded.This was the day before a payday, so most people lost a month of pay. It was never paid out; but those cushy lay-off and forced retirements for the upper levels all got paid out. 

There were a number of lawsuits, but I think the "bankruptcy" claims prevented them from going anywhere.

In Germany ...

In Germany, spending company money when you know it is going to be insolvent can also land you in prison for up to three years, plus you'll be personally liable for outstanding payments.

Damn Socialists!

neverrun

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Re: Mustachian People Problems (just for fun)
« Reply #3692 on: February 15, 2017, 04:53:11 AM »
Having to wait for Vanguards Tax documents when you want to get your taxes to the accountant because you are going to be traveling out of the country for the entire month of March. 

fuzzy math

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Re: Mustachian People Problems (just for fun)
« Reply #3693 on: February 15, 2017, 08:36:30 AM »
I'm already not looking forward to my lunch. Bought some weird cherry flavored pork sausages and they taste like cough syrup. But damnit I'm going to eat them...

wauske

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Re: Mustachian People Problems (just for fun)
« Reply #3694 on: February 15, 2017, 12:55:54 PM »
My mortgage comes out of my bank account on the 10th of each month, but it doesn't show up in online banking until the 11th, so I have to wait an extra day to calculate how much lower my interest payment is than last month :-(

That's better than mine being withdrawn on the last day of the month because the bank needs to have it on the first day of the following month. This costs me 1 day (plus weekend/holidays) of lost interest...

Also, my bank forgot to send me an offer to renew my fixed interest period (which expired last month). I called them about it, they excused themselves saying it was a glitch because I payed off a bit of the remaining principle in the month where they should have sent me the offer.
During the call she asked me if I wanted the fixed period to remain at 5 years. I laughed at her, with 20k remaining I wanted variable interest which means I drop from 4% to 2% interest. With €60/mo interest that saves me €30/mo!

Downside though is that I had a short stay in hospital (appendix). My insurance has a higher no-claim for an additional discount whichi I maxed out instantly... On the plus side, all medical costs (within that package) for the rest of the year are covered by insurance :D
Everything I say is my personal opinion which is based on my subjective experience.

Cannot Wait!

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Re: Mustachian People Problems (just for fun)
« Reply #3695 on: February 16, 2017, 07:21:20 PM »
Here I go feeling guilty again -  but when people pay me $25 to walk their gorgeous dog along the waterfront on a perfect winter day, I feel like I'm robbing them.  Not only for that amount of money but for stealing their chance to be outside in the sunshine following a wagging tail.
806228541398102 is my referral code for Questrade and 48650126S1 for Tangerine.  Hey, why not?

G-dog

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Re: Mustachian People Problems (just for fun)
« Reply #3696 on: February 16, 2017, 07:33:25 PM »
Here I go feeling guilty again -  but when people pay me $25 to walk their gorgeous dog along the waterfront on a perfect winter day, I feel like I'm robbing them.  Not only for that amount of money but for stealing their chance to be outside in the sunshine following a wagging tail.

How far did you go? Dogs are so happy to go walk - it can be contagious even if you weren't feeling it in the beginning.

Cannot Wait!

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Re: Mustachian People Problems (just for fun)
« Reply #3697 on: February 16, 2017, 08:55:15 PM »
I'm always up for a doggie walk!  I was out for an hour, probably 6 kms.  $25 is for 45 mins but I didn't want to return him.  😄 
806228541398102 is my referral code for Questrade and 48650126S1 for Tangerine.  Hey, why not?

akzidenz

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Mustachian People Problems (just for fun)
« Reply #3698 on: February 17, 2017, 09:17:59 AM »
I got a bonus at work and was going to follow my typical rule of "save 75%, spend 25% as a reward". So I went and looked at my list of consumerist wants (which I've been keeping to reduce impulse purchases)…and then I realized I didn't want any thing as much as I wanted future compound interest.

So I'm saving it all! Part of me feels very boring for not having anything I really want, and not participating in "what are you buying with your bonus?" conversations. And this month I'll get to put almost 3x more into savings than I usually manage!

Abe

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Re: Mustachian People Problems (just for fun)
« Reply #3699 on: February 17, 2017, 09:46:49 AM »
My wife got an unexpected bonus last year which MMM could live off of for a year. A lot of her colleagues asked if she's finally going to buy a real "doctor" car like a BMW or something. Considering she spends 30 minutes in it 4 days a week, that sounded like a poor investment. We just maxed out our 401ks and then invested the amount we avoided in taxes also.