What health insurance plans cost today does not predict what they will cost next year or going forward - that's what is worrying about it. This administration has put a number of stakes through the heart of the ACA already, and they don't care how many people suffer because of it. Even if the Democrats win big in November, do you think Trump is going to sign anything they pass into law?
Our local ACA plans this year would have cost MORE than the employer-subsidized plan for similar coverage. We are in Maryland, and we may have a Democratic governor after the midterms, but who knows?
We have saved plenty, more than enough to cover everything else we will need. Our house is paid off, we have no debts. We live relatively frugally (I'm sure we could cut some things out if necessary, but so far it hasn't been). So yeah, we can probably AFFORD to pay whatever it will be -- though there is the question of whether we will even be able to buy anything. And I also worry if something happens to my husband, I will be on my own with this.
This really sucks, that something so basic is so unstable. That people who have saved a few million dollars may be faced with trying to get a job at some corporate behemoth for the health insurance.
To the people who say well, you're going to die anyway, that's not the point. The point is no one wants to suffer unnecessarily on the way there.