Insurance while in between jobs??

[FrugalSaver]

I just started a new job and my insurance with the company doesn't kick in for about 45 more days.  I believe "catastrophic insurance" was done away with with Obama Care.

Any suggestions on cost effective ways to make sure I'm insured should i get into an accident, etc before my company benefits kick in?

[GenXbiker]

I used COBRA from the job I was leaving.  Not an option?

[terran]

If your previous employer was big enough (>20 employees I think?) they have to offer you health insurance through COBRA. You would pay the full cost instead of the employer subsidized cost, but you have 60 days to sign up and then 45 to pay and it's retroactive, so if you sign up and pay all premiums on time it will be as if you had insurance the whole time. As far as penalties a certain amount of gap is ok, although I'm not sure how much of a gap, but I'm pretty sure you should be fine.

[Altons Bobs]

You can get a Short Term Medical plan for the in between period, you can get up to 3 months of coverage max.

[Elle 8]

If you're eligible for COBRA here's an idea.  A friend of mine did this during a job change.  As terran explained you have plenty of time to sign up retroactively if needed.  My friend figured she'd take the chance and go without coverage but sign up if she needed it.  She filled out all the paperwork, wrote a check for the premium and taped it to the refrigerator with instructions to her SO to mail it if she she ended up in a coma in the hospital.

[protostache]

You can sign up for an ACA plan at healthcare.gov. Losing coverage for any reason other than not paying your bill is a qualifying life event.

[Mr. Green]

You can get a Short Term Medical plan for the in between period, you can get up to 3 months of coverage max.

Be aware that a short term plan may not meet ACA requirements for minimum coverage and result in a fine for those months at the end of the year.

[ender]

I used COBRA from the job I was leaving.  Not an option?

You can even retroactively purchase COBRA insurance too. So in the OP's case, they can choose to not purchase anything unless they end up needing it (where they will pay probably full  price premiums from their employer).

https://www.cms.gov/CCIIO/Programs-and-Initiatives/Other-Insurance-Protections/cobra_qna.html