Author Topic: If you have just one anti-mustachian habit, what is it?  (Read 22212 times)

backandforth

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If you have just one anti-mustachian habit, what is it?
« on: February 09, 2015, 09:34:31 PM »
If you have just one anti-mustachian habit, what is it? do you feel guilty about it and plan to change?

For us the one that's most difficult to kick is the food part..

We don't eat out much anymore since conversion to the mustachian way (1-2/months, no fancy pants restaurants), but we do eat VERY well at home, I am a pretty awesome cook and more than half of our groceries are organic... and the finished products are restaurant quality and we are carnivores, so for 2 people, that add up to ~$600+$700 a month for food alone we kind of justify it by thinking hey it would have cost 3x-4x if we eat out for something similar (most dinners at home are 3-4 courses+ 1 or 2 drink... and I can put it together in an hour, my way of unwind) I cook most days even if I have to work some more after dinner, bigger production on weekends and we do love having friends over. If we could do it as average family standard, let alone the mustachian way, it could come down a lot

We tried a few days at a stretch on simpler and nutritious meals but the appetite always come back with a vengeance... BTW, we are not junk food eating fatties, both are pretty fit.. We shop Costco and local regular price grocery stores, occasionally Traders Joes for snacks, rarely ever Whole foods or the like..

Do you think this is something worth squeezing out? Do you have a habit that you want to kick but sort of justify in in your own way?

 

Prepube

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Re: If you have just one anti-mustachian habit, what is it?
« Reply #1 on: February 09, 2015, 09:47:53 PM »
Dammit, I only get ONE?  I will never ever ever give up my occasional cigars and premium tequila.  Never.  No guilt, either. 

Primm

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Re: If you have just one anti-mustachian habit, what is it?
« Reply #2 on: February 09, 2015, 10:06:38 PM »
I drive sports cars...

On the balance side, think about how much money I'm not spending for therapy.

Dimitri

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Re: If you have just one anti-mustachian habit, what is it?
« Reply #3 on: February 09, 2015, 10:23:22 PM »
I wouldn't go so far as to call it a habit.  More like a hobby.  I like good whiskey

“Hitch: making rules about drinking can be the sign of an alcoholic,' as Martin Amis once teasingly said to me. (Adorno would have savored that, as well.) Of course, watching the clock for the start-time is probably a bad sign, but here are some simple pieces of advice for the young. Don't drink on an empty stomach: the main point of the refreshment is the enhancement of food. Don't drink if you have the blues: it's a junk cure. Drink when you are in a good mood. Cheap booze is a false economy. It's not true that you shouldn't drink alone: these can be the happiest glasses you ever drain. Hangovers are another bad sign, and you should not expect to be believed if you take refuge in saying you can't properly remember last night. (If you really don't remember, that's an even worse sign.) Avoid all narcotics: these make you more boring rather than less and are not designed—as are the grape and the grain—to enliven company. Be careful about up-grading too far to single malt Scotch: when you are voyaging in rough countries it won't be easily available. Never even think about driving a car if you have taken a drop. It's much worse to see a woman drunk than a man: I don't know quite why this is true but it just is. Don't ever be responsible for it.”
― Christopher Hitchens, Hitch-22: A Memoir .

mrmoneycleanshaven

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Re: If you have just one anti-mustachian habit, what is it?
« Reply #4 on: February 10, 2015, 12:38:47 AM »
I'm a sucker for modern safety features in cars.

Brand new minivans are going for 30k.

Used ones with 100,000 miles are going for 10k.

Both are safer than my current subcompact, and the 10k van will go for another 100,000 miles, but I just can't seem to reason with myself.

act0fgod

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Re: If you have just one anti-mustachian habit, what is it?
« Reply #5 on: February 10, 2015, 12:47:19 AM »
Golf, and not on run of the mill courses.  I like beautiful settings which means high property value and therefore high costs. 

To me it's very peaceful, like a walk in a garden but better.  In my mind hiking is the mustachian version of golf and I very much enjoy hiking, but I also like the challenge of golf and the fact that I can always do a little better.

kander

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Re: If you have just one anti-mustachian habit, what is it?
« Reply #6 on: February 10, 2015, 12:57:51 AM »
I use a clothes dryer. Not planning on changing that; in fact we've just bought a new one (that's more energy-efficient then the one we had before)

NICE!

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Re: If you have just one anti-mustachian habit, what is it?
« Reply #7 on: February 10, 2015, 01:37:04 AM »
Travel. Big time.

I have other bad habits, too.

Copperwood

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Re: If you have just one anti-mustachian habit, what is it?
« Reply #8 on: February 10, 2015, 06:00:31 AM »
Sushi.

although i have cut back and not eaten it in months.

Retired To Win

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Re: If you have just one anti-mustachian habit, what is it?
« Reply #9 on: February 10, 2015, 06:02:26 AM »
My biggest Mustachian no-no is my book collecting passion.

I read and study history.  I could easily do that by checking out books at the public library.  But I like to be surrounded by books, especially those that are on topics I'm interested in and, yes, those I have already read.  So I spend a lot of my discretionary funds buying books -- whether at a buck a throw at a thrift store, or at $40-plus each from specialty publishers -- AND buying or making the bookshelves to house them.

However, since I'm already FIRE'd and my passive income far exceeds my basic living expenses... I am allowed to do this. (heh, heh, heh)

MsPeacock

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Re: If you have just one anti-mustachian habit, what is it?
« Reply #10 on: February 10, 2015, 06:03:16 AM »
Travel - I spend so much on travel.... I do try to be frugal about how I spend the money while traveling, but I am a sucker for opportunities to go somewhere.

clarkm04

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Re: If you have just one anti-mustachian habit, what is it?
« Reply #11 on: February 10, 2015, 06:10:31 AM »
Expensive beer.

I home brew along with hunting down or trading for rare beers.  It's not uncommon to drop 400 in a liquor store or 20 - 30 for one bottle.

Most I paid for beer was $45 for a wine bottle of Bruery Chocolate Rain.  Totally worth it to me, but fuck that's insane through the lens of MMM.

rubybeth

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Re: If you have just one anti-mustachian habit, what is it?
« Reply #12 on: February 10, 2015, 06:33:24 AM »
Not really a habit, but a hobby. Concert tickets. My husband and I could save hundreds a year, but when our favorite bands come to town, we get tickets. We're not far from Minneapolis/St. Paul, so a lot of acts come through on their tours, and we have a blast at these shows. We also have season tickets to the orchestra; we both look forward to these concerts and enjoy them (and our time together) so much, we've decided it's worth it to keep going (and we are only paying student rates right now with DH in grad school, which helps significantly--we're seeing Gil Shaham perform a violin concerto this week for $12/ticket!!!).

2Birds1Stone

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Re: If you have just one anti-mustachian habit, what is it?
« Reply #13 on: February 10, 2015, 06:46:52 AM »
Good microbrew beer, sushi, motorcycle touring. Those are my top 3.

Schaefer Light

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Re: If you have just one anti-mustachian habit, what is it?
« Reply #14 on: February 10, 2015, 07:49:24 AM »
Golf, beer/wine, travel.  I spend roughly the same amount on these 3 categories each year.  Could probably retire 2 or 3 years sooner by eliminating these "habits", but then what would I do in retirement?

kander

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Re: If you have just one anti-mustachian habit, what is it?
« Reply #15 on: February 10, 2015, 08:05:56 AM »
Sushi.

although i have cut back and not eaten it in months.

We make our own sushi! It's not difficult, it tastes the same, but for half of the price or maybe even less!!

flamingo25

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Re: If you have just one anti-mustachian habit, what is it?
« Reply #16 on: February 10, 2015, 08:07:33 AM »
Long showers, especially on a cold day.

LiveLean

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Re: If you have just one anti-mustachian habit, what is it?
« Reply #17 on: February 10, 2015, 08:18:08 AM »
I eat at Chipotle 4-5 times a week, though I'd argue it's not that anti-MMM.

For starters, you get a lot of nutrition for that $7. I get a cup of water, always get the burrito bowl with guacamole and tons of lettuce. And if the cashier doesn't notice the guac under all of that lettuce, I'm not going to correct him/her for the $1.90 surcharge. If they do notice, I'm still only at $9. Plus, I order half chicken and half carnitas, but the servers tend to treat it as a serving of each, so it's almost like getting double meat.

Also -- this is often dinner, not lunch.

I also own Chipotle stock, which flies in the face of MMM by holding individual stocks.

Davids

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Re: If you have just one anti-mustachian habit, what is it?
« Reply #18 on: February 10, 2015, 08:19:50 AM »
Beer, good craft or foreign beer. Sure I could try homebrewing but i won't so I pay for others excellent beer. I am also by no means a beer snob as i will throw down a miller or coors if the mood is right.

backandforth

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Re: If you have just one anti-mustachian habit, what is it?
« Reply #19 on: February 10, 2015, 08:50:04 AM »
Thanks for sharing! feel better now. We all have our own modified mustachian way to make life a bit more interesting in our own way. I am gonna make a leg of lamb this weekend for party!

MrsK

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Re: If you have just one anti-mustachian habit, what is it?
« Reply #20 on: February 10, 2015, 08:50:16 AM »
Mine is a good haircut and color every 6-8 weeks.  I am a bit vain and as I get older, nice hair makes me feel like I am aging gracefully.  I tried to go 12 weeks and was putting graying hair into a bun and decided this is one way I want to spend my money.

JLee

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Re: If you have just one anti-mustachian habit, what is it?
« Reply #21 on: February 10, 2015, 10:52:50 AM »
I drive sports cars...

On the balance side, think about how much money I'm not spending for therapy.

lol, this.

GW

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Re: If you have just one anti-mustachian habit, what is it?
« Reply #22 on: February 10, 2015, 11:36:42 AM »
Golf, and not on run of the mill courses.  I like beautiful settings which means high property value and therefore high costs. 

To me it's very peaceful, like a walk in a garden but better.  In my mind hiking is the mustachian version of golf and I very much enjoy hiking, but I also like the challenge of golf and the fact that I can always do a little better.

I couldn't agree more. Golfing is my happy place

Cookie78

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Re: If you have just one anti-mustachian habit, what is it?
« Reply #23 on: February 10, 2015, 11:42:59 AM »
Travel and Long Distance Boyfriend. I know that's two things, but they are related.


AlwaysBeenASaver

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Re: If you have just one anti-mustachian habit, what is it?
« Reply #24 on: February 10, 2015, 11:48:18 AM »
My most anti-MMM habit is living in the high cost of living area I live in, in a house that's bigger than I need, on a property that's bigger than I need; and I don't plan to give that up.

RunHappy

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Re: If you have just one anti-mustachian habit, what is it?
« Reply #25 on: February 10, 2015, 12:25:45 PM »
Manicures and pedicures.   I've tried doing them myself but end up with sloppy looking nails.  I love the time out going to the salon gives me, the conversations, and leaving with hands looking pretty.  I've curbed the frequency in which I visit the salon, but I still go.

southern granny

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Re: If you have just one anti-mustachian habit, what is it?
« Reply #26 on: February 10, 2015, 06:18:37 PM »
Eating out.  I have cut back on it, but will not cut it out.  I enjoy it.  Its relaxing and a lot of the time when we eat out it is socializing with another couple.  We don't have alcohol and we don't eat at expensive restaurants.  At the most, we spend $35 including taxes and tip.

Wadiman

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Re: If you have just one anti-mustachian habit, what is it?
« Reply #27 on: February 10, 2015, 07:10:17 PM »
A good hi-fi system and ongoing purchasing of records - for me listening to high quality audio is a very relaxing experience.

Luckily once a system is purchased and it's good quality it should last for many years - my first system is still going strong - amplifier, speakers and tuner are all 32 years old with no repair.  Unbelievably the CD player has been going without fail since 1985!

greaper007

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Re: If you have just one anti-mustachian habit, what is it?
« Reply #28 on: February 10, 2015, 07:37:25 PM »
I eat meat, we drink a box of wine a week, I drive a (very old) car, I buy memberships for museums and the zoo so the kids have something to do, I travel, I have a projector, a kegerator etc.

Most of my expensive stuff falls under the durable goods category.   I hate spending a lot of money on something that only happens once.   For things like travel I generally opt for the cheapest (though safe) option available.   

tracylayton

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Re: If you have just one anti-mustachian habit, what is it?
« Reply #29 on: February 10, 2015, 08:49:01 PM »
Weekly golf (sometimes twice a week) and a monthly massage keep a smile on my face.

NV Teacher

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Re: If you have just one anti-mustachian habit, what is it?
« Reply #30 on: February 10, 2015, 09:19:33 PM »
School stuff.  I spend WAY too much on things for my classroom.  I keep doing it because it makes my life easier.

Bookworm

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Re: If you have just one anti-mustachian habit, what is it?
« Reply #31 on: February 10, 2015, 09:36:02 PM »
Driving! MMM would be appalled at how much driving I do. I haul my kids hither and yonder all week long...some of it is voluntary (lessons, social activities, 100 miles RT to see my 86-year-old grandma, etc.) and some of it is required (DD's school, dad's house), but some of it is pretty far. Nothing here is walkable except an expensive grocery store and drug store, and I cannot even imagine trying to bike back up the hill between here and there. In fact, a problem I have with my spine makes it pretty hard to bike anywhere, although I haven't totally given up.

Do I plan to stop? Yes, someday my children will be grown up and I'd like to move somewhere I can get around without driving, or driving much. But for now, I'm driving 25,000 - 30,000 miles annually without guilt. Moving isn't an option at the moment, and I think the things the kids are doing are really important to their growth and development. It's not forever, but it's right for now.
« Last Edit: February 10, 2015, 09:57:14 PM by Bookworm »

Little Nell

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Re: If you have just one anti-mustachian habit, what is it?
« Reply #32 on: February 10, 2015, 09:50:17 PM »
My horse. But saving money elsewhere makes him possible.

TheBuddha

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johnny847

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Re: If you have just one anti-mustachian habit, what is it?
« Reply #34 on: February 10, 2015, 10:28:28 PM »
Travel I suppose? Of my ~24k spending last year, $2k was on travel.
But at the same time, my trips to Sydney and Spain were paid for by my school (I went to conferences) so I was not paying full sticker price.
Also, I'm young, single, and have incredibly flexibility with respect to my "job." I'm a grad student, getting paid hourly as a grad research assistant. I've finished all my classwork, so it's just research all the time for me. Since I'm paid hourly, my advisor doesn't really care that I go on vacation sometimes. I fell like I should take advantage of my situation while I can.

rocketpj

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Re: If you have just one anti-mustachian habit, what is it?
« Reply #35 on: February 11, 2015, 01:12:05 AM »
Used to be my sailboat, but it was breaking the bank so I had to sell it.

Now I think it's taking my kids to their various sports activities.  I sure spend a lot of time doing it, and I sure spend a lot of money on it.  Our older son has always been athletic and loves it, and I did choose to have the kid, so I guess that's my hobby for the next few years.


davisgang90

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Re: If you have just one anti-mustachian habit, what is it?
« Reply #36 on: February 11, 2015, 03:59:58 AM »
I have plenty.  My current obsession is photography.  Hoping to make some money off it at some point, but it is expensive.

Tabaxus

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Re: If you have just one anti-mustachian habit, what is it?
« Reply #37 on: February 11, 2015, 09:35:09 AM »
Liquor.  We drink a lot of alcohol, especially wine.  Not super expensive--our staple is trader joes stuff, about 1/2 $3 chuck (which we do enjoy) 1/2 stuff in the $8-10 range (which we also enjoy, sometimes more than the $3 stuff, sometimes less).  We also do about 2 crates a year of stuff in the $10-20 range.  We drink more expensive scotch ($60-80 range), but more sparingly. 

Used to be a bottle of wine with dinner ~3 days a week, a glass of cheaper scotch (i.e., JW red) as a nightcap, and a drink or two throughout the day on Saturdays/Sundays (e.g., irish coffee).  We've cut down--mostly because I need to lose weight and this is an easy target--but this is one of our pleasures in life.

Eating out.  Spent $400/month on restaurants last year, lots of that being lunches at work.  Cutting back on that--I've packed lunch every day this year so far for days that lunch isn't covered by work/I'm not traveling.  Aim is a cap of $200/month on restaurants.  Managed to get it in for $100 in Jan.  Will be higher for Feb (spouse birthday).  Fortunately, spouse enjoys cooking (I'm terrible at it and don't have time during the week).

Phone bill.  We both have iPhones.  I am required to have one for work (only options are Blackberry or iPhone) and my data gets paid for, but I'm not going to ask spouse to have some a cricket phone while I'm using an iPhone.  This ends up being $150 a month for both of us, with about half of that being spouse's piece that we could probably cut back. 

Coffee/tea.  Spouse is a tea fanatic, I am a coffee fanatic.  No access to Sam's Club etc for bulk coffee beans, so I end up paying about $10 a bag (I do not go to coffee shops though).  I go through.. a lot.. of coffee.  Spouse goes through a lot of tea and does not buy cheap stuff (not buying super expensive either, though it's a pretty easy gift for most situations).

I don't have too too much guilt about this stuff because we spent about $48k last year all-in (including our $1,350 of monthly rent and a $6k vacation) on income over $200k, so we're doing ok with saving.  But not as well as we could if we went to extremes.

xDavidx

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Re: If you have just one anti-mustachian habit, what is it?
« Reply #38 on: February 11, 2015, 09:48:25 AM »
Motorcycles. I have two and feel like I need three.

Emerald

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Re: If you have just one anti-mustachian habit, what is it?
« Reply #39 on: February 11, 2015, 10:15:50 AM »
Coffee, specifially mochas.  I need an intervention.

damize

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Re: If you have just one anti-mustachian habit, what is it?
« Reply #40 on: February 11, 2015, 10:36:21 AM »
Travel. In Europe, I rode the train or the discount airlines all over the place. Here in SoCal I'm driving, be it to the coast, to see family, or in the case of this upcoming weekend, to the Grand Canyon.

Shor

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Re: If you have just one anti-mustachian habit, what is it?
« Reply #41 on: February 11, 2015, 10:52:04 AM »
Eating out.. once a week: $8 a pop for all you can eat pizza + soda
6000+ Calories in a sitting? Yes please.... I mean No! No no no no nonononono... okay maybe one last time...

cashstasherat23

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Re: If you have just one anti-mustachian habit, what is it?
« Reply #42 on: February 11, 2015, 11:11:40 AM »
Travel. I keep my spending pretty low, and even while traveling I try to do it on a budget with AirBNB and eating at less costly local restaurants, but I love to see the world, and think that it is money well spent.

johnny847

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Re: If you have just one anti-mustachian habit, what is it?
« Reply #43 on: February 11, 2015, 11:22:12 AM »
Travel. I keep my spending pretty low, and even while traveling I try to do it on a budget with AirBNB and eating at less costly local restaurants, but I love to see the world, and think that it is money well spent.
I wholeheartedly agree. I don't take much issue with either myself or others spending money on experiences as opposed to stuff, so long it's all spending that is well within your means and you understand that that spending is pushing back FI/RE.

cashstasherat23

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Re: If you have just one anti-mustachian habit, what is it?
« Reply #44 on: February 11, 2015, 11:25:40 AM »
Travel. I keep my spending pretty low, and even while traveling I try to do it on a budget with AirBNB and eating at less costly local restaurants, but I love to see the world, and think that it is money well spent.
I wholeheartedly agree. I don't take much issue with either myself or others spending money on experiences as opposed to stuff, so long it's all spending that is well within your means and you understand that that spending is pushing back FI/RE.

Agreed. I am working on getting my boyfriend to stop spending money on gifts for holidays, birthdays, etc, and instead take trips or have an experience together. So far for Xmas we took a trip to Quebec, and for Valentine's day we are having a homecooked meal and watching movies at home, instead of spending a ridiculous amount on a prixe fix meal.  The memories are worth much more to me than another sparkly necklace....although I do love the glitz, I also tend to break or lose them quite easily!

celticmyst08

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Re: If you have just one anti-mustachian habit, what is it?
« Reply #45 on: February 11, 2015, 12:11:53 PM »
Eating out. My husband works from home and honestly he NEEDS to get out of the house some nights or he goes crazy... so we have a weekly date night and then go out on the weekends usually. We are lucky to have a lot of cheap places around here (especially Vietnamese and Mexican) where we can eat for <$10, and we get a lot of Groupon/Amazon Local deals, so that helps us stretch the budget farther and go out more often while still staying at our budget.
« Last Edit: February 11, 2015, 12:15:19 PM by celticmyst08 »

JimLahey

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Re: If you have just one anti-mustachian habit, what is it?
« Reply #46 on: February 11, 2015, 02:01:09 PM »
Phone bill.  We both have iPhones.  I am required to have one for work (only options are Blackberry or iPhone) and my data gets paid for, but I'm not going to ask spouse to have some a cricket phone while I'm using an iPhone. This ends up being $150 a month for both of us, with about half of that being spouse's piece that we could probably cut back. 

You can use an iPhone on Cricket. They actually sell Cricket branded iPhones on their site or you can transfer yours if it's a GSM phone.

I would say my one habit that I hope to break is drinking soda. I love Mountain Dew. I know water is better for me and would save me money in dental bills but it's a hard habit for me to break.


Tabaxus

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Re: If you have just one anti-mustachian habit, what is it?
« Reply #47 on: February 11, 2015, 02:05:51 PM »
Phone bill.  We both have iPhones.  I am required to have one for work (only options are Blackberry or iPhone) and my data gets paid for, but I'm not going to ask spouse to have some a cricket phone while I'm using an iPhone. This ends up being $150 a month for both of us, with about half of that being spouse's piece that we could probably cut back. 

You can use an iPhone on Cricket. They actually sell Cricket branded iPhones on their site or you can transfer yours if it's a GSM phone.

I would say my one habit that I hope to break is drinking soda. I love Mountain Dew. I know water is better for me and would save me money in dental bills but it's a hard habit for me to break.

Not an option for us unfortunately (concerns about the security infrastructure on the discount carriers). 

JLee

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Re: If you have just one anti-mustachian habit, what is it?
« Reply #48 on: February 11, 2015, 02:09:12 PM »
Phone bill.  We both have iPhones.  I am required to have one for work (only options are Blackberry or iPhone) and my data gets paid for, but I'm not going to ask spouse to have some a cricket phone while I'm using an iPhone. This ends up being $150 a month for both of us, with about half of that being spouse's piece that we could probably cut back. 

You can use an iPhone on Cricket. They actually sell Cricket branded iPhones on their site or you can transfer yours if it's a GSM phone.

I would say my one habit that I hope to break is drinking soda. I love Mountain Dew. I know water is better for me and would save me money in dental bills but it's a hard habit for me to break.

Not an option for us unfortunately (concerns about the security infrastructure on the discount carriers).
Security like what? Cricket runs on AT&T's network.

EllieStan

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Re: If you have just one anti-mustachian habit, what is it?
« Reply #49 on: February 11, 2015, 02:16:07 PM »
We currently own 2 cars. Our goal is to move closer to our jobs when my fiancé finishes his degree, and get rid of one car.

Eating out is one of our habits, but I don't feel guilty about it at all. It's even planned in our monthly grocery budget since I am pretty much the only one who cooks : sometimes I just need a break. We also like to eat out in fancier restaurants for special occasions (3-4 times a year). It's part of the ''own less, experience more'' lifestyle we chose. Eventually, it will apply to travels, no shame.