I'm chasing an ideal that I believe many of you are as well. That is, being highly disciplined and strategic about how to generate wealth BUT not letting it take up more attention than it deserves. Of course what constitutes the "correct" amount of care for money is completely subjective, but I've found myself struggling with this and am curious to hear how other people think about the balance.
Example: For me, generating wealth and developing the character I want are at odds with each other. This probably isn't true for everyone, but whenever I allow myself to dive into the details of my net worth and feverishly plan/read about money, I get into a very selfish mental headspace which makes it easy to lose my grasp on what matters most to me like relationships with people I care about. If I become loose and allow myself access to things that encourage me to think about my net worth/savings rate, then typically I'll nosedive on my other priorities. It doesn't seem like they can coexist, at least for me.
My solution for now? First step, delete all financially related apps from phone. These apps are designed specifically to provide easy access / temptations. I've changed all my financial related logins to random password, then I wrote them down and stored them somewhere. That way I need to dig out the piece of paper and type in a long random stream of characters for every account. With this system, I allow myself one day per week to check finances/ pay off CC. I'm still slipping even in this system.
Anyways, just a stream of thought about my relationship with money lately. It's weird because I'm doing pretty well for my financial goals, but my brain is always geared toward hoarding more money than I could need. Doesn't seem healthy. But I don't know how to turn off that instinct while still preparing for my future. I want everything on autopilot and I want to think about it very rarely - maybe once a month so I can retrain my habits/priorities.
Another random idea: Use the "K Safe" (a container with a timer on top that will lock for a specified amount of time - as long as several weeks) to lock away my financial passwords for increasingly longer period of time... like every week to start off. That way there's no possible way for me to access these accounts...especially because I don't need to more than once a month anyways.
