I'm trying to get the most accurate and useful figures but would like to know how others set things up. For example, Mint counts my TSP loans as loans so when I make a payment it goes into my TSP account and my net worth increases by double, the decrease in the loan and the increase in the TSP account. So I can set the loans as to not be counted but there are other things, like payroll stuff. If I only make $1,000 in my pay bc a lot is going to my loan and my tsp contributions and FSA, health ins, etc. Mint thinks my savings rate is incredible. So I put recurring bills for payroll stuff and added an income transaction for the same amount. Not sure how to do a recurring transaction of income. Even stuff you do spend money on are really just transfers of wealth--like if you pay principle on your house, you took income and invested into your property rather than spent it on consumer crap.
What Mint pitfalls or inaccuracies are you finding and how are you working around them? I know it's never going to be perfect but this is my first time tracking my spending and I'd actually like to know where my money is going. Thanks.