Hello World

[baconschteam]

Hello world, allow me to introduce myself. I am 32 years old, an artist, just beginning my FIRE journey. I say just beginning because 2018-2019 were spent paying off my $70k of student debt and I finally have a net worth above $0! This year my fiance and I were able to save around $50k thanks to the teachings of MMM. Thank you MMM!

Our plan is to become parents in 5 years and to be able to semi-retire at that point, both taking part time jobs to cover expenses, parenting, focusing more on art and activism. We will invest mostly in index funds (Vanguard ESGV), but for a little diversification I also plan on trying out a 3-4 family rental property to see how I take to it.

I'm very glad to be a part of this community!

[zolotiyeruki]

Welcome!  There's actually an "introductions" thread over here, if you'd like to join in.

It sounds like you're off to a fantastic start, even if you did start later than some. Keep up the good work!

[baconschteam]

Oh! Sorry about that. Is there a way to delete this post?

[MissPeach]

I clicked on this thinking it was a programming thread. lol

[zolotiyeruki]

Oh! Sorry about that. Is there a way to delete this post?

No worries!  If we all just stop responding, it'll slide down the page and eventually disappear :)

[maizefolk]

I clicked on this thinking it was a programming thread. lol

Came thinking the same thing.

Welcome to the forum, baconschteam. Congrats on paying off $70k in student loan debt in two years, particularly working as an artist.

[Loren Ver]

Loved this post.  Awesome job, you are owning it!  Woo hoo!

Welcome!

Loren

[Pomegranate12]

Hello world, allow me to introduce myself. I am 32 years old, an artist, just beginning my FIRE journey. I say just beginning because 2018-2019 were spent paying off my $70k of student debt and I finally have a net worth above $0! This year my fiance and I were able to save around $50k thanks to the teachings of MMM. Thank you MMM!

Our plan is to become parents in 5 years and to be able to semi-retire at that point, both taking part time jobs to cover expenses, parenting, focusing more on art and activism. We will invest mostly in index funds (Vanguard ESGV), but for a little diversification I also plan on trying out a 3-4 family rental property to see how I take to it.

I'm very glad to be a part of this community!

50 K to semi retire in 5 years, WOW
what will be your savings you put away yearly ?

[baconschteam]

$50K since March! But I appreciate the challenge (if it was meant as one) because the numbers don’t quite add up yet! Our current savings rate is a little under 50%, next year we are shooting for closer to 70%. At the 5 year mark will evaluate the possibilities, and hopefully greatly reduce our living costs with some house hacking scenario, or at least have a payed off house that we can do a bit of farming on.

[vand]

Welcome.

You FI journey doesn't start when you hit $0 in net worth, it starts from the day you decide to meaningfully increase the gap between your earnings and your living costs, and that can be from a negative net worth.

Some people for some reason don't like to include debt payments in the their savings rate, but technically anything that increases your net worth can be counted towards your savings rate and that includes paying down debt.

[Mr. Green]

Being worthless is a fun milestone. Congratulations!

[trygeek]

I clicked on this thinking it was a programming thread. lol

Me too when you see "Hello World" it's like a pavlovian response of programming.

[John Galt incarnate!]

Hello world, allow me to introduce myself. I am 32 years old, an artist, just beginning my FIRE journey. I say just beginning because 2018-2019 were spent paying off my $70k of student debt and I finally have a net worth above $0! This year my fiance and I were able to save around $50k thanks to the teachings of MMM. Thank you MMM!

Our plan is to become parents in 5 years and to be able to semi-retire at that point, both taking part time jobs to cover expenses, parenting, focusing more on art and activism. We will invest mostly in index funds (Vanguard ESGV), but for a little diversification I also plan on trying out a 3-4 family rental property to see how I take to it.

I'm very glad to be a part of this community!

Hello OP and welcome to MMM.

It so happens that my best friend is also an  artist.

[baconschteam]

Being worthless is a fun milestone. Congratulations!

Yes, so exciting!!!