Our corporate 401k plan which is with Fidelity changed the transparency of their fees. I didn't know I was paying them for years, but now they show you that recording fee. Its also based on the amount of money in the account, so the more you have the more you will be charged. This is part of having a 401k with your company and I don't think you can just move it and still continue contributing to your employer plan. If you stop the contribution, then you can roll it over.