3. (ADHD) - I think a lot of us are probably in that range, I know I am. MMM himself was diagnosed a while back. I expect it to take months of decompression before I engage my interests again because I've been ground down. I do trust this would come back eventually, though. You could also find a commitment here or there to volunteer to keep yourself sharp.
2. I grew up lower middle class but launched into a recession economy with few available jobs, unemployed with student debt to pay, so giving up a "good" job with stability enough to cover unexpected bills feels like insanity, even when it's causing some health issues.
1. This one's the scary bit to me - ACA plans are very affordable, but the utility of insurance to cover healthcare is a tattered patchwork here in the US. You can be insured & still wind up with thousands a month in care costs. After watching insured family struggle to afford care it's hard to feel like I can predict my expenses.
Losing family's the accelerant of my urge to fledge, as I am terribly aware of how short life can be - but there's also no backup if something in my life goes wrong, & most the friends I might have called on for help in case of a broken leg or a non-communicable illness are preoccupied with their own children.
