Author Topic: Epic FU money stories  (Read 1723093 times)

frugalnacho

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Re: Epic FU money stories
« Reply #2300 on: April 06, 2018, 11:45:41 AM »
Well I just got $6k/yr out of cycle raise today, and a promise that regular review/raises are happening for the entire office (including me) in July.

It's like they know how to give just enough to keep me on board.

Yeah, I'm having a hard time drumming up any empathy...

Once you factor in the excessive medical premiums the new company passes to employees*, and the fact that they fucked everyone on a bonus (which I received 12/12 years I worked here before the acquisition) this new $6k raise on top of the $13k raise I fought for at the start, it pretty much just puts me back to what I was earning before the acquisition.  $19k/yr sounds like a lot, but $10k/yr more in medical premiums and a forgone $9k/yr bonus works out to around $19k.  They are acting like they are doing me some huge favor by giving me back the salary they cut from me last year.

*My medical deductions went from around $1.5k/yr to almost $12k/yr.  This year I've switched to a HDHP that is only costing me $6k, but now I have to pay out of pocket for everything.  I was hoping to save money, but with the amount of dr visits for the baby I think my overall medical expenses are going to be the same as the shitty plan last year.

mm1970

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Re: Epic FU money stories
« Reply #2301 on: April 06, 2018, 01:34:45 PM »
Well I just got $6k/yr out of cycle raise today, and a promise that regular review/raises are happening for the entire office (including me) in July.

It's like they know how to give just enough to keep me on board.

Yeah, I'm having a hard time drumming up any empathy...

Once you factor in the excessive medical premiums the new company passes to employees*, and the fact that they fucked everyone on a bonus (which I received 12/12 years I worked here before the acquisition) this new $6k raise on top of the $13k raise I fought for at the start, it pretty much just puts me back to what I was earning before the acquisition.  $19k/yr sounds like a lot, but $10k/yr more in medical premiums and a forgone $9k/yr bonus works out to around $19k.  They are acting like they are doing me some huge favor by giving me back the salary they cut from me last year.

*My medical deductions went from around $1.5k/yr to almost $12k/yr.  This year I've switched to a HDHP that is only costing me $6k, but now I have to pay out of pocket for everything.  I was hoping to save money, but with the amount of dr visits for the baby I think my overall medical expenses are going to be the same as the shitty plan last year.

This seems to be par for the course on acquisitions - take stuff away and see how much you'll put up with.  I think it's worth looking around.

The good thing about interviewing around is that...you figure out what you are worth. Sometimes, the job market isn't great and you aren't worth what you think you are.  And of course, that varies by location and year.  Sometimes, you go out there and realize that you are WAY underpaid.

I've seen both in my town in the last 5 years.  Some have quit and gotten screwed (but ended up fine in the end after another move or two).  Some have gotten laid off and are making 50% more than they were here.  I'm still "here" and yay, I got a promotion and a raise, but I know very well that I'm now making exactly what the two lower paid engineers were hired at ... in 2011. 

NykkiC

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Re: Epic FU money stories
« Reply #2302 on: April 06, 2018, 11:10:39 PM »
Well I just got $6k/yr out of cycle raise today, and a promise that regular review/raises are happening for the entire office (including me) in July.

It's like they know how to give just enough to keep me on board.

Yeah, I'm having a hard time drumming up any empathy...

Once you factor in the excessive medical premiums the new company passes to employees*, and the fact that they fucked everyone on a bonus (which I received 12/12 years I worked here before the acquisition) this new $6k raise on top of the $13k raise I fought for at the start, it pretty much just puts me back to what I was earning before the acquisition.  $19k/yr sounds like a lot, but $10k/yr more in medical premiums and a forgone $9k/yr bonus works out to around $19k.  They are acting like they are doing me some huge favor by giving me back the salary they cut from me last year.

*My medical deductions went from around $1.5k/yr to almost $12k/yr.  This year I've switched to a HDHP that is only costing me $6k, but now I have to pay out of pocket for everything.  I was hoping to save money, but with the amount of dr visits for the baby I think my overall medical expenses are going to be the same as the shitty plan last year.

Personally, I wouldn’t be quiet about this (not saying you are, just that I wouldn’t be). Any time someone called this a raise, I would politely (but firmly) reply that it was restoring some of the (arbitrary) cuts to my remuneration package. Depending on the audience, I might even point out that I am still worse off than before (due to higher cost of the out of pocket expenses on the new healthcare plan, if I’m reading it right).

Words have power, as does the time frame chosen to assess things on, and some of that power is subconscious. When you add that managers usually have the pressure to keep costs down, I would be concerned that the “raise” you got would (subconsciously or consciously) cause the person doing the review to think ‘NykkiC got a raise recently, there are others who should get one before her.’

But that could just be my paranoia.
« Last Edit: April 09, 2018, 04:33:39 AM by NykkiC »

BlueHouse

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Re: Epic FU money stories
« Reply #2303 on: April 08, 2018, 08:40:53 PM »

Personally, I wouldn’t be quiet about this (not saying you are, just that I wouldn’t be). Any time someone called this a raise, I would politely (but firmly) reply that it was restoring some of the (arbitrary) cuts to my remuneration package. Depending on the audience, I might even point out that I am still worse off than before (due to higher cost of the out of pocket expenses on the new healthcare plan, if I’m reading it right).

Words have power, as does the time frame chosen to assess things on, and some of that power is subconscious. When you add that managers usually have the pressure to keep costs down, I would be concerned that the “raise” you got would (subconsciously or consciously) cause the person doing the review to think ‘NykkiC got a raise recently, there are others who should get one before him.’

But that could just be my paranoia.
+1.  Brilliant

Finances_With_Purpose

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Re: Epic FU money stories
« Reply #2304 on: April 09, 2018, 06:56:26 PM »

Personally, I wouldn’t be quiet about this (not saying you are, just that I wouldn’t be). Any time someone called this a raise, I would politely (but firmly) reply that it was restoring some of the (arbitrary) cuts to my remuneration package. Depending on the audience, I might even point out that I am still worse off than before (due to higher cost of the out of pocket expenses on the new healthcare plan, if I’m reading it right).

Words have power, as does the time frame chosen to assess things on, and some of that power is subconscious. When you add that managers usually have the pressure to keep costs down, I would be concerned that the “raise” you got would (subconsciously or consciously) cause the person doing the review to think ‘NykkiC got a raise recently, there are others who should get one before him.’

But that could just be my paranoia.
+1.  Brilliant

I'll second this.  I make much of my living based upon being able to communicate things effectively.  What she said above is spot on: it matters immensely how you frame something. 

I would frame this in a way that makes it sound like they brought you up to par now, but *not* like you had been cut before or reduced in any way.  For example: "My boss told me when (when I came on?) he would get me to par, and management honored that promise."  It makes them look good - they did, in fact, give you the cash (even if you had to argue for it) - and it makes you look good, as someone they value.  More than making anyone look good, though, this prevents hearers from gathering the *wrong* impression (e.g.: they must have reduced his pay or thought about cutting him).  And it also, as they say, has the benefit of being true. 

Prairie Stash

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Re: Epic FU money stories
« Reply #2305 on: April 13, 2018, 11:45:21 AM »
I'm so very happy.

My wife just used the FU money a couple hours ago. She has been employed at 60% time; 24 hours/week tuesday - thursday (3-8 hour shifts). This schedule started after her return from maternity leave so that she could spend more time with the kids and stay employed. It was the optimal solution for us, everyone was happy and we kept on saving. The kids have a little time away from us with other kids, we get more time than we use to with the kids.

Yesterday she was told thats coming to an end, she needs to go to full time. As she is late 30's with two kids, I think her supervisor expected compliance, I think it came as a surprse when my wife wanted to mull it over. As in all these caes the unspoken alternative was she's out of work, no one ever thinks people will consider that option. Luckily for us, we have a decent stash, she isn't bound by normal conventions of needing to cover rent and can live the life she wants. Still, its pretty scary to be confronted with it even after all this preparation.

In case it needs to be said, she said No to returning to full time work. The unspoken alternative is still not being whispered out loud, it happened so fast that I don't think its sunk in yet. I have no idea yet if they'll try to keep her or let her go, I suspect they feel she's bluffing. She still wants to work at 60%, but shes willing to never work again, I'm also sitting on the precipice of FIRE, we're just saving so we can live a few years overseas as a family at this point.

It just makes me so happy that she can make her choice. If she's out of work, her last day should fall on our anniversary. I think that will gurantee I'm husband of the year which is great; however looking forward I'm pretty much going to be a dissapointment for the rest of our anniversaries though, this is impossible to beat.
Update:
So she delayed the actual end date to make sure she got the annual bonus. Then a little more to get some health benefits; we get drug plans so we stocked up on drugs. The delay was interesting in that it added 2 days of work to her schedule (on top of the regular days) but probably gained us $3500-4000 in benefits and bonus (still waiting to see all the numbers).

We pulled out a calendar when we worked out the various end dates at home. We added in public holidays, never quit the day before a holiday (Easter)! Then looked at health benefits, new fiscal calendar, fresh benefits! Then looked at existing holidays to see if we could stretch the schedule out and mimic her current schedule, that added a week of potential work. It was a bit of work but well worth the planning, I highly recommend it to anyone leaving a job.

Although it would have been fun to walk out; the slow leave is going to be very lucrative and extremely satisfying. We still get what we want, plus a little extra. We get to stick to our principles and she doesn't need to sacrifice her life for work, I call that a win. On my end, the extra speeds up my FIRE date, which is looking closer than ever, her departure has really got me thinking.

SwordGuy

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Re: Epic FU money stories
« Reply #2306 on: April 13, 2018, 01:59:12 PM »
I picked May 1st for 3 reasons:

#1) Most important, it's during my wife's last week of work, grading final exams and papers.  It will make her life easier if I do more chores that week.

#2) May 1st is a Tuesday.  The preceding Friday and Monday are paid holidays.   Why turn down free money?

#3) May 1st is International Worker's Day.   "Workers of the World, Unite!  You have nothing to lose but your chains!"   I'm losing my chains on that day, for sure!

mm1970

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Re: Epic FU money stories
« Reply #2307 on: April 13, 2018, 02:17:59 PM »
I'm so very happy.

My wife just used the FU money a couple hours ago. She has been employed at 60% time; 24 hours/week tuesday - thursday (3-8 hour shifts). This schedule started after her return from maternity leave so that she could spend more time with the kids and stay employed. It was the optimal solution for us, everyone was happy and we kept on saving. The kids have a little time away from us with other kids, we get more time than we use to with the kids.

Yesterday she was told thats coming to an end, she needs to go to full time. As she is late 30's with two kids, I think her supervisor expected compliance, I think it came as a surprse when my wife wanted to mull it over. As in all these caes the unspoken alternative was she's out of work, no one ever thinks people will consider that option. Luckily for us, we have a decent stash, she isn't bound by normal conventions of needing to cover rent and can live the life she wants. Still, its pretty scary to be confronted with it even after all this preparation.

In case it needs to be said, she said No to returning to full time work. The unspoken alternative is still not being whispered out loud, it happened so fast that I don't think its sunk in yet. I have no idea yet if they'll try to keep her or let her go, I suspect they feel she's bluffing. She still wants to work at 60%, but shes willing to never work again, I'm also sitting on the precipice of FIRE, we're just saving so we can live a few years overseas as a family at this point.

It just makes me so happy that she can make her choice. If she's out of work, her last day should fall on our anniversary. I think that will gurantee I'm husband of the year which is great; however looking forward I'm pretty much going to be a dissapointment for the rest of our anniversaries though, this is impossible to beat.
Update:
So she delayed the actual end date to make sure she got the annual bonus. Then a little more to get some health benefits; we get drug plans so we stocked up on drugs. The delay was interesting in that it added 2 days of work to her schedule (on top of the regular days) but probably gained us $3500-4000 in benefits and bonus (still waiting to see all the numbers).

We pulled out a calendar when we worked out the various end dates at home. We added in public holidays, never quit the day before a holiday (Easter)! Then looked at health benefits, new fiscal calendar, fresh benefits! Then looked at existing holidays to see if we could stretch the schedule out and mimic her current schedule, that added a week of potential work. It was a bit of work but well worth the planning, I highly recommend it to anyone leaving a job.

Although it would have been fun to walk out; the slow leave is going to be very lucrative and extremely satisfying. We still get what we want, plus a little extra. We get to stick to our principles and she doesn't need to sacrifice her life for work, I call that a win. On my end, the extra speeds up my FIRE date, which is looking closer than ever, her departure has really got me thinking.
This is awesome

Bicycle_B

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Re: Epic FU money stories
« Reply #2308 on: April 13, 2018, 03:28:21 PM »
@SwordGuy and @PrairieStash - wow, great family values as well as financial independence.   AWESOME!!!!!

Paul der Krake

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Re: Epic FU money stories
« Reply #2309 on: April 13, 2018, 04:06:24 PM »
I picked May 1st for 3 reasons:

#1) Most important, it's during my wife's last week of work, grading final exams and papers.  It will make her life easier if I do more chores that week.

#2) May 1st is a Tuesday.  The preceding Friday and Monday are paid holidays.   Why turn down free money?

#3) May 1st is International Worker's Day.   "Workers of the World, Unite!  You have nothing to lose but your chains!"   I'm losing my chains on that day, for sure!
#4 subsidized health insurance for the rest of the month

crispy

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Re: Epic FU money stories
« Reply #2310 on: April 13, 2018, 05:05:10 PM »
Nice stories!

Having a stash gives you options and let's you take risk. I posted a month ago about possibly making a jump from a very stressful job I really enjoy to promotional position within the same organization for more money, but a worse commute. I decided to make the leap because I really have nothing to lose. If I hate it, I can afford to quit. I ended up with a 50% pay increase and am loving it so far. My stress level has gone way down.

Sadly, I had so many people at the other place say they wish they could leave but are too afraid that it won't work out and they will be unemployed (jobs are protected after a probationary period and transfers or promotions start that period over). It makes me sad that fear and money worked limit people.

SwordGuy

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Re: Epic FU money stories
« Reply #2311 on: April 13, 2018, 09:01:19 PM »
I picked May 1st for 3 reasons:

#1) Most important, it's during my wife's last week of work, grading final exams and papers.  It will make her life easier if I do more chores that week.

#2) May 1st is a Tuesday.  The preceding Friday and Monday are paid holidays.   Why turn down free money?

#3) May 1st is International Worker's Day.   "Workers of the World, Unite!  You have nothing to lose but your chains!"   I'm losing my chains on that day, for sure!
#4 subsidized health insurance for the rest of the month

1000 to 1 the cheap bastards I work for drop my insurance on the 1st...     

Sibley

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Re: Epic FU money stories
« Reply #2312 on: April 14, 2018, 02:47:25 PM »
I picked May 1st for 3 reasons:

#1) Most important, it's during my wife's last week of work, grading final exams and papers.  It will make her life easier if I do more chores that week.

#2) May 1st is a Tuesday.  The preceding Friday and Monday are paid holidays.   Why turn down free money?

#3) May 1st is International Worker's Day.   "Workers of the World, Unite!  You have nothing to lose but your chains!"   I'm losing my chains on that day, for sure!
#4 subsidized health insurance for the rest of the month

1000 to 1 the cheap bastards I work for drop my insurance on the 1st...   

If they've already paid the insurance company (probably have) then they can't.

HouseofLife

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Re: Epic FU money stories
« Reply #2313 on: May 11, 2018, 12:40:29 PM »
Working for someone who is toxic is extremely detrimental, not only to your psych, but also to your health. 

I was an ESL teacher and speak Spanish, also, which meant I did a lot of interpreting in meetings, even when it was not my student being discussed.  I had been moved around to different schools in the system as they moved our minority population around to "balance" the schools racially (not a good move in this system as the schools in the poorer areas were often better performing than the mostly "white" schools. 

Despite the fact that I have decades of experience teaching English to immigrant students successfully, this principal decided I did not know how to teach the children and was forbidden to teach them reading and instead to teach them vocabulary.  The problem is that children learn most of their vocabulary through reading at a certain point as everyday language with children is pretty limited (this is why we read to our children from the time they are babies, to expand their vocabulary and comprehension).

Now, I have a brain injury and could only work three days a week, which really was a huge push for me since I could not function at home, but could not leave financially (did not have FU money as I had used my savings during time off for cancer treatment).

To make a long story short, my principal wrote me up on an observation that was full of lies, which I proved to her during a meeting with others present (including my union rep).  I was told I was not allowed to send my own books home with the students, nor was I to help them learn to read or write (this is what ELL teachers do).  Eventually the stress became so great that I began having seizures on my way home from work one Friday and am now unable to work as this has further injured my brain.

My FU in this is that, since then, the school has gone through many other ESL teachers who have left because the stress was "way too high" and now, I'm sure she is recognizing (although not admitting) that I did know what I was doing.

I have no doubt that if my doctors had not told me I could no longer work, my children would not have a mother now.  The sad part is that I loved teaching.

Wow... I'm so sorry to hear about the crappy treatment from that Principal. I hope that life is treating you much better now!

bendixso123

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Re: Epic FU money stories
« Reply #2314 on: May 11, 2018, 09:01:40 PM »
I remember back when I was 26. I had something like $5K in savings, and I wanted to spend more of my days snowboarding (basically work in the evenings and snowboard from 9-5).

I had a string of jobs in restaurants for years, most requiring mixed shifts. In my spare time, I was slowly building up a freelance writing clientele, but I didn't really feel comfortable enough to just go without a stable job for any extended period of time. That is, until a certain fateful job interview at the Bubba Gump Shrimp House (or whatever the hell it is) in Breckenridge Colorado.

The interviewer asked me which hours I would like to work. I told him I only wanted to work in the evenings so I could snowboard during the day.

He got really angry about it and treated me like some punk kid (probably with reason since there were a lot of punk kids trying to do the same). He told me my expectations were ridiculous.

At that point, I figured the interview was over. So I just casually said, "Okay, well this freelance writing thing I've been doing seems to be taking off, so I think I'll just keep doing that." I will never forget the puzzled look on that poor soul's face. Dude was speechless.

I ended up spending that winter doing exactly what I had set out to do. I went snowboarding nearly every day, and I worked on freelance writing projects at night. Most days, I only worked 2-3 hours. I ended up doing that for two more years, and I even took trips down to New Zealand in the summer to keep the good times rolling when we didn't have snow up north.

I eventually moved into higher paying jobs in software, but I try to remind myself of that experience every now and again. Back then, I was in a far weaker financial position than I'm in right now, but I had this sort of ballsy confidence that I could build a writing business out of a crowded snowboarding frat house, spending as little as a few hours a day on it.

My cushion is much bigger now, but none of that really matters because I have something no employer can take from me - the ability to spin up a business out of almost nothing. I've done it with iOS apps and recently software development tutoring. If I were ever to lose my high-paying work, I could easily start growing those businesses without skipping a beat. There's really nothing to fear at all.

So while I certainly love the warm and secure feeling that FU money gives me, I kind of think FU confidence is better. Sometimes I need to do a better job of channeling my younger self. I kind of had it together back then, albeit in a strange and offbeat lazy snowboarder kind of way.
« Last Edit: May 12, 2018, 05:54:57 AM by tedbendixson »

Bicycle_B

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Re: Epic FU money stories
« Reply #2315 on: May 11, 2018, 09:26:13 PM »
Gotta admit, I admire that.  Two thumbs up.

FIREby35

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Re: Epic FU money stories
« Reply #2316 on: May 12, 2018, 07:57:29 AM »
tedbendixson: You are 100% on it. I've told my story earlier. But, basically, I learned the same lesson that earning money independently through entrepreneurship is one way to have perfect security - regardless of a huge stack of cash. I run a law firm now but I know I could start a lawn mowing business, Yoga teaching business, table waiting, really anything. There really are infinite ways of earning money when you stop and think about it. There is nothing to fear if you have physical health and are basically willing to help other people by working. If you add a massive stash to that then their really is nothing to fear but fear itself.


Imma

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Re: Epic FU money stories
« Reply #2317 on: May 12, 2018, 11:53:13 AM »
I finally have something to share in this thread too! :)  My s/o and I would like to have a family in the future, but for several reasons that's going to be quite difficult. First of all because of health issues, secondly because he's away from home a lot: he has his own business and a side job. We calculated this week that if we were to have a child (which will not happen any time soon, but hopefully a few years from now) we could afford for him to quit his job and become a SAHP! I would work my office job during the day, he would continue his business in the evenings/weekends.

In our calculations, we used our current spending + expected costs for the child (not much, health care is free). We've used my current income, even though I expect to get a few raises before then. We have calculated 0 from his business (unlikely) and 0 in tax credits and benefits (extremely unlikely) and still we'd be able to make ends meet. In this scenario our savings rate would be fairly low for about 4 years, but we would still be able to save a bit and don't expect to have to use our savings, and this is the worst case scenario. It would make us more dependent on my job, but I've got a stable job and there's a social security safety net in case I get ill + he could always get back to work in case it was really necessary.

Of course there's still the health side of it all, but on a financial/practical level this solves a lot of problems. He's always wanted to be a hands-on father and while I'd love to be a very hands-on mother, the reality is that I probably wouldn't be able to cope with all the housework and a young child. This way we both use our full potential: my earning potential is much higher than his and he will be a much better SAHP. He still has his business, so he's not 100% dependent on my income and can still pursue his passion. He wants to go back to work parttime when our kid is in school.

Even though this isn't happening now, we're both really excited about this :) this is the reward for our frugal life. We're on a relatively low income, but our bills are so low that we could live, as a family, on one parttime income. Over the next few years, we'll save some more and hopefully get a higher income and it would only be easier. It would delay FI by a few years, but I've always wanted a family most of all.

former player

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Re: Epic FU money stories
« Reply #2318 on: May 12, 2018, 12:09:17 PM »
I finally have something to share in this thread too! :)  My s/o and I would like to have a family in the future, but for several reasons that's going to be quite difficult. First of all because of health issues, secondly because he's away from home a lot: he has his own business and a side job. We calculated this week that if we were to have a child (which will not happen any time soon, but hopefully a few years from now) we could afford for him to quit his job and become a SAHP! I would work my office job during the day, he would continue his business in the evenings/weekends.

In our calculations, we used our current spending + expected costs for the child (not much, health care is free). We've used my current income, even though I expect to get a few raises before then. We have calculated 0 from his business (unlikely) and 0 in tax credits and benefits (extremely unlikely) and still we'd be able to make ends meet. In this scenario our savings rate would be fairly low for about 4 years, but we would still be able to save a bit and don't expect to have to use our savings, and this is the worst case scenario. It would make us more dependent on my job, but I've got a stable job and there's a social security safety net in case I get ill + he could always get back to work in case it was really necessary.

Of course there's still the health side of it all, but on a financial/practical level this solves a lot of problems. He's always wanted to be a hands-on father and while I'd love to be a very hands-on mother, the reality is that I probably wouldn't be able to cope with all the housework and a young child. This way we both use our full potential: my earning potential is much higher than his and he will be a much better SAHP. He still has his business, so he's not 100% dependent on my income and can still pursue his passion. He wants to go back to work parttime when our kid is in school.

Even though this isn't happening now, we're both really excited about this :) this is the reward for our frugal life. We're on a relatively low income, but our bills are so low that we could live, as a family, on one parttime income. Over the next few years, we'll save some more and hopefully get a higher income and it would only be easier. It would delay FI by a few years, but I've always wanted a family most of all.
What a lovely post, Imma.

Bicycle_B

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Re: Epic FU money stories
« Reply #2319 on: May 12, 2018, 12:42:23 PM »
Imma, that's wonderful!  True freedom, with purpose.  Very glad for you both.

SwordGuy

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Re: Epic FU money stories
« Reply #2320 on: May 12, 2018, 12:49:28 PM »
Bravo @Imma    FI preparedness really does give people options in life.   Yeah, you!
« Last Edit: May 12, 2018, 02:48:03 PM by SwordGuy »

Step37

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Re: Epic FU money stories
« Reply #2321 on: May 12, 2018, 05:41:14 PM »
Really wonderful, Imma. :)

BlueHouse

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Re: Epic FU money stories
« Reply #2322 on: May 13, 2018, 08:45:01 AM »
... I only wanted to work in the evenings so I could snowboard during the day.
 He told me my expectations were ridiculous.


Even though I've been working toward a similar goal (at my advanced age of 50), I STILL think this when I hear it from the younger generations.  Of course, I've only met two People IRL (that I know of) who have their financial shit together and who could pull it off if they wanted to.  Everyone else seems to just think they should be handed everything on a silver platter instead of working hard for it.

I won't be so judgemental in the future though when I hear the dreams though.  When I hear it, I'll say "that's great!  How are you setting yourself up financially to achieve it?" 

What I used to refer to as a "beach bum", I'm slowly realizing should be called "someone who knows when they have enough" . 
Anyway, good story @tedbendixson.  Thanks for sharing!

Dave1442397

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Re: Epic FU money stories
« Reply #2323 on: May 13, 2018, 10:08:23 AM »
I know a guy who quit college to start a business back in the '80s, and was very successful with it. A few years ago, he wanted his son to go to college, and his son said "Why would I waste four years of my time and your money going to school when you could teach me how to become a millionaire?".

By the time the son's friends were graduating with the usual student loan debt, this kid had become a millionaire, and will never be an employee. FU money at that age is a great way to start out in life.

Bicycle_B

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Re: Epic FU money stories
« Reply #2324 on: May 13, 2018, 10:42:07 AM »
^wow

bendixso123

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Re: Epic FU money stories
« Reply #2325 on: May 14, 2018, 08:56:22 PM »
... I only wanted to work in the evenings so I could snowboard during the day.
 He told me my expectations were ridiculous.


Even though I've been working toward a similar goal (at my advanced age of 50), I STILL think this when I hear it from the younger generations.  Of course, I've only met two People IRL (that I know of) who have their financial shit together and who could pull it off if they wanted to.  Everyone else seems to just think they should be handed everything on a silver platter instead of working hard for it.

I won't be so judgemental in the future though when I hear the dreams though.  When I hear it, I'll say "that's great!  How are you setting yourself up financially to achieve it?" 

What I used to refer to as a "beach bum", I'm slowly realizing should be called "someone who knows when they have enough" . 
Anyway, good story @tedbendixson.  Thanks for sharing!

Glad you like the story! I would say "ski bum" doesn't quite fit the sorts of activities my friends and I did (and some of us continue to do) on the slopes.

Frankly, many of the friends I saw each day were pursuing second careers as athletes. We would get up early and hit 60 foot jumps at 9:00 A.M., well before many people had their first cup of coffee. It was really fun and incredibly fulfilling (I still do this when I can but it's different with a full-time job in software).

Anyway, I just wouldn't want to downplay all of the hard work involved in getting to that level athletically, and I think that's a bit of context the guy interviewing me didn't quite have. He didn't see what my friends and I actually did out there. He just saw the typical partier stereotype, which is totally fair because that's what most mountain town 20 somethings are like.

I have a friend who's still really into it. He just turned 30. Lives in Breckenridge, works at the grocery store, makes a great salary, invests a large portion of it, and hits big jumps in the morning before work. We take park laps and discuss early retirement strategies on the chairlift.

If anything, my snowboarding friends are the ones most concerned with getting to FI. We've always known what we want. We opted out of the corporate world and dove right into it after school. It's just that in our 20s, many of us didn't have the financial education to actually achieve it. Now that some of us are waking up to it, our natural inclination is to go all-in. It's what we're used to.

barbaz

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Re: Epic FU money stories
« Reply #2326 on: May 15, 2018, 12:29:20 AM »
We take park laps and discuss early retirement strategies on the chairlift.

If anything, my snowboarding friends are the ones most concerned with getting to FI. We've always known what we want. We opted out of the corporate world and dove right into it after school. It's just that in our 20s, many of us didn't have the financial education to actually achieve it. Now that some of us are waking up to it, our natural inclination is to go all-in. It's what we're used to.
Being an avid snowboarder is a case where I could understand the old live-now-save-later mentality, but if you manage to do both that qualifies as epic.

Zikoris

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Re: Epic FU money stories
« Reply #2327 on: June 06, 2018, 07:02:19 PM »
Hmm... mild FU Money story?

My partner started up a side gig a couple of months ago, which has been going really well. Yesterday he asked for reduced hours at his day job, since he's getting buried alive in work between the two things. They said no. So he quit. And it won't harm us one penny financially.

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Re: Epic FU money stories
« Reply #2328 on: June 06, 2018, 08:15:23 PM »
Hmm... mild FU Money story?

My partner started up a side gig a couple of months ago, which has been going really well. Yesterday he asked for reduced hours at his day job, since he's getting buried alive in work between the two things. They said no. So he quit. And it won't harm us one penny financially.
That's great! Congratulations!


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Dicey

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Re: Epic FU money stories
« Reply #2329 on: June 06, 2018, 11:17:58 PM »
Hmm... mild FU Money story?

My partner started up a side gig a couple of months ago, which has been going really well. Yesterday he asked for reduced hours at his day job, since he's getting buried alive in work between the two things. They said no. So he quit. And it won't harm us one penny financially.
It counts. Good for you, plural!

former player

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Re: Epic FU money stories
« Reply #2330 on: June 07, 2018, 02:41:03 AM »
Hmm... mild FU Money story?

My partner started up a side gig a couple of months ago, which has been going really well. Yesterday he asked for reduced hours at his day job, since he's getting buried alive in work between the two things. They said no. So he quit. And it won't harm us one penny financially.
Not mild at all, but a full working through of the FU money principle.  Congrats to your partner, and to you for having an awesome mustachian partner.

By the River

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Re: Epic FU money stories
« Reply #2331 on: June 07, 2018, 06:54:41 AM »
Hmm... mild FU Money story?

My partner started up a side gig a couple of months ago, which has been going really well. Yesterday he asked for reduced hours at his day job, since he's getting buried alive in work between the two things. They said no. So he quit. And it won't harm us one penny financially.
It counts. Good for you, plural!

Wouldn't that be y'all?   

Also great for y'all!

Warlord1986

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Re: Epic FU money stories
« Reply #2332 on: June 07, 2018, 07:09:55 AM »
I remember back when I was 26. I had something like $5K in savings, and I wanted to spend more of my days snowboarding (basically work in the evenings and snowboard from 9-5).

I had a string of jobs in restaurants for years, most requiring mixed shifts. In my spare time, I was slowly building up a freelance writing clientele, but I didn't really feel comfortable enough to just go without a stable job for any extended period of time. That is, until a certain fateful job interview at the Bubba Gump Shrimp House (or whatever the hell it is) in Breckenridge Colorado.

The interviewer asked me which hours I would like to work. I told him I only wanted to work in the evenings so I could snowboard during the day.

He got really angry about it and treated me like some punk kid (probably with reason since there were a lot of punk kids trying to do the same). He told me my expectations were ridiculous.

At that point, I figured the interview was over. So I just casually said, "Okay, well this freelance writing thing I've been doing seems to be taking off, so I think I'll just keep doing that." I will never forget the puzzled look on that poor soul's face. Dude was speechless.

I ended up spending that winter doing exactly what I had set out to do. I went snowboarding nearly every day, and I worked on freelance writing projects at night. Most days, I only worked 2-3 hours. I ended up doing that for two more years, and I even took trips down to New Zealand in the summer to keep the good times rolling when we didn't have snow up north.

I eventually moved into higher paying jobs in software, but I try to remind myself of that experience every now and again. Back then, I was in a far weaker financial position than I'm in right now, but I had this sort of ballsy confidence that I could build a writing business out of a crowded snowboarding frat house, spending as little as a few hours a day on it.

My cushion is much bigger now, but none of that really matters because I have something no employer can take from me - the ability to spin up a business out of almost nothing. I've done it with iOS apps and recently software development tutoring. If I were ever to lose my high-paying work, I could easily start growing those businesses without skipping a beat. There's really nothing to fear at all.

So while I certainly love the warm and secure feeling that FU money gives me, I kind of think FU confidence is better. Sometimes I need to do a better job of channeling my younger self. I kind of had it together back then, albeit in a strange and offbeat lazy snowboarder kind of way.

I need you to adopt me and teach me your ways.

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Re: Epic FU money stories
« Reply #2333 on: June 07, 2018, 08:35:39 AM »
Hmm... mild FU Money story?

My partner started up a side gig a couple of months ago, which has been going really well. Yesterday he asked for reduced hours at his day job, since he's getting buried alive in work between the two things. They said no. So he quit. And it won't harm us one penny financially.
It counts. Good for you, plural!

Wouldn't that be y'all?   

Also great for y'all!
Y'all can be singular too, in certain areas, so they say "all y'all."

Rural

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Re: Epic FU money stories
« Reply #2334 on: June 07, 2018, 09:02:13 AM »
Hmm... mild FU Money story?

My partner started up a side gig a couple of months ago, which has been going really well. Yesterday he asked for reduced hours at his day job, since he's getting buried alive in work between the two things. They said no. So he quit. And it won't harm us one penny financially.
It counts. Good for you, plural!

Wouldn't that be y'all?   

Also great for y'all!
Y'all can be singular too, in certain areas, so they say "all y'all."


Y’all is plural; “all y’all” is for emphasis, as in, “I caint believe all y’all went along with Bob on that one. John and Joe at least shoulda known better.”

MrMoogle

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Re: Epic FU money stories
« Reply #2335 on: June 07, 2018, 10:58:38 AM »
Hmm... mild FU Money story?

My partner started up a side gig a couple of months ago, which has been going really well. Yesterday he asked for reduced hours at his day job, since he's getting buried alive in work between the two things. They said no. So he quit. And it won't harm us one penny financially.
It counts. Good for you, plural!

Wouldn't that be y'all?   

Also great for y'all!
Y'all can be singular too, in certain areas, so they say "all y'all."


Y’all is plural; “all y’all” is for emphasis, as in, “I caint believe all y’all went along with Bob on that one. John and Joe at least shoulda known better.”
I've definitely heard it refer to a single person, and I've heard many people use it that way.

Dicey

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Re: Epic FU money stories
« Reply #2336 on: June 07, 2018, 11:02:50 AM »
Hmm... mild FU Money story?

My partner started up a side gig a couple of months ago, which has been going really well. Yesterday he asked for reduced hours at his day job, since he's getting buried alive in work between the two things. They said no. So he quit. And it won't harm us one penny financially.
It counts. Good for you, plural!

Wouldn't that be y'all?   

Also great for y'all!
Y'all can be singular too, in certain areas, so they say "all y'all."


Y’all is plural; “all y’all” is for emphasis, as in, “I caint believe all y’all went along with Billy Bob on that one. John Boy and Joe Junior at least shoulda known better.”
FTFY. These may or may not be actual relatives.

solon

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Re: Epic FU money stories
« Reply #2337 on: June 07, 2018, 11:03:34 AM »
+1 for the singular y'all. It's much rarer than the plural y'all, but it does happen.

ETA: in this Tim Hawkins stand up, Tim uses the singular y'all to poke fun at the Durant, OK Shakespeare Festival. https://www.youtube.com/watch?v=Pk0xOkgGbNY
« Last Edit: June 07, 2018, 11:21:04 AM by solon »

Rural

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Re: Epic FU money stories
« Reply #2338 on: June 07, 2018, 12:35:10 PM »
+1 for the singular y'all. It's much rarer than the plural y'all, but it does happen.

ETA: in this Tim Hawkins stand up, Tim uses the singular y'all to poke fun at the Durant, OK Shakespeare Festival. https://www.youtube.com/watch?v=Pk0xOkgGbNY


Oh, some comedy routines have it presented as singular, but it’s not an accurate reflection of the dialect.*


@Dicey, I know you didn’t mean to be offensive, but I chose the names I did in order to avoid stereotypes in discussing one of the dialects of American English. [I debated for quite a while at the phonetic spellings, but eventually used them because I was discussing dialect.]


I don’t mean to jump on you, because I know it’s hard to think of a group of largely Caucasian people as having any sort of minority status, but I’d argue that we aren’t doing southerners, Appalachians, or the rest of the country any favors when we** present the first two groups as universally backward, inbred, etc, but then turn around and expect them to avoid/overcome cultural racism, sexism, or whatever.




* One source, admittedly a bit dated but accessible online, that discusses the singular y’all controversy from a linguist’s point of view: https://www.jstor.org/stable/454993?seq=1#page_scan_tab_contents

**I’m not saying that’s what you were doing, just that the sort of jokes you presented do tend to feed into that sort of thing. Again, I don’t mean to jump on you, just draw it to all of our attention. It’s not something most non- southern or Appalachian Americans have thought about, or have even been asked to think about, but I think it’s one small part of the current divisions in our country.
« Last Edit: June 07, 2018, 12:37:33 PM by Rural »

Rural

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Re: Epic FU money stories
« Reply #2339 on: June 07, 2018, 12:48:18 PM »
Hmm... mild FU Money story?

My partner started up a side gig a couple of months ago, which has been going really well. Yesterday he asked for reduced hours at his day job, since he's getting buried alive in work between the two things. They said no. So he quit. And it won't harm us one penny financially.
It counts. Good for you, plural!

Wouldn't that be y'all?   

Also great for y'all!
Y'all can be singular too, in certain areas, so they say "all y'all."


Y’all is plural; “all y’all” is for emphasis, as in, “I caint believe all y’all went along with Bob on that one. John and Joe at least shoulda known better.”
I've definitely heard it refer to a single person, and I've heard many people use it that way.


Sorry for the double post, but I missed this somehow and didn’t want to ignore you. Are you sure the uses you heard weren’t the polite distinction between addressee and referent that the article above discusses? As in I might say to someone I run into at the grocery story, “how are y’all doing these days?” But the question (and usually the answer) will be about how the whole family is doing rather than the one person at the store. So it seems like the word is grammatically singular because only one representative of the family is standing there in front of me when I say it, but I did mean the group. That is very common in my experience as well as in studies like tat one.


It is a controversy, but not all that much of one in linguistics. It’s more debated outside academic circles because it’s been presented as singular, I would argue erroneously, so much in popular culture.

fantabulous

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Re: Epic FU money stories
« Reply #2340 on: June 07, 2018, 01:28:30 PM »
Y'all is gender neutral, so it's finding use in northern social justice circles as well.

fuzzy math

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Re: Epic FU money stories
« Reply #2341 on: June 07, 2018, 01:38:21 PM »



Oh, some comedy routines have it presented as singular, but it’s not an accurate reflection of the dialect.*


@Dicey, I know you didn’t mean to be offensive, but I chose the names I did in order to avoid stereotypes in discussing one of the dialects of American English. [I debated for quite a while at the phonetic spellings, but eventually used them because I was discussing dialect.]


I don’t mean to jump on you, because I know it’s hard to think of a group of largely Caucasian people as having any sort of minority status, but I’d argue that we aren’t doing southerners, Appalachians, or the rest of the country any favors when we** present the first two groups as universally backward, inbred, etc, but then turn around and expect them to avoid/overcome cultural racism, sexism, or whatever.

* One source, admittedly a bit dated but accessible online, that discusses the singular y’all controversy from a linguist’s point of view: https://www.jstor.org/stable/454993?seq=1#page_scan_tab_contents

**I’m not saying that’s what you were doing, just that the sort of jokes you presented do tend to feed into that sort of thing. Again, I don’t mean to jump on you, just draw it to all of our attention. It’s not something most non- southern or Appalachian Americans have thought about, or have even been asked to think about, but I think it’s one small part of the current divisions in our country.

I appreciate you saying this, it's something I've never thought of. When you compare it to making racist/ethnics jokes against non Caucasian minorities and thinking of how offensive it is, I can see how this does create more of a divide.

Rural

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Re: Epic FU money stories
« Reply #2342 on: June 07, 2018, 02:05:44 PM »
Y'all is gender neutral, so it's finding use in northern social justice circles as well.


That’s pretty cool. It’s fairly universal in the Navy as well, or was some number of years ago when my husband served. The language needs a second person plural.

ETA thanks, fuzzy_math. I’m trying hard not to be offensive myself, which I think would be easy to do in this context.
« Last Edit: June 07, 2018, 02:08:23 PM by Rural »

MrMoogle

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Re: Epic FU money stories
« Reply #2343 on: June 07, 2018, 02:16:08 PM »
Hmm... mild FU Money story?

My partner started up a side gig a couple of months ago, which has been going really well. Yesterday he asked for reduced hours at his day job, since he's getting buried alive in work between the two things. They said no. So he quit. And it won't harm us one penny financially.
It counts. Good for you, plural!

Wouldn't that be y'all?   

Also great for y'all!
Y'all can be singular too, in certain areas, so they say "all y'all."


Y’all is plural; “all y’all” is for emphasis, as in, “I caint believe all y’all went along with Bob on that one. John and Joe at least shoulda known better.”
I've definitely heard it refer to a single person, and I've heard many people use it that way.


Sorry for the double post, but I missed this somehow and didn’t want to ignore you. Are you sure the uses you heard weren’t the polite distinction between addressee and referent that the article above discusses? As in I might say to someone I run into at the grocery story, “how are y’all doing these days?” But the question (and usually the answer) will be about how the whole family is doing rather than the one person at the store. So it seems like the word is grammatically singular because only one representative of the family is standing there in front of me when I say it, but I did mean the group. That is very common in my experience as well as in studies like tat one.


It is a controversy, but not all that much of one in linguistics. It’s more debated outside academic circles because it’s been presented as singular, I would argue erroneously, so much in popular culture.
So when I hear it in what I call "singular", it's both singular and plural.  Plural because it water downs the rest of the sentence, but directed to a single person.

For example: "Yall need to watch when you back out" to the driver that just backed into them.  It sounds less aggressive than saying "you."  It makes it sound like it wasn't just that driver's fault, like there's a group at fault.

"Yall need to take out the trash," when I'm the only other one in the room.  Technically, I could have gotten her husband to do it when he got back, but she knew I would do it for her, and this was her way of getting me to do it. 

I guess both cases fit into the article, since the reason it works is because it's plural.

Rural

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Re: Epic FU money stories
« Reply #2344 on: June 07, 2018, 02:28:58 PM »
Hmm... mild FU Money story?

My partner started up a side gig a couple of months ago, which has been going really well. Yesterday he asked for reduced hours at his day job, since he's getting buried alive in work between the two things. They said no. So he quit. And it won't harm us one penny financially.
It counts. Good for you, plural!

Wouldn't that be y'all?   

Also great for y'all!
Y'all can be singular too, in certain areas, so they say "all y'all."


Y’all is plural; “all y’all” is for emphasis, as in, “I caint believe all y’all went along with Bob on that one. John and Joe at least shoulda known better.”
I've definitely heard it refer to a single person, and I've heard many people use it that way.


Sorry for the double post, but I missed this somehow and didn’t want to ignore you. Are you sure the uses you heard weren’t the polite distinction between addressee and referent that the article above discusses? As in I might say to someone I run into at the grocery story, “how are y’all doing these days?” But the question (and usually the answer) will be about how the whole family is doing rather than the one person at the store. So it seems like the word is grammatically singular because only one representative of the family is standing there in front of me when I say it, but I did mean the group. That is very common in my experience as well as in studies like tat one.


It is a controversy, but not all that much of one in linguistics. It’s more debated outside academic circles because it’s been presented as singular, I would argue erroneously, so much in popular culture.
So when I hear it in what I call "singular", it's both singular and plural.  Plural because it water downs the rest of the sentence, but directed to a single person.

For example: "Yall need to watch when you back out" to the driver that just backed into them.  It sounds less aggressive than saying "you."  It makes it sound like it wasn't just that driver's fault, like there's a group at fault.

"Yall need to take out the trash," when I'm the only other one in the room.  Technically, I could have gotten her husband to do it when he got back, but she knew I would do it for her, and this was her way of getting me to do it. 

I guess both cases fit into the article, since the reason it works is because it's plural.


That’s very interesting. I’d say yes, your trash example falls into the kind of thing I’m talking about, sort of spreading out responsibility. With the backing into someone, I’ve having trouble seeing how it could work that way if there was only one person in the car. Both driver and car need to be more careful? Surely not. Easier to see it working that way if there was a passenger, I suppose. Then it could have been sort of the passenger’s fault if he or she was distracting the driver, and the polite y’all avoids assigning blame to either person directly. But a solo driver, not so much. If that was the case, it sounds a lot closer to a singular y’all than anything else I’ve seen.

MrMoogle

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Re: Epic FU money stories
« Reply #2345 on: June 07, 2018, 03:05:28 PM »
*snip*
So when I hear it in what I call "singular", it's both singular and plural.  Plural because it water downs the rest of the sentence, but directed to a single person.

For example: "Yall need to watch when you back out" to the driver that just backed into them.  It sounds less aggressive than saying "you."  It makes it sound like it wasn't just that driver's fault, like there's a group at fault.

"Yall need to take out the trash," when I'm the only other one in the room.  Technically, I could have gotten her husband to do it when he got back, but she knew I would do it for her, and this was her way of getting me to do it. 

I guess both cases fit into the article, since the reason it works is because it's plural.


That’s very interesting. I’d say yes, your trash example falls into the kind of thing I’m talking about, sort of spreading out responsibility. With the backing into someone, I’ve having trouble seeing how it could work that way if there was only one person in the car. Both driver and car need to be more careful? Surely not. Easier to see it working that way if there was a passenger, I suppose. Then it could have been sort of the passenger’s fault if he or she was distracting the driver, and the polite y’all avoids assigning blame to either person directly. But a solo driver, not so much. If that was the case, it sounds a lot closer to a singular y’all than anything else I’ve seen.
The driver example is spreading out blame too, it's just ambiguous to who else it is getting spread to.  The group of drivers who back into people, or something like that.  I guess it's a reminder that other people do it too.

Dicey

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Re: Epic FU money stories
« Reply #2346 on: June 08, 2018, 12:57:56 AM »
There are many long quotes here. I have removed those that do not directly apply for clarity.

Rural said this:
Y’all is plural; “all y’all” is for emphasis, as in, “I caint believe all y’all went along with Bob on that one. John and Joe at least shoulda known better.”

Then Dicey added this:
Y’all is plural; “all y’all” is for emphasis, as in, “I caint believe all y’all went along with Billy Bob on that one. John Boy and Joe Junior at least shoulda known better.”
FTFY. These may or may not be actual relatives.

Now Rural is saying this:

@Dicey, I know you didn’t mean to be offensive, but I chose the names I did in order to avoid stereotypes in discussing one of the dialects of American English. [I debated for quite a while at the phonetic spellings, but eventually used them because I was discussing dialect.]

I don’t mean to jump on you, because I know it’s hard to think of a group of largely Caucasian people as having any sort of minority status, but I’d argue that we aren’t doing southerners, Appalachians, or the rest of the country any favors when we** present the first two groups as universally backward, inbred, etc, but then turn around and expect them to avoid/overcome cultural racism, sexism, or whatever

**I’m not sayilng that’s what you were doing, just that the sort of jokes you presented do tend to feed into that sort of thing. Again, I don’t mean to jump on you, just draw it to all of our attention. It’s not something most non- southern or Appalachian Americans have thought about, or have even been asked to think about, but I think it’s one small part of the current divisions in our country.

I am gobsmacked, Rural. You used "caint" [sic] and "shoulda", so I made the names more Southern sounding, based on my long experience working for companies based in the South. You made a joke and I riffed on it, using my actual life experience. I could literally hear my old boss's voice when I read your post. He was from Rome, GA, and is the first person I ever heard say "cain't". He did it often, but I found it most incongruous when he did it while wearing a suit and tie, giving a sales presentation. His sons may have actually been given double names at birth and been addressed by both names their whole lives. This happens quite often in the South, and far less often elsewhere in the United States. That is simply a fact. I also claimed these type of double names as possibly belonging to family members, which is pretty damn inclusive.

@Rural, you made the joke, I expanded it based on my real life and now I'm being accused (but "not jumped on") of belittling Appalchian Americans and contributing to the "current divisions in our country"? Huh.

If you have any further criticisms, kindly send me a PM. In offering this explanation, if I have somehow managed to offend you further, please know that is not my intention, just as I am positive you did not intend to insult me.

Trifele

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Re: Epic FU money stories
« Reply #2347 on: June 08, 2018, 04:57:59 AM »
*snip*
So when I hear it in what I call "singular", it's both singular and plural.  Plural because it water downs the rest of the sentence, but directed to a single person.

For example: "Yall need to watch when you back out" to the driver that just backed into them.  It sounds less aggressive than saying "you."  It makes it sound like it wasn't just that driver's fault, like there's a group at fault.

"Yall need to take out the trash," when I'm the only other one in the room.  Technically, I could have gotten her husband to do it when he got back, but she knew I would do it for her, and this was her way of getting me to do it. 

I guess both cases fit into the article, since the reason it works is because it's plural.


That’s very interesting. I’d say yes, your trash example falls into the kind of thing I’m talking about, sort of spreading out responsibility. With the backing into someone, I’ve having trouble seeing how it could work that way if there was only one person in the car. Both driver and car need to be more careful? Surely not. Easier to see it working that way if there was a passenger, I suppose. Then it could have been sort of the passenger’s fault if he or she was distracting the driver, and the polite y’all avoids assigning blame to either person directly. But a solo driver, not so much. If that was the case, it sounds a lot closer to a singular y’all than anything else I’ve seen.
The driver example is spreading out blame too, it's just ambiguous to who else it is getting spread to.  The group of drivers who back into people, or something like that.  I guess it's a reminder that other people do it too.

Thanks @Rural and @MrMoogle -- This is is a super interesting discussion.  I'm a lifetime northerner who moved to the southern appalachians just a few years ago.  I have really been enjoying hearing and learning the dialects here.  (Dialects plural -- there are at least two very distinct ones, which I have had explained to me in various ways.) 

I think I've also heard y'all used singularly, but I can't remember the exact context.  Now thanks to this discussion I will be focused on it.  I love the word y'all and use it often, but I usually pronounce it "you all" because I feel like I sound stupid saying it in one syllable, with my northern accent.

There is another plural you that I hear sometimes in this area as a substitute for y'all -- it sounds like "yewns" or "yuns."  Two of my coworkers use that word, and they say they just grew up with it.  They are both from rural areas, small towns, maybe an hour apart.  I am guessing it is a "rural southern" thing?



dcheesi

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Re: Epic FU money stories
« Reply #2348 on: June 08, 2018, 06:33:33 AM »
*snip*
So when I hear it in what I call "singular", it's both singular and plural.  Plural because it water downs the rest of the sentence, but directed to a single person.

For example: "Yall need to watch when you back out" to the driver that just backed into them.  It sounds less aggressive than saying "you."  It makes it sound like it wasn't just that driver's fault, like there's a group at fault.

"Yall need to take out the trash," when I'm the only other one in the room.  Technically, I could have gotten her husband to do it when he got back, but she knew I would do it for her, and this was her way of getting me to do it. 

I guess both cases fit into the article, since the reason it works is because it's plural.


That’s very interesting. I’d say yes, your trash example falls into the kind of thing I’m talking about, sort of spreading out responsibility. With the backing into someone, I’ve having trouble seeing how it could work that way if there was only one person in the car. Both driver and car need to be more careful? Surely not. Easier to see it working that way if there was a passenger, I suppose. Then it could have been sort of the passenger’s fault if he or she was distracting the driver, and the polite y’all avoids assigning blame to either person directly. But a solo driver, not so much. If that was the case, it sounds a lot closer to a singular y’all than anything else I’ve seen.
The driver example is spreading out blame too, it's just ambiguous to who else it is getting spread to.  The group of drivers who back into people, or something like that.  I guess it's a reminder that other people do it too.

Thanks @Rural and @MrMoogle -- This is is a super interesting discussion.  I'm a lifetime northerner who moved to the southern appalachians just a few years ago.  I have really been enjoying hearing and learning the dialects here.  (Dialects plural -- there are at least two very distinct ones, which I have had explained to me in various ways.) 

I think I've also heard y'all used singularly, but I can't remember the exact context.  Now thanks to this discussion I will be focused on it.  I love the word y'all and use it often, but I usually pronounce it "you all" because I feel like I sound stupid saying it in one syllable, with my northern accent.

There is another plural you that I hear sometimes in this area as a substitute for y'all -- it sounds like "yewns" or "yuns."  Two of my coworkers use that word, and they say they just grew up with it.  They are both from rural areas, small towns, maybe an hour apart.  I am guessing it is a "rural southern" thing?
I might be mistaken, but I thought "yuins" or "you-uns" was a actually more of an Appalachian thing, as opposed to the mostly Southern "y'all"?

CowboyAndIndian

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Re: Epic FU money stories
« Reply #2349 on: June 08, 2018, 07:53:41 AM »
Can we please return the subject to Epic FU Stories!!