What is your net worth percentile for your age?

[BookLoverL]

I'm in the UK and so converted my net worth into dollars from pounds, so not sure if it's 100% accurate, but apparently I'm in the high 60s percentile-wise (at age 24).

[Bird In Hand]

I tried [my age, my age+1] as the lower/upper limits and got 96.56%.  But I'm not sure how meaningful this is because there were only ~200 households included in the sample.

Then I tried [my age-3, my age+12] and got 94.7% for ~1,700 households.  Good enough for me, I guess.

[SaucyAussie]

I'm single, so I doubled my number and came in at 81%.

[RookieStache]

At 29, I am at 91%. Surprised, to say the least.

I make a decent income for where I live, but nothing exceptional. My wife makes a very modest income. We are extremely frugal and I make the most out of every penny earned, but would never figure 90+ percentile. Just goes to show that it's what you do with your money and not all about how much you make.

[TheAnonOne]

Apparently, I broke the system!

From the site

Net Worth Percentile Rank : A net worth of $543,000.00 for ages 25 to 27 ranks at the 100%

[kaypinkHH]

@TheAnonOne we also broke the system :D.

It is a good feeling.

[talltexan]

Early retirement basically IS breaking the system.

[Optimiser]

I've been using this site for a few years. I update mine every month and put it at the bottom of my monthly balance sheet. It looks like it mine will start to climb pretty quickly once I hit positive net worth, but for now I'm at 6.41% up from 3.81% when I started tracking it in 2015.

It's been a little over 2 years and I've gone from 6.41% to 43.28%

[MonkeyJenga]

Way to go, @Optimiser !

[2Birds1Stone]

There is a lot more data in the calc link now then when this was originally posted. Very cool!

[Tyson]

I've been using this site for a few years. I update mine every month and put it at the bottom of my monthly balance sheet. It looks like it mine will start to climb pretty quickly once I hit positive net worth, but for now I'm at 6.41% up from 3.81% when I started tracking it in 2015.

It's been a little over 2 years and I've gone from 6.41% to 43.28%

Isn't it crazy when you're not fighting against interest, and it starts working FOR you instead of AGAINST you? 

[dignam]

87.96%, not including gf's assets.

[Kazyan]

"A net worth of $1,000 for ages 26 to 26 ranks at the 38.5%"

Feels good to be above zero for the first time, but I'm not in the escape-velocity stage yet.

[MsPeacock]

Interesting - a smidge under 80%, which I am quite happy about. Was nearly flat broke about 8 years ago after divorce. I'm single so I think at a bit of a disadvantage for people who can use family income. If I was married to my sweetie we'd be up quite a bit. Sad to see such a huge distance between mean and median.

[naturalhattrick]

92.14% for age 31.

[FireHiker]

Two years later and we've gone up a couple percent to 95.49%...not as impressive as @Optimiser 's progress though, that's amazing!!

[norajean]

99% but disappointed we are unlikely to reach 100%.  We would have to increase net worth by 30x which seems unlikely given I don't play Lotto or trade crypto. And of course if I don't get there soon, another year will pass and the goal post will move away. Terrible.

[BECABECA]

99% but disappointed we are unlikely to reach 100%.  We would have to increase net worth by 30x which seems unlikely given I don't play Lotto or trade crypto. And of course if I don't get there soon, another year will pass and the goal post will move away. Terrible.

I feel your pain: we’re at 99.5% but would have to increase net worth by 37x to get to 100%. That last half a percent is a real doozie!

[LeftA]

Fun.

Depending on what age ranges I enter in (exact age or +/- 5 years), I get between 90-92%.

[SwordGuy]

99% but disappointed we are unlikely to reach 100%.  We would have to increase net worth by 30x which seems unlikely given I don't play Lotto or trade crypto. And of course if I don't get there soon, another year will pass and the goal post will move away. Terrible.

Relax @norajean!  It's mathematically impossible for you to reach the 100th percentile.  By definition, you can't have more money than yourself, so you can never have more money than everyone in the study. :)

[SwordGuy]

We're at 94%.   If I had not inherited my mom's estate 2 years ago, we would have been about 89%.

93.83rd percentile.   FIRED 18 months ago and have had a lot of expenses the last year.   Nice to see we're holding steady. :)

[MonkeyJenga]

I went from 96% to 97%. I haven't had a job for the majority of the last two years. No complaints.

[sparkytheop]

I'm single, didn't use pension (not sure what that would be for NW anyway).  I came out at 95.52%.  If I pretend I'm part of a couple, and leave everything (but retirement) the same, add that this imaginary person has the same retirement savings I do, it only goes up to 97.86%.  If I double my NW (not sure that would be correct, because same house, but whatever, it's over 7 figures), it stays at 97.86%(?!)

Apparently there is some rich-as-hell 38-year-old mofo out there.

My NW has grown, but my percentile has dropped to 92.08%.  However, if there were two of me (to compete with the couples fairly), it's now up to 99.2%.

[clarkfan1979]

102%.

That's right. I've got a shit-ton of money.

[nancyfrank232]

$5m NW in 40-45 yo range is 99.4%

If I play in the 40-100 yo range it’s 96.9%

Cash flow relative to one’s needs is a more important metric than this one IMO. This metric doesn’t seem to be very useful

[jpdx]

Obamacare subsidies, assuming system isn't completely overhauled, will def be based on assets as well as income at some point.

How do you know?

[NorthernBlitz]

Our household is at 89.59%; although my networth is an approximation so I bet it's probably something like 88 - 92. Rounded up to 90th for the sake of the poll.

Composition of assets in "households like me" is somewhat different (we have more equity, no debt, and fewer financial assets).

We also have about 55% of the total income of "similar households".

Education level / demographics / labor force / marital status are all in the most frequent ranges for similar households (I'm W2 which was 81%, although wife is stay at home "not working" which was only 10% of the distribution).

I think it would have been interesting to see comparison on number of children (we have 3) and a geographic breakdown too (NY State, not city).

[talltexan]

102%.

That's right. I've got a shit-ton of money.

Is that you, Zuckerberg?

[Optimiser]

I've been using this site for a few years. I update mine every month and put it at the bottom of my monthly balance sheet. It looks like it mine will start to climb pretty quickly once I hit positive net worth, but for now I'm at 6.41% up from 3.81% when I started tracking it in 2015.

It's been a little over 2 years and I've gone from 6.41% to 43.28%

Isn't it crazy when you're not fighting against interest, and it starts working FOR you instead of AGAINST you?

I'm still paying plenty of interest, but going from a big headwind to a slight tailwind feels great! I can only imagine what it will feel like in 2 more years, or 10!

[EndlessJourney]

Some interesting stats from that calculator:

90% percentile cutoff at age 65 is $2,433,000 (Wow! So 10% of 65-year olds have more than $2.4MM? Wow.)
90% percentile cutoff at age 66 is $1,453,300 (Again wow! Lot of seniors living it up during their first year of retirement! To the tune of $1MM vacations and exotic cars)
90% percentile cutoff at age 67 is $1,780,301 (Phew, those seniors have finally stopped partying and started saving again!)
90% percentile cutoff at age 68 is $1,566,620 (Okay)
90% percentile cutoff at age 69 is $2,440,000 (Wow! Let me in on whatever those 68-year olds invested in last year!)
90% percentile cutoff at age 70 is $1,402,400 (Easy come, easy go)

You'd expect the distribution curve to be much smoother. Such wild jumps seem to indicate a very small sample size.