Thanks to this thread, I researched like crazy...and we were approved tonight for the AT&T CC. Once we get the card and the link, we will order the phone. We were prepared to pay about $250-$350 for a used iPhone 5S (32/64GB). Right now, we are planning to get the iPhone 6 64GB which is exactly $649 (the iPhone 6S is about a $100 more so I don't think it is worth it).
COSTS:
- $95 annual fee
- $15 activation fee
- $45 monthly plan (can cancel after 15 days); 300MB, unlimited talk & text
- Taxes, fees, shipping, service (about $40)
- Possibly additional fees added to the monthly plan (up to $10?)
Total cost: $195 - $205
THINGS TO KNOW:
- Get the phone unlocked (by AT&T) before it is activated
- Must keep service for 15 days
- AT&T will also do another hard credit pull (plus the hard pull for applying for the Citi card)
Based on everything I can see, it will be worth it.
DH is on a Rogers plan right now for under $60/month. We plan to switch him to a pre-paid data only plan that will cost only about $120/year. He will use a VOIP app for phone/text. This is going to save us a bundle!!