Author Topic: Celebrations Thread  (Read 1648223 times)

thunderball

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Re: Celebrations Thread
« Reply #1500 on: April 01, 2017, 04:01:02 PM »
Turned in the cable box this morning.  Finally we are internet-only and will save ~$1,000 per year.
Having fewer programming choices feels oddly liberating!

Cherry Lane

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Re: Celebrations Thread
« Reply #1501 on: April 01, 2017, 04:07:55 PM »
Turned in the cable box this morning.  Finally we are internet-only and will save ~$1,000 per year.
Having fewer programming choices feels oddly liberating!

Good for you!  I haven't been able to bring myself to do this yet.   It's only been on the list for ~1.5 years.

Trifle

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Re: Celebrations Thread
« Reply #1502 on: April 03, 2017, 02:54:12 AM »
Turned in the cable box this morning.  Finally we are internet-only and will save ~$1,000 per year.
Having fewer programming choices feels oddly liberating!

Good for you Thunderball!  Between the $ savings and the freedom from advertising, you will not regret it. 

Chairman

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Re: Celebrations Thread
« Reply #1503 on: April 03, 2017, 08:17:02 AM »
DW and I joined the Two-Comma Club in investible assets this year. Then we bought a house. So summing up assets and liabilities, our net worth is about the same but our liquid assets have taken a $350k hit. Not sure if that means we are still in the club or not. (Actually, even if we count home equity in our net worth, we're temporarily out of the club because the purchasing and closing costs take us just below $1m again; but we should catch up again soon.)

Fearthebait

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Re: Celebrations Thread
« Reply #1504 on: April 04, 2017, 01:10:54 PM »
Just hit 1000 miles on my car that I have owned for 3 1/2 months. Down from my previous 800 miles per month that I used to drive. I usually will backpack to work and plan out all my errands to happen once per week, if not once bi-weekly. Once my bike/Grocery trailer is ready, I can cut another 6-8 miles per week off my vehicle mileage.

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Re: Celebrations Thread
« Reply #1505 on: April 04, 2017, 01:32:25 PM »
Just hit 1000 miles on my car that I have owned for 3 1/2 months. Down from my previous 800 miles per month that I used to drive. I usually will backpack to work and plan out all my errands to happen once per week, if not once bi-weekly. Once my bike/Grocery trailer is ready, I can cut another 6-8 miles per week off my vehicle mileage.

Well done!

Dollar Slice

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Re: Celebrations Thread
« Reply #1506 on: April 07, 2017, 10:51:33 AM »
Just got access to a 401(k) plan for the first time in a number of years. There's no company match so I was expecting a shitty plan - and it's kind of shitty in that there is a .9% fee taken off the top... but! There are Vanguard admiral funds! *happy dance* The tax savings will be huge for me as I'm in NYC and paying local/state/fed with just the standard deduction.

Izybat

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Re: Celebrations Thread
« Reply #1507 on: April 13, 2017, 06:52:40 PM »
Boom! Just sent the final payment on one of our credit cards. That's the third debt we've paid off since January. Only two more to go. I love the snowball method! (And random extra money getting thrown at us doesn't hurt.)

happy

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Re: Celebrations Thread
« Reply #1508 on: April 14, 2017, 09:18:23 PM »
Wow, some outstanding efforts here, well done everyone.

Rural

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Re: Celebrations Thread
« Reply #1509 on: April 15, 2017, 07:05:24 AM »
Turned down a promotion that would have increased compensation by about 25% and made my life a misery. No regrets, no angst. I wouldn't have minded the money, but we don't need it.

Cherry Lane

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Re: Celebrations Thread
« Reply #1510 on: April 15, 2017, 03:32:18 PM »
Turned down a promotion that would have increased compensation by about 25% and made my life a misery. No regrets, no angst. I wouldn't have minded the money, but we don't need it.

Yes!  Prioritizing happiness over income.  Good for you!

Chairman

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Re: Celebrations Thread
« Reply #1511 on: April 16, 2017, 09:14:15 AM »
Just realized we hit 100k in the 401k last week.

SingleMomDebt

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Re: Celebrations Thread
« Reply #1512 on: April 16, 2017, 10:27:50 AM »
Debt fell under the $70K mark
Networth hit the $50K mark


damnedbee

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Re: Celebrations Thread
« Reply #1513 on: April 21, 2017, 01:01:28 PM »
Investments hit $250,000 this week! Grow, little dollars, grow!

Saskatchewstachian

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Re: Celebrations Thread
« Reply #1514 on: April 21, 2017, 01:55:33 PM »
Paid off my last debt this month (apart from mortgage)!!!! It was a facepunch worthy car that I bought when I got my first big kid job. Had a 30k loan on it at 0% but was only making 75k at the time, ouch.

But the debt is gone now and NEVER coming back for a vehicle purchase. :)

marielle

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Re: Celebrations Thread
« Reply #1515 on: April 21, 2017, 01:59:12 PM »
Paid off my last debt this month (apart from mortgage)!!!! It was a facepunch worthy car that I bought when I got my first big kid job. Had a 30k loan on it at 0% but was only making 75k at the time, ouch.

But the debt is gone now and NEVER coming back for a vehicle purchase. :)

Don't feel too bad, a guy a work makes $12/hour and bought a used truck that will end up costing him $33k. The interest rate is 8.5% because he was 19 and had no credit. He ended up having to get another loan for tires.

Congrats on paying off debt!

BeautifulDay

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Re: Celebrations Thread
« Reply #1516 on: April 21, 2017, 06:15:48 PM »
So this month we bought a house with 20% down.  The same week our car broke down requiring a $1000 repair.  We were able to pay all of that and still have a little left over in the emergency fund.  It's amazing what you can do when you live below your means!  Gotta replenish that emergency fund some, but we will do that in a matter of months.  Used to think it would take years to save a few months expenses.  Loving our new approach to finances.

Trifle

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Re: Celebrations Thread
« Reply #1517 on: April 21, 2017, 07:24:58 PM »
So this month we bought a house with 20% down.  The same week our car broke down requiring a $1000 repair.  We were able to pay all of that and still have a little left over in the emergency fund.  It's amazing what you can do when you live below your means!  Gotta replenish that emergency fund some, but we will do that in a matter of months.  Used to think it would take years to save a few months expenses.  Loving our new approach to finances.

That is awesome BeautifulDay. Congratulations!

pachnik

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Re: Celebrations Thread
« Reply #1518 on: April 21, 2017, 07:48:53 PM »
Debt fell under the $70K mark
Networth hit the $50K mark

Wow!   Well done!

Abooki

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Re: Celebrations Thread
« Reply #1519 on: April 21, 2017, 08:24:01 PM »
Just paid off my last credit card payment. $6462  with $2700 payment to student loan debt monster( 55630$ now 52930$) making it  $9162 in 3 months

Discovered FIRE in late Dec thanks to my bf and drove in this January. And I can't imagine life without this mentality and now this community. 

DeskJockey2028

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Re: Celebrations Thread
« Reply #1520 on: April 25, 2017, 10:02:57 AM »
Just tipped over $300k net worth this morning! Next week's mortgage payment and 403(b) contributions should get us a little more firmly over that! Also, I had set a goal for myself to have $118k invested by June - and as of this morning I'm $101 over that. :D

starjay

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Re: Celebrations Thread
« Reply #1521 on: April 26, 2017, 09:35:23 AM »
Just paid off my last credit card payment. $6462  with $2700 payment to student loan debt monster( 55630$ now 52930$) making it  $9162 in 3 months

Discovered FIRE in late Dec thanks to my bf and drove in this January. And I can't imagine life without this mentality and now this community.

Whoo-hoo! Well done!

Saskatchewstachian

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Re: Celebrations Thread
« Reply #1522 on: April 27, 2017, 08:28:30 AM »
Passed the 100k in home equity this month! Bought the house 16 months ago so it feels like great progress! Normal payments had it sitting at ~$99,400 in equity so I put in the extra $600 just so I didn't have to wait until next month to see six digits.

Abooki

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Re: Celebrations Thread
« Reply #1523 on: April 27, 2017, 11:22:51 AM »
Just paid off my last credit card payment. $6462  with $2700 payment to student loan debt monster( 55630$ now 52930$) making it  $9162 in 3 months

Discovered FIRE in late Dec thanks to my bf and drove in this January. And I can't imagine life without this mentality and now this community.

Whoo-hoo! Well done!


Thank you :)

Abooki

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Re: Celebrations Thread
« Reply #1524 on: May 01, 2017, 12:48:41 PM »
WOW!!! congrats!!

Passed the 100k in home equity this month! Bought the house 16 months ago so it feels like great progress! Normal payments had it sitting at ~$99,400 in equity so I put in the extra $600 just so I didn't have to wait until next month to see six digits.

ToughMother

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Re: Celebrations Thread
« Reply #1525 on: May 06, 2017, 06:51:51 AM »
Came here to celebrate.  Just hit $750K net worth today (and see the note below for why this is an especially huge deal for ol' ToughMother!)

We started tracking and aggressively working on this, here are our benchmarks:
4/3/14    $430k (start)
9/19/14    $500k
11/6/14    $550k
5/9/15    $600k
4/13/16    $650k
9/7/16    $700k
5/6/17   $750k

We also paid cash for major house remodeling ($48k) and started to pay for a wedding between oct 2016 and this month (with another $20K wedding costs to come between now and october).  Neither of us make a ton, but we're rocking it.

MMM mentality to the rescue! (BTW, truly a rescue for me -- I was out of the workforce for 8 years due to meningitis and recovery.  I'm grateful I never went bankrupt even though I dealt with huge medical bills, no income, no family support.  So working now and being able to put money away is a big deal even though age-wise, I'm way behind many of you.)

NinetyFour

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Re: Celebrations Thread
« Reply #1526 on: May 07, 2017, 09:21:47 AM »
Came here to celebrate.  Just hit $750K net worth today (and see the note below for why this is an especially huge deal for ol' ToughMother!)

We started tracking and aggressively working on this, here are our benchmarks:
4/3/14    $430k (start)
9/19/14    $500k
11/6/14    $550k
5/9/15    $600k
4/13/16    $650k
9/7/16    $700k
5/6/17   $750k

We also paid cash for major house remodeling ($48k) and started to pay for a wedding between oct 2016 and this month (with another $20K wedding costs to come between now and october).  Neither of us make a ton, but we're rocking it.

MMM mentality to the rescue! (BTW, truly a rescue for me -- I was out of the workforce for 8 years due to meningitis and recovery.  I'm grateful I never went bankrupt even though I dealt with huge medical bills, no income, no family support.  So working now and being able to put money away is a big deal even though age-wise, I'm way behind many of you.)

Nice work, ToughMother!!  Very happy for you.

That's a hell of an expensive wedding...yikes!

dougules

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Re: Celebrations Thread
« Reply #1527 on: May 08, 2017, 11:04:11 AM »
Came here to celebrate.  Just hit $750K net worth today (and see the note below for why this is an especially huge deal for ol' ToughMother!)

We started tracking and aggressively working on this, here are our benchmarks:
4/3/14    $430k (start)
9/19/14    $500k
11/6/14    $550k
5/9/15    $600k
4/13/16    $650k
9/7/16    $700k
5/6/17   $750k

We also paid cash for major house remodeling ($48k) and started to pay for a wedding between oct 2016 and this month (with another $20K wedding costs to come between now and october).  Neither of us make a ton, but we're rocking it.

MMM mentality to the rescue! (BTW, truly a rescue for me -- I was out of the workforce for 8 years due to meningitis and recovery.  I'm grateful I never went bankrupt even though I dealt with huge medical bills, no income, no family support.  So working now and being able to put money away is a big deal even though age-wise, I'm way behind many of you.)

Congrats.  You're still way ahead of the average Joe/Jane. 

ToughMother

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Re: Celebrations Thread
« Reply #1528 on: May 13, 2017, 07:33:27 AM »

author=dougules link=topic=3488.msg1544451#msg1544451 date=1494263051
Quote

Congrats.  You're still way ahead of the average Joe/Jane.

Thanks a mil (3/4 that is), dougules!!!  Appreciate the support from fellow/ette Badasses!
« Last Edit: June 04, 2017, 07:14:20 PM by ToughMother »

ToughMother

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Re: Celebrations Thread
« Reply #1529 on: May 13, 2017, 07:41:03 AM »

Nice work, ToughMother!!  Very happy for you.

That's a hell of an expensive wedding...yikes!

Hi NinetyFour and thanks for the kudos.  I know you are on a similar trajectory.  I know you carefully spend in your areas of great joy like camping and hiking.  We do too but we're more homebodies and love the outdoors too (minus the camping part).  So we spend our hard-earned money on the things that make us happy like our house and our wedding with dear friends and family from all over the country. 

There will be fabulous food, music, flowers, dancing, bonfire, and mountains to enjoy together with friends and family from our whole lives.  We're getting many great deals for the shindig we're putting on and couldn't be happier to spend the money that we saved for this experience. Could we have done a quicky wedding for <$100?  Of course.  But this is an experience that we're both looking forward to (followed by a trip to Italy the next year once we save up again).  Everything cash!!

Pooperman

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Re: Celebrations Thread
« Reply #1530 on: May 13, 2017, 09:32:22 AM »
We will pass the $100k mark on Monday morning when I get paid. Took us just under 3 years to go from no savings and a car (worth about $8k at the time) to attaining a six-figure net worth.

Inaya

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Re: Celebrations Thread
« Reply #1531 on: May 15, 2017, 02:33:15 PM »
We will pass the $100k mark on Monday morning when I get paid. Took us just under 3 years to go from no savings and a car (worth about $8k at the time) to attaining a six-figure net worth.
Congrats! That's a big milestone!

Pooperman

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Re: Celebrations Thread
« Reply #1532 on: May 15, 2017, 03:54:49 PM »
We will pass the $100k mark on Monday morning when I get paid. Took us just under 3 years to go from no savings and a car (worth about $8k at the time) to attaining a six-figure net worth.
Congrats! That's a big milestone!

Thanks! Looks like $100,500 roughly as of day's end due to the markets. Very happy to finally cross that line. Investments lag behind at about $60k, but they'll catch up in another year or two.

Secretly Saving

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Re: Celebrations Thread
« Reply #1533 on: May 15, 2017, 04:55:18 PM »
Thoroughly happy to have just started the process to refinance our primary home at a lower interest rate and to a 15 yr mortgage with under $100 in costs! 

On top of that, also thrilled to be refinancing a rental property with the same basic deal (down to from 30 yr to a 15 yr, decent drop in the rate etc) and due to property value increases, we are also now able own another rental out right by the end of the deal.

Yippee! 

Izybat

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Re: Celebrations Thread
« Reply #1534 on: May 16, 2017, 06:39:30 PM »
I just tallied it up and realized that my various 401Ks/TSPs/IRAs total up to over $100,000! I was expecting to hit it this year, but not until later. I can't believe I missed it until now.

NinetyFour

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Re: Celebrations Thread
« Reply #1535 on: May 16, 2017, 07:17:26 PM »

Nice work, ToughMother!!  Very happy for you.

That's a hell of an expensive wedding...yikes!

Hi NinetyFour and thanks for the kudos.  I know you are on a similar trajectory.  I know you carefully spend in your areas of great joy like camping and hiking.  We do too but we're more homebodies and love the outdoors too (minus the camping part).  So we spend our hard-earned money on the things that make us happy like our house and our wedding with dear friends and family from all over the country. 

There will be fabulous food, music, flowers, dancing, bonfire, and mountains to enjoy together with friends and family from our whole lives.  We're getting many great deals for the shindig we're putting on and couldn't be happier to spend the money that we saved for this experience. Could we have done a quicky wedding for <$100?  Of course.  But this is an experience that we're both looking forward to (followed by a trip to Italy the next year once we save up again).  Everything cash!!

Oh, I didn't realize it was YOUR wedding!  Congratulations!!  Sounds like it will be a wonderful event, and yes, by all means, if you want to spend money on that and it will make you happy and you can afford it, then go for it!!  I hope that your wedding and your marriage are everything you are hoping for!  :)

Pooperman

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Re: Celebrations Thread
« Reply #1536 on: May 16, 2017, 07:39:39 PM »
I just tallied it up and realized that my various 401Ks/TSPs/IRAs total up to over $100,000! I was expecting to hit it this year, but not until later. I can't believe I missed it until now.

Very nice!

Cookie78

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Re: Celebrations Thread
« Reply #1537 on: May 25, 2017, 05:38:45 AM »
Sold my car yesterday! Used the profits to max my RRSP!

Sibley

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Re: Celebrations Thread
« Reply #1538 on: May 26, 2017, 05:57:20 AM »
I bought a house! Closed on Monday, get possession today.

NESailor

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Re: Celebrations Thread
« Reply #1539 on: June 02, 2017, 01:12:28 PM »
I bought a house! Closed on Monday, get possession today.

Congrats!


NESailor

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Re: Celebrations Thread
« Reply #1540 on: June 02, 2017, 01:14:54 PM »
Got an offer letter today.  Current total annual comp is around 92K in a LCOL area.  This includes some variable comp.  New offer from a different business in a completely different industry (but a related function - financial stuff) is 118K and change - straight salary.  Better benefits too.  I don't think I can refuse this one!

dreadmoose

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Re: Celebrations Thread
« Reply #1541 on: June 02, 2017, 01:20:24 PM »
Sold my car yesterday! Used the profits to max my RRSP!

Congratulations! That's a huge one I've been toying with but talk myself out of every time eventually (one truck household, wife uses it way more and it's in great condition right now).

Rural

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Re: Celebrations Thread
« Reply #1542 on: June 02, 2017, 08:30:43 PM »
Husband just got upgraded from a teaching assistantship to a fellowship. More money, fully paid health insurance, and no work requirement. Guaranteed support at that level until he defends his dissertation (assuming he doesn't suck, of course).

Freckles

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Re: Celebrations Thread
« Reply #1543 on: June 02, 2017, 10:59:48 PM »
Woo-hoo!

dougules

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Re: Celebrations Thread
« Reply #1544 on: June 03, 2017, 02:11:52 PM »
Holy Fuck!  We're millionaires. 

Izybat

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Re: Celebrations Thread
« Reply #1545 on: June 03, 2017, 03:40:09 PM »
Holy Fuck!  We're millionaires.

Congrats! That's seriously amazing. I can't wait to say that myself (though that is a long way off for us).

dougules

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Re: Celebrations Thread
« Reply #1546 on: June 03, 2017, 04:52:40 PM »
Holy Fuck!  We're millionaires.

Congrats! That's seriously amazing. I can't wait to say that myself (though that is a long way off for us).

I thought it was for us, too.  It came a lot quicker than I expected. 

ToughMother

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Re: Celebrations Thread
« Reply #1547 on: June 04, 2017, 05:45:01 PM »
Holy Fuck!  We're millionaires.

Holy Fuck indeed!!! A million congratulations!!! (Take us all to mustache school!)

MinnieAG

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Re: Celebrations Thread
« Reply #1548 on: June 09, 2017, 09:20:36 AM »
At 22 years old I reached a six figure net worth this week!!

dougules

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Re: Celebrations Thread
« Reply #1549 on: June 09, 2017, 10:49:25 AM »
At 22 years old I reached a six figure net worth this week!!

Congrats. If you don't mind me asking, how did you get there so early?