Author Topic: Celebrations Thread  (Read 387469 times)

Public Hermit

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Re: Celebrations Thread
« Reply #750 on: September 10, 2014, 09:06:03 AM »
I guess you could say this is a "celebration".

I just made a $4,900 student loan payment, or more than 50% of my entire student loan balance.

Just a few more months and my student loans will be paid off. I am projecting by late January 2015.
So I was sitting in my cubicle today, and I realized, ever since I started working, every single day of my life has been worse than the day before it. So that means that every single day that you see me, that's on the worst day of my life. -Office Space

Sister C

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Re: Celebrations Thread
« Reply #751 on: September 13, 2014, 07:11:04 PM »
I love this thread! All these successes are an inspiration.

My mini-celebration is posting my wedding dress for sale online. It's the first thing I've ever sold online-- before this I have always donated/swapped/gifted.

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Re: Celebrations Thread
« Reply #752 on: September 19, 2014, 04:16:24 PM »
Paid off my car today.  Sold it for a small profit and invested the equity in Exon stocks.  I now live in a boarding house 2 blocks from work and can Bike to survive.  I earn over 60,000 a year and am debt free.  I can now save more than 50 percent of my income and I do have a defined pension plan.   Thanks Mr. Money, Jacob Early Retirement Extreme, Your Money or Your Life, The Millionaire Next Door. 

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Re: Celebrations Thread
« Reply #753 on: September 19, 2014, 04:21:03 PM »
I Forgot to say I received a ten thousand dollar a year raise.  To fight Hedonistic adaptation I downsized from an apartment to a rooming house, sold my car  and got a bicycle.  My co-workers and fellow tenants think I'm on my last legs.  They have no idea I'm on my way to freedom.  No debts, IRA Defined Pension Plan, Savings account , Brokerage account and Annuity.

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Re: Celebrations Thread
« Reply #754 on: September 19, 2014, 11:31:55 PM »
I Forgot to say I received a ten thousand dollar a year raise.  To fight Hedonistic adaptation I downsized from an apartment to a rooming house, sold my car  and got a bicycle.  My co-workers and fellow tenants think I'm on my last legs.  They have no idea I'm on my way to freedom.  No debts, IRA Defined Pension Plan, Savings account , Brokerage account and Annuity.

Now that is badass! Get a huge salary increase, decrease your consumption/ Great formula for FIRE.

Helvegen

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Re: Celebrations Thread
« Reply #755 on: September 22, 2014, 11:58:00 AM »
My husband is finally starting to come around to the idea of moving back east in a few years in order to buy a house and be closer to family (we have none out here). I brought this up about two months ago and he was fairly resistant. I understand why. There are a lot of good points to living in the PNW that can't be found in the Midwest/Great Lakes, which were why we moved out here in the first place a few years back. But a lot about our situation has changed over the time we have been here and moving back looks more and more of an attractive option. Yesterday, he finally saw what kinds of opportunities we are missing out on by living here and he is becoming more convinced. Particularly helpful was a friend chatting to him recently about the very nice house he just bought for $130k. You can't even get a teardown here for that!

Joggernot

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Re: Celebrations Thread
« Reply #756 on: September 23, 2014, 02:34:36 PM »
We had guests two weeks ago and one thing we learned was that the guests turned on the fan in the bathroom with every visit and forgot to turn it off.  We'd come home from showing them around town and notice that the fan was still on.

This is a small town so none of the stores in town carried a timer switch; Lowes in the next town over didn't have any either, so ended up going to Amazon to purchase two timer switches.

They arrived and I was able to install them myself, even though I don't like working with electricity and normally have someone do it for me.  Only problem came when the original wire wasn't long enough to let me just install the timer, so I had to go to the hardware store (on electric golf cart) and buy 2 feet of wire (lots extra) to finish the installations.

They work perfectly and look good, too.  Now the timer will turn the fan off even if the guests forget.  Probably just a mini-celebration.
« Last Edit: September 23, 2014, 02:37:35 PM by Joggernot »

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Re: Celebrations Thread
« Reply #757 on: September 23, 2014, 04:06:01 PM »
We had guests two weeks ago and one thing we learned was that the guests turned on the fan in the bathroom with every visit and forgot to turn it off.  We'd come home from showing them around town and notice that the fan was still on.

This is a small town so none of the stores in town carried a timer switch; Lowes in the next town over didn't have any either, so ended up going to Amazon to purchase two timer switches.

They arrived and I was able to install them myself, even though I don't like working with electricity and normally have someone do it for me.  Only problem came when the original wire wasn't long enough to let me just install the timer, so I had to go to the hardware store (on electric golf cart) and buy 2 feet of wire (lots extra) to finish the installations.

They work perfectly and look good, too.  Now the timer will turn the fan off even if the guests forget.  Probably just a mini-celebration.

I had just found out about these, and they seem awesome. Good for you!! And electricity is not that scary, as long as you don't get electrocuted.
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Re: Celebrations Thread
« Reply #758 on: September 27, 2014, 09:47:30 PM »
Paid off another student loan this month.  :)

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Re: Celebrations Thread
« Reply #759 on: September 29, 2014, 10:50:36 AM »
Offer accepted to purchase our first rental house!

Actually, we are getting 1.25 rentals out of the deal because we will convert our current home into the full rental, and the new place will be our primary home with the basement rented out!

The double bonus is that we will get to ditch the car completely since our commutes will be entirely on side roads or bike paths!

arebelspy

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Re: Celebrations Thread
« Reply #760 on: September 29, 2014, 12:39:20 PM »
Offer accepted to purchase our first rental house!

Actually, we are getting 1.25 rentals out of the deal because we will convert our current home into the full rental, and the new place will be our primary home with the basement rented out!

The double bonus is that we will get to ditch the car completely since our commutes will be entirely on side roads or bike paths!

Nice, congrats!
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orbix

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Re: Celebrations Thread
« Reply #761 on: September 30, 2014, 12:20:00 AM »
Finished the front strut replacement on our 2003 Golf TDi (w/ ~190k miles on it) this afternoon/evening. Four corners suspension refresh is coming out to about $400 including the couple of tools we didn't own already, and those will see future use as well (bringing down the cost of future maintenance)!

dr72

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Re: Celebrations Thread
« Reply #762 on: September 30, 2014, 12:30:59 PM »
This seems like the best thread for this post.  I found this blog at some point last year and read all the posts and started to really think about what we spent money on and what we actually needed.  We've come a long way since, and by the end of this year will be debt free except for student loans and a mortgage, which is a huge improvement but we're still not close to being real  Mustachian's like so many of you. 

The best part of this continuing journey was the feeling I had last week.  My boss let me know that upper management was probably going to "change their minds" and change the requirements and experience required for my job and that I had something like 3-9 months before they would let me go.  It was the first time I've been in that situation where I wasn't in a panic, wasn't worried, and didn't immediately feel like throwing up.  I felt .. fine!  We've simplified our life, reduced our expenses, and are relatively debt free which means I don't need to panic and I can take the time find a job on my terms and not scramble for just "anything". 

Thanks for all the posters in this forum, as a lurker and someone who rarely posts, this forum is very helpful and inspiring.

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Re: Celebrations Thread
« Reply #763 on: September 30, 2014, 12:57:42 PM »
This seems like the best thread for this post.  I found this blog at some point last year and read all the posts and started to really think about what we spent money on and what we actually needed.  We've come a long way since, and by the end of this year will be debt free except for student loans and a mortgage, which is a huge improvement but we're still not close to being real  Mustachian's like so many of you. 

The best part of this continuing journey was the feeling I had last week.  My boss let me know that upper management was probably going to "change their minds" and change the requirements and experience required for my job and that I had something like 3-9 months before they would let me go.  It was the first time I've been in that situation where I wasn't in a panic, wasn't worried, and didn't immediately feel like throwing up.  I felt .. fine!  We've simplified our life, reduced our expenses, and are relatively debt free which means I don't need to panic and I can take the time find a job on my terms and not scramble for just "anything". 

Thanks for all the posters in this forum, as a lurker and someone who rarely posts, this forum is very helpful and inspiring.

What a freeing feeling.  Congratulations!  :D
We are two former teachers who accumulated a bunch of real estate, retired at 29, and now travel the world full time with a kid.
If you want to know more about me, or how we did that, or see lots of pictures, this Business Insider profile tells our story pretty well.
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MrsSmitty

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Re: Celebrations Thread
« Reply #764 on: October 02, 2014, 06:37:48 AM »
Even with the downturn in the market the last few days my September net worth (as of 9/30) went above $300K for the first time ever!! Granted by the end of 10/1 it was back down to $298K. Hoping to get back above and stay there in the next month or three! Yay!

beaster

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Re: Celebrations Thread
« Reply #765 on: October 03, 2014, 05:53:42 AM »
Went from two cars to one!


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Re: Celebrations Thread
« Reply #766 on: October 04, 2014, 10:30:08 AM »
We spent $84 on food last month. I told a few co-workers and they were flabbergasted. "What do you eat? DO you eat?"

It's really low, even for us (normal is $150-200/mo), so I was amazed when we tallied up all the receipts the other night. And included in that $84 is $13 of guacamole that was totally a splurge, which makes "actual" food costs closer to $71.

Misstachian

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Re: Celebrations Thread
« Reply #767 on: October 04, 2014, 08:24:09 PM »
I got a great job offer on Friday. In addition to getting to work with someone who is a legend in my field on a small team, I was offered a title bump and a terrific salary hike. I thanked her profusely, talked about how excited I am, said I'd like the weekend to speak to my husband, although I already knew what my answer would be. I'm non-confrontational by nature but I screwed up my courage at the last minute (thanks in no small part to reading these boards daily and knowing I really, really should) and asked if there was "any movement in the starting salary, since this is the big career jump and I hope to be there many years."

That one half-sentence improved my already generous offer by $5000, and I plan to accept tomorrow.

I read all the time but post rarely and I'm so grateful for all the expertise and cheerleading that goes on here. I knew I'd feel like a really wimpy mustachian if I didn't at least ask and I'm glad I did!

FiveSigmas

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Re: Celebrations Thread
« Reply #768 on: October 04, 2014, 11:53:23 PM »
I'm non-confrontational by nature but I screwed up my courage at the last minute (thanks in no small part to reading these boards daily and knowing I really, really should) and asked if there was "any movement in the starting salary, since this is the big career jump and I hope to be there many years."

That one half-sentence improved my already generous offer by $5000, and I plan to accept tomorrow.

I loved this part. Congratulations on the new job!

NinetyFour

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Re: Celebrations Thread
« Reply #769 on: October 05, 2014, 05:48:43 AM »
That is awesome news, Missatachian!  Congrats for getting the offer and for asking for more!
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Re: Celebrations Thread
« Reply #770 on: October 06, 2014, 01:28:01 PM »
Well, today was the day... I officially gave notice to my employer. My knees were weak and my heart pounding as I ascended the stairs to where my bosses reside in our office. I started with some lame small talk, but sensed I should just get on with it. I told them I was leaving the company. Everyone took it remarkably well. I think I had dropped enough hints over the years that it wasn't a big surprise. No attempts to convince me to stay. But there was the repeated, perplexed question: "What are you going to do all day?"

Whatever I want. Starting in 7 weeks, at 42 years old, I will become one of the FIRE'd. :)

Congrats!  What an awesome feeling.

This thread started when I posted in another poster's thread (Phoebe) about both of us reaching $300k at around the same time and ARS said ok lets have a sticky for everyone's achievements.

In honor of Phoebe and marty's accomplishments, I started a mini-celebrations thread here: http://www.mrmoneymustache.com/forum/welcome-to-the-forum/celebrations-thread/

I thought it was 2 years ago, but actually it wasn't, it was only 18 months. At the time I said to myself, ok, lets try and go up by $60k a year.

I think I just hit $500k last week! I wonder if Phoebe is still around? She must be close to $1m at the rate she was going....

Apartment: $495k
Loan less cash offset: ($80k)
Net shares: $35k
Super: $54k

Total $504k

wowee :0

Well done!  Semi-Millionaire is an awesome accomplishment.  :)

I too hope Phoebe is doing well.

Hi guys!  I've been reading the forums but haven't logged in for months and missed this little shout out!  I'm still here, just poking around on the sly :)  I'm not up to $1M yet, I think I'm around $653K today - after last year's market run I was hoping I'd be farther along, but this year is a bit slower for gains.  I'd really like to get to $700K this year, and with any luck $1M around March 2016, but I'm in sales so that's very dependent on commissions and how the market as a whole does.  Congratulations on your $500K accomplishment!!!  That's huge!!!  And thanks for the kind thoughts!

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Re: Celebrations Thread
« Reply #771 on: October 06, 2014, 05:32:50 PM »
Just hit $100k net worth last month!!

Also increased my 401k contribution to 25% from 20% this past week.

Just joined this forum last week and I have a lot of new found motivation to exit the rat race as soon as possible!
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Re: Celebrations Thread
« Reply #772 on: October 11, 2014, 08:27:27 PM »
My celebration today:  I am two months married, and I have been nicely suggesting to my husband for a while that he change his 401k investments to low cost index funds.

We did it today, and he asked a bunch of questions and was really interested!  So, first celebration, husband has come around to learning about investments.  Second celebration, we will save hundreds per year in fees and probably increase returns for something that took us 30 minutes.

Well, 30 minutes if you don't count all of my reading/ podcast learning time learning about personal finance.  But that's priceless anyway.  :)

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Re: Celebrations Thread
« Reply #773 on: October 12, 2014, 08:18:18 PM »
I live a mile away from where a work, but never even thought of biking until I started reading MMM. I bought myself a bike last month and am loving the ride! The mile includes crossing over a large hill, so I still get a good workout doing it.  I'm also selling my beloved car because even though it was bought in cash, we don't need two cars.

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Re: Celebrations Thread
« Reply #774 on: October 13, 2014, 05:48:53 AM »
My celebration today:  I am two months married, and I have been nicely suggesting to my husband for a while that he change his 401k investments to low cost index funds.

We did it today, and he asked a bunch of questions and was really interested!  So, first celebration, husband has come around to learning about investments.  Second celebration, we will save hundreds per year in fees and probably increase returns for something that took us 30 minutes.

Well, 30 minutes if you don't count all of my reading/ podcast learning time learning about personal finance.  But that's priceless anyway.  :)

Getting on the same team with your husband is the really priceless action! Congratulations on your marriage and your personal finances!

rocksinmyhead

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Re: Celebrations Thread
« Reply #775 on: October 13, 2014, 07:01:55 AM »
Just hit $100k net worth last month!!

Also increased my 401k contribution to 25% from 20% this past week.

Just joined this forum last week and I have a lot of new found motivation to exit the rat race as soon as possible!

Congrats!! $100k is an exciting milestone for sure!

My celebration today:  I am two months married, and I have been nicely suggesting to my husband for a while that he change his 401k investments to low cost index funds.

We did it today, and he asked a bunch of questions and was really interested!  So, first celebration, husband has come around to learning about investments.  Second celebration, we will save hundreds per year in fees and probably increase returns for something that took us 30 minutes.

Well, 30 minutes if you don't count all of my reading/ podcast learning time learning about personal finance.  But that's priceless anyway.  :)

Getting on the same team with your husband is the really priceless action! Congratulations on your marriage and your personal finances!

Agreed, this is awesome :)

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Re: Celebrations Thread
« Reply #776 on: October 14, 2014, 12:13:45 PM »
Small celebration:  Got a raise ($300 pre-tax, $150 post-tax).  Rather than be bummed about how much the taxes killed it I put the entire pretax amount into my TSP contributions.  Am now only $100 short of being 'on pace' to max out, which I will easily increase to by the end of the year.  (Currently we are trying to rebuild savings so want to keep more cash flow than we really need). 

The best part is raising my retirement contribution made me SO HAPPY.  I was refreshing the pay stub website obsessively trying to get the exact amount of the raise, so I could make the TSP change.  I suspect within a couple of paychecks I'll go in and bump it to the max-out pace, just because. 

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Re: Celebrations Thread
« Reply #777 on: October 21, 2014, 11:47:36 AM »
I just realized that our net worth is at $50,000.  Pretty good when this time last year I was not working (getting my Master's) and my husband was working on a PhD, earning $26K and we have a kid.

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Re: Celebrations Thread
« Reply #778 on: October 21, 2014, 04:40:18 PM »
Finally road the bike to work for the first time! I've been procrastinating since I got it about 2 months ago. The route is 9.75 miles round trip and I averaged 10.83 mph. I saved about a half-tank of gas or $1.45 in these parts and it only added about 30 mins to my total commute time. Not the greatest ROI, but over time it WILL add up.

Plus I also got a tough workout that I wasn't quite prepared for (monster hills popped out of nowhere...) AND I learned that I need a lot more practice with using gears efficiently.

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Re: Celebrations Thread
« Reply #779 on: October 24, 2014, 07:11:13 AM »
Sorta found this thread accidentally, so many recent things to celebrate!

1) Got a small bonus ($400) by switching to the HDHP instead of the EPO I had when I joined the company (for 2 months). Employer gives a set amount towards insurance, the HDHP is about $700/yr less than the EPO (which is ~ what the employer will pay for without me contributing). I got $400 of that, and next year they will contribute towards the HSA and make it policy.

2) I got an IRA after finding MMM, and I will fully fund it using my e-fund (it's a Roth).

3) Maxing the HSA I got after finding MMM.

4) I am moving. Just signed the lease on the shiny old apartment (really good deal for the area, rent controlled, etc). $951/mo rent. Moving + deposit + first month's rent is expensive, however (~$3k). My mustache is currently sad about this, but I'm happy.

5) I have access to a 401(k) now, but I don't make enough to max it yet (:()

looking for FI

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Re: Celebrations Thread
« Reply #780 on: October 27, 2014, 05:57:38 AM »
Just started reading the blog last month. We dropped our spending from 9,840 last month to 6,420 this month. We still have many things we can improve but I can honestly say I don't feel like we have made sacrifices just different choices. Looking forward to dropping that number even further next month. :-)

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Re: Celebrations Thread
« Reply #781 on: October 27, 2014, 07:04:18 AM »
Just started reading the blog last month. We dropped our spending from 9,840 last month to 6,420 this month. We still have many things we can improve but I can honestly say I don't feel like we have made sacrifices just different choices. Looking forward to dropping that number even further next month. :-)

Wow, that's a huge drop!

That amount saved, instead of spent, over 10 years at 8% interest will be about $625,000!

PLUS spending that much less means you need to save $1,026,000 LESS for retirement at a 4% SWR (e.g. you'd have had to save 1MM more to support that extra spending that you won't need to save now).

It's amazing how big of a difference changing spending habits can make.

Well done! :)
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looking for FI

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Re: Celebrations Thread
« Reply #782 on: October 27, 2014, 10:53:50 AM »
Thanks looking at those numbers it makes me even more determined to get it down to 5k. :-)

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Re: Celebrations Thread
« Reply #783 on: October 29, 2014, 01:57:25 PM »
This is sort of a cheat but... in response to the first "Weekly Challenge" post, I decided to cut $100 from this week's budget by dropping my membership to the town Rotary Club, which came due this week.

I lose a fancy meal once a week hobnobbing with the movers and shakers of the city, as well as the social prestige it brings. But I don't have to pay $145 every three months on community service that I much prefer to do with my own hands. I plan to still help out where I can. But the money basically going to buying me a fine meal... back into the wallet she goes.

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Re: Celebrations Thread
« Reply #784 on: October 31, 2014, 06:21:30 AM »
In the past year, I've cut our expenses by 3K per year by doing the following:

packing lunches for daughter/cheaper lunches for hubby      306
Switching from TW to 'free' google fiber                         744
Better rates on rental insurance                                    700
Better rate on primary insurance                              200
Switched to Geico for cars                                                 588
Cell phone switch                                                        384
Got rid of Netflix                                                                     96
giving myself hair cuts/no more coloring                                       240
DH doing own haircuts                                                           120
                        
                        
                        
For a grand total of :  $3378. 


Goal next year:  $2388 by doing the following:  Getting rid of PMI, travel hacking to decrease our spendy travel ways, lower utilities and less paper towel/disposable usage.                   
                        
                        
                        
                        
Knowing I decreased our expenses by 3K a year almost makes the 10K+ foundation work we are about to pay for hurt a little less.  Gah. 

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Re: Celebrations Thread
« Reply #785 on: October 31, 2014, 06:26:36 AM »

Switching from TW to 'free' google fiber                         744


Oh man, I want Google Fiber so bad!!! I'm jealous. Congrats on your accomplishments!!
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Re: Celebrations Thread
« Reply #786 on: October 31, 2014, 06:29:03 AM »
The cool Google fiber isn't free, but at least it's not TW.  :D  Our free version is working just fine for us, but at most we are streaming a Netflix movie (or were...NF is gone now!) plus having one or two people on the wifi.  So it works for our needs.  YMMV. 

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Re: Celebrations Thread
« Reply #787 on: November 02, 2014, 02:55:36 PM »
Both our paychecks came in on Friday, pushing our net worth above 6 figures for the first time.  We've got a long way to go - both regarding our lifestyle choices and our investment balances, but I'm hoping the first 100,000 is the hardest :)  I had heard that when you break 100,000 in Personal Capital they connect you with a personal advisor, and we got an introductory email from our assigned advisor this weekend.  We won't be availing ourselves of his services, but it does make me laugh to be considered a high roller.

plainjane

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Re: Celebrations Thread
« Reply #788 on: November 03, 2014, 06:18:12 AM »
I'm hoping the first 100,000 is the hardest :) 

Congratulations on the achievement.  I do think the first $100k of net worth is the hardest.  Because most of us had to make real changes/tradeoffs to get there, but once you've done it, those habits are in place, so you can let inertia take you a big part of the way.  You may have still more lifestyle choices to make, but you are already thinking about them and what makes sense for your goals. 
Using procrastination to my advantage since 2001.

rocksinmyhead

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Re: Celebrations Thread
« Reply #789 on: November 03, 2014, 06:59:44 AM »
My 401K just surpassed $50K! Yeah!!! Next goal is $100K net worth, I'm about $10K away :)

powersuitrecall

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Re: Celebrations Thread
« Reply #790 on: November 03, 2014, 10:49:26 AM »
We've been struggling to bring down our monthly $1K grocery bill.  October's total came it at ~$750!  Woo!  What changes did we make?
- Meal planning

That's it :)  It's not nearly as low as it could go, but it's a start.

Prairie Gal

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Re: Celebrations Thread
« Reply #791 on: November 03, 2014, 06:28:37 PM »
Today I made the final payment on my home equity line of credit. My husband died 23 months ago, and we owed $93,000 on the heloc on that day. I am over the moon that I was able to accomplish this goal. Two years ago things looked very bleak, but I put my head down and with laser focus got it done.

I am very proud to be able to say that I now do not owe anything to anyone. I an totally debt free! 

Jon_Snow

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Re: Celebrations Thread
« Reply #792 on: November 03, 2014, 06:35:58 PM »
Inspiring, Prairie Gal. I root a bit harder for the Canadians on this forum.

tmac

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Re: Celebrations Thread
« Reply #793 on: November 03, 2014, 06:49:38 PM »
Prairie Gal, that's wonderful! Congratulations! What a relief it must be to be free of that weight on your shoulders.


My own celebration: I just initiated the transfer that will pay off our last car loan. Thank god. So tired of that damn thing. Never again.

arebelspy

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Re: Celebrations Thread
« Reply #794 on: November 03, 2014, 06:49:54 PM »
So sorry for your loss, Prairie Gal.  Way to take charge and turn things around financially.  Congrats!
We are two former teachers who accumulated a bunch of real estate, retired at 29, and now travel the world full time with a kid.
If you want to know more about me, or how we did that, or see lots of pictures, this Business Insider profile tells our story pretty well.
We (occasionally) blog at AdventuringAlong.com.
You can also read my forum "Journal."

HairyUpperLip

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Re: Celebrations Thread
« Reply #795 on: November 03, 2014, 07:31:37 PM »
Going to begin maxing out my 401k
salary = 96500
401k before = 5%
401k now = 20%

Next step... High deductible plan and HSA. :)


OptimizeOptimism

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Re: Celebrations Thread
« Reply #796 on: November 04, 2014, 07:08:38 AM »
Hit 100k net worth at the end of October!

Last week I also put together a spreadsheet to outline my plan to front load maxing out my 401k next year. :)

1967mama

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Re: Celebrations Thread
« Reply #797 on: November 05, 2014, 02:00:30 PM »
Reduced our electricity consumption by 13% from November 2013 - November 2014 (thanks to MMM) and earned a $75 cheque from our power company!

G-dog

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Re: Celebrations Thread
« Reply #798 on: November 05, 2014, 05:01:29 PM »
Today I made the final payment on my home equity line of credit. My husband died 23 months ago, and we owed $93,000 on the heloc on that day. I am over the moon that I was able to accomplish this goal. Two years ago things looked very bleak, but I put my head down and with laser focus got it done.

I am very proud to be able to say that I now do not owe anything to anyone. I an totally debt free!
I am so sorry about the loss of your husband. That can really knock folks off balance, making your accomplishment even MORE impressive.  Congratulations on being debt free!

G-dog

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Re: Celebrations Thread
« Reply #799 on: November 05, 2014, 05:06:28 PM »
I finally took a lot of change I had been collecting long ago and deposited it in the bank - about $280 in change.  I also got check in a class action suit - $30, so almost $300 to the bank!

Not a lot, but it still makes me happy!