Been reading MMM for about 2 weeks, started to make some changes in order to reach a short term goal of reaching £50k stashed by Xmas (got approx. £41k saved currently).
1). After talking about following a budget for years, we've finally started one, via YNAB. It's gonna be fascinating seeing where our cash goes each month, and ultimately deciding where it goes. Gonna use the envelope system.
2). Cancelled my PS4 preorder with a couple of games, saving myself £450.
3). Cancelled a kettlebell and Olympic lifting 2 day workshop in London next month, which with hotels, travelling and food probably would have cost ~£1000.
4). Started cooking all food from scratch, planning meals in advance, thus avoiding 'having to eat out' due to no food in the house.
5). Started cycling to work on the days I don't have to drop my toddler off at childcare, 2 to 3 days a week. I only live 2.5 miles from work, so no excuse really.
6). Have been extra vigilant in turning off lights, tv's etc. around the house when not in use. Have also changed energy provider to a cheaper provider.
7). Changed bank account, (first time since college, 15 years ago) to Santander 123, which gives cashback for all utility bills, plus got the Santander credit card, which gives cashback for diesel.
8). Have sold over £800 of unwanted stuff on eBay (old phones, iPods, ps3 games, watches).
I feel these are all positive first steps to financial independence. Can't wait to get there.