Author Topic: Celebrations Thread  (Read 1186315 times)

Glenstache

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Re: Celebrations Thread
« Reply #1900 on: February 22, 2019, 05:52:40 PM »
Rolled over the odometer on the combined retirement accounts today. I only made it $56 past that row of zeroes, so I expect that market fluctuations will take it back down (and up) again by my next contribution but it still feels like a good waypost on the way!

dougules

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Re: Celebrations Thread
« Reply #1901 on: February 25, 2019, 11:40:56 AM »
Rolled over the odometer on the combined retirement accounts today. I only made it $56 past that row of zeroes, so I expect that market fluctuations will take it back down (and up) again by my next contribution but it still feels like a good waypost on the way!

Congrats!

If it does go back down, all the better because your next purchase will be cheaper. 

CindyBS

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Re: Celebrations Thread
« Reply #1902 on: March 04, 2019, 05:08:38 PM »
I started a new job last week after being out of work for 2.5 years!! 

I had to quit my job to care for my teenage son when he got cancer in 2016.  He is doing much better and has been well enough for me to return to work. 

It is nice to get out of the house and not be a full time caregiver anymore.  The money won't hurt either. :-)   We still managed to save 1/3 of our income when he was sick, and we project FIRE will only be delayed by 2 years because of this. 

zeli2033

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Re: Celebrations Thread
« Reply #1903 on: March 04, 2019, 05:45:33 PM »
I started a new job last week after being out of work for 2.5 years!! 

I had to quit my job to care for my teenage son when he got cancer in 2016.  He is doing much better and has been well enough for me to return to work. 

It is nice to get out of the house and not be a full time caregiver anymore.  The money won't hurt either. :-)   We still managed to save 1/3 of our income when he was sick, and we project FIRE will only be delayed by 2 years because of this.

Congratulations!!!! That's fantastic news after taking time away to care for your family. And how awesome to have been able to save and still be on the path to FIRE!

SwordGuy

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Re: Celebrations Thread
« Reply #1904 on: March 04, 2019, 08:57:53 PM »
We're finishing up the work we need to do on Rental #4 tomorrow.  We'll have a carpet cleaning company come in and then rent it out.  (Or, worse case, put it up for rent and contract for some new carpet before it gets occupied.)

Yeah!

dougules

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Re: Celebrations Thread
« Reply #1905 on: March 05, 2019, 09:05:58 AM »
I started a new job last week after being out of work for 2.5 years!! 

I had to quit my job to care for my teenage son when he got cancer in 2016.  He is doing much better and has been well enough for me to return to work. 

It is nice to get out of the house and not be a full time caregiver anymore.  The money won't hurt either. :-)   We still managed to save 1/3 of our income when he was sick, and we project FIRE will only be delayed by 2 years because of this.

Good news on three fronts!  I can't imagine what a relief that is. 

We're finishing up the work we need to do on Rental #4 tomorrow.  We'll have a carpet cleaning company come in and then rent it out.  (Or, worse case, put it up for rent and contract for some new carpet before it gets occupied.)

Yeah!

Congrats.

onlykelsey

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Separation Agreement
« Reply #1906 on: March 13, 2019, 11:24:20 AM »
Sort of a bittersweet thing, but I got my separation agreement signed this week and will officially be a divorced single mom in a couple weeks!  My ex is not an evil man, but I am very glad we are (about to be) not married anymore.  Onward and upward!

diapasoun

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Re: Separation Agreement
« Reply #1907 on: March 13, 2019, 12:03:29 PM »
Sort of a bittersweet thing, but I got my separation agreement signed this week and will officially be a divorced single mom in a couple weeks!  My ex is not an evil man, but I am very glad we are (about to be) not married anymore.  Onward and upward!

Bittersweet indeed, but I hope that you're feeling a lot lighter and more excited about the future!

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rebel_quietude

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Re: Celebrations Thread
« Reply #1908 on: March 18, 2019, 04:11:38 PM »
First - @CindyBS . You are a total badass. Wow, I am in awe.
Looking forward to seeing you and your family to pwn it like the superheroes you are.

onlykelsey - good luck starting a new, footloose and joyful chapter!

Also- after ten years of saving to my IRA and taxable brokerage, I'm finally Voyager Select client at Vanguard. It's the little victories!


onlykelsey

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Re: Celebrations Thread
« Reply #1909 on: March 19, 2019, 07:38:56 AM »
First - @CindyBS . You are a total badass. Wow, I am in awe.
Looking forward to seeing you and your family to pwn it like the superheroes you are.

onlykelsey - good luck starting a new, footloose and joyful chapter!

Also- after ten years of saving to my IRA and taxable brokerage, I'm finally Voyager Select client at Vanguard. It's the little victories!

Congrats!  Had to look that up.  It looks like I am currently just a "Voyager Client", and will remain one as I'm about to pull money for a down payment.  Are you going to talk to one of their CFPs?

couponvan

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Re: Celebrations Thread
« Reply #1910 on: March 20, 2019, 03:02:46 PM »
I turned in my resignation!! 3/29/19 will be the start of what I am calling a "smoke break" on the way to FIRE! I'm giving myself through September to see if I like smoking so much I fan the FIRE and make it permanent. Puns intended!

(Popularly known as a SAHP since the DH is still working and we have 2 kids at home....However they are high schoolers, and don't really need me to stay at home.)

happy

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Re: Celebrations Thread
« Reply #1911 on: March 20, 2019, 03:31:37 PM »
I wrote my letter of resignation and retirement recently too! Feels great :)

onlykelsey

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Re: Separation Agreement
« Reply #1912 on: March 21, 2019, 04:16:09 AM »
Sort of a bittersweet thing, but I got my separation agreement signed this week and will officially be a divorced single mom in a couple weeks!  My ex is not an evil man, but I am very glad we are (about to be) not married anymore.  Onward and upward!

Still waiting on the stamped paperwork, but a new celebration is that I am about to accept a job earning ~45% what I do post-tax, because at 900K and 32 I don't need to work like this anymore.  I'm sure single parenting will fill up a lot of my newly free time, but I'm so, so excited for a change.

dougules

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Re: Celebrations Thread
« Reply #1913 on: March 21, 2019, 04:25:39 PM »
I wrote my letter of resignation and retirement recently too! Feels great :)

Wow.  I'm jealous.
« Last Edit: March 21, 2019, 04:28:25 PM by dougules »

SwordGuy

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Re: Celebrations Thread
« Reply #1914 on: March 21, 2019, 07:44:10 PM »
Have started teaching metalworking and enameling classes again.  Just got two new students.  :)

Suelavie

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Re: Celebrations Thread
« Reply #1915 on: March 22, 2019, 02:20:13 PM »
Congrats all !

I just began this week a super list of all the ways I can think of to reduce spending or get back some money.

More than 60 ideas, a large majority of them coming from this forum.  I will attack the items of the list one by one. 

Today, I recovered almost 500$ of "Boni-dollars"from Credit Cards that I finally put in my RRSP, after years of doing anything with them.

It is so exciting! (my list includes "Categories", "Action required", "Required Level of effort", "Frequency of required effort", "Level of impact on comfort", "Level of risk" and then the cool colums: "Monthly saving", "Annual Savings", "10 years Savings")

Yeah!
« Last Edit: March 22, 2019, 02:23:04 PM by Suelavie »

arebelspy

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Re: Celebrations Thread
« Reply #1916 on: April 10, 2019, 05:36:13 PM »
Today I hit 100 days in a row of doing my daily habits/routines that I implemented a few months back.
We are two former teachers who accumulated a bunch of real estate, retired at 29, spent some time traveling the world full time and are now settled with three kids.
If you want to know more about us, or how we did that, or see lots of pictures, this Business Insider profile tells our story pretty well.
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nereo

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Re: Celebrations Thread
« Reply #1917 on: April 10, 2019, 05:42:34 PM »
Today I hit 100 days in a row of doing my daily habits/routines that I implemented a few months back.
Congrats!  What are your new daily habits and routine?

Cherry Lane

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Re: Celebrations Thread
« Reply #1918 on: April 10, 2019, 06:52:31 PM »
Today I hit 100 days in a row of doing my daily habits/routines that I implemented a few months back.

Good for you!  It's been a year or so since I've made a real effort at this.  I should get back to it.

arebelspy

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Re: Celebrations Thread
« Reply #1919 on: April 10, 2019, 07:42:35 PM »
Today I hit 100 days in a row of doing my daily habits/routines that I implemented a few months back.
Congrats!  What are your new daily habits and routine?

Various things like: 10 minutes Meditation, 20-30 minutes fiction reading, 20-30 minutes nonfiction reading (books, not Internet), small workout, extra pushups, gratitude journal, some sort of "work" for the day, etc. I also have some bi-weekly and monthly habits on there. (And a few things I put in just to remind me/track, like daily multivitamin.)

I use the Android app "Loop - Habit Tracker". Totally free, open source, no ads, and very simple/usable design. I'm a fan.
We are two former teachers who accumulated a bunch of real estate, retired at 29, spent some time traveling the world full time and are now settled with three kids.
If you want to know more about us, or how we did that, or see lots of pictures, this Business Insider profile tells our story pretty well.
We (rarely) blog at AdventuringAlong.com. Check out our Now page to see what we're up to currently.

MonkeyJenga

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Re: Celebrations Thread
« Reply #1920 on: April 10, 2019, 08:08:38 PM »
Today I hit 100 days in a row of doing my daily habits/routines that I implemented a few months back.
Congrats!  What are your new daily habits and routine?

Various things like: 10 minutes Meditation, 20-30 minutes fiction reading, 20-30 minutes nonfiction reading (books, not Internet), small workout, extra pushups, gratitude journal, some sort of "work" for the day, etc. I also have some bi-weekly and monthly habits on there. (And a few things I put in just to remind me/track, like daily multivitamin.)

I use the Android app "Loop - Habit Tracker". Totally free, open source, no ads, and very simple/usable design. I'm a fan.

Ooohh I'm gonna celebrate my fancy new phone that has room for more than 1 app at a time by trying this out myself!

MommyCake

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Re: Celebrations Thread
« Reply #1921 on: April 29, 2019, 04:48:10 AM »
Recently I gave notice at my stable government job because I've been unhappy for several years.

In two weeks I will be starting a new, lower-paying position that I think I will love. 

zeli2033

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Re: Celebrations Thread
« Reply #1922 on: April 30, 2019, 08:00:45 AM »
Today I paid off our Student Loan Balance. It took 14 months to pay off ~63k. So grateful we found MMM!

We are officially debt free!

couponvan

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Re: Celebrations Thread
« Reply #1923 on: April 30, 2019, 01:27:54 PM »
Today I paid off our Student Loan Balance. It took 14 months to pay off ~63k. So grateful we found MMM!

We are officially debt free!

CONGRATULATIONS!!! It will feel good every year from now on out when people complain about their student loans while driving a fancy car sipping a Starbucks.  Or at least that's how DH and I feel.

Trifele

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Re: Celebrations Thread
« Reply #1924 on: April 30, 2019, 02:26:39 PM »
Congratulations on your new job @MommyCake!  Wishing you lots of happiness in the new role.

@zeli2033 -- Congrats on killing the student loans!  You will fly light and free after this. 

:)

zeli2033

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Re: Celebrations Thread
« Reply #1925 on: April 30, 2019, 03:50:31 PM »
Thanks, @couponvan and @Trifele! We feel lighter already :)

dougules

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Re: Celebrations Thread
« Reply #1926 on: April 30, 2019, 04:06:56 PM »
Today I paid off our Student Loan Balance. It took 14 months to pay off ~63k. So grateful we found MMM!

We are officially debt free!

It feels good, doesn't it?

BobTheBuilder

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Re: Celebrations Thread
« Reply #1927 on: May 04, 2019, 12:59:11 PM »
I just wanted to celebrate that the physics in my last MRI experiment for my ph.d. thesis worked out exactly as I assumed, the data looks almost too good to be true.

Although I am still writing on this chapter, I am thrilled. That work nearly got the best of me. But so happy it was not all in vain. I can map a dynamic process with the time resolution of method a) and the dynamic range of method b), combining the strenghts and elimating the weaknesses of each method. 
« Last Edit: May 04, 2019, 01:00:57 PM by BobTheBuilder »

SwordGuy

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Re: Celebrations Thread
« Reply #1928 on: May 04, 2019, 01:34:52 PM »
I just wanted to celebrate that the physics in my last MRI experiment for my ph.d. thesis worked out exactly as I assumed, the data looks almost too good to be true.

Although I am still writing on this chapter, I am thrilled. That work nearly got the best of me. But so happy it was not all in vain. I can map a dynamic process with the time resolution of method a) and the dynamic range of method b), combining the strenghts and elimating the weaknesses of each method.

And don't forget to patent it if you can.

BobTheBuilder

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Re: Celebrations Thread
« Reply #1929 on: May 05, 2019, 10:00:59 AM »
I just wanted to celebrate that the physics in my last MRI experiment for my ph.d. thesis worked out exactly as I assumed, the data looks almost too good to be true.

Although I am still writing on this chapter, I am thrilled. That work nearly got the best of me. But so happy it was not all in vain. I can map a dynamic process with the time resolution of method a) and the dynamic range of method b), combining the strenghts and elimating the weaknesses of each method.

And don't forget to patent it if you can.

I like your thinking! And the A-Team reference!

SwordGuy

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Re: Celebrations Thread
« Reply #1930 on: May 05, 2019, 10:12:33 AM »
I just wanted to celebrate that the physics in my last MRI experiment for my ph.d. thesis worked out exactly as I assumed, the data looks almost too good to be true.

Although I am still writing on this chapter, I am thrilled. That work nearly got the best of me. But so happy it was not all in vain. I can map a dynamic process with the time resolution of method a) and the dynamic range of method b), combining the strenghts and elimating the weaknesses of each method.

And don't forget to patent it if you can.

I like your thinking! And the A-Team reference!

I'm in the Vanguard of science student career advisors.  My fees are only 0.04% of your royalties. :)

okcisok

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Re: Celebrations Thread
« Reply #1931 on: June 22, 2019, 11:36:15 PM »
Went from a net worth of about $20,000 two years ago, to just rolling over to $80,000 yesterday! I found the Frugalwoods and MMM and Donna Freedman, and made a lot of lifestyle changes. Including taking a lower-paying but less stressful job. So I've managed to save more in the last two years than I did in the last ten, all while making less money!

My investment income will change, but as of now each month's income would pay my housing costs. That's an incredible feeling, to know that I could lose my job or go to part-time, and I could still have a great standard of living! I stress so much less at work, knowing I don't HAVE TO HAVE this job. But it is really nice to have, to keep beefing up my investments!

dougules

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Re: Celebrations Thread
« Reply #1932 on: June 24, 2019, 10:20:57 AM »
Went from a net worth of about $20,000 two years ago, to just rolling over to $80,000 yesterday! I found the Frugalwoods and MMM and Donna Freedman, and made a lot of lifestyle changes. Including taking a lower-paying but less stressful job. So I've managed to save more in the last two years than I did in the last ten, all while making less money!

My investment income will change, but as of now each month's income would pay my housing costs. That's an incredible feeling, to know that I could lose my job or go to part-time, and I could still have a great standard of living! I stress so much less at work, knowing I don't HAVE TO HAVE this job. But it is really nice to have, to keep beefing up my investments!

Less stress is the best thing money can buy. 

Glenstache

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Re: Celebrations Thread
« Reply #1933 on: June 24, 2019, 05:47:23 PM »
Took advantage of the low interest rates and closed on a house today. Just big enough for what we need, and zero plans to expand to anything bigger in the future. Still a bit of a tough gut check to buy in Seattle, but the price and situation works favorably relative to renting.

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Re: Celebrations Thread
« Reply #1934 on: June 28, 2019, 08:34:11 AM »
With today's paycheck, I crossed the $200,000 net worth mark! Found MMM in May 2013, when I was fresh out of grad school and had negative net worth from student loans. Salary growth (higher ed) in those years went 34k, 36k, 50k, 52k, 55k, 70k, 72k. Savings rate is currently hovering around 40% -- still a lot of work to do on that front, but it feels good to be making real progress.

nereo

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Re: Celebrations Thread
« Reply #1935 on: June 28, 2019, 11:03:05 AM »
With today's paycheck, I crossed the $200,000 net worth mark! Found MMM in May 2013, when I was fresh out of grad school and had negative net worth from student loans. Salary growth (higher ed) in those years went 34k, 36k, 50k, 52k, 55k, 70k, 72k. Savings rate is currently hovering around 40% -- still a lot of work to do on that front, but it feels good to be making real progress.

Good work!  Now comes the boring part... just keeping on, keeping on, til you hit your FI number.

Trifele

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Re: Celebrations Thread
« Reply #1936 on: June 29, 2019, 04:35:36 AM »
With today's paycheck, I crossed the $200,000 net worth mark! Found MMM in May 2013, when I was fresh out of grad school and had negative net worth from student loans. Salary growth (higher ed) in those years went 34k, 36k, 50k, 52k, 55k, 70k, 72k. Savings rate is currently hovering around 40% -- still a lot of work to do on that front, but it feels good to be making real progress.

Good work!  Now comes the boring part... just keeping on, keeping on, til you hit your FI number.

Great job @hodge!  Nereo's right.  This next part on the journey is weird.  You may have this odd restless feeling, like you're not doing enough.  That's because all the low-hanging opportunities have been grabbed.  The trick at that stage is to sort of forget about the money for a while, and just live your life.  The buckets are filling up; they don't need you to watch them.  :)
« Last Edit: June 29, 2019, 05:00:40 PM by Trifele »

Trifele

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Re: Celebrations Thread
« Reply #1937 on: June 29, 2019, 04:36:57 AM »
Took advantage of the low interest rates and closed on a house today. Just big enough for what we need, and zero plans to expand to anything bigger in the future. Still a bit of a tough gut check to buy in Seattle, but the price and situation works favorably relative to renting.

Fantastic @Glenstache -- congrats!  Right-sizing your housing is one of the biggest moves we can make to optimize finances.   

SquashingDebt

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Re: Celebrations Thread
« Reply #1938 on: June 30, 2019, 07:58:21 PM »
Hit $100k net worth this month!  Only person I told IRL was my mom, who was mildly amused when I informed her I was 1/10 a millionaire.

SwordGuy

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Re: Celebrations Thread
« Reply #1939 on: June 30, 2019, 11:18:52 PM »
Hit $100k net worth this month!  Only person I told IRL was my mom, who was mildly amused when I informed her I was 1/10 a millionaire.

That's awesome!   That's about when you start to notice some big gains (or losses).   A 15% gain in a year is $15,000, about 1/4th of the median family income in the US.  That's not chump change!   And it just gets better and better over time! :)

ico

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Re: Celebrations Thread
« Reply #1940 on: July 02, 2019, 07:08:18 AM »
Celebrating a new job that's a 40% increase in salary, which started yesterday! Hoping to pay down student loans faster at this rate.

arebelspy

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Re: Celebrations Thread
« Reply #1941 on: July 02, 2019, 07:18:05 AM »
Took advantage of the low interest rates and closed on a house today. Just big enough for what we need, and zero plans to expand to anything bigger in the future. Still a bit of a tough gut check to buy in Seattle, but the price and situation works favorably relative to renting.

Congrats!

For myself: Took advantage of the low interest rates and closed on a house yesterday. Much bigger than what we need, and zero plans to downsize to anything smaller in the future. Still a bit of a tough gut check to buy in Seattle, and the price and situation is fairly poor relative to renting.

:)
We are two former teachers who accumulated a bunch of real estate, retired at 29, spent some time traveling the world full time and are now settled with three kids.
If you want to know more about us, or how we did that, or see lots of pictures, this Business Insider profile tells our story pretty well.
We (rarely) blog at AdventuringAlong.com. Check out our Now page to see what we're up to currently.

Glenstache

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Re: Celebrations Thread
« Reply #1942 on: July 02, 2019, 08:14:07 AM »
Took advantage of the low interest rates and closed on a house today. Just big enough for what we need, and zero plans to expand to anything bigger in the future. Still a bit of a tough gut check to buy in Seattle, but the price and situation works favorably relative to renting.

Congrats!

For myself: Took advantage of the low interest rates and closed on a house yesterday. Much bigger than what we need, and zero plans to downsize to anything smaller in the future. Still a bit of a tough gut check to buy in Seattle, and the price and situation is fairly poor relative to renting.

:)
Lol. Congrats! I will now be walking distance to Chucks Hop Shop, so may restart the MMM Seattle meetups there.

Mika M

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Re: Celebrations Thread
« Reply #1943 on: July 02, 2019, 03:05:25 PM »
DH & I just past $1m net worth!!  :)   (excluding equity on the condo we bought last year ~$25k)

We've been pretty excited and really wanted to break the news to someone but don't have any friends or family we can gush to about it without worrying about it getting weird and awkward (nobody we know personally is even remotely Mustachian).

We first started working on getting more frugal when I discovered MMM five years ago, with about $200k scattered in miscellaneous accounts.

And we've come this far being pretty half-assed Mustachians at that (still splurge plenty on dumb stuff like kid crap and fancy alcohol, still drive everywhere in a car that was bought new with a loan, sent our kid to a nice full time day care the whole time... but three years ago we did go down to one car (a now-paid-off mid-size sedan) - but everyone thinks we're super weird just for that... also downsized from a 1450-sq-ft townhouse to a 960-sq-ft apt condo because we're very lazy and unhandy so that's saved lots in fixed bills and time/energy/money in cleaning, maintenance, and lawn care... most people think we're even weirder for doing that.)

Our original goal was about $1.5+, but we'll see how much longer we can't stand the 9-5 slog! :)

happy

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Re: Celebrations Thread
« Reply #1944 on: July 02, 2019, 06:25:19 PM »
Congrats Mika M! Amazing what even going at this thing a little half-assed still can do!

Trifele

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Re: Celebrations Thread
« Reply #1945 on: July 03, 2019, 06:06:27 AM »
Congratulations @Mika M!  Good for you.  :)

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Re: Celebrations Thread
« Reply #1946 on: July 03, 2019, 10:33:21 AM »
My Vanguard account just went over 1,000,000 for the first time! 

Non-retirement         $28,844.36
Rollover IRA         $33,099.49
Roth IRA            $100,688.83
Employer plans         $838,793.48
Total Vanguard assets   $1,001,426.16


dougules

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  • Posts: 2159
Re: Celebrations Thread
« Reply #1947 on: July 03, 2019, 11:16:41 AM »
My Vanguard account just went over 1,000,000 for the first time! 

Non-retirement         $28,844.36
Rollover IRA         $33,099.49
Roth IRA            $100,688.83
Employer plans         $838,793.48
Total Vanguard assets   $1,001,426.16

Congrats.  It still boggles my mind how fast it happened to us. 

nouveauRiche

  • Bristles
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  • Posts: 378
  • Location: HCOL - USA
Re: Celebrations Thread
« Reply #1948 on: July 03, 2019, 03:19:25 PM »
Congrats.  It still boggles my mind how fast it happened to us. 

Thanks!  Yeah, once you know the secret!

happy

  • Walrus Stache
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  • Posts: 6818
  • Location: NSW Australia
Re: Celebrations Thread
« Reply #1949 on: July 03, 2019, 05:19:43 PM »
My Vanguard account just went over 1,000,000 for the first time! 

Non-retirement         $28,844.36
Rollover IRA         $33,099.49
Roth IRA            $100,688.83
Employer plans         $838,793.48
Total Vanguard assets   $1,001,426.16

Nice one nousveauRiche!. so many millionaires on this forum!