Author Topic: Celebrations Thread  (Read 687078 times)

grantmeaname

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Re: Celebrations Thread
« Reply #1750 on: April 06, 2018, 12:13:50 AM »
Today’s my last day at my current job! I’m off to Paris for a week and when I start at New Job at the end of the month I’ll be making 97 percent more than I do now. My pay doesn’t suck now but soon I’ll have a whole firehose of cash pointed at my Roth 401(k)!

grantmeaname

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Re: Celebrations Thread
« Reply #1751 on: April 06, 2018, 01:04:34 AM »
Thatís the hope, though Iíve managed to move somewhere even more expensive than London so we will see if itís borne out. Iíll be retiring to an LCOL area so even if the rate is unchanged it will be a huge help.

Gone_Hiking

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Re: Celebrations Thread
« Reply #1752 on: April 08, 2018, 09:44:49 AM »
Todayís my last day at my current job! Iím off to Paris for a week and when I start at New Job at the end of the month Iíll be making 97 percent more than I do now. My pay doesnít suck now but soon Iíll have a whole firehose of cash pointed at my Roth 401(k)!

97% raise is awesome!  Congrats!

SuperSecretName

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Re: Celebrations Thread
« Reply #1753 on: April 18, 2018, 01:04:47 PM »
crossed 900k in NW (36).  getting close! 

dougules

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Re: Celebrations Thread
« Reply #1754 on: April 19, 2018, 10:45:53 AM »
crossed 900k in NW (36).  getting close!

90% of another comma.  I can't believe we've had one for almost a year now. 

Blindsquirrel

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Re: Celebrations Thread
« Reply #1755 on: April 20, 2018, 06:07:29 PM »
 Great job! Once you have that big a stash, it is amazing how fast it can  grow (and sink). I paid of my house last week and shall say Buh Bye to working this year. Grantmeaname,  I recall you as a TOSU grad, is that correct?


grantmeaname

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Re: Celebrations Thread
« Reply #1756 on: April 20, 2018, 07:53:51 PM »
Great job! Once you have that big a stash, it is amazing how fast it can  grow (and sink). I paid of my house last week and shall say Buh Bye to working this year.
Hell yes! Hope your last few weeks of working fly by!
Quote
Grantmeaname,  I recall you as a TOSU grad, is that correct?
Yes indeed! Go bucks!

dollarchaser

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Re: Celebrations Thread
« Reply #1757 on: April 24, 2018, 08:18:59 PM »
Wife and I have been adjusting to the simpler and cheaper life, last big clown obligation is our 100k home in town. Listing it for sale and will close on a replacement/retirement home next month.

Country living here we come!

 $700/yr taxes, well instead of water bill, septic instead of sewer bill, $317 payment.
The dollars tell part of the story but we LOVE the rest. Living space is comparable, garage space/man cave will be fan-freakin-tastic. Conservation land and scenic rivers within eyesight. So excited!

The only downside is giving up my job that I don't like and almost for certain the biggest paychecks of my life. Meh, oh well.

MommyCake

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Re: Celebrations Thread
« Reply #1758 on: April 27, 2018, 10:28:11 AM »
I am finally going to max (or very nearly max) my TSP!  I bumped up my contributions to 30%, which i think should put me between 18,000 and 18,200 for the year.  I guess I will have to go back in later in the year and enter in exact dollar amounts instead of percentage in order to max.

Retirement accounts + taxable investments finally are over 50k!  + Cash puts me about 100k! So happy I am finally starting to implement MMM principles and actually have a stache building.

My real estate license is active!  I still have some trainings to do before I can start actually doing anything but hopefully this new career will make it easier to quit the full-time job. 

VirtualProgress

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Re: Celebrations Thread
« Reply #1759 on: May 05, 2018, 01:44:29 PM »
As of yesterday, I saved enough for the cost of the room we'd love to get married in ,
in our local registry office.

we aren't booking/paying for big stuff yet but I've made a list of what we need to save for first & how much.

I used to be bad with savings.

TSpacagna

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Re: Celebrations Thread
« Reply #1760 on: May 24, 2018, 11:36:47 AM »
Purchased first bike (along w/ girlfriend and room mate) for grocery/Costco runs!
Also just refinanced my student loans- Lower rate, cut 5 years off the term, AND will be saving over $3000 in interest! Im super stoked!

grantmeaname

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Re: Celebrations Thread
« Reply #1761 on: May 25, 2018, 02:48:06 PM »
Purchased first bike (along w/ girlfriend and room mate)

I don't really need another roommate but a girlfriend could be nice. Where'd you buy yours?

Thoughtful Mule

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Re: Celebrations Thread
« Reply #1762 on: May 26, 2018, 06:32:24 AM »
Just wired in my final mortgage payment. Feels pretty great!

TSpacagna

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Re: Celebrations Thread
« Reply #1763 on: May 27, 2018, 01:34:20 PM »
Purchased first bike (along w/ girlfriend and room mate)

I don't really need another roommate but a girlfriend could be nice. Where'd you buy yours?

Costco has EVERYTHING these days! Lol!

dougules

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Re: Celebrations Thread
« Reply #1764 on: May 31, 2018, 11:32:02 AM »
Just wired in my final mortgage payment. Feels pretty great!

Woohoo!  We've had ours paid off for 2 1/2 years now, and I can't believe it's been that long.

Will

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Re: Celebrations Thread
« Reply #1765 on: May 31, 2018, 12:51:50 PM »
I'm retired now.  Not exactly all that early (I am 53) but early nonetheless. 

DeskJockey2028

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Re: Celebrations Thread
« Reply #1766 on: May 31, 2018, 12:57:55 PM »
Still earlier than the vast majority of folks! Congrats!

I'm retired now.  Not exactly all that early (I am 53) but early nonetheless.

dougules

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Re: Celebrations Thread
« Reply #1767 on: May 31, 2018, 03:40:50 PM »
Still earlier than the vast majority of folks! Congrats!

I'm retired now.  Not exactly all that early (I am 53) but early nonetheless.

Yeah, I think the vast majority of people would say 53 is completely and definitively early retirement.  You're just comparing yourself to folks on here, and this is not at all a representative sample.

Congrats!

Freckles

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Re: Celebrations Thread
« Reply #1768 on: May 31, 2018, 09:12:29 PM »
Congratulations, Will!

Suit

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Re: Celebrations Thread
« Reply #1769 on: June 01, 2018, 08:04:42 AM »
@Will Congratulations!

LilMissMinimalist

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Re: Celebrations Thread
« Reply #1770 on: June 05, 2018, 08:39:09 AM »
Started a new job yesterday and successfully negotiated salary for the first time in my life. Nowhere near as high as I was aiming but 3k more than my last job, free monthly transit pass ($100 value) and flights to the west coast to work out of their LA office (which is also conveniently where my boyfriend lives -- so my travel to see him will now be free!).

dougules

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Re: Celebrations Thread
« Reply #1771 on: June 05, 2018, 10:16:18 AM »
Started a new job yesterday and successfully negotiated salary for the first time in my life. Nowhere near as high as I was aiming but 3k more than my last job, free monthly transit pass ($100 value) and flights to the west coast to work out of their LA office (which is also conveniently where my boyfriend lives -- so my travel to see him will now be free!).

Congrats.  I need to do that myself.  Thanks for a little more motivation.

SquashingDebt

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Re: Celebrations Thread
« Reply #1772 on: June 09, 2018, 07:53:00 AM »
Just changed my 401k contribution rate from 6% (match level) to 22%, effective in July.  (I finished paying off my higher-interest student loans and am redirecting that money.)

Won't max it out for 2018, but 22% is the contribution rate that should max it out for 2019!

My goal is to also finish my last $4200 of student loans and open and max my first Roth IRA by the end of 2018.

NinetyFour

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Re: Celebrations Thread
« Reply #1773 on: June 09, 2018, 07:35:29 PM »
Just changed my 401k contribution rate from 6% (match level) to 22%, effective in July.  (I finished paying off my higher-interest student loans and am redirecting that money.)

Won't max it out for 2018, but 22% is the contribution rate that should max it out for 2019!

My goal is to also finish my last $4200 of student loans and open and max my first Roth IRA by the end of 2018.

Excellent all around!!  :)

Fomerly known as something

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Re: Celebrations Thread
« Reply #1774 on: June 12, 2018, 04:55:08 AM »
My 401k is 49.5% of my portfolio.  I have always maxed it out (well except one year early on when I thought match counted as part of the max) and had a 5% match.  But now I have saved/have compounded investments that are large outside of it.

chasingthegoodlife

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Celebrations Thread
« Reply #1775 on: June 15, 2018, 04:36:35 AM »
The markets may take away on Monday what they brought today, but for now:
I’m less than 100k away from my barebones FI number!!
« Last Edit: June 15, 2018, 04:40:33 AM by chasingthegoodlife »

BadassEm

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Re: Celebrations Thread
« Reply #1776 on: July 15, 2018, 03:21:36 PM »
Super congratulations, then!

@Sibley -- what areas do you recommend in NW Indiana that are close to the Metra train?  I'm getting ready to relocate from the Houston area to Chicago and not excited about losing 5% of my income due to state income tax. 

Also, what percent of your income goes to state income taxes?  How are you liking Indiana??  Is there enough locally to do?   Thanks in advance for your income and advice!

BadassEm

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Re: Celebrations Thread
« Reply #1777 on: July 15, 2018, 03:23:29 PM »
*insight haha, you can see I have income tax concerns!

Sibley

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Re: Celebrations Thread
« Reply #1778 on: July 15, 2018, 08:33:52 PM »
LOL, it's ok. I'll PM you.

On topic: I climbed the ladder, twice, to the 2nd story so I could lift the screen on the gutters and allow the bird to escape. I also got down without calling the fire department to come get me. This is worthy of celebration in my view.

TravelJunkyQC

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Re: Celebrations Thread
« Reply #1779 on: July 17, 2018, 08:34:50 AM »
Month of July has involved:
- Me taking a small side-project for an extra 500$
- Selling our condo to my father-in-law (we bought land a while back that we're going to build our house on). We'll rent from him until we move (so we start saving an extra 600$-ish a month that we weren't before).
- Partner is working for a month up North (like, past the Arctic Circle type North) for buttloads of money.
- Will be putting 16,000$ aside just in the next 4 weeks.

It's all going to the house-build, as the tax-advantaged investment accounts are already maxed out for the year.

zeli2033

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Re: Celebrations Thread
« Reply #1780 on: July 22, 2018, 07:07:06 AM »
We hit a positive net worth for the first time ever! Woohoo! So appreciative and grateful that we are able to save maxes toward retirement and pay down debt at the same time. Need to type that out more since it is so easy to lose perspective and forget how truly lucky we are and how different things were just one year ago.

NinetyFour

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Re: Celebrations Thread
« Reply #1781 on: July 22, 2018, 04:34:44 PM »
We hit a positive net worth for the first time ever! Woohoo! So appreciative and grateful that we are able to save maxes toward retirement and pay down debt at the same time. Need to type that out more since it is so easy to lose perspective and forget how truly lucky we are and how different things were just one year ago.

Congrats!  Upward and onward from here!!  :)

MoneyMouse

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Re: Celebrations Thread
« Reply #1782 on: July 23, 2018, 01:15:25 PM »
I've discovered the magic of Kijiji (I guess the Canadian version of Craigslist?)!

It's kinda dangerous I think.

I've sold an old table, a couch and two chairs. I've also bought a couch and six new chairs (to replace the hard wooden ones my mom complained about). But I've made a total of $40 after all the money's changed hands! Plus I've arranged to sell two of my old chairs for another $40! I also picked up a free nightstand to replace the one I have that's falling apart, as a bonus it was literally two minutes away from where I picked up my chairs, ha ha!

I also found a free couch that's the same IKEA model as the one I bought, so I'm picking it up tonight and I'll flip whichever one is worse for wear. I also arranged to pick up 4 more chairs - one is too trashed for me to use - and plan to try to sell those off for $5-10 a piece. It's so cool. And I feel like I've found a side hustle that I actually enjoy - I can control how long I spend picking up furniture and I get some practice in negotiating. I was considering getting a part-time job, but the feeling of freedom and control over my own time and hours that this promises is a really nice feeling in and of itself.

On a big plus side, it's inspiring me to get rid of excess stuff in my house.
I have an old XBox 360 I no longer use (PC Masterrace!) and a ton of games and an old ottoman. I'm thinking once I have all my current stuff sold off, I may try to spend about 2-3 hours a week just looking for free things to flip for a few dollars. If it turns out viable, I may see if I can cover some of my miscellaneous expenses so it frees up some extra cash to save (I'm thinking my coffees with my dad and maybe some dining out).

chaskavitch

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Re: Celebrations Thread
« Reply #1783 on: July 24, 2018, 07:24:23 AM »
DH just got a 15% raise for a promotion!  Yay!  He's super excited that he is in a "senior" position now.  He works hard, and it's well deserved.  We just found out we're having a second kid next year (totally planned), so it's going to be a nice cushion of savings toward our ridiculous daycare fees :) 

dougules

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Re: Celebrations Thread
« Reply #1784 on: July 24, 2018, 11:08:07 AM »
DH just got a 15% raise for a promotion!  Yay!  He's super excited that he is in a "senior" position now.  He works hard, and it's well deserved.  We just found out we're having a second kid next year (totally planned), so it's going to be a nice cushion of savings toward our ridiculous daycare fees :)

Congrats all around!

Counting_Down

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Re: Celebrations Thread
« Reply #1785 on: July 25, 2018, 02:05:07 PM »
We hit FI today! 3 mos ahead of schedule - DH's 30th.  Not done yet though, as we have a few escalating goals.

zeli2033

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Re: Celebrations Thread
« Reply #1786 on: July 25, 2018, 02:27:25 PM »
Congratulations!!

sanderh

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Re: Celebrations Thread
« Reply #1787 on: August 03, 2018, 05:06:23 PM »
We hit FI today! 3 mos ahead of schedule - DH's 30th.  Not done yet though, as we have a few escalating goals.
Congratulations, and well deserved!
Just out of curiosity: what is DH's 30th?

SwordGuy

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Re: Celebrations Thread
« Reply #1788 on: August 04, 2018, 08:36:31 AM »
Closed on our 4th rental property this week!
« Last Edit: August 04, 2018, 09:04:00 AM by SwordGuy »

Counting_Down

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Re: Celebrations Thread
« Reply #1789 on: August 06, 2018, 08:22:16 AM »
Congratulations, and well deserved!
Just out of curiosity: what is DH's 30th?
Thanks! Partner's 30th birthday.  'DH' is used around here as shorthand for "dear husband".

Congratulations!!
Thanks!

BobTheBuilder

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Re: Celebrations Thread
« Reply #1790 on: August 12, 2018, 05:19:13 AM »
Fellow seakers of FI. I won big time.

My Ph.D. studies are not even finished, but I landed THE job starting October this year. The studies are supposed to end regularly end of September.

I will make $80k gross instead of $42k gross. First year.
Job is SO close to home. It is a mere 6 miles. 5min walking distance home to train station, 9min train ride, 5min walking distance to work place. Instead of 1 hour commute of 40 miles one way. My car will live so much longer now!

I am the first to be hired for a new team that does autonomous driving development for a big OEM. Possibly leading the team in the future.
The first 3 months, I will only do a 4 days work week at 80% pay to finish writing my thesis.

The place is better in every aspect. Positive people working there.

I am so happy right now.

Trifele

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Re: Celebrations Thread
« Reply #1791 on: August 12, 2018, 09:12:03 AM »
Fellow seakers of FI. I won big time.

My Ph.D. studies are not even finished, but I landed THE job starting October this year. The studies are supposed to end regularly end of September.

I will make $80k gross instead of $42k gross. First year.
Job is SO close to home. It is a mere 6 miles. 5min walking distance home to train station, 9min train ride, 5min walking distance to work place. Instead of 1 hour commute of 40 miles one way. My car will live so much longer now!

I am the first to be hired for a new team that does autonomous driving development for a big OEM. Possibly leading the team in the future.
The first 3 months, I will only do a 4 days work week at 80% pay to finish writing my thesis.

The place is better in every aspect. Positive people working there.

I am so happy right now.

Congratulations Bob!!  Absolutely fantastic.  Just reading your post made my day!

SwordGuy

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Re: Celebrations Thread
« Reply #1792 on: August 12, 2018, 02:41:32 PM »
Closing date for our first flip house is tentatively scheduled for Sept 5th.  :)

2Birds1Stone

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Re: Celebrations Thread
« Reply #1793 on: August 12, 2018, 07:41:06 PM »
I'm glad I rediscovered this thread. Congrats to everyone's recent accomplishments and milestones!

I negotiated an excellent compensation package from a different employer and will be taking a leap into a new job in the coming weeks.

If it wasn't for the courage derived from having FU $ , I'm not sure I would have been as aggressive in my approach to the job and negotiations.


Trifele

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Re: Celebrations Thread
« Reply #1794 on: August 13, 2018, 03:06:45 AM »
I'm glad I rediscovered this thread. Congrats to everyone's recent accomplishments and milestones!

I negotiated an excellent compensation package from a different employer and will be taking a leap into a new job in the coming weeks.

If it wasn't for the courage derived from having FU $ , I'm not sure I would have been as aggressive in my approach to the job and negotiations.

Congratulations @2Birds1Stone !  Sounds like you are definitely pulling out of 2019 then?

2Birds1Stone

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Re: Celebrations Thread
« Reply #1795 on: August 13, 2018, 06:20:15 AM »
@Trifele, eh.....Not necessarily, I know myself and it's still a very good chance I don't last much more than a year.

I'm struggling on what exactly is "enough". Will I continue to want to accumulate after my WR covers my current lifestyle? I could get there in 12-16 months if things go really well.

Trifele

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Re: Celebrations Thread
« Reply #1796 on: August 13, 2018, 06:27:55 AM »
@Trifele, eh.....Not necessarily, I know myself and it's still a very good chance I don't last much more than a year.

I'm struggling on what exactly is "enough". Will I continue to want to accumulate after my WR covers my current lifestyle? I could get there in 12-16 months if things go really well.

Awesome.  Sounds like you have some nice options!

SwordGuy

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Re: Celebrations Thread
« Reply #1797 on: August 13, 2018, 06:54:34 PM »
Closing date for our first flip house is tentatively scheduled for Sept 5th.  :)

Contract is now signed.  :)  Woot!

Trifele

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Re: Celebrations Thread
« Reply #1798 on: August 14, 2018, 04:20:27 AM »
Closing date for our first flip house is tentatively scheduled for Sept 5th.  :)

Contract is now signed.  :)  Woot!

Congrats @SwordGuy

BobTheBuilder

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Re: Celebrations Thread
« Reply #1799 on: August 14, 2018, 11:00:14 AM »
Fellow seakers of FI. I won big time.

My Ph.D. studies are not even finished, but I landed THE job starting October this year. The studies are supposed to end regularly end of September.

I will make $80k gross instead of $42k gross. First year.
Job is SO close to home. It is a mere 6 miles. 5min walking distance home to train station, 9min train ride, 5min walking distance to work place. Instead of 1 hour commute of 40 miles one way. My car will live so much longer now!

I am the first to be hired for a new team that does autonomous driving development for a big OEM. Possibly leading the team in the future.
The first 3 months, I will only do a 4 days work week at 80% pay to finish writing my thesis.

The place is better in every aspect. Positive people working there.

I am so happy right now.

Congratulations Bob!!  Absolutely fantastic.  Just reading your post made my day!

And your enthusiasm made mine, one more time. This is a great community, you all helped me pulling trough the last years with little free cash flow to spare over the (student) debt repayments.