Author Topic: Celebrations Thread  (Read 626339 times)

Trifele

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Re: Celebrations Thread
« Reply #1750 on: March 27, 2018, 11:10:09 AM »
This is the first month Iíve made an extra payment toward my student loan debt! Finally getting the snowball started and after getting paid this Friday, total extra paid toward the loan this month will be ~$4k!

Great job @zeli2033!  The day you pay off that last student loan is awesome -- you'll feel like you can fly!

zeli2033

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Re: Celebrations Thread
« Reply #1751 on: March 27, 2018, 11:20:20 AM »
Thank you, @Trifele ! I imagine you feel a bit like flying yourself after paying off that mortgage - CONGRATS!

grantmeaname

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Re: Celebrations Thread
« Reply #1752 on: April 06, 2018, 12:13:50 AM »
Today’s my last day at my current job! I’m off to Paris for a week and when I start at New Job at the end of the month I’ll be making 97 percent more than I do now. My pay doesn’t suck now but soon I’ll have a whole firehose of cash pointed at my Roth 401(k)!

grantmeaname

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Re: Celebrations Thread
« Reply #1753 on: April 06, 2018, 01:04:34 AM »
Thatís the hope, though Iíve managed to move somewhere even more expensive than London so we will see if itís borne out. Iíll be retiring to an LCOL area so even if the rate is unchanged it will be a huge help.

Gone_Hiking

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Re: Celebrations Thread
« Reply #1754 on: April 08, 2018, 09:44:49 AM »
Todayís my last day at my current job! Iím off to Paris for a week and when I start at New Job at the end of the month Iíll be making 97 percent more than I do now. My pay doesnít suck now but soon Iíll have a whole firehose of cash pointed at my Roth 401(k)!

97% raise is awesome!  Congrats!

SuperSecretName

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Re: Celebrations Thread
« Reply #1755 on: April 18, 2018, 01:04:47 PM »
crossed 900k in NW (36).  getting close! 

dougules

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Re: Celebrations Thread
« Reply #1756 on: April 19, 2018, 10:45:53 AM »
crossed 900k in NW (36).  getting close!

90% of another comma.  I can't believe we've had one for almost a year now. 

Blindsquirrel

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Re: Celebrations Thread
« Reply #1757 on: April 20, 2018, 06:07:29 PM »
 Great job! Once you have that big a stash, it is amazing how fast it can  grow (and sink). I paid of my house last week and shall say Buh Bye to working this year. Grantmeaname,  I recall you as a TOSU grad, is that correct?

Losing interest in the whole work thing

grantmeaname

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Re: Celebrations Thread
« Reply #1758 on: April 20, 2018, 07:53:51 PM »
Great job! Once you have that big a stash, it is amazing how fast it can  grow (and sink). I paid of my house last week and shall say Buh Bye to working this year.
Hell yes! Hope your last few weeks of working fly by!
Quote
Grantmeaname,  I recall you as a TOSU grad, is that correct?
Yes indeed! Go bucks!

dollarchaser

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Re: Celebrations Thread
« Reply #1759 on: April 24, 2018, 08:18:59 PM »
Wife and I have been adjusting to the simpler and cheaper life, last big clown obligation is our 100k home in town. Listing it for sale and will close on a replacement/retirement home next month.

Country living here we come!

 $700/yr taxes, well instead of water bill, septic instead of sewer bill, $317 payment.
The dollars tell part of the story but we LOVE the rest. Living space is comparable, garage space/man cave will be fan-freakin-tastic. Conservation land and scenic rivers within eyesight. So excited!

The only downside is giving up my job that I don't like and almost for certain the biggest paychecks of my life. Meh, oh well.
They show you photographs of how your life should be
But they're just someone else's fantasy.

MommyCake

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Re: Celebrations Thread
« Reply #1760 on: April 27, 2018, 10:28:11 AM »
I am finally going to max (or very nearly max) my TSP!  I bumped up my contributions to 30%, which i think should put me between 18,000 and 18,200 for the year.  I guess I will have to go back in later in the year and enter in exact dollar amounts instead of percentage in order to max.

Retirement accounts + taxable investments finally are over 50k!  + Cash puts me about 100k! So happy I am finally starting to implement MMM principles and actually have a stache building.

My real estate license is active!  I still have some trainings to do before I can start actually doing anything but hopefully this new career will make it easier to quit the full-time job. 

VirtualProgress

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Re: Celebrations Thread
« Reply #1761 on: May 05, 2018, 01:44:29 PM »
As of yesterday, I saved enough for the cost of the room we'd love to get married in ,
in our local registry office.

we aren't booking/paying for big stuff yet but I've made a list of what we need to save for first & how much.

I used to be bad with savings.

TSpacagna

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Re: Celebrations Thread
« Reply #1762 on: May 24, 2018, 11:36:47 AM »
Purchased first bike (along w/ girlfriend and room mate) for grocery/Costco runs!
Also just refinanced my student loans- Lower rate, cut 5 years off the term, AND will be saving over $3000 in interest! Im super stoked!

grantmeaname

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Re: Celebrations Thread
« Reply #1763 on: May 25, 2018, 02:48:06 PM »
Purchased first bike (along w/ girlfriend and room mate)

I don't really need another roommate but a girlfriend could be nice. Where'd you buy yours?

Thoughtful Mule

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Re: Celebrations Thread
« Reply #1764 on: May 26, 2018, 06:32:24 AM »
Just wired in my final mortgage payment. Feels pretty great!

TSpacagna

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Re: Celebrations Thread
« Reply #1765 on: May 27, 2018, 01:34:20 PM »
Purchased first bike (along w/ girlfriend and room mate)

I don't really need another roommate but a girlfriend could be nice. Where'd you buy yours?

Costco has EVERYTHING these days! Lol!

dougules

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Re: Celebrations Thread
« Reply #1766 on: May 31, 2018, 11:32:02 AM »
Just wired in my final mortgage payment. Feels pretty great!

Woohoo!  We've had ours paid off for 2 1/2 years now, and I can't believe it's been that long.

Will

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Re: Celebrations Thread
« Reply #1767 on: May 31, 2018, 12:51:50 PM »
I'm retired now.  Not exactly all that early (I am 53) but early nonetheless. 
Want to earn anywhere from 2-4% on FDIC-insured money?  Use this link to sign up!  https://meetbeam.com/?r=CASH-Hklmi5Qaof

"Money often costs too much."  -Ralph Waldo Emerson




DeskJockey2028

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Re: Celebrations Thread
« Reply #1768 on: May 31, 2018, 12:57:55 PM »
Still earlier than the vast majority of folks! Congrats!

I'm retired now.  Not exactly all that early (I am 53) but early nonetheless.

dougules

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Re: Celebrations Thread
« Reply #1769 on: May 31, 2018, 03:40:50 PM »
Still earlier than the vast majority of folks! Congrats!

I'm retired now.  Not exactly all that early (I am 53) but early nonetheless.

Yeah, I think the vast majority of people would say 53 is completely and definitively early retirement.  You're just comparing yourself to folks on here, and this is not at all a representative sample.

Congrats!

Freckles

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Re: Celebrations Thread
« Reply #1770 on: May 31, 2018, 09:12:29 PM »
Congratulations, Will!

Suit

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Re: Celebrations Thread
« Reply #1771 on: June 01, 2018, 08:04:42 AM »
@Will Congratulations!

LilMissMinimalist

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Re: Celebrations Thread
« Reply #1772 on: June 05, 2018, 08:39:09 AM »
Started a new job yesterday and successfully negotiated salary for the first time in my life. Nowhere near as high as I was aiming but 3k more than my last job, free monthly transit pass ($100 value) and flights to the west coast to work out of their LA office (which is also conveniently where my boyfriend lives -- so my travel to see him will now be free!).

dougules

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Re: Celebrations Thread
« Reply #1773 on: June 05, 2018, 10:16:18 AM »
Started a new job yesterday and successfully negotiated salary for the first time in my life. Nowhere near as high as I was aiming but 3k more than my last job, free monthly transit pass ($100 value) and flights to the west coast to work out of their LA office (which is also conveniently where my boyfriend lives -- so my travel to see him will now be free!).

Congrats.  I need to do that myself.  Thanks for a little more motivation.

SquashingDebt

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Re: Celebrations Thread
« Reply #1774 on: June 09, 2018, 07:53:00 AM »
Just changed my 401k contribution rate from 6% (match level) to 22%, effective in July.  (I finished paying off my higher-interest student loans and am redirecting that money.)

Won't max it out for 2018, but 22% is the contribution rate that should max it out for 2019!

My goal is to also finish my last $4200 of student loans and open and max my first Roth IRA by the end of 2018.

NinetyFour

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Re: Celebrations Thread
« Reply #1775 on: June 09, 2018, 07:35:29 PM »
Just changed my 401k contribution rate from 6% (match level) to 22%, effective in July.  (I finished paying off my higher-interest student loans and am redirecting that money.)

Won't max it out for 2018, but 22% is the contribution rate that should max it out for 2019!

My goal is to also finish my last $4200 of student loans and open and max my first Roth IRA by the end of 2018.

Excellent all around!!  :)

Fomerly known as something

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Re: Celebrations Thread
« Reply #1776 on: June 12, 2018, 04:55:08 AM »
My 401k is 49.5% of my portfolio.  I have always maxed it out (well except one year early on when I thought match counted as part of the max) and had a 5% match.  But now I have saved/have compounded investments that are large outside of it.

chasingthegoodlife

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Celebrations Thread
« Reply #1777 on: June 15, 2018, 04:36:35 AM »
The markets may take away on Monday what they brought today, but for now:
I’m less than 100k away from my barebones FI number!!
« Last Edit: June 15, 2018, 04:40:33 AM by chasingthegoodlife »

BadassEm

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Re: Celebrations Thread
« Reply #1778 on: July 15, 2018, 03:21:36 PM »
Super congratulations, then!

@Sibley -- what areas do you recommend in NW Indiana that are close to the Metra train?  I'm getting ready to relocate from the Houston area to Chicago and not excited about losing 5% of my income due to state income tax. 

Also, what percent of your income goes to state income taxes?  How are you liking Indiana??  Is there enough locally to do?   Thanks in advance for your income and advice!

BadassEm

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Re: Celebrations Thread
« Reply #1779 on: July 15, 2018, 03:23:29 PM »
*insight haha, you can see I have income tax concerns!

Sibley

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Re: Celebrations Thread
« Reply #1780 on: July 15, 2018, 08:33:52 PM »
LOL, it's ok. I'll PM you.

On topic: I climbed the ladder, twice, to the 2nd story so I could lift the screen on the gutters and allow the bird to escape. I also got down without calling the fire department to come get me. This is worthy of celebration in my view.