Author Topic: Celebrations Thread  (Read 640100 times)

MrsWolfeRN

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Re: Celebrations Thread
« Reply #1650 on: November 09, 2017, 02:21:58 PM »
New baby boy arrived yesterday. VBAC according to plan. We are doing well.

stealthwealth

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Re: Celebrations Thread
« Reply #1651 on: November 09, 2017, 04:38:25 PM »
Congratulations on your new child! 

My household's net worth crossed the $1M mark for the first time today - I'm 39 and my wife is a couple years younger.  Our home equity is about $120k of that - I don't think it will feel real until that number is in a single account, or at least all in liquid assets.  It could go back below in the morning, but tonight that milestone stands.  Still a weird feeling - I don't *feel* like I'm a millionnaire, but yet...I somehow am. 

LD_TAndK

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Re: Celebrations Thread
« Reply #1652 on: November 13, 2017, 05:08:25 AM »
Congratulations everyone! I just hit a milestone of my own:

Just finished my first year bike commuting. I biked 187/238 working days ( ~78.5%) for 2940 miles! That's almost a cross country bike trip.

dreadmoose

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Re: Celebrations Thread
« Reply #1653 on: November 13, 2017, 04:00:12 PM »
Just finished my first year bike commuting. I biked 187/238 working days ( ~78.5%) for 2940 miles! That's almost a cross country bike trip.

Congratulations, that's an amazing achievement and a long commute at ~15.7 miles per day! At 78.5% it looks like you must have biked even in inclement weather lots, nice work.

CogentCap

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Re: Celebrations Thread
« Reply #1654 on: November 14, 2017, 08:56:25 AM »
Paid off another school loan today! 

chasingthegoodlife

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Re: Celebrations Thread
« Reply #1655 on: November 14, 2017, 12:05:01 PM »
Woo woo hardcore biking and goodbye to student loans!

Lews Therin

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Re: Celebrations Thread
« Reply #1656 on: November 14, 2017, 12:19:26 PM »
Congratulations everyone! I just hit a milestone of my own:

Just finished my first year bike commuting. I biked 187/238 working days ( ~78.5%) for 2940 miles! That's almost a cross country bike trip.

That's impressive! I'm at 6 drives to work since August, but that streak will come to an end very soon. Do you bike in winter too?

LadyDividend

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Re: Celebrations Thread
« Reply #1657 on: November 14, 2017, 01:16:40 PM »
I just opened and funded (with $3k) my first non-tax sheltered Vanguard account.

Once the transfer goes through I'll also have broken through $140k.  Woot!


Good stuff! That means that perhaps you have maxed out your tax sheltered accounts? Pretty damn inspiring!

LD_TAndK

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Re: Celebrations Thread
« Reply #1658 on: November 15, 2017, 10:34:44 AM »
That's impressive! I'm at 6 drives to work since August, but that streak will come to an end very soon. Do you bike in winter too?

I'm in Maryland so the winters are mild and I can bike. But we do get alot of rain and I skip those days. How's the biking season up there?

zephyr911

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Re: Celebrations Thread
« Reply #1659 on: November 21, 2017, 10:12:44 AM »
Both happened yesterday:

1) Reached an agreement in principle to merge my two real estate startups into a bigger, stronger, faster company with $800K in assets and another $800K pending purchase in Dec/Jan. This will provide enough supplemental income to ensure I navigate the early stages of FIRE without a cash crunch, while my investments compound up to full FI.

2) Gave notice to quit my full-time govt job before Christmas. Age 39 and 5 months, time in workforce 17 years.

G-dog

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Re: Celebrations Thread
« Reply #1660 on: November 21, 2017, 10:33:38 AM »
Both happened yesterday:

1) Reached an agreement in principle to merge my two real estate startups into a bigger, stronger, faster company with $800K in assets and another $800K pending purchase in Dec/Jan. This will provide enough supplemental income to ensure I navigate the early stages of FIRE without a cash crunch, while my investments compound up to full FI.

2) Gave notice to quit my full-time govt job before Christmas. Age 39 and 5 months, time in workforce 17 years.

Ooh! Big, big, BIG! Congrats.

chasingthegoodlife

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Re: Celebrations Thread
« Reply #1661 on: November 21, 2017, 12:20:35 PM »
Wow! Congrats! Fantastic news.

couponvan

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Re: Celebrations Thread
« Reply #1662 on: November 21, 2017, 12:47:04 PM »
That's amazing! Congrats zephyer911!

Freedom2016

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Re: Celebrations Thread
« Reply #1663 on: November 21, 2017, 07:22:04 PM »
We crossed the $1 million net worth mark today! Kind of exciting. :)

NinetyFour

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Re: Celebrations Thread
« Reply #1664 on: November 21, 2017, 07:23:00 PM »
VERY exciting!!!  :D

BFGirl

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Re: Celebrations Thread
« Reply #1665 on: November 22, 2017, 07:58:35 AM »
Mint just showed my net worth at 1.5 million :)

BFGirl

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Re: Celebrations Thread
« Reply #1666 on: November 22, 2017, 08:00:44 AM »
We crossed the $1 million net worth mark today! Kind of exciting. :)

Congratulations!

dougules

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Re: Celebrations Thread
« Reply #1667 on: November 22, 2017, 11:12:00 AM »
We crossed the $1 million net worth mark today! Kind of exciting. :)

Only kind of?  Congrats!

couponvan

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Re: Celebrations Thread
« Reply #1668 on: November 23, 2017, 02:25:00 PM »
Mint just showed my net worth at 1.5 million :)

Congratulations - what date did you cross the $1.0M mark?  Just curious if it was as much shorter for you as it was for us.  I think it took 13-14 years for the first $1.0, and then only 3-4 for the next $.5...

Slinky

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Re: Celebrations Thread
« Reply #1669 on: November 27, 2017, 10:30:02 AM »
Both happened yesterday:

1) Reached an agreement in principle to merge my two real estate startups into a bigger, stronger, faster company with $800K in assets and another $800K pending purchase in Dec/Jan. This will provide enough supplemental income to ensure I navigate the early stages of FIRE without a cash crunch, while my investments compound up to full FI.

2) Gave notice to quit my full-time govt job before Christmas. Age 39 and 5 months, time in workforce 17 years.


NICE.

dougules

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Re: Celebrations Thread
« Reply #1670 on: December 01, 2017, 11:07:44 AM »
I just got a 3% spot raise over and above my normal annual raise that happened back in September.  The company has had a serious retention problem, and I think they're trying to step it up. 

Joggernot

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Re: Celebrations Thread
« Reply #1671 on: December 01, 2017, 04:09:49 PM »
We were directly affected by Hurricane Harvey.  Since that time I (we) have been working with contractors, insurance inspectors, adjusters, agents, FEMA, TWIA, remote document reviewers, etc. trying to get enough money to cover our losses (minus deductibles, of course).  Finally, yesterday's visit to TWIA (insurance) and subsequent call to the remote document reviewer resulted in a 20% increase in the amount they originally authorized.  Win!

dougules

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Re: Celebrations Thread
« Reply #1672 on: December 04, 2017, 11:29:07 AM »
We were directly affected by Hurricane Harvey.  Since that time I (we) have been working with contractors, insurance inspectors, adjusters, agents, FEMA, TWIA, remote document reviewers, etc. trying to get enough money to cover our losses (minus deductibles, of course).  Finally, yesterday's visit to TWIA (insurance) and subsequent call to the remote document reviewer resulted in a 20% increase in the amount they originally authorized.  Win!

That sounds like a nice pick-me-up after a hard time. 

 


Trifele

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Re: Celebrations Thread
« Reply #1673 on: December 07, 2017, 04:37:36 AM »
It's been an excellent year!  Lots to celebrate:

1) We recently passed over the $1M mark for NW, and are now chugging for $1M in investments. Planning t FIRE in August of 2019 if all continues according to plan. 

2) Today is 2 years in remission from my cancer.  Happy cancer-versary to me.  :)  Feeling very well and living each day with gratitude.   

NinetyFour

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Re: Celebrations Thread
« Reply #1674 on: December 07, 2017, 06:01:30 AM »
Excellent news!  Congrats on the finances and that's wonderful about the cancer-versary!!  :)

jengod

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Re: Celebrations Thread
« Reply #1675 on: December 09, 2017, 07:58:16 PM »
Fidelity account has shown almost $6000 of dividends and long-term capital gains in the past 10 days. All will be reinvested and remain so for 20+ years (we are 40 and these are retirement accounts).

It's just nice to see the snowball power of long-term investing and whatnot!

FirePaddle

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Re: Celebrations Thread
« Reply #1676 on: December 11, 2017, 05:52:58 PM »
We joined the double comma club today! Our house is worth ~$220k with ~75k left on the loan, so we're feeling good about those too! I think our FIRE number is somewhere between, well, $1M and $1.4M, depending on where we live, but we're thinking about part timing it soon to ease into it. Exciting!

Well, thanks to Mr. Market and our 69% savings rate, we're now at over $1M invested + our house + our stuff! Man, it's going to be a transition moving to spending instead of saving. Plan is still to switch to part time at some point...

zephyr911

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Re: Celebrations Thread
« Reply #1677 on: December 12, 2017, 08:07:43 AM »
We joined the double comma club today! Our house is worth ~$220k with ~75k left on the loan, so we're feeling good about those too! I think our FIRE number is somewhere between, well, $1M and $1.4M, depending on where we live, but we're thinking about part timing it soon to ease into it. Exciting!

Well, thanks to Mr. Market and our 69% savings rate, we're now at over $1M invested + our house + our stuff! Man, it's going to be a transition moving to spending instead of saving. Plan is still to switch to part time at some point...

I support the phased plan. Give yourself time to adjust. :)
Three more days till I never work a full-time job again unless I'm bored enough to go looking for one. Holy shit. Thanks MMM and community.

caseyzee

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Re: Celebrations Thread
« Reply #1678 on: December 12, 2017, 09:23:35 AM »
Quote
I support the phased plan. Give yourself time to adjust. :)
Three more days till I never work a full-time job again unless I'm bored enough to go looking for one. Holy shit. Thanks MMM and community.

Congratulations Zephyr - that is super exciting!

Quote
Quote from: FirePaddle on December 11, 2017, 05:52:58 PM
Quote from: FirePaddle on January 25, 2017, 04:34:46 PM
We joined the double comma club today! Our house is worth ~$220k with ~75k left on the loan, so we're feeling good about those too! I think our FIRE number is somewhere between, well, $1M and $1.4M, depending on where we live, but we're thinking about part timing it soon to ease into it. Exciting!

Well, thanks to Mr. Market and our 69% savings rate, we're now at over $1M invested + our house + our stuff! Man, it's going to be a transition moving to spending instead of saving. Plan is still to switch to part time at some point...

I like the phased idea too.  I work in manufacturing, so that is an unlikely option for me in my current position, but I'm hopeful that by the time I ready to go, either our business has shrunk enough to support that, or I find another part time opportunity.

FirePaddle

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Re: Celebrations Thread
« Reply #1679 on: December 12, 2017, 10:34:19 AM »
Quote
I support the phased plan. Give yourself time to adjust. :)
Three more days till I never work a full-time job again unless I'm bored enough to go looking for one. Holy shit. Thanks MMM and community.

Congratulations Zephyr - that is super exciting!

Quote
Quote from: FirePaddle on December 11, 2017, 05:52:58 PM
Quote from: FirePaddle on January 25, 2017, 04:34:46 PM
We joined the double comma club today! Our house is worth ~$220k with ~75k left on the loan, so we're feeling good about those too! I think our FIRE number is somewhere between, well, $1M and $1.4M, depending on where we live, but we're thinking about part timing it soon to ease into it. Exciting!

Well, thanks to Mr. Market and our 69% savings rate, we're now at over $1M invested + our house + our stuff! Man, it's going to be a transition moving to spending instead of saving. Plan is still to switch to part time at some point...

I like the phased idea too.  I work in manufacturing, so that is an unlikely option for me in my current position, but I'm hopeful that by the time I ready to go, either our business has shrunk enough to support that, or I find another part time opportunity.

Yes, congrats Zephyr! That's super exciting!

Yea, to go to part time, I'll need to switch from a manager type position to something else, and I'm not exactly sure how that will work. I still have some technical skills, but nothing close to those I manage now. I might be able to still do the job I do now, but only for 3 days a week. I'd need to be much more efficient though. I do fantasize for those 4 day weekends, or not working more than working. The golden handcuffs are being felt though, but I'm at least aware they are there. I'll likely work until we get some amount of a buffer beyond 25x expenses. DW likes her job more than I do, so she'll likely work longer than me.

Exflyboy

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Re: Celebrations Thread
« Reply #1680 on: December 13, 2017, 09:42:06 AM »
Goodbye Roy Moore!....:)

diapasoun

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Re: Celebrations Thread
« Reply #1681 on: December 13, 2017, 10:27:17 AM »
I set up investments in my HSA yesterday and invested in several Vanguard index funds! That's $1000 more dollars to grow into many little dollar-ettes for me....

dougules

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Re: Celebrations Thread
« Reply #1682 on: December 13, 2017, 11:16:30 AM »
Goodbye Roy Moore!....:)

Yay! Our state actually pulled off common decency for once.   

ixtap

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Re: Celebrations Thread
« Reply #1683 on: December 13, 2017, 04:33:05 PM »
We we're going to, then we weren't going to, and now we have: we just polished off the student loans!

This also means that we are completely debt free, so rising interest rates will be in our favor, as long as the economy stays relatively strong.

happy

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Re: Celebrations Thread
« Reply #1684 on: December 15, 2017, 04:15:08 AM »
Congratulations of being debt free ixtap!

Cherry Lane

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Re: Celebrations Thread
« Reply #1685 on: December 15, 2017, 08:43:48 PM »
I made my FI number today!  91 days before my planned RE.

couponvan

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Re: Celebrations Thread
« Reply #1686 on: December 15, 2017, 08:56:34 PM »
I made my FI number today!  91 days before my planned RE.

Congratulations!!! When is RE? Or are you on the OMY path?

Cherry Lane

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Re: Celebrations Thread
« Reply #1687 on: December 15, 2017, 09:05:51 PM »
I made my FI number today!  91 days before my planned RE.

Congratulations!!! When is RE? Or are you on the OMY path?

Thanks!  No OMY for me. RE is mid-March.  I've been planning for that for 2 years, with no idea if I'd actually make FI by then.

Daisy

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Re: Celebrations Thread
« Reply #1688 on: December 15, 2017, 09:27:04 PM »
I made my FI number today!  91 days before my planned RE.

Congratulations!!! When is RE? Or are you on the OMY path?

Thanks!  No OMY for me. RE is mid-March.  I've been planning for that for 2 years, with no idea if I'd actually make FI by then.

Congratulations Cherry Lane! Now it's all smooth sailing until March 2018. It must feel nice!

G-dog

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Re: Celebrations Thread
« Reply #1689 on: December 16, 2017, 05:44:06 AM »
I made my FI number today!  91 days before my planned RE.

Congratulations!!! When is RE? Or are you on the OMY path?

Thanks!  No OMY for me. RE is mid-March.  I've been planning for that for 2 years, with no idea if I'd actually make FI by then.

Congratulations Cherry Lane! Now it's all smooth sailing until March 2018. It must feel nice!

Woohoo! Congratulations! 

chasingthegoodlife

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Re: Celebrations Thread
« Reply #1690 on: December 17, 2017, 12:51:47 PM »
So happy for you Cherry Lane! How exciting!!

katstache92

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Re: Celebrations Thread
« Reply #1691 on: December 20, 2017, 12:50:45 PM »
I just opened and funded (with $3k) my first non-tax sheltered Vanguard account.

Once the transfer goes through I'll also have broken through $140k.  Woot!


Good stuff! That means that perhaps you have maxed out your tax sheltered accounts? Pretty damn inspiring!

Thank you! Yes! For the first time ever I'm saving more than my tax-sheltered max!  Feels awesome.

Also, happened to check Vanguard yesterday and I'm over $150k total.  I broke $100k on 1/16/17 which means that in less than a year I've saved more than 50% of what I started the year with, hooray.  I know that probably won't ever really happen again, but it still makes me happy to think about.

Odiedog859

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Re: Celebrations Thread
« Reply #1692 on: December 20, 2017, 03:47:36 PM »
Just hit the $1 million value on investments and retirement accounts for the first time this week (well over 25x annual spending.)  No debt. 

We own our home ($800k value, paid $195k in 1993.  This is in a very high cost of housing part of the country and is no McMansion by any means)

Plan is for retiring in June 2019.  Lot's can happen between now and then but now at least don't feel hostage to working, which by itself is pretty nice.  We discovered MMM late in the game but found we were had already adopted a lot of the principles.  I steer people to this web site all the time.
« Last Edit: December 21, 2017, 10:17:21 AM by Odiedog859 »

NinetyFour

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Re: Celebrations Thread
« Reply #1693 on: December 20, 2017, 09:04:58 PM »
AWESOME!!!  CONGRATS!

couponvan

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Re: Celebrations Thread
« Reply #1694 on: December 22, 2017, 02:15:26 PM »
Way to go Odiedog859!! That's a great accomplishment (as is the 25X being under $40K).  Not having a house payment probably makes a big difference in the annual outlay costs. 

ronsbusa3

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Re: Celebrations Thread
« Reply #1695 on: December 28, 2017, 02:31:55 PM »
Congratulations everyone! I just hit a milestone of my own:

Just finished my first year bike commuting. I biked 187/238 working days ( ~78.5%) for 2940 miles! That's almost a cross country bike trip.
Thatís amazing. I hit 55 Days riding  my bike to work (ebike) I started in July. I hope to hit 100 Days next year. Keep it up...

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Re: Celebrations Thread
« Reply #1696 on: January 10, 2018, 10:01:50 AM »
I ran our numbers and with the recent market gains and aggressive savings in 2017 we joined the double comma club, by about $3k.

That includes our home equity so the next goal is $1M liquid, only $393k to go. I suspect there will be a market correction before we get there, so I'd guess sometime in 2022.

-X
« Last Edit: January 10, 2018, 10:03:22 AM by thedigitalone »

exige

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Re: Celebrations Thread
« Reply #1697 on: January 11, 2018, 10:17:04 AM »
The wife and I hit 100K in investments december 30th goal was to hit it before 2018 I was very happy! Now lets see what this compounding is all about haha

asauer

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Re: Celebrations Thread
« Reply #1698 on: January 13, 2018, 08:17:53 AM »
Just crossed the 600k mark in investments (not house).  yay!!

Sibley

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Re: Celebrations Thread
« Reply #1699 on: January 13, 2018, 02:03:07 PM »
Got the paperwork from my previous company re the pension plan. I had completely written this off because I had no idea what the rules were. I'm able to transfer the money out (rollover to IRA). So, basically, free money! Paperwork is done, just need to send it in and wait for processing.

And, I remembered I have a tub of coolwhip in the fridge. I'm eating cool whip :)