Author Topic: Celebrations Thread  (Read 341573 times)

Izybat

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Re: Celebrations Thread
« Reply #1500 on: March 03, 2017, 03:42:54 PM »
Just paid off another debt! That's two that have been paid off since January. Three more to go. Keep on trucking.

marty998

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Re: Celebrations Thread
« Reply #1501 on: March 03, 2017, 07:10:33 PM »
My net invested assets (non-house, non-super) went over $250,000 the past week.

jengod

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Re: Celebrations Thread
« Reply #1502 on: March 03, 2017, 07:14:47 PM »
I finally got my $75 payment for a freelance article I wrote several months back. The woman I'd been working w disappeared and was replaced so if took a loooong time to process the invoice.


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Etlav5

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Re: Celebrations Thread
« Reply #1503 on: March 03, 2017, 08:45:36 PM »
I handed in my resignation letter yesterday.  I have been telling my boss I can't work unplanned OT because I have to get my baby from daycare.  He keeps making me work late anyway and said yesterday that it would not change.  My passive income exceeds my expenses, so I pulled up my already-drafted-and-waiting letter and emailed it in.

I feel relieved, and nervous.

What a great FU money story.

KMMK

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Re: Celebrations Thread
« Reply #1504 on: March 04, 2017, 09:55:04 PM »
DH got his tax refund and became debt-free (except mortgage) for the first time in 10 years today. I'm very glad he had mostly fixed his financial situation before we met.

NinetyFour

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Re: Celebrations Thread
« Reply #1505 on: March 05, 2017, 04:53:16 AM »
DH got his tax refund and became debt-free (except mortgage) for the first time in 10 years today. I'm very glad he had mostly fixed his financial situation before we met.

AWESOME!!!
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chaskavitch

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Re: Celebrations Thread
« Reply #1506 on: March 05, 2017, 06:29:16 AM »
We got rid of our cable TV last month, which will save us about $70/mo.  All we ever did was complain about commercials anyway, so it's a doubly good thing.

Also, my tIRA at Vanguard just got above $10,000, so I qualify for Admiral pricing.  Now all of my accounts are super inexpensive!  Yay VTSAX!  This was the last one lingering down below that value because it was a rollover from a PERA account from grad school, and I was only putting money into the Roth IRA and ignoring the traditional.

This is a good year for us so far!  Last week I got a promotion that comes with a 13% raise, so I'm going to up my 401k contributions from 14% to 17% (at least, maybe more if DH doesn't mind).  AND DH got a new job today, with a $10,000 raise, a chance for a 10% bonus every year (historically 5%), and a 401k option that will match 4% after a year.

Zetus lapetus, this is a REALLY good year.  We just reached $100,000 in our retirement accounts :)  And DH opened his 401k - he was originally going to start off at 5% to ensure his 4% match (3% match at 100%, then 50% up to 4% total), but he upped it to 7%, then 8%, then said "aw, screw it, let's just start at 10%."  Yay!

sw1tch

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Re: Celebrations Thread
« Reply #1507 on: March 06, 2017, 07:01:47 AM »
Congratulations, Sw1tch!!  This is awesome!

Thank you!

Here's my rough numbers at the beginning of each year:
2015: 236,000 (included estimated house value at beginning of year but sold it mid-year 2015)
2016: 338,000
2017: 474,000
Current: 515,000

Definitely worth celebrating!  I just wish I had started sooner, but as I always say: better late than never.
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Izybat

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Re: Celebrations Thread
« Reply #1508 on: March 13, 2017, 05:10:24 PM »
My husband just got a job offer that includes a 10k sign-on bonus and a 59% pay increase!

bigchrisb

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Re: Celebrations Thread
« Reply #1509 on: March 13, 2017, 06:28:36 PM »
My net invested assets (non-house, non-super) went over $250,000 the past week.

Nice one Marty!  Next goal $500k?

As for me, I paid off a balance transfer credit card this month.  With the mortgage fully offset, means I now have no lumpy payments each month.  My income is now split just between current living costs and padding the stash.
« Last Edit: March 13, 2017, 06:31:10 PM by bigchrisb »

annastashia

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Re: Celebrations Thread
« Reply #1510 on: March 18, 2017, 12:29:29 AM »
Hi, new to the forum but a lurking Mutstachian for almost a year now. Just wanted to say hello and share my joy and relief at having fully paid off one CC, with 1.5k left on the other. Inspired by MrMoneyMustache's articles! Woohoo!

Trifele

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Re: Celebrations Thread
« Reply #1511 on: March 18, 2017, 03:34:22 AM »
My husband just got a job offer that includes a 10k sign-on bonus and a 59% pay increase!

Izybat that is awesome!!  There should be a "Mega Celebrations" thread for something like that!

Trifele

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Re: Celebrations Thread
« Reply #1512 on: March 18, 2017, 03:35:46 AM »
Hi, new to the forum but a lurking Mutstachian for almost a year now. Just wanted to say hello and share my joy and relief at having fully paid off one CC, with 1.5k left on the other. Inspired by MrMoneyMustache's articles! Woohoo!

Welcome Annastashia!  And great, great job slaying that CC.  Onward!!

bendavis

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Re: Celebrations Thread
« Reply #1513 on: March 18, 2017, 04:02:12 AM »
I have finally published my book https://www.amazon.com/dp/B06XJ86PTR/. Hey!!!

DieHard_772

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Re: Celebrations Thread
« Reply #1514 on: March 18, 2017, 12:36:13 PM »
Modest gains, but fun:

--I changed the pipe below our sink, thus making the sink work again so we can use it.
We RENT, and I haven't usually done things like that, but wanted to give it a try.  Perhaps a little rehearsal
for one day owning?

--HSA up around $750, in its third month.  Woo hoo!

--My wife started investing about six months ago.  She had stayed away from it since 2008, breakthrough!

--My sister is getting into Mr Money Mustache.  This is awesome!

annastashia

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Re: Celebrations Thread
« Reply #1515 on: March 18, 2017, 09:06:01 PM »
Hi, new to the forum but a lurking Mutstachian for almost a year now. Just wanted to say hello and share my joy and relief at having fully paid off one CC, with 1.5k left on the other. Inspired by MrMoneyMustache's articles! Woohoo!

Welcome Annastashia!  And great, great job slaying that CC.  Onward!!

Thank you!

Trifele

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Re: Celebrations Thread
« Reply #1516 on: March 19, 2017, 08:06:34 AM »
Modest gains, but fun:

--I changed the pipe below our sink, thus making the sink work again so we can use it.
We RENT, and I haven't usually done things like that, but wanted to give it a try.  Perhaps a little rehearsal
for one day owning?

--HSA up around $750, in its third month.  Woo hoo!

--My wife started investing about six months ago.  She had stayed away from it since 2008, breakthrough!

--My sister is getting into Mr Money Mustache.  This is awesome!

Those are some great gains DieHard!  Love that your sister is into it.  I let my brother know about MMM some years back, and he went all-in and actually FIREd two years ago!  He's loving life these days.

morethanconquerors

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Re: Celebrations Thread
« Reply #1517 on: March 19, 2017, 11:58:42 AM »
Made my FINAL student loan payment last Thursday!!! Paid off $44,000 in less than 2.5 years.

Trifele

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Re: Celebrations Thread
« Reply #1518 on: March 20, 2017, 04:43:37 AM »
Made my FINAL student loan payment last Thursday!!! Paid off $44,000 in less than 2.5 years.

Welcome aboard morethanconquerors!  That is quite a first post. Congratulations!  I remember my last student loan payment too.  It's a huge milestone!

HappierAtHome

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Re: Celebrations Thread
« Reply #1519 on: March 20, 2017, 06:33:35 AM »
My net invested assets (non-house, non-super) went over $250,000 the past week.

Congrats Marty!!

Dicey

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Re: Celebrations Thread
« Reply #1520 on: March 20, 2017, 08:13:53 AM »
Made my FINAL student loan payment last Thursday!!! Paid off $44,000 in less than 2.5 years.

Welcome aboard morethanconquerors!  That is quite a first post. Congratulations!  I remember my last student loan payment too.  It's a huge milestone!
+ 44k!
I did it! I have a journal!
http://forum.mrmoneymustache.com/journals/a-lot-like-this/
And hell yes, I am still moving confidently in the direction of my dreams...

TravelJunkyQC

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Re: Celebrations Thread
« Reply #1521 on: March 20, 2017, 11:38:57 AM »
Although I don't like getting a big tax refund since it means I gave the government a free loan for the year, our situation is just complicated enough (my partner is doing a Phd, we both own condos, mine is on the market, etc), that adjusting witholding for the past year wasn't feasible. This being said, we just finished doing our taxes and will be receiving 7,100$ back. Yay! We're buying a piece of land, so this helps with the down-payment :)

DieHard_772

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Re: Celebrations Thread
« Reply #1522 on: March 20, 2017, 04:28:52 PM »
Made my FINAL student loan payment last Thursday!!! Paid off $44,000 in less than 2.5 years.

Holy $#@ that is awesome...
Congrats

Zaga

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Re: Celebrations Thread
« Reply #1523 on: March 21, 2017, 04:51:23 PM »
Final student loan payment scheduled for my next pay in 2 weeks.  Woot!

Sibley

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Re: Celebrations Thread
« Reply #1524 on: March 22, 2017, 08:11:09 AM »
Found a house!
Put offer in!
Offer accepted!
Home inspection scheduled.
Mortgage stuff started.
Insurance quotes in process.

I'm really excited - and the house is $134k, 4 bed, 2 bath, 1750 sq ft (planning on parents moving in with me soonish, and this house will work for that). I LOVE this house :)

Freckles

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Re: Celebrations Thread
« Reply #1525 on: March 22, 2017, 09:33:36 AM »
A four bedroom, two bath house for $134K? Surely not in Chicago?

I may be baffled by those numbers, but, congratulations!

Sibley

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Re: Celebrations Thread
« Reply #1526 on: March 22, 2017, 11:43:52 AM »
A four bedroom, two bath house for $134K? Surely not in Chicago?

I may be baffled by those numbers, but, congratulations!

Northwest Indiana. Same job, different commuter train. Plus MUCH lower taxes and overall COL, and the state has an actual budget.

Freckles

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Re: Celebrations Thread
« Reply #1527 on: March 22, 2017, 12:39:00 PM »
Super congratulations, then!

MoMan

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Re: Celebrations Thread
« Reply #1528 on: March 27, 2017, 08:55:38 AM »
It's been a good couple of weeks for this mustachian. My wife and I have been in purge mode this spring. Just had our annual yard sale and really cleared out a bunch of crap, and even got a little spending cash. Listed my mountain board on CraigsList. The buyer was super happy and enjoying it on the beach (with his kiteboarding kite). Win win.

A week ago, I finally mustered up enough motivation to tear into my car's dashboard to fix my car stereo. I knew it was an easy fix, but to get to the stereo that I installed a few years ago, you have to remove a bunch of interior trim. But a couple of hours spent on a nice Sunday was worth it: I was hating my daily commute even more than usual without music or radio. Score.

That same Sunday, I was daydreaming aloud to my wife about my favorite distraction: retirement. I mentioned my plan to ride my bike a lot, and she called me out: "Why do you need to wait until retirement?" Dammit, she's always right. So last Monday after work I got back on and rode 10 miles. I followed that up and repeated it Tuesday, Wednesday and Thursday (Friday the weather didn't cooperate). Must make it part of my routine once again. And I think I'm there.

Tuesday evening, I finally listed our 1994 ski boat on Craigslist. I really lowballed it, which had the consequence of generating a LOT of interest fast. Once I had about 8 people who wanted it, I took the ad down. Anyway, I sold it Saturday!! Yes! What a total fucking relief. I'm more excited about ending the damned monthly storage facepunch fee ($100/mo) than I am about collecting on the sale. Still, its $1,000 towards our taxes. (Actually $900--we went out to celebrate Saturday night). Now I need to list my older sailboat and my old windsurfing equipment. I'm on a roll!

And yesterday I was pretty productive: made yet another delicious batch of breakfast burritos. I make about 60 of them at a time. Wrap in foil and freeze. When I wake up, toss one in the toaster oven while I go for my morning walk. By the time I get back, shower and make my lunch for the day, the burrito is ready to eat. I probably spend 90 minutes or so every 2 months. And I'm guessing they cost about a buck each to make.

Oh, I also cleaned our storage room yesterday. Wife was super impressed.

Plus, last Friday was bonus day! I'll probably use some of it for a car repair and let the rest of it sit in savings as CYA cash. We have a bigger emergency fund, but the savings is quicker to access if I'm about to be overdrawn (I don't keep much cash in my checking account).

So that's it. Today's Monday and I'm feeling pretty good about myself.
"He is richest who is contented, for content is the wealth of nature."