Author Topic: Celebrations Thread  (Read 678169 times)

happy

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Re: Celebrations Thread
« Reply #1250 on: March 15, 2016, 06:05:51 PM »
Congratulations Viveri, Debt free feels great!

couponvan

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Re: Celebrations Thread
« Reply #1251 on: March 16, 2016, 08:04:55 PM »
My net worth just broke $30k!!!

Go Sibley!!!! Congrats!!

JLee

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Re: Celebrations Thread
« Reply #1252 on: March 17, 2016, 09:18:41 AM »
I funded most of my 2016 IRA today -- waiting for state tax refunds or a couple more paychecks to arrive and I'll knock out the last $1500. :)

Lifestyle Deflation

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Re: Celebrations Thread
« Reply #1253 on: March 17, 2016, 04:30:47 PM »
A few weeks ago my "stash" reached $100,000... that was a cool moment.

I actually almost hit $100k last year (got up to 97k or so), but then I liquidated a bunch of stock for a house down payment, which brought the stash back down to under 40k. So it feels good to finally be "back."

They say the first 100k is the hardest, let's hope that is true!

onlykelsey

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Re: Celebrations Thread
« Reply #1254 on: March 17, 2016, 04:42:14 PM »
This doesn't have a whole lot to do with MMM, but today the most toxic person I've ever worked for (in my grown up law career, at least) moved off the project I've been working for her on.  I don't think she's an evil person, but she had me seriously contemplating whether I could get anesthesia and break my own arm to avoid continuing the project, and the poor junior employee under me has called me incoherently sobbing more or less monthly since we started working for her.

I am literally grinning like a crazy person in my empty office, despite having been in the office 17-22 hours a day every day all week, and having worked 8+ hours each of hte last three Saturdays and Sundays. 

McGeens

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Re: Celebrations Thread
« Reply #1255 on: March 18, 2016, 04:21:14 AM »
Three celebrations at our place over the past little while. The big one is that we paid our (big Australian) mortgage off in January. Ages 33 & 39, and the house is now worth about $500k. We worked towards that goal for four years, pretty intensely. Now it's gone gone gone!! And along the way had two babies and I've only been working a few days a week at most.

This has freed us up to max out our superannuation (retirement) for the first time this financial year.

And today I made my first ever stock purchase. It was quite intimidating, and I had to ring up the helpline for some remedial training- lol! But it all worked and I'm still the proud owner of a $5k parcel of VAS :-) the start of a beautiful relationship, I hope!

Definitely couldn't and wouldn't have done any of this without MMM and this wonderful forum- thanks everyone!!

couponvan

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Re: Celebrations Thread
« Reply #1256 on: March 18, 2016, 10:11:20 AM »
DH's bonus came in and we're sitting on a $53K check amount!! We've got enough to pay off the FIRE house mortgage!! (At 4.625% rate, but it's worth it for the peace of mind....). Other plans include putting some into the kids' college funds. 

We went over $1.2M net worth (includes house) too.

Off to rerun time to FIRE spreadsheet.  We have quite unmustachian spending levels for those who say "quit today"....

Jojje

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Re: Celebrations Thread
« Reply #1257 on: March 18, 2016, 10:42:34 AM »
Wohoo! 59% savings rate this month.  :)

PARedbeard

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Re: Celebrations Thread
« Reply #1258 on: March 21, 2016, 08:12:29 AM »
I love this thread! People are killing it! Congrats to All!

coin

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Re: Celebrations Thread
« Reply #1259 on: March 22, 2016, 10:41:32 PM »
My stash gave me the confidence to look for a new job. I got two offers in as many weeks. I tried to quit on Friday since once of the offers was pretty decent, but my work gave me a generous counteroffer to stay.

I'm now earning 10k per annum more for the same job, and when I told the prospective employer they quickly offered me another 2k on top of my works offer as well as some nice extras. I won't take it because the extra money doesn't make the commute worthwhile, but I am very pleased with how this has all panned out.

I'm a little in shock, I'm wondering when I'll wake up from this wonderful dream. I'll email payroll today to ensure a little of that bonus money gets sent to my superannuation.

FiveSigmas

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Re: Celebrations Thread
« Reply #1260 on: March 24, 2016, 10:31:30 PM »
My stash gave me the confidence to look for a new job. I got two offers in as many weeks. I tried to quit on Friday since once of the offers was pretty decent, but my work gave me a generous counteroffer to stay.

I'm now earning 10k per annum more for the same job, and when I told the prospective employer they quickly offered me another 2k on top of my works offer as well as some nice extras. I won't take it because the extra money doesn't make the commute worthwhile, but I am very pleased with how this has all panned out.

I'm a little in shock, I'm wondering when I'll wake up from this wonderful dream. I'll email payroll today to ensure a little of that bonus money gets sent to my superannuation.

Rock on! Great job, coin!

jms493

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Re: Celebrations Thread
« Reply #1261 on: March 25, 2016, 02:12:07 PM »
Officially Debt free except the mortgage as of 3/22/2016.  It took us 599 days to pay off 288K worth of debt...200K of it was Rental Condo from hell.  The problem was the condo only sold for $118...leaving us with a huge bill to pay at closing.

Anyway...our next focus is we are replenishing our savings at the rate of around $4500 a month.


marty998

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Re: Celebrations Thread
« Reply #1262 on: March 28, 2016, 02:58:10 PM »
I went shopping at Myer on Saturday (don't say that very often). They had a multi buy discount, on top of specific product discounts...

I ended up getting 2 business shirts (original price $70 each) + 2 ties (original price $30 each) for $107 all up. Then went to another store for another shirt $100 reduced to $30!

My stash gave me the confidence to look for a new job. I got two offers in as many weeks. I tried to quit on Friday since once of the offers was pretty decent, but my work gave me a generous counteroffer to stay.

I'm now earning 10k per annum more for the same job, and when I told the prospective employer they quickly offered me another 2k on top of my works offer as well as some nice extras. I won't take it because the extra money doesn't make the commute worthwhile, but I am very pleased with how this has all panned out.

I'm a little in shock, I'm wondering when I'll wake up from this wonderful dream. I'll email payroll today to ensure a little of that bonus money gets sent to my superannuation.

Rock on! Great job, coin!

Good stuff. well done. Employer has backed themselves into a corner here now... counter-offers set an ugly precedent, especially if other staff find out about it.




Cookie78

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Re: Celebrations Thread
« Reply #1263 on: March 30, 2016, 08:16:37 AM »
Today I am officially exactly half way between my discovery of MMM/signing up for the forum/starting my FIRE plans and my expected FIRE date!

Also, as an added bonus, I signed a lease last night and as of May 1 all my rentals will be full and I don't have to deal with finding new tenants for awhile! Lots of positive changes on that front lately, but I'll be glad when things stabilize a bit.

Inaya

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Re: Celebrations Thread
« Reply #1264 on: April 01, 2016, 12:51:59 PM »
Was setting up my March budget in Mint today and was very pleasantly surprised to discover that my net worth has passed $50k! It's actually closer to $60k, but will be closer to $65k once my refund check comes in (I forgot to take allowances on the W-4--this has been addressed).

Another celebration is that, for the first time ever, my investment accounts are in the green!

I'm starting to wonder if it might be possible to hit the $100k mark by the end of the year.

cautiouspessimist

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Re: Celebrations Thread
« Reply #1265 on: April 01, 2016, 02:44:01 PM »
Finally eligible to contribute to my company's 401k (no match, except for some nebulous profit-sharing type thing). So now I just have to finish the paperwork.

Squirrel away

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Re: Celebrations Thread
« Reply #1266 on: April 02, 2016, 02:56:07 AM »
Everyone is doing so well.:)

LeRainDrop

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Re: Celebrations Thread
« Reply #1267 on: April 02, 2016, 12:10:14 PM »
This doesn't have a whole lot to do with MMM, but today the most toxic person I've ever worked for (in my grown up law career, at least) moved off the project I've been working for her on.  I don't think she's an evil person, but she had me seriously contemplating whether I could get anesthesia and break my own arm to avoid continuing the project, and the poor junior employee under me has called me incoherently sobbing more or less monthly since we started working for her.

I am literally grinning like a crazy person in my empty office, despite having been in the office 17-22 hours a day every day all week, and having worked 8+ hours each of hte last three Saturdays and Sundays.

As a fellow biglaw associate who has also worked for a totally crazy, toxic partner-lady, I can totally relate to you and the hell that work environment causes.  (I was actually THRILLED a couple years ago when I found out I had to have gallbladder surgery and would get a month of FMLA!)  This news warrants a HUGE celebration!  Congrats for getting her out of your life!  Doesn't it feel unreal?
« Last Edit: April 02, 2016, 12:11:50 PM by LeRainDrop »

Check2400

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Re: Celebrations Thread
« Reply #1268 on: April 06, 2016, 08:40:49 AM »
Paid off my last Student Loan payment.

63 months ago I made my first payment of $1500.00 towards my law school debt.  My debt was almost exactly $120,000.   

Just over five years later I'm completely and 100% done.

It makes me sick to think I paid $40,000 a year for three years to not make money or keep savings, and an additional 5 years to get to even ground, but I'm excited to see what the next 8 years of earnings that I can actually keep will do for the net worth. 

Glad I found this site to know what to do with the money now that I don't have a debt to pay down!

NinetyFour

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Re: Celebrations Thread
« Reply #1269 on: April 06, 2016, 08:55:02 AM »
Wow--congrats!!  Must feel great!!

onlykelsey

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Re: Celebrations Thread
« Reply #1270 on: April 06, 2016, 09:00:23 AM »
This doesn't have a whole lot to do with MMM, but today the most toxic person I've ever worked for (in my grown up law career, at least) moved off the project I've been working for her on.  I don't think she's an evil person, but she had me seriously contemplating whether I could get anesthesia and break my own arm to avoid continuing the project, and the poor junior employee under me has called me incoherently sobbing more or less monthly since we started working for her.

I am literally grinning like a crazy person in my empty office, despite having been in the office 17-22 hours a day every day all week, and having worked 8+ hours each of hte last three Saturdays and Sundays.

As a fellow biglaw associate who has also worked for a totally crazy, toxic partner-lady, I can totally relate to you and the hell that work environment causes.  (I was actually THRILLED a couple years ago when I found out I had to have gallbladder surgery and would get a month of FMLA!)  This news warrants a HUGE celebration!  Congrats for getting her out of your life!  Doesn't it feel unreal?

I am so excited.  I think my husband is also excited that I'm not looking up ways to break my own arm.

GoConfidently

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Re: Celebrations Thread
« Reply #1271 on: April 20, 2016, 04:06:47 PM »
Happy dancing today. One of my goals this year was to increase my income by putting myself out there and actually selling some of the art I make. It's been a struggle to feel like I'm ready and I'm horrible at self promotion, but I've really been trying and it is finally starting to pay off. I made close to $1000 this month! And even though I know this month was an anomaly and opportunities like the one I had won't always work out this way, it was a huge boost to my confidence 😀

FiveSigmas

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Re: Celebrations Thread
« Reply #1272 on: April 20, 2016, 10:24:17 PM »
Happy dancing today. One of my goals this year was to increase my income by putting myself out there and actually selling some of the art I make. It's been a struggle to feel like I'm ready and I'm horrible at self promotion, but I've really been trying and it is finally starting to pay off. I made close to $1000 this month! And even though I know this month was an anomaly and opportunities like the one I had won't always work out this way, it was a huge boost to my confidence 😀

That's excellent! Way to go GC!

.x.

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Re: Celebrations Thread
« Reply #1273 on: April 24, 2016, 06:10:11 PM »
Happy dancing today. ... a huge boost to my confidence 😀

So great that you got to see movement towards your goal through steps you initiated.  :) Confidence boosts are good for the immune system, too!

GoConfidently

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Re: Celebrations Thread
« Reply #1274 on: May 03, 2016, 10:33:30 AM »
Happy dancing today. ... a huge boost to my confidence 😀

So great that you got to see movement towards your goal through steps you initiated.  :) Confidence boosts are good for the immune system, too!

Thanks! It does feel great, especially today since I just made another $300. It's a good art month :)

katie

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Re: Celebrations Thread
« Reply #1275 on: May 03, 2016, 06:22:11 PM »
We paid off our mortgage today and are officially debt free with a net worth of near $1M and are mid-30's!  We sold our two rental houses this year and are working to simplify our lives.

.x.

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Re: Celebrations Thread
« Reply #1276 on: May 03, 2016, 06:31:45 PM »
totally badass!!!

HairyUpperLip

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Re: Celebrations Thread
« Reply #1277 on: May 04, 2016, 09:30:35 AM »
We paid off our mortgage today and are officially debt free with a net worth of near $1M and are mid-30's!  We sold our two rental houses this year and are working to simplify our lives.

Nice, great job!

Did the rentals not provide good cash flow?

aperture

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Re: Celebrations Thread
« Reply #1278 on: May 04, 2016, 09:33:30 AM »
We paid off our mortgage today and are officially debt free with a net worth of near $1M and are mid-30's!  We sold our two rental houses this year and are working to simplify our lives.

Wow - congrats, that is fantastic.

Best wishes on your next adventure. -ap

couponvan

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Re: Celebrations Thread
« Reply #1279 on: May 04, 2016, 05:04:50 PM »
We paid off our mortgage today and are officially debt free with a net worth of near $1M and are mid-30's!  We sold our two rental houses this year and are working to simplify our lives.

Congratulations - working to simplify...love it!

BeautifulDay

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Re: Celebrations Thread
« Reply #1280 on: May 04, 2016, 10:07:27 PM »
Posting to follow. Don't want to miss any of these awesome celebrations.  Hoping to have somethings of my own to contribute soon.
« Last Edit: May 09, 2016, 05:44:28 PM by BeautifulDay »

TravelJunkyQC

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Re: Celebrations Thread
« Reply #1281 on: May 09, 2016, 07:43:37 AM »
Not an immediate celebration per se, but a pre-emptive one.

My partner and I have wanted to buy land close to a body of water (preferably a river and preferably several acres) on the outskirts of Québec City. We currently live in a small loft downtown, which is great for commuting (bike), but we have no outdoor space and we're both dirt-rats. He likes to fish and hunt, I like to garden and watch him fish, and we both like to have peace and quiet in the woods.

Anywhoo, we are in no rush to buy, and land like this that isn't too far from the city (no longer than 20 minute commute maximum, 10 to 15 ideal), is VERY expensive. We look online on occasion and found a nice one this weekend that we went to visit. The celebration in all this is that as we were talking about it, we were both happy and grateful with each other that we could discuss the option putting down 100k in cash for a land and use a mortgage to build the house, instead of stressing out with "how would we pay for this dream?". We even high-fived and thanked each other for having the same attitude. For context, I'm 29 but have only been working for 3 years (studies), and he is starting his PhD this week and has also always been in school. Hence, over 100k in liquidity is a celebration for us that we're proud of.

Thanks for reading and being an awesomely non-judgmental and supportive group!

Orvell

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Re: Celebrations Thread
« Reply #1282 on: May 09, 2016, 07:49:14 AM »
Happy dancing today. One of my goals this year was to increase my income by putting myself out there and actually selling some of the art I make. It's been a struggle to feel like I'm ready and I'm horrible at self promotion, but I've really been trying and it is finally starting to pay off. I made close to $1000 this month! And even though I know this month was an anomaly and opportunities like the one I had won't always work out this way, it was a huge boost to my confidence 😀
Late reply, but that's *FANTASTIC*
I'm starting this journey too, but very slowly, and ... it's terrifying. So major kudos to you. :)))

GoConfidently

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Re: Celebrations Thread
« Reply #1283 on: May 09, 2016, 05:36:40 PM »
Happy dancing today. One of my goals this year was to increase my income by putting myself out there and actually selling some of the art I make. It's been a struggle to feel like I'm ready and I'm horrible at self promotion, but I've really been trying and it is finally starting to pay off. I made close to $1000 this month! And even though I know this month was an anomaly and opportunities like the one I had won't always work out this way, it was a huge boost to my confidence 😀
Late reply, but that's *FANTASTIC*
I'm starting this journey too, but very slowly, and ... it's terrifying. So major kudos to you. :)))

Thank you! It's hard, but worth it. Good luck to you! Keep us posted and we can root for each other.

chloe1733

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Re: Celebrations Thread
« Reply #1284 on: May 09, 2016, 05:57:56 PM »
Guys....guys, guys, guys! GUYS. (And by guys I also mean gals...)

Our remaining mortgage principal is down to the five figure range -- under 100k left!

If we keep paying at our current rate, we'll pay it off completely before the end of 2018, but assuming we do a few lump deposits during that time, it'll be even sooner than that. Woot!
« Last Edit: May 14, 2016, 01:40:09 PM by chloe1733 »

Kaybee

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Re: Celebrations Thread
« Reply #1285 on: May 15, 2016, 10:06:26 AM »
Following along to see some of the great victories others are having.  I don't think I'll have one for a little while but its encouraging to see others winning. :D

couponvan

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Re: Celebrations Thread
« Reply #1286 on: May 18, 2016, 09:32:38 AM »
Hosted the first Chicago MMM meetup yesterday. 30+ met up.  :-) I just want to celebrate that!! (All previous meetups on the forum had fizzled.)


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Re: Celebrations Thread
« Reply #1287 on: May 18, 2016, 10:39:40 AM »
Hosted the first Chicago MMM meetup yesterday. 30+ met up.  :-) I just want to celebrate that!! (All previous meetups on the forum had fizzled.)

And I heard it was a blast!! Way to go.

couponvan

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Re: Celebrations Thread
« Reply #1288 on: May 18, 2016, 12:36:24 PM »
Hosted the first Chicago MMM meetup yesterday. 30+ met up.  :-) I just want to celebrate that!! (All previous meetups on the forum had fizzled.)

And I heard it was a blast!! Way to go.

The funny thing is  - I was so worried people were going to either 1) not show or 2) complain it wasn't mustachian enough.

Neustache

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Re: Celebrations Thread
« Reply #1289 on: May 18, 2016, 06:31:26 PM »
Couponvan:  maybe you need to come to KC to get our meet-up finally figured out.  LOL. 

couponvan

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Re: Celebrations Thread
« Reply #1290 on: May 18, 2016, 07:36:29 PM »
Couponvan:  maybe you need to come to KC to get our meet-up finally figured out.  LOL.
Too funny.  Here's my advice, and I don't know if it really works or I was just lucky. Assign yourself as the "host" - set a date well in advance, pick a place and time near public transportation, and DON'T change anything - no matter how many people comment they cannot make it or your venue isn't what they would do.  (I had never seen where we met up in person, and it probably wasn't the most mustachian bar, but I knew I could find it and it was likely to still be in business.) Encourage anyone that balks to plan a future date and be the host if they cannot make the current one.  That's how we got an August meeting on the calendar already! I'd say if there is at least 1 other person showing up you are still good. :-) I went expecting maybe 4-5 people. 

Sibley

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Re: Celebrations Thread
« Reply #1291 on: May 23, 2016, 07:45:51 PM »
Couponvan:  maybe you need to come to KC to get our meet-up finally figured out.  LOL.
Too funny.  Here's my advice, and I don't know if it really works or I was just lucky. Assign yourself as the "host" - set a date well in advance, pick a place and time near public transportation, and DON'T change anything - no matter how many people comment they cannot make it or your venue isn't what they would do.  (I had never seen where we met up in person, and it probably wasn't the most mustachian bar, but I knew I could find it and it was likely to still be in business.) Encourage anyone that balks to plan a future date and be the host if they cannot make the current one.  That's how we got an August meeting on the calendar already! I'd say if there is at least 1 other person showing up you are still good. :-) I went expecting maybe 4-5 people.

Ok, I've gotta go find that August date! I had a good time :)

As for my little celebration, I bought a new to me GPS device off Ebay, and it arrived today. So it's currently updating (free lifetime map updates), and then once I have a free hour I'll take my stupid smartphone and my old dumb phone in and move back to the dumb phone. All problems have an implemented solution or a known solution for the future, and I'm very happy to cut my cell phone bill in half (if not more).

v8rx7guy

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Re: Celebrations Thread
« Reply #1292 on: May 24, 2016, 12:15:18 AM »
I passed the Washington state professional engineering exam for which I studied 4 months.  I am so happy to have it done with!

NinetyFour

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Re: Celebrations Thread
« Reply #1293 on: May 24, 2016, 03:51:58 AM »
I passed the Washington state professional engineering exam for which I studied 4 months.  I am so happy to have it done with!

Awesome--congrats!!

couponvan

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Re: Celebrations Thread
« Reply #1294 on: May 24, 2016, 04:44:14 AM »
I passed the Washington state professional engineering exam for which I studied 4 months.  I am so happy to have it done with!

That is impressive!

couponvan

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Re: Celebrations Thread
« Reply #1295 on: May 24, 2016, 04:49:54 AM »
Couponvan:  maybe you need to come to KC to get our meet-up finally figured out.  LOL.
Too funny.  Here's my advice, and I don't know if it really works or I was just lucky. Assign yourself as the "host" - set a date well in advance, pick a place and time near public transportation, and DON'T change anything - no matter how many people comment they cannot make it or your venue isn't what they would do.  (I had never seen where we met up in person, and it probably wasn't the most mustachian bar, but I knew I could find it and it was likely to still be in business.) Encourage anyone that balks to plan a future date and be the host if they cannot make the current one.  That's how we got an August meeting on the calendar already! I'd say if there is at least 1 other person showing up you are still good. :-) I went expecting maybe 4-5 people.

Ok, I've gotta go find that August date! I had a good time :)

As for my little celebration, I bought a new to me GPS device off Ebay, and it arrived today. So it's currently updating (free lifetime map updates), and then once I have a free hour I'll take my stupid smartphone and my old dumb phone in and move back to the dumb phone. All problems have an implemented solution or a known solution for the future, and I'm very happy to cut my cell phone bill in half (if not more).

You know - i wonder whether more people might go back to less smart phones paired with a tablet. The need for data plans is much less now that so many places have wifi. Maps and the camera are the ones I use the most.

Joggernot

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Re: Celebrations Thread
« Reply #1296 on: May 24, 2016, 06:05:51 AM »
I passed the Washington state professional engineering exam for which I studied 4 months.  I am so happy to have it done with!
Nicely done!  What is your discipline?  Electrical, Civil, ?

v8rx7guy

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Re: Celebrations Thread
« Reply #1297 on: May 24, 2016, 10:20:41 AM »
I passed the Washington state professional engineering exam for which I studied 4 months.  I am so happy to have it done with!
Nicely done!  What is your discipline?  Electrical, Civil, ?

Mechanical.  I took the Machine Design & Materials for my PM depth exam.  The test was 8 hours long, it took 7 weeks to grade and all the letter says is, "Pass"... talk about anti-climactic!  I am hoping this results in a raise... I am now qualified to be an "Engineer III" at my company which is a pretty decent bump in pay.
« Last Edit: May 24, 2016, 10:28:12 AM by v8rx7guy »

Joggernot

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Re: Celebrations Thread
« Reply #1298 on: May 24, 2016, 11:07:10 AM »
I'm pleased you have a chance for recognition and a raise.  I got nothing for my California PE in Quality.  No demand for it there and at that time.

EcoCanuck

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Re: Celebrations Thread
« Reply #1299 on: May 25, 2016, 01:00:11 AM »
Reviewed the ol finances and ran the numbers and saw that we've managed to triple our networth (savings) in the last year. There are some major changes happening this coming year but we should be able to double what we have this coming year. After that it won't look so good but here's to a few amazing years and being grateful for what we're able to achieve! :)