My name is K-dogg, and my hair is no longer on fire. Iím a 29 year old Canadian female. Over the past 20 months I have paid off 67k in debt.
I never carried debt before entering university at 23, even though I was a bit of a spendy pants. I was fortunate to have always held down a well paying job. Once school started, I was only working 4 months a year in the summer and my spending habits didnít change.
Hereís my debt breakdown:
National Student Loan - $15,955
Provincial Student Loan - $18,490
Car Loan - $6,200
Visa - $9000USD
Mastercard - $15,000
Credit Line - $3000
When I found MMM about 6 months ago, I was already well on my way to paying off my debt. But this site, the blog posts, forums and contributors have been so encouraging.
Looking forward, this will be the year I make my first investment. Something I had never given any serious thought to before. Hope to see you all around the forums. I am officially no longer only a lurker!