Author Topic: Budget Software  (Read 4391 times)

iowagirl

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Budget Software
« on: December 31, 2016, 02:00:49 PM »
What do you all use for budgeting software? I searched the forum but all of the posts were pretty old. I have been using Quicken 2014 and of course they want me to upgrade. I'm finding it doesn't pull in my accounts all the time, guessing because I haven't upgraded for a while. I would also prefer something I can manage from my tablet or phone as well as the computer because a lot of times I squeeze things in at work during breaks. So before I upgrade Quicken I would like to look at other options to see if there is anything better out there.


MDM

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Re: Budget Software
« Reply #1 on: December 31, 2016, 06:12:30 PM »
Quicken's budgeting is marginal at best.  But download your spending from Quicken to Excel and you could have something useful....

Frankies Girl

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Re: Budget Software
« Reply #2 on: December 31, 2016, 06:33:58 PM »
I use Mint and am pretty happy with it. It has some annoying glitches sometimes, but hey, it's free and free is good. And it's a decent tracker that works pretty well most of the time.

And it's from the same parent company that runs TurboTax, so I have no security concerns.


Peony

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Re: Budget Software
« Reply #3 on: December 31, 2016, 06:41:13 PM »
I'm a devoted user of the non-web-based version of YNAB (aka YNAB4 of YNAB "Classic) but as support for that software is being gradually phased out in favor of the web version, which I do not want to use for a number of reasons, I'm considering software called Financier, available at financier.io. There's a free version but I paid the $12 annual fee for an enhanced version and to support the developer. It's pretty much a direct copy of YNAB4 (a zero-based budgeting system), which has changed my life and finances more than I can say. Financier also has a forum.

NorCal

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Re: Budget Software
« Reply #4 on: December 31, 2016, 08:09:29 PM »
I use Quicken.  I just upgraded from 2014 to 2017.

I've tried Mint and had serious issues with it over the long term.  Bank updates stopped working every time my bank updated their back-end software.  The only way to fix it was to delete the entire account history and start over.  I could never track my history for more than 6 months at a time.  This was a few years ago, so maybe it's gotten better since.

Honestly, I think Quicken is worth the money. 

soccerluvof4

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Re: Budget Software
« Reply #5 on: January 01, 2017, 05:58:40 AM »
We use mint.com its free and serves our purpose. We use to use personal capital too but we don't need all the fancy charts (mint has plenty of tools) and all the solicit phone calls.

money beard

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Re: Budget Software
« Reply #6 on: January 01, 2017, 06:44:16 AM »
I use mint because it is free.  It is obnoxious to have to fiddle with the accounts every time your bank updates software but ultimately worth the free factor.  I liked personal capitol but got real tired real faster of the solicitation calls while I was trying to eat dinner with my family or while I was at work. 

thebattlewalrus

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Re: Budget Software
« Reply #7 on: January 01, 2017, 11:31:59 AM »
I have used Mint for a number of years. I did have some issues after my credit union updated its online banking but those bugs seem to have worked out.  About 6-7 years ago I was using Quicken and it did work well I personally did not like the format and the fact that we had to pay money.

iowagirl

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Re: Budget Software
« Reply #8 on: January 01, 2017, 02:08:16 PM »
Thank you everyone. I think I will start out with Mint to get me started. I never had to worry about budgets or saving money because I just did it. Since the last few years have been horrible to me in many ways I had nothing to save or even enough to make home repairs. Since I finally got my health better and a reasonable paying job I've spent most every penny catching up on home repair and car repair and now the school bus doesn't come to my house (long story) I have an extra car with gas and repairs to pay for so my son can get to school. I'm trying to get some debt paid off and stash a little money and well its gotten confusing juggling everything around with working 2 jobs and try to make a little extra on the side, which is why its important that it is mobile for me. So a budget sounded like the way to go to get it all straightened out again. Maybe once things are on track again I will revisit Quicken or the other ones you referred. Free is the way to go right now and since my 2014 version of Quicken isn't doing what it should do I need to make a move.

abby1234519

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Re: Budget Software
« Reply #9 on: January 01, 2017, 02:38:29 PM »
I use Ynab Classic, I adore it. I know they will stop supporting it eventually but I can't get my head around Ynab (the new one)

gimp

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Re: Budget Software
« Reply #10 on: January 01, 2017, 05:21:36 PM »
Mint and a spreadsheet or two.

goldensam

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Re: Budget Software
« Reply #11 on: January 01, 2017, 05:37:14 PM »
I use YNAB4 and it has paid for itself many, many times over. I wish I had started using it sooner.

jim555

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Re: Budget Software
« Reply #12 on: January 01, 2017, 07:45:45 PM »
I use Libre Office (free open source) with spreadsheets for tracking expenses and accounts.