I was wondering if there's any banks that have the ability to automatically apply excess $$ to loans. It's kind of difficult to explain, but I currently have a target amount for the money I would have to have in my checking and savings account. When I reach that threshold, I send any excess to my highest interest loan.
It would be great to automate this process, but I haven't seen any banks that provide this service.
I'm sorry if I sound lazy, but it would definitely be helpful.