Both these men are amazing. Did you listen to the video about Mr. Read? The only thing the Blonde anchorwoman had to say about it was "isn't it ironic that a man named Read is donating to a library?" and "Sure, it's important to save every month, but this assumes an 8% growth rate. It's less probable that the next 40 years will have that." So... if there's only a 6% growth rate the man ends up with MERELY $3 million dollars. How can you hear such an amazing story and so completely miss the point?