Author Topic: Apple Credit Card  (Read 2839 times)

tophdna

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Apple Credit Card
« on: August 06, 2019, 07:51:26 PM »
https://www.google.com/amp/s/www.macrumors.com/guide/apple-card/amp/

Anybody look at this Apple Credit card yet? Anybody interested? Thoughts? Not sure how I feel about using Goldman Sachs to back it.

Bloop Bloop

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Re: Apple Credit Card
« Reply #1 on: August 07, 2019, 08:07:13 PM »
I love the look of it. It's nice and sleek.

No annual fees, no international transaction fees, no card or replacement fees, all these things are great for me. There aren't many credit cards that offer nil international transaction fees.

Don't know/care what the interest rate is.

Don't greatly care about a lack of rewards because I'm not a huge fan of this-for-that bartering and I don't find frequent flyer points to be worth the hassle.

HBFIRE

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Re: Apple Credit Card
« Reply #2 on: August 07, 2019, 10:31:24 PM »
The look of it is cosmetically neat.  I don't see any advantage to this card compared to other offerings.  It gives less rewards than a few other general use credit cards.  Really I don't see the point in getting this card other than if you just like the apple brand and the titanium physical card.
« Last Edit: August 07, 2019, 10:37:32 PM by HBFIRE »

undercover

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Re: Apple Credit Card
« Reply #3 on: August 07, 2019, 11:12:53 PM »
All boils down to the $ and the cashback is half to two-thirds that of other offerings (some that also have no foreign transaction fees).

Doesn't integrate with Mint or Personal Capital.

Has a nice management interface on the phone but you don't really see anything that special that you couldn't get from any other credit card app.
« Last Edit: August 08, 2019, 12:17:12 AM by undercover »

RWTL

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Re: Apple Credit Card
« Reply #4 on: August 08, 2019, 03:26:01 AM »

Doesn't integrate with Mint or Personal Capital.


This is the deal breaker for me.

BrightFIRE

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Re: Apple Credit Card
« Reply #5 on: August 09, 2019, 10:29:41 AM »
There aren't many credit cards that offer nil international transaction fees.

There are numerous credit cards without international fees. I have several. If you travel internationally a lot, get a Barclay Arrival card - it's a real chip & pin enabled card, so you can use it in unattended machines overseas (like train & metro stations).

bacchi

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Re: Apple Credit Card
« Reply #6 on: August 09, 2019, 10:43:24 AM »
There aren't many credit cards that offer nil international transaction fees.

There are numerous credit cards without international fees. I have several. If you travel internationally a lot, get a Barclay Arrival card - it's a real chip & pin enabled card, so you can use it in unattended machines overseas (like train & metro stations).

Bloop isn't in the US.