I'm focused too much on it, especially since despite trying in fits and starts, I really just can't get myself to cut expenses appreciably. Some of it is that I'm in a moderately high COL area, some of it is that my spouse is not as focused on FI as I am and I'm not willing to ask my spouse to seriously cut, some of it is that we have a new kid and are a single-income household, some of it is that I work very very long hours and so I don't want to completely deprive myself. Those aren't excuses, they're choices. But it still results in my staring angrily at the comparatively small amount (in light of my pay, which is high) that I can invest every month, and the fact that my saving is really going to slow to a crawl once kiddo starts becoming more expensive.