Is there anyone from Colombia in this forum?. I would like to know on what you invest?. Are there any brokers where you can self-invest?, and can you invest in Vanguard index funds there?. I know people invest in Cesantias as it is mandatory or Dafuturo with Davivienda, but I believe the commissions are about 3% annually which is very high. Also real estate is not a good investment as rents are cheap, many people don’t pay and there is no government protection for the landlord. So, any pointers??. My mother and brother live there and I would like be able to give them advice but I don’t know much about the investments options there.