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FXF

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« on: September 01, 2015, 05:55:45 AM »
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« Last Edit: April 30, 2018, 12:37:47 PM by FXF »

Thegoblinchief

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Re: Any one else dying to get their hands on YNAB5?
« Reply #1 on: September 01, 2015, 06:24:03 AM »
A native Linux client would be fabulous but highly unlikely. It works okay in WINE but I've never gotten around to jumping the hoops needed to get the cloud sync working. It would be much more likely for them to spend the dev resources necessary to get an iOS/Android tablet optimized version, though how they would price it would be challenging - $60 apps aren't exactly common, and you don't want to undersell the desktop client.

Not sure that would be enough to get me to spend for a whole new license though.

FiguringItOut

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Re: Any one else dying to get their hands on YNAB5?
« Reply #2 on: September 01, 2015, 02:22:28 PM »
For months now I have been looking forward to the next version of ynab, without knowing anything about the confirmed features et al.

I'm hopping for more, better and personaliseable reports and a cloud version which I can access from work.

What are your expectations?

I'd like new version with better reports and few other little upgraded doodads, but I'm concerned that new version will be subscription based and thus I will not be participating in it. I am big proponent to stay away from monthly subscriptions.  I'll just keep using YNAB 4 for as long as it will work, which is fine with me.   

Zebra

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Re: Any one else dying to get their hands on YNAB5?
« Reply #3 on: September 03, 2015, 04:31:52 AM »
I wish they would support tracking investment and other non-spending accounts. Right now I use Quicken for a one-stop complete view of all my financial accounts and YNAB for budgeting. It sucks to enter all my spending transactions twice, but they provide such different functionality, I can't give up one for the other. Mint and Personal Capital are no help because they only show the current cleared balance on your accounts and don't allow you to see what your balance will be in two days when those scheduled bill payments go through or that one check you wrote two weeks ago finally clears.

Thegoblinchief

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Re: Any one else dying to get their hands on YNAB5?
« Reply #4 on: September 03, 2015, 05:02:28 AM »
I wish they would support tracking investment and other non-spending accounts. Right now I use Quicken for a one-stop complete view of all my financial accounts and YNAB for budgeting. It sucks to enter all my spending transactions twice, but they provide such different functionality, I can't give up one for the other. Mint and Personal Capital are no help because they only show the current cleared balance on your accounts and don't allow you to see what your balance will be in two days when those scheduled bill payments go through or that one check you wrote two weeks ago finally clears.

Ummm, YNAB does this. Create an off-budget account. I check the balances on all investment accounts once a month and update manually with the reconciliation button. Unless I'm not understanding what you mean by tracking.

Rob_S

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Re: Any one else dying to get their hands on YNAB5?
« Reply #5 on: September 03, 2015, 05:57:38 AM »
The Goblin Chief is right. Set up your investment account as an off-budget account. Purchases become transfers to that account, earnings becomes a transaction coming in to that account. Now you have your account balance and can watch it change as you go. It will also feed into your reports and you can track its progress.

johnny847

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Re: Any one else dying to get their hands on YNAB5?
« Reply #6 on: September 03, 2015, 06:36:25 AM »
Does anybody else have the problem of random accounts getting reordered when you try to reorder one of your accounts? This drives me crazy every time I create a new account and drag it into its spot in alphabetical order.

Zette

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Re: Any one else dying to get their hands on YNAB5?
« Reply #7 on: September 03, 2015, 06:52:53 AM »
What new features are rumored to be coming? 

poorboyrichman

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Re: Any one else dying to get their hands on YNAB5?
« Reply #8 on: September 03, 2015, 07:23:56 AM »
Spreadsheets forever!

/Goes down guns blazing.

Zebra

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Re: Any one else dying to get their hands on YNAB5?
« Reply #9 on: September 03, 2015, 03:08:07 PM »
I wish they would support tracking investment and other non-spending accounts. Right now I use Quicken for a one-stop complete view of all my financial accounts and YNAB for budgeting. It sucks to enter all my spending transactions twice, but they provide such different functionality, I can't give up one for the other. Mint and Personal Capital are no help because they only show the current cleared balance on your accounts and don't allow you to see what your balance will be in two days when those scheduled bill payments go through or that one check you wrote two weeks ago finally clears.

Ummm, YNAB does this. Create an off-budget account. I check the balances on all investment accounts once a month and update manually with the reconciliation button. Unless I'm not understanding what you mean by tracking.

The "ummm" was needlessly condescending. I mean tracking the actual investments--number of shares, cost basis, share price. Do other people not do this?

GizmoTX

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Re: Any one else dying to get their hands on YNAB5?
« Reply #10 on: September 03, 2015, 03:23:25 PM »
I mean tracking the actual investments--number of shares, cost basis, share price. Do other people not do this?

Schwab has an excellent portal to track our brokerage accounts & transactions plus we use its Streetsmart app for trading. I wouldn't want to enter this stuff again. We use YNAB to manage bank accounts, credit cards, & bill paying.

johnny847

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Re: Any one else dying to get their hands on YNAB5?
« Reply #11 on: September 03, 2015, 08:35:59 PM »
I wish they would support tracking investment and other non-spending accounts. Right now I use Quicken for a one-stop complete view of all my financial accounts and YNAB for budgeting. It sucks to enter all my spending transactions twice, but they provide such different functionality, I can't give up one for the other. Mint and Personal Capital are no help because they only show the current cleared balance on your accounts and don't allow you to see what your balance will be in two days when those scheduled bill payments go through or that one check you wrote two weeks ago finally clears.

Ummm, YNAB does this. Create an off-budget account. I check the balances on all investment accounts once a month and update manually with the reconciliation button. Unless I'm not understanding what you mean by tracking.

The "ummm" was needlessly condescending. I mean tracking the actual investments--number of shares, cost basis, share price. Do other people not do this?

I kinda wish YNAB did this but it's also not really the goal behind the "YNAB philosophy". I want YNAB to have a record of all aspects of my financial life. YNAB is more focused on the budgeting aspect (it's in the name after all). Because that's mostly what they're after they have a built in feature where you start fresh. Wipe clean all past transaction history, and just use your current debts and assets. I would never ever do that because that would defeat the purpose that I use YNAB for: collecting data on my financial life.

Zette

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Re: Any one else dying to get their hands on YNAB5?
« Reply #12 on: September 05, 2015, 03:35:48 PM »
I've often thought they should make a 2nd product:  YNIP for You Need an Investment Plan

It would be designed to gently encourage something like the Bogleheads investment strategy.  Some of the features would be retirement planning calculators, fireSim, 529 plan calculators, target vs actual stock/bond/cash allocation, perhaps something specific to evaluating ROI for rental units, etc.  You could import your average spending numbers from YNAB to use as input to the calculators.  It would be optimized for updating and analyzing your plan quarterly, and would give you the overall picture based on the following types of accounts:  investment, IRA (all flavors), 401k, 529, pension, social security, mortgage, and whatever folks who invest in real estate need, but wouldn't track things at the level of individual stock trades like Quicken does.

I thought about writing it myself, but decided I would get sick of the project long before I was finished.